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Atty. Renato N. Bantug Jr.: The Senate President, the Presiding Officer, and the Senator-Judges of the Impeachment Court.

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Sen. Sherwin T. Gatchalian: The Sergeant at Arms is directed to make a proclamation.

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Senate Sergeant-at-Arms: All persons are commanded to

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Senate Sergeant-at-Arms: keep silent under pain of penalty while the Impeachment Court is in session for the trial of Vice President Sara Zimmerman Duterte.

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Sen. Sherwin T. Gatchalian: The Impeachment Trial of Vice President Sara Zimmerman Duterte is hereby called to order. We shall be led in prayer by Senator Judge Raffy Tulfo.

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Sen. Raffy T. Tulfo: Almighty Father, as we begin another long day of trial, please send your most Holy Spirit upon each one of us to guide us in our proceedings. Use our eyes and ears to discover the truth, guide our minds to understand what is being discussed, and warm our hearts to have patience for each other and have compassion for the people for whom we perform our duties today. We especially pray for our witnesses who sacrificed their time and energy to help us achieve our roles here today. Finally, give us enough light moments throughout the day to remember that we are all humans and equal before your eyes. All these we pray in your mighty name. Amen.

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Sen. Sherwin T. Gatchalian: The Clerk of Court will now call the roll.

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Atty. Renato N. Bantug Jr.: Ehercitot, Estrada, Go, Ontiveros, Lacson, Lapid, Legarda, Marcoleta, Marcos, Padilla, Pangilinan, Sotto III, Tulfo Erwin, Tulfo Raffi, Villanueva, Villar Camil, Villar Marc, Senator Judge Zubiri, the Presiding Officer, Senator Judge Escudero, the Senate President, Senator Judge Cachalian. The

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Sen. Sherwin T. Gatchalian: 14th Senate Judge is present. The Chair declares the presence of a quorum. In accordance with the Rules of Procedure on Impeachment Trials, the Chair now recognizes the duly elected Presiding Officer to preside over the proceedings of the Impeachment Court.

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Sen. Francis "Chiz" G. Escudero: Thank you, Mr. Senate President. If there are no objections, we shall dispense with the reading of the October 5 and 6, 2026 Journals of the Senate. sitting as an impeachment court and considered the same as approved.

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Sen. Francis "Chiz" G. Escudero: The clerk of court will kindly call the case before this court.

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Atty. Renato N. Bantug Jr.: Case number 004-2026 in the matter of impeachment trial of Vice President Cyrus D. Ramon Duterte.

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Sen. Francis "Chiz" G. Escudero: Appearances of the parties.

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Atty. James Bryan Ibrahim A. Alih: Good morning, Your Honor. Same appearances for the prosecution.

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Sen. Francis "Chiz" G. Escudero: I presume it will still be Attorney James?

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Atty. James Bryan Ibrahim A. Alih: Yes, Your Honor.

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Atty. David Ronell M. Golla VII: Good

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Atty. David Ronell M. Golla VII: morning. Good morning, your honor. I am David Ronell Golla. The same appearance for the respondent accused.

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Sen. Francis "Chiz" G. Escudero: Will it be attorney CJ?

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Atty. David Ronell M. Golla VII: No, your honor. At this point, we will be turning over to attorney Roberto Batungbacal, your honor.

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Sen. Francis "Chiz" G. Escudero: What's his nickname?

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Atty. David Ronell M. Golla VII: Attorney Robby, your honor.

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Sen. Francis "Chiz" G. Escudero: Rob.

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Sen. Francis "Chiz" G. Escudero: Attorney Rob, you are recognized.

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Atty. Roberto N. Batungbacal: Good

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Atty. Roberto N. Batungbacal: morning, your honor.

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Sen. Francis "Chiz" G. Escudero: Good morning. Call your witness. Is it Arcy James Gonzales, attorney James?

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Atty. James Bryan Ibrahim A. Alih: Good morning again, your honor. Yes, Your Honor, we are calling to the witness stand, Ms. Arcy James Gonzales, the branch manager of Asian United Bank Davao Toril Branch.

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Sen. Francis "Chiz" G. Escudero: Kindly situate Ms. Arcee James, no, rather, Arcy James Gonzales. Mr. Arcee James,

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Atty. James Bryan Ibrahim A. Alih: Your Honor.

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Sen. Francis "Chiz" G. Escudero: Mr. Arcee. Sorry, yung kilala kong Arcee kasi babae.

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Sen. Francis "Chiz" G. Escudero: Pero may James nga naman.

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Sen. Francis "Chiz" G. Escudero: Is he the only witness in the gallery?

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Atty. James Bryan Ibrahim A. Alih: Yes, your honor. It appears to be that way.

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Sen. Francis "Chiz" G. Escudero: Yes. Kindly exclude the other witnesses. However, the sergeant at arms is directed to facilitate the succeeding witnesses that will be called before the witness stand in seriatim. I think you already have a copy, General Corpus.

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Sen. Francis "Chiz" G. Escudero: Clerk of Court is directed to administer the oath.

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Atty. Renato N. Bantug Jr.: Please raise your right hand, sir. You, Arcy James Gonzales, do swear that the evidence shall give in the case now pending between the Philippines and Vice President Cyrus Guillermo Duterte shall be the truth, the whole truth and nothing but the truth. So help you God.

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Arcy James Gonzales: Yes, Your Honor.

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Atty. Renato N. Bantug Jr.: Kindly sit down.

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Sen. Francis "Chiz" G. Escudero: What's your nickname, sir?

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Arcy James Gonzales: RC na lang po.

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Sen. Francis "Chiz" G. Escudero: RC.

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Sen. Francis "Chiz" G. Escudero: Naunawaan mo ba, RC, yung inyong pinanumpaan kaugnay sa pagbibigay niyo ng testimonya ngayong umagang ito?

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Arcy James Gonzales: Yes, Your Honor.

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Sen. Francis "Chiz" G. Escudero: Your offer, Atty. James, would be the same as your offer yesterday without any additionals?

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Atty. James Bryan Ibrahim A. Alih: We confirm that, Your Honor.

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Sen. Francis "Chiz" G. Escudero: Atty. Rob?

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Atty. Roberto N. Batungbacal: Your Honor, we also adopt the comments yesterday, Your Honor.

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Sen. Francis "Chiz" G. Escudero: Since it's the same, anyway. Your witness, Atty. James?

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Atty. James Bryan Ibrahim A. Alih: Thank you, Your Honor.

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Atty. Roberto N. Batungbacal: Your Honor, apologies.

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Sen. Francis "Chiz" G. Escudero: Yes, Atty. Rob?

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Atty. Roberto N. Batungbacal: Just a quick request. May we request for expediency and...

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Atty. Roberto N. Batungbacal: For better administration that the documents that the witness would be identifying would be with him throughout the testimony. Just in case we need to confront the witness, it would be easier.

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Sen. Francis "Chiz" G. Escudero: Assisting counsels are so directed to approach the witness and continuing authority is so given. And the counsel for the panel for prosecutors is directed through his assisting counsel to kindly prepare the documents already for the perusal of the witness and with the other witnesses you will be presenting today.

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Atty. James Bryan Ibrahim A. Alih: We confirm that, Your Honor, and for the record, I will be assisted today by Attorney Patrice Sitchon, Your Honor.

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Sen. Francis "Chiz" G. Escudero: Yes, and continuing authority is given, as I said, to counsels for both parties. You may proceed, sir, with your direct examination.

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Atty. James Bryan Ibrahim A. Alih: Thank you, Your Honors. Good morning again, Your Honors. Again, I would beg your forbearance as we will be working our way up starting with AUB this morning. Mr. Witness, good morning, sir RSC. Would you, for the record, Mr. RC, would you mind telling the Honorable Court your full name, designation, and the branch or bank that you are representing today?

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Arcy James Gonzales: Good morning, everyone. I am Arcy James Gonzales, branch manager of AUB Davao Toril branch.

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Atty. James Bryan Ibrahim A. Alih: And as branch manager of Davao Toril, just briefly, what are your primary functions and responsibilities?

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Arcy James Gonzales: Yung primary functions ko po is oversight over

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Arcy James Gonzales: Oversight ng transaction records.

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Arcy James Gonzales: Parang part ako, owner of the business. I'm running the branch.

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Atty. James Bryan Ibrahim A. Alih: oversight and running the...

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Arcy James Gonzales: I mean oversight ng mga

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Arcy James Gonzales: records and documents, transactions, parang ganoon.

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Arcy James Gonzales: Since 2024 pa.

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Atty. James Bryan Ibrahim A. Alih: Early

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Arcy James Gonzales: 2023 to 2024.

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Atty. James Bryan Ibrahim A. Alih: Alright, that's two years. Based on your records, Mr. Witness, how many accounts does the Vice President and or his husband, Atty. Carpio, have in your branch?

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Arcy James Gonzales: Apat po.

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Atty. James Bryan Ibrahim A. Alih: Can you please provide?

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Arcy James Gonzales: Dalawa po yung active.

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Atty. James Bryan Ibrahim A. Alih: Okay.

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Atty. James Bryan Ibrahim A. Alih: Dalawa na lang po yung active. Are you in the position to confirm na yung active na account ay may last digits 4387 at 0301?

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Arcy James Gonzales: Pwede ko pong tignan yung notes.

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Atty. James Bryan Ibrahim A. Alih: Please, Your Honor, with your permission.

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Sen. Francis "Chiz" G. Escudero: You may do so, Mr. Arcee.

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Atty. James Bryan Ibrahim A. Alih: Yeah, thank you.

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Arcy James Gonzales: 4387, and 301. That's correct po.

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Atty. James Bryan Ibrahim A. Alih: Yes. And

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Atty. James Bryan Ibrahim A. Alih: under whose name are these accounts?

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Arcy James Gonzales: Some accounts po is under Mance Carpio. Yung isang account po is meron po siyang kasama.

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Atty. James Bryan Ibrahim A. Alih: All

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Atty. James Bryan Ibrahim A. Alih: right. So let's focus on these two accounts. I want to ask the year-end balance of these accounts, Mr. Whitmas, and allow me to go year by year on this matter. Sige po. Let's start with the account number ending 387. For 2022, based on your records, how much is the ending balance of this account?

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Arcy James Gonzales: As of December po, it's 314,059.1.

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Atty. James Bryan Ibrahim A. Alih: 2022, Your Honor. We're starting with 2022.

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Arcy James Gonzales: Okay.

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Arcy James Gonzales: Again,

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Atty. James Bryan Ibrahim A. Alih: Mr. Witas.

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Arcy James Gonzales: Thank you. 314,059.17.

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Atty. James Bryan Ibrahim A. Alih: Alright. How about for the account ending 301? What is the ending balance for the year 2022?

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Arcy James Gonzales: It's 1,682,094.21.

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Atty. James Bryan Ibrahim A. Alih: Alright. What was that again? 1682. 1682. Okay. Now let's go to the year 2023.

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Atty. James Bryan Ibrahim A. Alih: What is the ending balance of The account ending 387 of Atty. Carpio for 2023?

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Arcy James Gonzales: It's 470869.30.

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Atty. James Bryan Ibrahim A. Alih: Alright. How

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Atty. James Bryan Ibrahim A. Alih: about for the account ending 301? What is the ending balance?

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Arcy James Gonzales: It's 1774663.58.

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Atty. James Bryan Ibrahim A. Alih: 1774663.58. Thank you, Mr. Witness. Now for 2024, what is the ending balance of the account ending in 387 of Atty. Carpio?

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Arcy James Gonzales: It's

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Arcy James Gonzales: 456,352.28.

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Atty. James Bryan Ibrahim A. Alih: Alright. How about for the account ending in 301 for 2024? What is the ending balance?

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Arcy James Gonzales: It's 867,291.90.

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Atty. James Bryan Ibrahim A. Alih: Alright.

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Atty. James Bryan Ibrahim A. Alih: I'm almost done, Mr. Witness.

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Arcy James Gonzales: No problem.

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Atty. James Bryan Ibrahim A. Alih: For 2025, what is the ending balance of the account number ending in 387?

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Arcy James Gonzales: For 2025 po, zero na po.

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Atty. James Bryan Ibrahim A. Alih: Alright, zero na for 387.

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Arcy James Gonzales: Oo, kasi nag-close na po siya.

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Arcy James Gonzales: Na-close na siya in 2025.

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Atty. James Bryan Ibrahim A. Alih: That's fine. Okay. So sa yung isang account naman po na ending 301, ano na po yung ending balance niya for? 20-25.

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Arcy James Gonzales: It's 871,998.77.

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Atty. James Bryan Ibrahim A. Alih: Alright. So for all those years, again, 371? Tama po ba?

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Arcy James Gonzales: 871 po.

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Atty. James Bryan Ibrahim A. Alih: 871.

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Atty. James Bryan Ibrahim A. Alih: 998.77. Alright. I think that would be all my questions for you today, Mr. Witness. That would be all for this witness, Your Honor.

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Sen. Francis "Chiz" G. Escudero: Cross, Attorney Rob?

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Atty. Roberto N. Batungbacal: Yes, Your Honor.

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Atty. Roberto N. Batungbacal: Mr. Gonzales, good morning.

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Arcy James Gonzales: Good morning.

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Atty. Roberto N. Batungbacal: Mr. Gonzales, you mentioned these two AUB bank accounts, correct? And these are under the names, both accounts are under the names of Manases R. Carpio, is that correct?

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Arcy James Gonzales: Both accounts have the names of Manases Carpio, po.

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Atty. Roberto N. Batungbacal: Yes. And you confirmed that Sara Z. Duterte is not a holder of any of these accounts that you mentioned, correct?

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Arcy James Gonzales: That's correct, po.

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Atty. Roberto N. Batungbacal: Thank you, Mr. Witness.

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Atty. Roberto N. Batungbacal: Mr. Gonzales, you also talked about the balances of these accounts.

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Arcy James Gonzales: Yes, sir.

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Atty. Roberto N. Batungbacal: You confirmed that these numbers represent transactions done using these accounts, correct?

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Arcy James Gonzales: That's correct, Pa.

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Atty. Roberto N. Batungbacal: Yes. But you confirmed that your knowledge of these transactions and these amounts is only based on the Documents that you have on your records, correct?

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Arcy James Gonzales: That's correct.

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Atty. Roberto N. Batungbacal: You do not know why the transactions were made, correct?

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Arcy James Gonzales: That's correct.

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Atty. Roberto N. Batungbacal: You do not know the underlying contract or agreement for these transactions, correct?

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Arcy James Gonzales: Yes po.

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Atty. Roberto N. Batungbacal: In fact, these transactions were allowed by the bank, correct?

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Arcy James Gonzales: Yes, po.

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Atty. Roberto N. Batungbacal: Because at the time the transactions were made, the bank did not see anything wrong with them, correct?

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Arcy James Gonzales: Yes po.

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Atty. Roberto N. Batungbacal: No further questions, Your Honor.

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Sen. Francis "Chiz" G. Escudero: Mr. RC, malaming salamat po. Senator Judge Sotto is recognized.

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Sen. Vicente C. Sotto III: Just for my clarification, Mr. Presiding Officer, Mr. Senate President, sabi niya kanina yung isang account kay Tony Carpio and then the other account is Tony Carpio also and another person. Yan na sinabi, narinig ko eh. Sino yung other person?

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Sen. Vicente C. Sotto III: You said earlier, and another.

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Sen. Francis "Chiz" G. Escudero: I think he mentioned attorney.

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Atty. James Bryan Ibrahim A. Alih: Your Honor, if I may.

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Sen. Francis "Chiz" G. Escudero: Kindly answer, Attorney James.

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Atty. James Bryan Ibrahim A. Alih: I think, Your Honor, though, I'm just surmising, Your Honor, I think the witness is worried to give the answer because it might include the name of the children, Your Honor. Is that correct, Mr. Witness?

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Arcy James Gonzales: Yung names na po yung hindi po sila sakop sa pila.

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Atty. James Bryan Ibrahim A. Alih: Ah, okay. So, that was the answer. So, it's

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Atty. James Bryan Ibrahim A. Alih: another name. and not vice president.

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Sen. Vicente C. Sotto III: Pero may iba.

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Atty. James Bryan Ibrahim A. Alih: Yes, Pa.

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Sen. Vicente C. Sotto III: And you're not authorized to or you're not supposed to tell us. Sino

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Sen. Vicente C. Sotto III: yun?

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Arcy James Gonzales: Yes, Pa.

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Sen. Vicente C. Sotto III: Thank you. I just wanted to clarify. Parang may iba eh.

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Sen. Francis "Chiz" G. Escudero: Thank you. Mr. Arcee, maraming salamat po sa inyong panahon sa pagsagot sa mga katanungan at sa inyong pasensya at pagpahintulot na dumalo sa pagdinig ng hukumang ito. Your excuse, sir.

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Arcy James Gonzales: Thank you.

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Sen. Francis "Chiz" G. Escudero: Thank you very much, sir. Kindly call your next witness, the Clerk of Court through the Osayas, directed to bring Edeli D. Umayam to the witness stand.

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Atty. James Bryan Ibrahim A. Alih: Your Honor, may I just manifest your honor? Given the ruling of the presiding officer yesterday, the prosecution would be dispensing with the two witnesses because I understand, Your Honor, that some of the accounts contained in these branches are already closed.

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Sen. Francis "Chiz" G. Escudero: Which one would that be?

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Atty. James Bryan Ibrahim A. Alih: I think for both, Your Honor, the accounts under Davao Tagum Branch and Ortigas Green Hills Branch.

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Sen. Francis "Chiz" G. Escudero: Ah, so these two witnesses can be dispensed with?

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Atty. James Bryan Ibrahim A. Alih: Yes, Your Honor. Given that we will not be asking them questions, they were only to be presented for authentication, but given your ruling, we are happy to dispense them and excuse

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Atty. James Bryan Ibrahim A. Alih: them.

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Sen. Francis "Chiz" G. Escudero: So,

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Sen. Francis "Chiz" G. Escudero: Edeli D. Umayam and Jerilee Mae Sanidad are dispensed with?

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Atty. James Bryan Ibrahim A. Alih: Yes, Your Honor.

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Sen. Francis "Chiz" G. Escudero: Atty. Robby, any comment?

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Atty. Roberto N. Batungbacal: Your Honor, in that case, I am turning over to Atty. Lindon Miguel Bacquel.

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Sen. Francis "Chiz" G. Escudero: Atty. Lindon, again. We see each other again, Atty. Lindon.

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Atty. Lindon Miguel C. Bacquel: Good morning, Your Honor.

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Sen. Francis "Chiz" G. Escudero: Good morning. Ma'am Edeli, yung po ba nickname ninyo?

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Edeli Umayam: Yes, Your Honor.

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Sen. Francis "Chiz" G. Escudero: You are excused. Hindi na po magpapatuloy niyong pagtestigo. Paumanhin ko na abala kayo. Nagpunta pa kayo dito kahapon at ngayong araw.

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Sen. Francis "Chiz" G. Escudero: Pero

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Sen. Francis "Chiz" G. Escudero: tingin ko mas maganda na yun kesa naupo kayo dyan. Hindi po ba?

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Edeli Umayam: Yes, Your Honor.

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Sen. Francis "Chiz" G. Escudero: Sorry, Your Excellency, ma'am. Salamat po sa inyong panahon at sa pasensya na po sa abala. The Clerk of Court is also directed to kindly inform Ms. Jerilee Mae Sanidad that she will no longer be testifying and that she is excused from these proceedings.

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Sen. Francis "Chiz" G. Escudero: Your next witness, Atty. James, is Irene Ishida.

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Atty. James Bryan Ibrahim A. Alih: We confirm that, Your Honor, representing the Philippine Savings Bank.

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Sen. Francis "Chiz" G. Escudero: The Clerk of Court is directed to kindly bring and situate Ms. Irene Joy Ishida to the witness stand.

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Sen. Francis "Chiz" G. Escudero: The Clerk of Court is directed to kindly administer the oath to Ms. Ishida.

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Sen. Francis "Chiz" G. Escudero: Ano po ang palayaw ninyo? Sit down, Ma'am.

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Irene Joy Cadiente Ishida: Irene po, Your Honor.

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Sen. Francis "Chiz" G. Escudero: Irene. Irene, Ma'am Irene, naunawaan niyo po ba yung inyong pinanumpaan kaugnay sa pagbibigay niyo ng inyong testimonya sa umagang ito sa harapan ng hukuman ito?

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Irene Joy Cadiente Ishida: Yes, Your Honor.

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Sen. Francis "Chiz" G. Escudero: Your witness, Atty. James, same offer or any additional to your offer?

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Atty. James Bryan Ibrahim A. Alih: Same offer, Your Honor. We confirm.

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Sen. Francis "Chiz" G. Escudero: Atty. Lindon?

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Atty. Lindon Miguel C. Bacquel: Same comments and objections, Your Honor.

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Atty. James Bryan Ibrahim A. Alih: Permission to proceed, Your Honor. Your

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Sen. Francis "Chiz" G. Escudero: witness, Atty. James?

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Atty. James Bryan Ibrahim A. Alih: Thank you po. Madam Witness, good morning, Ma'am Irene. For the record, could you kindly provide us your full name, your designation, and the branch or bank you're representing today?

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Irene Joy Cadiente Ishida: My name is Irene Joy C. Ishida. I am the department head of the branch operations of Philippine Savings Bank.

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Atty. James Bryan Ibrahim A. Alih: And as the department head of the branch operations of PSB, briefly, what are your primary functions and responsibilities?

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Irene Joy Cadiente Ishida: My department supervises the operations of the branches of PS Bank. And as part of my function as the department head, I ensure that branches are able to strictly adhere to the policies, the internal controls, the regulatory requirements, and the standards set by PS Bank.

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Atty. James Bryan Ibrahim A. Alih: Alright, that's wonderful.

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Atty. James Bryan Ibrahim A. Alih: Could you kindly confirm to us, Madam Witness, how many bank accounts does the Vice President have or his spouse, Atty. Carpio, with PS Bank, based on your records?

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Irene Joy Cadiente Ishida: There are ten accounts, Your Honor.

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Atty. James Bryan Ibrahim A. Alih: Ten accounts. How many are active?

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Irene Joy Cadiente Ishida: There are four active accounts.

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Atty. James Bryan Ibrahim A. Alih: Are you in the position to confirm that these accounts include PSB, peso, time, deposit? ending in the last digits are 3853 under PS Bank Wilson.

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Irene Joy Cadiente Ishida: May I refer to my notes, Your Honor?

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Atty. James Bryan Ibrahim A. Alih: Your Honor, the witness is asking for permission to refer to -

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Sen. Francis "Chiz" G. Escudero: Yes,

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Sen. Francis "Chiz" G. Escudero: ma'am, you may. Continuing authority is granted to the witness to refer to her notes. You may do so, ma'am. All

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Atty. James Bryan Ibrahim A. Alih: right. Madam witness, again, ending in 3853 peso time deposit under PS Bank Wilson.

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Irene Joy Cadiente Ishida: Yes, Your Honor.

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Atty. James Bryan Ibrahim A. Alih: Under whose name is this account?

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Irene Joy Cadiente Ishida: The account number ending in 3853 is under the name of Sara Zimmerman Duterte.

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Atty. James Bryan Ibrahim A. Alih: Alright. How about, are you in the position to confirm that a bank account, peso, passbook savings ending in 2107 under PS Bank Davao, Madraso, is in your records?

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Irene Joy Cadiente Ishida: Yes, Your Honor.

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Atty. James Bryan Ibrahim A. Alih: And under whose name is this bank account?

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Irene Joy Cadiente Ishida: The account number ending in 2107 is under the name of Manases Reyes Carpio.

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Atty. James Bryan Ibrahim A. Alih: Alright, thank you Madam Witness. Madam Witness, our process today is that we're asking the ending balances of these accounts on the basis of years. So it's a year-to-year. So allow me to ask this question. For 2022, and I'm zeroing in on the account ending in 3853, For 2022, what is the ending balance of this account?

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Irene Joy Cadiente Ishida: For account ending in 3853, for the year ending 2022, the ending balance is 2,029,237.88.

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Atty. James Bryan Ibrahim A. Alih: Alright.

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Atty. James Bryan Ibrahim A. Alih: 2,029,237.88. How about for the account of Atty. Manasa-Scarpio ending in 2107 for the year 2022, what is the ending balance?

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Irene Joy Cadiente Ishida: For the account ending in 2107, the ending balance for the year 2022 is 473,845.96.

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Atty. James Bryan Ibrahim A. Alih: 473,845.96. Now let's proceed to the next year, 2023. For the account under the name of the Vice President, Sara Z. Duterte, what is the ending balance for 2023?

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Irene Joy Cadiente Ishida: For the account ending in 3853, for the year ending 2023, the balance is 2,080,023.45.

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Atty. James Bryan Ibrahim A. Alih: Alright. How about for the account ending in 2107? What is the ending balance for 2023?

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Irene Joy Cadiente Ishida: For the account ending in 2107, for the year ending 2023, the balance is 503,550.96.

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Atty. James Bryan Ibrahim A. Alih: Alright.

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Atty. James Bryan Ibrahim A. Alih: For 2024, going back to the account under the name of Sara Z. Duterte, for 2024, what is the ending balance? For 2024?

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Irene Joy Cadiente Ishida: For account ending in 3853, for the year ending 2024, the balance is 2,133,658.78.

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Atty. James Bryan Ibrahim A. Alih: Sige po. Para naman po kay Atty. Carpio, ending in 2107, what is the ending balance for 2024?

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Irene Joy Cadiente Ishida: For account ending in 2107, the ending balance for the year 2024 is 480,076.09.

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Atty. James Bryan Ibrahim A. Alih: Alright.

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Atty. James Bryan Ibrahim A. Alih: I'm on to my last questions, Madam Witness. For 2025, what is the ending balance of the account ending in, with the last digits, 3853 for 2025?

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Irene Joy Cadiente Ishida: For the account ending in 3853 for the year 2025, the ending balance 2,188,222.18 And

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Atty. James Bryan Ibrahim A. Alih: lastly, for the account with last digits 2107 under the name of Atty. Carpio, what is the ending balance in 2025?

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Irene Joy Cadiente Ishida: For the account ending in 2107 for the year 2025, the ending balance is 259,792.87

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Atty. James Bryan Ibrahim A. Alih: Alright.

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Atty. Lindon Miguel C. Bacquel: Your Honor, may we just object to the showing of any total because it's not contained in the witness's testimony, Your Honor.

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Atty. James Bryan Ibrahim A. Alih: May I comment, Your Honor?

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Sen. Francis "Chiz" G. Escudero: I was

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Sen. Francis "Chiz" G. Escudero: about to point that out to an inquiry. Yes, Attorney James,

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Atty. James Bryan Ibrahim A. Alih: before the Chair makes a

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Sen. Francis "Chiz" G. Escudero: ruling.

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Atty. James Bryan Ibrahim A. Alih: Yes, Your Honor. These are just mathematical descriptions of the numbers, Your Honor. It is well within the courts. prerogative as a matter of judicial notice because mathematics is part of science, your honor. To take

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Sen. Francis "Chiz" G. Escudero: note on this, your

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Atty. James Bryan Ibrahim A. Alih: honor.

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Sen. Francis "Chiz" G. Escudero: Alami, alami. This is okay for the court.

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Atty. James Bryan Ibrahim A. Alih: Yes, thank you.

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Sen. Francis "Chiz" G. Escudero: But it's the next slide that's not. When you total, I think with the previous witness, you had a total showing the per year.

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Atty. James Bryan Ibrahim A. Alih: Yes, your honor.

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Sen. Francis "Chiz" G. Escudero: That is what the court will not allow. And if at all, Attorney Lindon, that's what the court will not allow because it would be unfair to total the ending balances for 22, for 23, 24, 25 because... These are for different years. So kindly omit that last slide which I saw with the previous witness. But this one we will allow because it's simply a mathematical total which we would most likely be doing manually anyway. It saves us the time. But kindly instruct the tech or your person in the tech to avoid showing the totals of the years. That is not an accurate depiction anymore of

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Atty. James Bryan Ibrahim A. Alih: what the witness testified.

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Atty. James Bryan Ibrahim A. Alih: Thank you, Your

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Atty. James Bryan Ibrahim A. Alih: Honor.

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Atty. James Bryan Ibrahim A. Alih: May I ask the tech booth to remove Your Honor in order to comply with the... May

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Sen. Francis "Chiz" G. Escudero: isa ka pang slide na tinototal niyo eh. With the previous witness, there was that one eh.

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Atty. James Bryan Ibrahim A. Alih: Okay, that's okay, Your Honor. So this is okay. This

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Sen. Francis "Chiz" G. Escudero: is fine. Because it totals the ending balances of the spouses in 2025.

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Atty. James Bryan Ibrahim A. Alih: Okay.

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Sen. Francis "Chiz" G. Escudero: Yes, that's okay.

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Atty. James Bryan Ibrahim A. Alih: Alright, thank you, Your Honor.

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Atty. James Bryan Ibrahim A. Alih: That would be all from me, your honor, for this witness. Thank you, Madam Witness.

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Sen. Francis "Chiz" G. Escudero: Cross,

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Atty. Lindon Miguel C. Bacquel: you may proceed when you're ready.

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Atty. Lindon Miguel C. Bacquel: Good morning, ma'am.

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Atty. Lindon Miguel C. Bacquel: Ma'am, you provided the ending balance for these two accounts, correct? You provided the two year ending?

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Irene Joy Cadiente Ishida: Yes, sir.

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Atty. Lindon Miguel C. Bacquel: You can determine the balance of the accounts in your bank for a particular period. Is that correct statement, ma'am?

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Irene Joy Cadiente Ishida: Yes, sir.

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Atty. Lindon Miguel C. Bacquel: But your records would not be able to determine the purpose of the amounts inside the account, correct?

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Irene Joy Cadiente Ishida: Yes,

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Irene Joy Cadiente Ishida: sir.

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Atty. Lindon Miguel C. Bacquel: The

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Atty. Lindon Miguel C. Bacquel: bank records would not determine whether the funds were held for another person or entity.

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Atty. James Bryan Ibrahim A. Alih: Objection, Your Honor. The witness is incompetent to answer that.

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Sen. Francis "Chiz" G. Escudero: She may

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Sen. Francis "Chiz" G. Escudero: answer that she's not aware. Witness may answer. Irene, if you know.

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Irene Joy Cadiente Ishida: I'm sorry, sir. May you repeat the question?

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Atty. Lindon Miguel C. Bacquel: The bank

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Atty. Lindon Miguel C. Bacquel: records would not show whether funds in these accounts were held for another person or entity, correct?

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Irene Joy Cadiente Ishida: Yes, sir.

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Atty. Lindon Miguel C. Bacquel: And for account ending 2107, bank records would also not show that the vice president is aware of these accounts, correct?

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Irene Joy Cadiente Ishida: Yes, sir.

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Atty. Lindon Miguel C. Bacquel: No further questions, Your Honor.

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Sen. Francis "Chiz" G. Escudero: Ma 'am Irene, maraming salamat po sa panahon. Pasensya at abala na nagbigay namin at naidulot sa inyo sa pagtestigo nyo sa umagang ito at pagdalo kahapon na hindi naman po kayo nakapagtestigo. Thank you for your time, ma'am. We appreciate it. Your excuse, ma'am.

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Sen. Francis "Chiz" G. Escudero: Your next witness is Atty. Aguilar?

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Atty. James Bryan Ibrahim A. Alih: Yes, Your Honor. We confirm the witness is Atty. Ninia Ferren Aguilar of Metropolitan Metropolitan Bank and Trust Company or Metro Bank.

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Sen. Francis "Chiz" G. Escudero: Yes, Attorney Justin is

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Sen. Francis "Chiz" G. Escudero: recognized.

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Atty. Justin Nicol B. Gular: Good morning, Your Honor. Same appearance with the court's permission.

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Atty. James Bryan Ibrahim A. Alih: Same

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Atty. James Bryan Ibrahim A. Alih: appearance also, Your Honor.

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Sen. Francis "Chiz" G. Escudero: Kindly administer those. Attorney Bantug.

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Atty. Renato N. Bantug Jr.: Ma'am, kindly raise your right hand. You, Niña Feren Aguilar, do swear that the evidence you shall give in the case now pending between the Philippines and Vice President Sara Zimmerman Duterte shall be the truth, the whole truth, and nothing but the truth. So help me God.

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Atty. Niña Feren Alquiroz-Aguilar: Yes, I do.

296
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Atty. Renato N. Bantug Jr.: Kindly sit down.

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Sen. Francis "Chiz" G. Escudero: Atty. Aguilar, how shall we refer to you? Niña?

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Atty. Niña Feren Alquiroz-Aguilar: Niña po.

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Sen. Francis "Chiz" G. Escudero: Niña. Atty. Niña. Nakunawaan po niya inyong pinanumpaan kaugnay sa pagbibigay niyo ng inyong testimonya sa umagang ito sa harap ng hukuman ito.

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Atty. Niña Feren Alquiroz-Aguilar: Yes, Your Honor.

301
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Sen. Francis "Chiz" G. Escudero: Salamat po. Your witness, Atty. James, but is the offer the same?

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Atty. James Bryan Ibrahim A. Alih: Same offer, Your Honor, for the record.

303
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Sen. Francis "Chiz" G. Escudero: Atty. Justin?

304
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Atty. Justin Nicol B. Gular: Same objections, Your Honor, and same comments.

305
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Sen. Francis "Chiz" G. Escudero: Duly noted, you may proceed with your direct, Atty. James.

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Atty. James Bryan Ibrahim A. Alih: Thank you, Your Honor. Madam Witness, Atty. Ninia, good morning po.

307
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Atty. Niña Feren Alquiroz-Aguilar: Good morning po.

308
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Atty. James Bryan Ibrahim A. Alih: Ma'am, for the record, what is your full name and your designation in the bank that you're representing?

309
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Atty. Niña Feren Alquiroz-Aguilar: I am Niña Feren Alquiroz Aguilar. I am the Head of Anti-Money Laundering Division of Metro Bank.

310
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Atty. James Bryan Ibrahim A. Alih: Sorry, Head of Anti-Money Laundering Division?

311
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Atty. Niña Feren Alquiroz-Aguilar: Yes, sir.

312
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Atty. James Bryan Ibrahim A. Alih: As head of the Anti-Money Laundering Division, what are your primary functions and responsibilities?

313
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Atty. Niña Feren Alquiroz-Aguilar: I oversee the bank's compliance to the Anti-Money Laundering Act including its implementing rules and regulations.

314
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Atty. James Bryan Ibrahim A. Alih: Madam Witness, you caught my attention because you are the head of the Anti-Money Laundering Division. So far, those that are presented here are either the branch manager or the operations. May I know why you were sent as the representative of Metropolitan Metro Bank?

315
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Atty. Niña Feren Alquiroz-Aguilar: As the head of the Anti-Money Laundering Division, Sir, I have access to all the records for the accounts subject of the subpoena.

316
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Atty. James Bryan Ibrahim A. Alih: Okay. And how long have you been the head of the Anti-Money Laundering Division?

317
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Atty. Niña Feren Alquiroz-Aguilar: Over a year already, Sir.

318
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Atty. James Bryan Ibrahim A. Alih: Alright. So what you mentioned a while ago is that the accounts subject of the subpoena is under your division, the anti-money laundering division. Is that right?

319
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Atty. Niña Feren Alquiroz-Aguilar: Our division has access to the records

320
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Atty. Niña Feren Alquiroz-Aguilar: of

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Atty. Niña Feren Alquiroz-Aguilar: the account.

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Atty. James Bryan Ibrahim A. Alih: Yeah, that's fair. Madam Witness, I'll be asking some questions on the bank accounts of the vice president and or his husband and including perhaps their kids. But in order to not name the kids, you can just say Mr. A, Mr. B. I guess we can take notice that these are Bank accounts in the name of the kids because we also do not want to put their names out in the public. Is that fine?

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Atty. Niña Feren Alquiroz-Aguilar: It's fine,

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Atty. Niña Feren Alquiroz-Aguilar: sir.

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Atty. James Bryan Ibrahim A. Alih: Thank you po. Sige po. Based po sa records niyo sa Metro Bank, ilan po yung bank accounts ng ating Vice President ng kanyang asawa at ng kanyang mga anak kung meron man?

326
00:38:02,900 --> 00:38:04,760
Atty. Niña Feren Alquiroz-Aguilar: Can I confirm with my records?

327
00:38:04,760 --> 00:38:18,620
Sen. Francis "Chiz" G. Escudero: You may refer to your notes to clarify, Atty. Nina. Sorry, I'm not familiar. Only children below 18, if any, because that's what's included only in the SALN. Would that be correct, Atty. James?

328
00:38:18,720 --> 00:38:19,560
Atty. James Bryan Ibrahim A. Alih: I confirm that, Your Honor.

329
00:38:19,760 --> 00:38:23,840
Sen. Francis "Chiz" G. Escudero: Atty. James, Atty. Justin, that would be more accurate, right?

330
00:38:23,840 --> 00:38:24,980
Atty. Justin Nicol B. Gular: That would be correct, Your Honor.

331
00:38:24,980 --> 00:38:29,680
Sen. Francis "Chiz" G. Escudero: Any account of a child above 18 should be excluded already?

332
00:38:31,200 --> 00:38:33,980
Atty. Justin Nicol B. Gular: Yes, Your Honor. I think that is under the SALN rules and the law.

333
00:38:34,000 --> 00:38:37,080
Sen. Francis "Chiz" G. Escudero: Exactly. You may proceed, Atty. Niña.

334
00:38:37,080 --> 00:38:37,480
Atty. James Bryan Ibrahim A. Alih: Alright.

335
00:38:37,920 --> 00:38:57,230
Atty. Niña Feren Alquiroz-Aguilar: Thank you, Your Honor. For the current and savings account, combine Vice President Sara and Man Scorpio's account. There are six bank accounts under those individuals, including the accounts open for their children.

336
00:38:57,650 --> 00:39:00,270
Atty. James Bryan Ibrahim A. Alih: Alright, six. How many are active, if you know?

337
00:39:03,840 --> 00:39:05,080
Atty. Niña Feren Alquiroz-Aguilar: Three, sir.

338
00:39:05,360 --> 00:39:10,400
Atty. James Bryan Ibrahim A. Alih: Three. And can you give the last digits of those three active bank accounts?

339
00:39:11,230 --> 00:39:15,890
Atty. Niña Feren Alquiroz-Aguilar: The first one is ending 3876.

340
00:39:16,940 --> 00:39:17,700
Atty. Niña Feren Alquiroz-Aguilar: The

341
00:39:17,700 --> 00:39:28,220
Atty. Niña Feren Alquiroz-Aguilar: second one is ending in 2445. And the last one is ending in 5263.

342
00:39:29,520 --> 00:39:44,660
Atty. James Bryan Ibrahim A. Alih: 5263. Okay, so allow me to ask questions on those three active accounts. Let's start with the last digit. or the account ending 3876. But for the record, under whose name is this account?

343
00:39:45,040 --> 00:39:56,220
Atty. Niña Feren Alquiroz-Aguilar: This is a joint account of Attorney Manases Reyes-Carpio or Vice President Sara Zimmerman-Duterte.

344
00:39:56,560 --> 00:40:11,220
Atty. James Bryan Ibrahim A. Alih: Alright. How about for the bank account ending with digits 5293? Under whose account or under whose name is this if you are at liberty to say?

345
00:40:12,840 --> 00:40:17,100
Atty. Niña Feren Alquiroz-Aguilar: It's, just to clarify sir, it's 5263.

346
00:40:17,440 --> 00:40:18,080
Atty. James Bryan Ibrahim A. Alih: 5263.

347
00:40:18,280 --> 00:40:21,980
Atty. Niña Feren Alquiroz-Aguilar: This account is under the name of one of the children.

348
00:40:22,080 --> 00:40:31,220
Atty. James Bryan Ibrahim A. Alih: Alright, that's fine. How about the account with last digits 2445? Under whose name is this?

349
00:40:31,540 --> 00:40:36,180
Atty. Niña Feren Alquiroz-Aguilar: This is under the Vice President Sara Zimmerman Coterta's name.

350
00:40:36,520 --> 00:40:56,080
Atty. James Bryan Ibrahim A. Alih: Alright. Sige. Let's now go to the ending balance, Madam Witness. For account number 3876, under the name of Atty. Carpio and her wife, Vice President Sara Zimmerman Duterte, what is the ending balance for the year 2022?

351
00:40:57,320 --> 00:41:03,880
Atty. Niña Feren Alquiroz-Aguilar: Based on our records, sir, the ending balance as of 2022 is 2 million.

352
00:41:06,330 --> 00:41:10,550
Atty. Niña Feren Alquiroz-Aguilar: 278,832 pesos and 33 centavos.

353
00:41:10,590 --> 00:41:22,950
Atty. James Bryan Ibrahim A. Alih: Okay. How about for the account with last digits 2445 under the name of the Vice President Sara Zimmerman Duterte? What is the ending balance?

354
00:41:24,600 --> 00:41:32,980
Atty. Niña Feren Alquiroz-Aguilar: As of 2022, it's 85,556 pesos and 33 centavos.

355
00:41:33,000 --> 00:41:34,200
Atty. James Bryan Ibrahim A. Alih: What year is that? 2020?

356
00:41:34,200 --> 00:41:34,900
Atty. Niña Feren Alquiroz-Aguilar: 2022

357
00:41:34,900 --> 00:41:35,380
Atty. Niña Feren Alquiroz-Aguilar: sir.

358
00:41:35,680 --> 00:41:47,960
Atty. James Bryan Ibrahim A. Alih: How about for the last, the account with last digits 5263 under the name of one of their children? What is the ending balance for 2022?

359
00:41:54,700 --> 00:42:09,160
Atty. Niña Feren Alquiroz-Aguilar: For 2022, under the account ending in 5263, for 2022 the ending balance is 1,184,168 pesos and 2 centavos.

360
00:42:09,240 --> 00:42:25,220
Atty. James Bryan Ibrahim A. Alih: Alright. Let's go to 2023, Madam Witness. Again, start with the account with last digits 3876 under the name of the Vice President, Sara Duterte, and her husband, Atty. Carpio. What is the ending balance for 2023?

361
00:42:27,940 --> 00:42:30,020
Atty. Niña Feren Alquiroz-Aguilar: For 3876, sir.

362
00:42:30,360 --> 00:42:34,240
Atty. James Bryan Ibrahim A. Alih: Sorry, can you say it in thousands or millions?

363
00:42:34,240 --> 00:42:37,220
Atty. Niña Feren Alquiroz-Aguilar: This is for the account 3876?

364
00:42:37,220 --> 00:42:38,100
Atty. James Bryan Ibrahim A. Alih: 3876, yes.

365
00:42:38,360 --> 00:42:47,240
Atty. Niña Feren Alquiroz-Aguilar: For 2023, it's 2,436,156 pesos and 69 centavos.

366
00:42:47,480 --> 00:42:59,670
Atty. James Bryan Ibrahim A. Alih: Okay. For the last digits 244, bank account with last digits 2445? Under the name of Sara Zimmerman Duterte, what is the ending balance for 2023?

367
00:43:00,690 --> 00:43:07,910
Atty. Niña Feren Alquiroz-Aguilar: For 2023, sir, it's 85,556 pesos and 33 centavos.

368
00:43:08,050 --> 00:43:26,210
Atty. James Bryan Ibrahim A. Alih: Alright. Sige. How about for the last, for the account with last digits 5263? Under the name of their, one of their children, minor children, what is the... Ending balance for the year 2023? For

369
00:43:26,210 --> 00:43:34,350
Atty. Niña Feren Alquiroz-Aguilar: 2023, it's 1,330,800 pesos and 53 centavos.

370
00:43:34,410 --> 00:43:49,410
Atty. James Bryan Ibrahim A. Alih: Sige. Let's go back again to account with last digits 3876 for 2024. Ano po yung ending balance nitong 3876 na bank account?

371
00:43:49,820 --> 00:43:58,320
Atty. Niña Feren Alquiroz-Aguilar: For 2024, the ending balance is 330,896 pesos and 40 centavos.

372
00:43:58,380 --> 00:44:09,290
Atty. James Bryan Ibrahim A. Alih: Okay. For 2024 again, but this time with the bank account ending in 2445, what is the ending balance?

373
00:44:10,080 --> 00:44:17,880
Atty. Niña Feren Alquiroz-Aguilar: For 2024, it's 85,581 pesos and 89 centavos.

374
00:44:18,700 --> 00:44:27,640
Atty. James Bryan Ibrahim A. Alih: How about for last digit, for bank account with last digit 5263, what is the ending balance for 2024?

375
00:44:28,460 --> 00:44:35,720
Atty. Niña Feren Alquiroz-Aguilar: It's 1,458,423 pesos and 9 centavos.

376
00:44:36,520 --> 00:44:48,720
Atty. James Bryan Ibrahim A. Alih: Lastly for the years 2025, if you can just go quickly Madam Witness, para sa 3876 na bank account, ano yung Ending balance?

377
00:44:49,260 --> 00:44:54,580
Atty. Niña Feren Alquiroz-Aguilar: It's 55,273 pesos and 18 centavos.

378
00:44:54,800 --> 00:44:55,720
Atty. James Bryan Ibrahim A. Alih: Alright.

379
00:44:57,350 --> 00:45:05,010
Atty. James Bryan Ibrahim A. Alih: For 2025 with bank ending in 2445?

380
00:45:06,160 --> 00:45:13,060
Atty. Niña Feren Alquiroz-Aguilar: The balance is 85,625 pesos and 29 centavos. And

381
00:45:13,060 --> 00:45:17,060
Atty. James Bryan Ibrahim A. Alih: lastly for the bank account with last digits?

382
00:45:19,290 --> 00:45:21,250
Atty. James Bryan Ibrahim A. Alih: 5263. What is the ending balance?

383
00:45:22,130 --> 00:45:28,630
Atty. Niña Feren Alquiroz-Aguilar: It's 1,459,162.56 pesos.

384
00:45:31,130 --> 00:45:33,510
Atty. James Bryan Ibrahim A. Alih: 1,459

385
00:45:33,510 --> 00:45:36,670
Atty. James Bryan Ibrahim A. Alih: ,162

386
00:45:36,670 --> 00:45:45,890
Atty. James Bryan Ibrahim A. Alih: .56 pesos. Could you read the total of those, Madam Witness? If that is accurate, would you know?

387
00:45:46,880 --> 00:45:49,900
Atty. Niña Feren Alquiroz-Aguilar: I don't have the total balances in my notes.

388
00:45:49,900 --> 00:45:50,160
Atty. James Bryan Ibrahim A. Alih: That's

389
00:45:50,160 --> 00:45:52,620
Atty. James Bryan Ibrahim A. Alih: okay. We'll just proceed.

390
00:45:56,170 --> 00:45:59,390
Atty. James Bryan Ibrahim A. Alih: I think that would be all for this witness, Your Honor.

391
00:45:59,910 --> 00:46:01,570
Sen. Francis "Chiz" G. Escudero: Your witness, Attorney Justin?

392
00:46:01,570 --> 00:46:09,010
Atty. Justin Nicol B. Gular: Nothing to cross-examine, Your Honor, except we would like to object to the flashing of the separate totals on the screen pertaining to all banks, Your Honor.

393
00:46:09,250 --> 00:46:10,690
Sen. Francis "Chiz" G. Escudero: Kindly avoid that part.

394
00:46:11,110 --> 00:46:11,810
Atty. Justin Nicol B. Gular: Thank you, Your Honor.

395
00:46:11,810 --> 00:46:12,130
Sen. Francis "Chiz" G. Escudero: That

396
00:46:12,130 --> 00:46:15,510
Sen. Francis "Chiz" G. Escudero: is the proper subject matter of your next witness, I believe.

397
00:46:17,070 --> 00:46:17,470
Atty. Justin Nicol B. Gular: May

398
00:46:17,470 --> 00:46:25,330
Atty. Justin Nicol B. Gular: we ask that it be taken down, Your Honor, since several bank officials will be presented, they don't have personal knowledge on all those bank accounts. That would be improper.

399
00:46:25,330 --> 00:46:25,950
Sen. Francis "Chiz" G. Escudero: But you can include

400
00:46:25,950 --> 00:46:28,830
Sen. Francis "Chiz" G. Escudero: the total per year per account, Attorney James.

401
00:46:29,010 --> 00:46:33,150
Atty. James Bryan Ibrahim A. Alih: Yes. Thank you, Your Honor. But, Your Honor, can I see again the slide there? I'm not sure which one was it.

402
00:46:33,150 --> 00:46:33,370
Atty. Justin Nicol B. Gular: Your Honor,

403
00:46:33,490 --> 00:46:33,850
Atty. Justin Nicol B. Gular: we

404
00:46:33,850 --> 00:46:33,990
Atty. Justin Nicol B. Gular: are

405
00:46:33,990 --> 00:46:35,210
Sen. Francis "Chiz" G. Escudero: objecting to the flashing. It showed

406
00:46:35,210 --> 00:46:36,130
Atty. Justin Nicol B. Gular: totals per

407
00:46:36,130 --> 00:46:37,030
Atty. Justin Nicol B. Gular: bank.

408
00:46:37,030 --> 00:46:37,950
Atty. James Bryan Ibrahim A. Alih: Per bank?

409
00:46:37,950 --> 00:46:41,370
Sen. Francis "Chiz" G. Escudero: Per bank. She's not competent to testify on the other banks.

410
00:46:42,560 --> 00:46:44,200
Sen. Francis "Chiz" G. Escudero: From previous banks, okay.

411
00:46:45,750 --> 00:46:49,450
Sen. Francis "Chiz" G. Escudero: But kindly consult with your panel what they showed.

412
00:46:50,090 --> 00:46:50,770
Atty. James Bryan Ibrahim A. Alih: Okay, Your Honor.

413
00:46:51,930 --> 00:47:02,890
Sen. Francis "Chiz" G. Escudero: Atty. Nina, maraming salamat po sa inyong panahon at paumanhin sa abala. Salamat sa pagsagot sa mga katanungan na magkabilang partido. Yes, what is the pleasure of Sen. Risa Hontiveros?

414
00:47:07,870 --> 00:47:09,270
Sen. Francis "Chiz" G. Escudero: You wish to make interjections,

415
00:47:09,290 --> 00:47:09,430
Sen. Francis "Chiz" G. Escudero: ma'am?

416
00:47:09,450 --> 00:47:11,370
Sen. Risa Hontiveros: Mr. Presiding Officer, opo, just a couple.

417
00:47:11,690 --> 00:47:13,450
Sen. Francis "Chiz" G. Escudero: Yes, you have two minutes, ma'am.

418
00:47:13,650 --> 00:47:17,730
Sen. Risa Hontiveros: Salamat po, Mr. Presiding Officer. Magandang umaga po, Atty. Nina.

419
00:47:17,730 --> 00:47:18,150
Atty. Niña Feren Alquiroz-Aguilar: Good

420
00:47:18,150 --> 00:47:18,910
Atty. Niña Feren Alquiroz-Aguilar: morning, Your Honor.

421
00:47:19,660 --> 00:47:30,500
Sen. Risa Hontiveros: Good morning ma'am. Na-peak din yung interest ko dahil nga kayo yung head ng inyong anti-money laundering division so dalawang tanong lamang po sa inyo.

422
00:47:32,510 --> 00:48:20,900
Sen. Risa Hontiveros: Kahapon po kasi napag-usapan yung suspicious transaction reports o STRs na ginagawa ng mga covered persons kasama ang mga bangko sa AMLC. So, in general po, sa karanasan ninyo bilang head ng inyong anti-money laundering division, basta ba may kontrobersyal na balita tungkol sa kliyente ay nire-report na yan agad, agad-agad sa AMLC bilang STR? O kinukonsidera po ba? Nang covered person, in this case ng bangko, yung circumstances ng transaksyon. Circumstansya kasama na po yung halaga, account activity, profiles ng nagpadala, at tumanggap ng pera at iba pa. Ganun po ba yun?

423
00:48:22,130 --> 00:48:45,750
Atty. Niña Feren Alquiroz-Aguilar: For suspicious transaction reporting based on negative media, we generally file a suspicious transaction report if we have identified our customer to be the subject of the negative media and conduct further review on the transactions. And if it is warranted, we would file additional suspicious transaction reports after the review of the transactions, Your Honor.

424
00:48:54,080 --> 00:49:09,860
Sen. Risa Hontiveros: Hindi rin basta-basta. Kung may negative report pero identified yung customer bilang subject ng negative report, maaaring nagpo-file ng STR pero nagko-conduct ng further review if warranted. So may ganung mga qualifications step by step.

425
00:49:10,000 --> 00:49:10,620
Atty. Niña Feren Alquiroz-Aguilar: Yes, Your Honor.

426
00:49:10,920 --> 00:49:44,390
Sen. Risa Hontiveros: Alright po. Then huli na lamang po. Again, in general, yung mga suspicious transaction reports, yung mga bank teller po ba? Ang nagpapadala ng mga suspicious transaction reports agad-agad sa AMLC? O dumadaan po ba yan sa internal review? Kanina nabanggit niyo further review. Dumadaan ba sa internal review? May escalation process po ba? May approval po ba ng mga boss ng covered person o ng bangko bago i-report, i-forward ang report sa AMLC?

427
00:49:45,130 --> 00:49:55,970
Atty. Niña Feren Alquiroz-Aguilar: The suspicious transaction reports, Your Honor, goes through my division, anti-money laundering division, and would require my approval as well before filing with the AMLC.

428
00:49:56,460 --> 00:50:07,860
Sen. Risa Hontiveros: All right. So dadaan pa po sa division ninyo in the case of your covered person, in the case of your bank, and then kailangan pang-aprubahan ng head of division na kayo po yun.

429
00:50:07,920 --> 00:50:08,740
Atty. Niña Feren Alquiroz-Aguilar: Yes, Your Honor.

430
00:50:08,940 --> 00:50:12,020
Sen. Risa Hontiveros: All right. Salamat po, Attorney Nina. Salamat po, Mr. Presiding Officer.

431
00:50:12,020 --> 00:50:16,420
Sen. Francis "Chiz" G. Escudero: Thank you, Senator Judge Risa. Yes, Senator Judge Kiko Pangilinan is recognized.

432
00:50:21,400 --> 00:50:25,240
Sen. Francis “Kiko” Pangilinan: Thank you, Mr. Presiding Officer. Magandang umaga.

433
00:50:26,220 --> 00:50:27,640
Atty. Niña Feren Alquiroz-Aguilar: Good morning, Poa, Your Honor.

434
00:50:27,840 --> 00:50:34,020
Sen. Francis “Kiko” Pangilinan: Madam Witness, just to follow up on some of the points raised or questions raised by Senator Hontiveros.

435
00:50:35,550 --> 00:51:16,890
Sen. Francis “Kiko” Pangilinan: In the guidelines for suspicious transaction reporting, you are familiar with the seven criteria, no? Kunwari. Halimbawa, there is no underlying legal or trade justification. Tama. So apart from negative media reports, you would look at this particular guideline and say yung deposit na ito malaking halaga and it appears na walang underlying legal or trade or economic justification.

436
00:51:17,410 --> 00:51:19,110
Atty. Niña Feren Alquiroz-Aguilar: Among others, Your Honor.

437
00:51:19,210 --> 00:51:32,070
Sen. Francis “Kiko” Pangilinan: So in other words, negative media is one consideration in filing suspicious transaction reports. Of course, and you'll go through the guidelines.

438
00:51:32,490 --> 00:51:33,350
Atty. Niña Feren Alquiroz-Aguilar: Yes, Your Honor.

439
00:51:33,550 --> 00:51:40,550
Sen. Francis “Kiko” Pangilinan: And when you say, and we do further investigation or further, what was the term you said? Sorry.

440
00:51:40,730 --> 00:51:41,650
Atty. Niña Feren Alquiroz-Aguilar: Review, Your Honor.

441
00:51:41,690 --> 00:51:47,490
Sen. Francis “Kiko” Pangilinan: Review. Your review is based on the guidelines.

442
00:51:47,890 --> 00:51:48,610
Atty. Niña Feren Alquiroz-Aguilar: Yes, Your Honor.

443
00:51:48,790 --> 00:51:50,950
Sen. Francis “Kiko” Pangilinan: Okay. So, hindi...

444
00:51:55,340 --> 00:52:02,380
Sen. Francis “Kiko” Pangilinan: Binubusisi nyo ng gusto dahil you're careful na hindi rin tama na mag-file ng suspicious transaction report kung mali.

445
00:52:02,780 --> 00:52:03,500
Atty. Niña Feren Alquiroz-Aguilar: Yes, Your

446
00:52:03,500 --> 00:52:03,600
Atty. Niña Feren Alquiroz-Aguilar: Honor.

447
00:52:03,600 --> 00:52:06,040
Sen. Francis “Kiko” Pangilinan: O walang basis o dahil news report lang.

448
00:52:06,680 --> 00:52:07,560
Atty. Niña Feren Alquiroz-Aguilar: Yes, Your Honor.

449
00:52:07,780 --> 00:52:16,480
Sen. Francis “Kiko” Pangilinan: So, maingat ang bangko bago ito mag-file ng suspicious transaction report. Binubusisi ninyo ng gusto.

450
00:52:16,720 --> 00:52:17,440
Atty. Niña Feren Alquiroz-Aguilar: Yes, Your Honor.

451
00:52:17,760 --> 00:52:19,180
Sen. Francis “Kiko” Pangilinan: Hindi base sa chismis.

452
00:52:19,400 --> 00:52:20,300
Atty. Niña Feren Alquiroz-Aguilar: Yes, Your Honor.

453
00:52:20,460 --> 00:52:21,200
Sen. Francis “Kiko” Pangilinan: Maraming salamat.

454
00:52:22,190 --> 00:52:46,210
Sen. Francis "Chiz" G. Escudero: Thank you, Senator Judge Kiko. There being no other Senator Judges who wishes to make interjections, Atty. Nina, you're excused and may I just say kayo po yung pinakakalmado at malumanay na testigong so far nakaharap po namin. Maraming salamat. Naway mahawa po kaming lahat sa inyo. Yes, Senator Judge Villanueva.

455
00:52:50,320 --> 00:52:53,700
Sen. Joel Villanueva: Sorry, Mr. Presiding Officer. Just one question because I wanted to...

456
00:52:53,700 --> 00:52:54,560
Sen. Francis "Chiz" G. Escudero: You may proceed, sir.

457
00:52:54,560 --> 00:54:34,900
Sen. Joel Villanueva: Thank you very much because I wanted to take this moment to ask this very particular question to our witness who is also considered an expert in anti-money laundering activities. Madam Witness, may mga CTRs and STRs na nare-report na... Kagaya po nung last time nandito po kami, if I'm not mistaken, yung BPI po was mentioned na nagkaroon ng glitch or reporting error involving a manager's check and then was later corrected after the bank identified a system bug. Gusto kong malaman na Madam Witness, meron po ba kayong ganitong experience so that we can be informed before the court relies on these amounts appearing in the CTRs or the STR, suspicious accounts. Yung bangko po ba can confirm that these have been checked against the underlying account statements and Transaction records. At kung nagkaroon po ng error, kung sakali po na nagkaroon naman ng error in the original report, ano po yung ginagawa ng bangko in processing this information for correcting or withdrawing the CTR or STR previously submitted to AMLA?

458
00:54:36,110 --> 00:54:52,410
Atty. Niña Feren Alquiroz-Aguilar: Your Honor, we have not experienced that kind of error at least in my term as the head of anti-money laundering division of Metro Bank. But in case there would be any, we would file an amended covered transaction report as part of our procedure.

459
00:54:53,110 --> 00:55:08,170
Sen. Joel Villanueva: And sinasabi niyo ho, and puntahan ko yung binanggit kanina ni Sen. Kiko, talagang masusi at talagang maingat na maingat. Bago po ito i-submit. Kaya in your experience, hindi niyo po na-experience ito.

460
00:55:08,290 --> 00:55:09,150
Atty. Niña Feren Alquiroz-Aguilar: Yes, your honor.

461
00:55:09,390 --> 00:55:12,470
Sen. Joel Villanueva: Maraming salamat, Madam Witas. Thank you, Mr. Presiding Officer. Thank you.

462
00:55:12,750 --> 00:55:23,820
Sen. Francis "Chiz" G. Escudero: Yes, ganyan talaga pag nasimulan na natin eh. Senator Judge Raffy is recognized. Madam Witas,

463
00:55:23,920 --> 00:55:24,780
Sen. Raffy T. Tulfo: since kayo po isang expert.

464
00:55:24,780 --> 00:55:25,800
Sen. Francis "Chiz" G. Escudero: You may proceed, sir.

465
00:55:25,800 --> 00:55:43,450
Sen. Raffy T. Tulfo: Thank you, Mr. Presiding Officer. Since kayo po isang expert sa banking industry. Ano po yung protocol ninyo kapag meron halimbawang cliente ninyo mag-withdraw ng more than 500,000 at kapag meron pumasok sa account niya ng more than 500,000?

466
00:55:44,590 --> 00:56:10,010
Atty. Niña Feren Alquiroz-Aguilar: For cash payout, Your Honor, our requirement for more than 500,000 is to conduct enhanced due diligence. At least for the current policy, it's already 1 million following the circular 1230 of Bangko Sentral ng Pilipinas. We conduct enhanced due diligence on the transaction to ensure that we understand where the payment is going to.

467
00:56:10,440 --> 00:56:15,540
Sen. Raffy T. Tulfo: So meron kayo hinihingi ng mga dokumento kung para saan pupunta yung pera ngayon?

468
00:56:15,920 --> 00:56:19,900
Atty. Niña Feren Alquiroz-Aguilar: We get information and documents as may be necessary, Your Honor.

469
00:56:20,300 --> 00:56:26,100
Sen. Raffy T. Tulfo: Halimbawa kung meron pumasok na pera by the hundreds of millions, ano usually ang protocol?

470
00:56:26,580 --> 00:56:38,690
Atty. Niña Feren Alquiroz-Aguilar: We also conduct enhanced due diligence on the transaction and obtain additional information and documents as may be necessary to Prove the legitimacy of the source of the funds, Your Honor.

471
00:56:38,970 --> 00:56:50,090
Sen. Raffy T. Tulfo: So tinatanong niyo yung nag-de-deposit sa account kung para saan at saan galing yung pera ngayon na dinide-deposit sa isang account?

472
00:56:50,490 --> 00:56:51,370
Atty. Niña Feren Alquiroz-Aguilar: Yes, Your Honor.

473
00:56:51,790 --> 00:56:53,510
Sen. Raffy T. Tulfo: Anong mga dokumentong hinihingi niyo halimbawa?

474
00:56:53,810 --> 00:56:56,990
Atty. Niña Feren Alquiroz-Aguilar: It depends on the type of the transaction, Your Honor.

475
00:56:58,020 --> 00:56:58,620
Sen. Raffy T. Tulfo: Example?

476
00:56:59,180 --> 00:57:15,020
Atty. Niña Feren Alquiroz-Aguilar: So, for example, for fund transfers, if it is, for example, a payment from a supplier, we ask for copies of the invoice or the contract between our depositor and their counterparty to prove the legitimacy of the transaction.

477
00:57:15,560 --> 00:57:21,500
Sen. Raffy T. Tulfo: Very good. So, yan yung protocol sa lahat ng bangko, hindi lang sa bangko ninyo, per BSP regulations?

478
00:57:21,500 --> 00:57:21,980
Atty. Niña Feren Alquiroz-Aguilar: I

479
00:57:21,980 --> 00:57:24,660
Atty. Niña Feren Alquiroz-Aguilar: will not be able to answer for the other banks, sir.

480
00:57:24,700 --> 00:57:36,660
Sen. Raffy T. Tulfo: Okay. Last na lamang. So, kapag halimbawa, Nag-withdraw ang isang account holder sa kanyang account ng say 10 million. So anong protocol ulit?

481
00:57:41,850 --> 00:57:54,430
Atty. Niña Feren Alquiroz-Aguilar: depositor to provide us additional information as to the rationale why they are withdrawing that amount and provide documentation to support the legitimacy of the transaction or the withdrawal.

482
00:57:54,430 --> 00:57:54,910
Sen. Raffy T. Tulfo: The

483
00:57:54,910 --> 00:58:25,270
Sen. Raffy T. Tulfo: reason why I'm asking her, Mr. President and Officer, kasi kahapon, may mga pera galing sa iba't ibang bansa pumasok sa account ni BP Sara by the millions and hundreds of millions, as a matter of fact. So I was wondering kung yung bangko na Pinasukan ng pera from abroad kung sinunod yung ganong klaseng patakara na binanggit ni Madam Witness. Hininga ng kontrata, sales invoice, etc. because it wasn't discussed yesterday. So I was just wondering. Thank you, Madam Witness. Thank you, Mr. Presiding Officer.

484
00:58:25,270 --> 00:58:25,730
Sen. Francis "Chiz" G. Escudero: Thank

485
00:58:25,730 --> 00:58:27,330
Sen. Francis "Chiz" G. Escudero: you, Senator Judge Raffy.

486
00:58:29,220 --> 00:58:32,680
Sen. Francis "Chiz" G. Escudero: You are excused, Attorney Niña.

487
00:58:32,680 --> 00:58:33,980
Atty. Justin Nicol B. Gular: Your Honor, before that.

488
00:58:34,540 --> 00:58:36,000
Sen. Francis "Chiz" G. Escudero: Before we excuse the witness.

489
00:58:36,000 --> 00:58:37,390
Atty. Justin Nicol B. Gular: Yes, Your Honor.

490
00:58:37,390 --> 00:58:39,070
Sen. Francis "Chiz" G. Escudero: Yes, what's your pleasure, Attorney Justin?

491
00:58:39,070 --> 00:58:40,250
Atty. Justin Nicol B. Gular: With all due respect, of course, to

492
00:58:40,250 --> 00:58:41,610
Atty. Justin Nicol B. Gular: the questions

493
00:58:41,610 --> 00:59:07,020
Atty. Justin Nicol B. Gular: of our senator judges, just a clarification for the record in one of the answers of the witness. I believe the witness answered that when there is a negative media pertaining to a relevant person, an STR is automatically reported and she stated if warranted, further investigation is done and if after further investigation, an additional STR. is filed, Your Honor. I think that was the import of one of her

494
00:59:07,020 --> 00:59:07,140
Atty. Justin Nicol B. Gular: answers.

495
00:59:07,140 --> 00:59:14,800
Sen. Francis "Chiz" G. Escudero: And to qualify only insofar as she is concerned in her bank because she cannot speak for the practices of other banks. Would that be correct, Attorney Justin?

496
00:59:16,220 --> 00:59:16,940
Atty. Justin Nicol B. Gular: Sorry, Your Honor.

497
00:59:17,080 --> 00:59:19,200
Sen. Francis "Chiz" G. Escudero: It only applies to her bank, her statement.

498
00:59:19,200 --> 00:59:19,680
Atty. Justin Nicol B. Gular: Yes, Your Honor.

499
00:59:21,360 --> 00:59:24,480
Sen. Francis "Chiz" G. Escudero: Attorney Nina, you are excused, ma'am. Salamat po.

500
00:59:24,660 --> 00:59:25,420
Atty. Niña Feren Alquiroz-Aguilar: Thank you, Your Honor.

501
00:59:28,230 --> 00:59:31,030
Sen. Francis "Chiz" G. Escudero: Kindly situate the next witness to confirm, Attorney James.

502
00:59:31,030 --> 00:59:34,610
Atty. James Bryan Ibrahim A. Alih: It is Leslie Cham of Security Bank.

503
00:59:36,400 --> 00:59:38,960
Sen. Francis "Chiz" G. Escudero: Kindly situate Leslie Cham of Security Bank.

504
00:59:40,530 --> 00:59:49,660
Sen. Francis "Chiz" G. Escudero: To the witness stand, the clerk is directed to administer the oath to Mr. Leslie.

505
00:59:51,310 --> 01:00:15,780
Atty. Justin Nicol B. Gular: Your Honor, also, pardon, just to set the record straight, Your Honor, with all due respect again to our two senator judges. We'd just like to clarify, Your Honor, that based on the evidence propounded, the foreign currencies alluded to did not enter the bank accounts of the Vice President, but was, I think, the Cale88, Your Honor, just to clarify the record.

506
01:00:15,920 --> 01:00:21,220
Sen. Francis "Chiz" G. Escudero: Yes, and the Court has, I think, has taken note of that. Manifestation is noted.

507
01:00:21,220 --> 01:00:21,780
Atty. Justin Nicol B. Gular: Thank you, Your Honor.

508
01:00:21,780 --> 01:00:23,220
Sen. Francis "Chiz" G. Escudero: Kindly administer the oath to Mr. Leslie.

509
01:00:23,700 --> 01:00:37,510
Atty. Renato N. Bantug Jr.: Sir, kindly raise your right hand. You, Leslie Cham. Do swear that the evidence you shall give in the case now pending between the Philippines and Vice-President Sarah Zimmerman Duterte shall be the truth, the whole truth, and nothing but the truth. So help you God.

510
01:00:38,270 --> 01:00:39,030
Leslie Y. Cham: Yes, Your Honor.

511
01:00:40,140 --> 01:00:46,360
Sen. Francis "Chiz" G. Escudero: Thank you. I presume your nickname is Leslie as well?

512
01:00:46,360 --> 01:00:47,200
Leslie Y. Cham: Les.

513
01:00:47,200 --> 01:00:56,420
Sen. Francis "Chiz" G. Escudero: Les. Mr. Les, did you understand the oath that you just made in connection with the testimony you'll be giving before this Court this morning?

514
01:00:56,420 --> 01:00:58,030
Leslie Y. Cham: Yes, Your Honor.

515
01:00:58,030 --> 01:00:58,470
Sen. Francis "Chiz" G. Escudero: Thank you.

516
01:00:59,430 --> 01:01:00,810
Sen. Francis "Chiz" G. Escudero: Offer, Atty. James?

517
01:01:00,810 --> 01:01:03,370
Atty. James Bryan Ibrahim A. Alih: Same offer, Your Honor, from the prosecution.

518
01:01:04,130 --> 01:01:05,370
Sen. Francis "Chiz" G. Escudero: Atty. Justin?

519
01:01:05,370 --> 01:01:07,190
Atty. Justin Nicol B. Gular: Same comments and objections, Your Honor.

520
01:01:07,190 --> 01:01:10,470
Sen. Francis "Chiz" G. Escudero: Duly noted. Your witness, Atty. James, for your direct.

521
01:01:10,670 --> 01:01:26,850
Atty. James Bryan Ibrahim A. Alih: Yes, Your Honor. And before I ask, Your Honor, I beg your kind indulgence. I understand that these are numbers and that there are a lot of it, so I beg the forbearance of our honorable members of the court. But based naman po sa lumalabas, lumalaki-laki na rin naman po.

522
01:01:34,800 --> 01:01:47,920
Atty. James Bryan Ibrahim A. Alih: Sir Les, can you kindly tell your full name and your current designation in Security Bank, please?

523
01:01:48,300 --> 01:01:54,020
Leslie Y. Cham: I'm Leslie Y. Cham. I'm the branch banking group head of Security Bank.

524
01:01:54,840 --> 01:01:58,200
Atty. James Bryan Ibrahim A. Alih: Thank you. We needed some energy, sir. Thank you for that energy.

525
01:02:01,900 --> 01:02:10,100
Atty. James Bryan Ibrahim A. Alih: Branch banking group head. Branch banking group head. What are your primary functions and responsibilities?

526
01:02:10,920 --> 01:02:21,000
Leslie Y. Cham: I actually supervise the overall branch banking of the bank with regards to the distribution channel. So we are handling sales and service.

527
01:02:21,640 --> 01:02:27,330
Atty. James Bryan Ibrahim A. Alih: Okay. And how long have you been working in that capacity?

528
01:02:27,330 --> 01:02:28,250
Leslie Y. Cham: 18 years.

529
01:02:28,250 --> 01:02:38,150
Atty. James Bryan Ibrahim A. Alih: 18 years. Congratulations, sir. And before that, have you been a part of any other institution, banking institutions, or have you been with security bank?

530
01:02:38,550 --> 01:02:41,210
Leslie Y. Cham: Oh, I've been with other institution in the past.

531
01:02:41,310 --> 01:02:46,270
Atty. James Bryan Ibrahim A. Alih: And can you, for the record, just inform us? Konting ano po para malaman namin?

532
01:02:46,450 --> 01:02:58,720
Leslie Y. Cham: I started with the Citytrust Banking Corporation, then I moved to PCI Bank, and then to Standard Chartered Bank. Chinatrust, and Security Bank.

533
01:02:58,880 --> 01:03:18,040
Atty. James Bryan Ibrahim A. Alih: Alright. Certified banker, I guess. Sir, I just have a few questions on the ending balances of the Vice President. But could you confirm to the Honorable Court how many bank accounts does the Vice President and or her husband have with Security Bank?

534
01:03:18,580 --> 01:03:28,270
Leslie Y. Cham: Your Honor, based on our documents, Vice President Sara Duterte Does not maintain any account with security bank.

535
01:03:28,270 --> 01:03:28,730
Atty. James Bryan Ibrahim A. Alih: Okay.

536
01:03:29,980 --> 01:03:31,680
Atty. James Bryan Ibrahim A. Alih: How about Atty. Carpio?

537
01:03:31,860 --> 01:03:34,940
Leslie Y. Cham: Atty. Carpio has two accounts with us.

538
01:03:35,180 --> 01:03:39,100
Atty. James Bryan Ibrahim A. Alih: How many of those two accounts are still active?

539
01:03:39,100 --> 01:03:40,980
Leslie Y. Cham: Only one.

540
01:03:40,980 --> 01:03:47,880
Atty. James Bryan Ibrahim A. Alih: And are you in the position to confirm that this active account ends with the last digit 4534?

541
01:03:49,000 --> 01:03:51,000
Leslie Y. Cham: Can I take a look at the notes?

542
01:03:51,300 --> 01:03:55,870
Sen. Francis "Chiz" G. Escudero: You may, sir. Continuing authority is granted to the witness to look at his notes.

543
01:03:55,870 --> 01:03:57,030
Sen. Francis "Chiz" G. Escudero: Sir, what's the number again?

544
01:03:57,830 --> 01:04:00,350
Atty. James Bryan Ibrahim A. Alih: Last digit, 4534.

545
01:04:00,810 --> 01:04:13,910
Leslie Y. Cham: Okay. Yes, this is an account of a checking account, All Access, opened in October 22, 2020. Sorry, opened in, yeah, October 25, 2022.

546
01:04:14,450 --> 01:04:17,790
Atty. James Bryan Ibrahim A. Alih: Alright. But you mentioned that there are two active accounts, is that correct?

547
01:04:18,090 --> 01:04:20,120
Leslie Y. Cham: Yes. No, only one active account.

548
01:04:20,120 --> 01:04:20,640
Atty. James Bryan Ibrahim A. Alih: Only one.

549
01:04:20,660 --> 01:04:22,100
Leslie Y. Cham: The other one is already closed.

550
01:04:22,370 --> 01:04:23,210
Atty. James Bryan Ibrahim A. Alih: And this is a peso account?

551
01:04:23,630 --> 01:04:25,750
Leslie Y. Cham: That's correct. Both are peso accounts.

552
01:04:25,990 --> 01:04:26,830
Atty. James Bryan Ibrahim A. Alih: No foreign accounts?

553
01:04:27,130 --> 01:04:27,870
Leslie Y. Cham: No foreign accounts.

554
01:04:28,050 --> 01:04:28,290
Atty. James Bryan Ibrahim A. Alih: All right.

555
01:04:30,760 --> 01:04:51,070
Atty. James Bryan Ibrahim A. Alih: Allow me to ask questions on this account that you've identified under the name of the Vice President's husband, Atty. Manases Carpio. More particularly, just the ending balances, sir, if you can assist us on this. For 2022, sir, what is the ending balance of This account with last digits 4534.

556
01:04:52,060 --> 01:05:01,820
Leslie Y. Cham: As of December 20, 29, 2022, the ending balance is 25,074.34.

557
01:05:04,900 --> 01:05:16,260
Atty. James Bryan Ibrahim A. Alih: Thank you. I'm sorry I got distracted. For 2023, what is the ending balance of this account?

558
01:05:16,920 --> 01:05:24,540
Leslie Y. Cham: The ending balance of the December 2023 is 232,134.27.

559
01:05:25,080 --> 01:05:32,940
Atty. James Bryan Ibrahim A. Alih: Alright. And for 2024, sir, what is the ending balance for this account under the name of Atty. Carpio?

560
01:05:34,020 --> 01:05:37,440
Leslie Y. Cham: 344,388.90.

561
01:05:37,880 --> 01:05:48,550
Atty. James Bryan Ibrahim A. Alih: Alright. How about for 2025? What is the ending balance? of this account under the name of Atty. Manases R. Carpio.

562
01:05:49,350 --> 01:05:52,750
Leslie Y. Cham: 935,923.41.

563
01:05:53,090 --> 01:06:09,450
Atty. James Bryan Ibrahim A. Alih: Alright. I'm about to end, Mr. Witness, but would you be in the position to confirm to us if a certain entity such as an entity named Cale88 maintain foreign bank accounts with your bank?

564
01:06:11,760 --> 01:06:17,420
Atty. James Bryan Ibrahim A. Alih: Without saying the account number of course. Cale88. Are you in the

565
01:06:17,420 --> 01:06:18,560
Atty. James Bryan Ibrahim A. Alih: position to confirm?

566
01:06:18,560 --> 01:06:18,980
Leslie Y. Cham: No,

567
01:06:19,000 --> 01:06:20,840
Leslie Y. Cham: I'm not in the position to confirm

568
01:06:20,840 --> 01:06:22,600
Leslie Y. Cham: any FCDU account.

569
01:06:22,600 --> 01:06:28,400
Atty. James Bryan Ibrahim A. Alih: Alright. But that answer is based that you do not have the records now. Not because it's not there.

570
01:06:28,700 --> 01:06:30,340
Atty. Justin Nicol B. Gular: Objection, Your Honor. The witness has already

571
01:06:30,340 --> 01:06:31,020
Atty. Justin Nicol B. Gular: answered. Just clarifying,

572
01:06:31,120 --> 01:06:33,900
Atty. Justin Nicol B. Gular: Your Honor. That he cannot disclose on foreign currency deposit.

573
01:06:34,100 --> 01:06:35,040
Sen. Francis "Chiz" G. Escudero: Already answered, counsel.

574
01:06:35,400 --> 01:06:44,160
Atty. James Bryan Ibrahim A. Alih: We'll just move on, Your Honor. Yeah, that would be all from me, Sir Les. I thank you for your patience and for being here today. Thank you, Your Honor.

575
01:06:45,500 --> 01:06:47,020
Sen. Francis "Chiz" G. Escudero: Cross-Attorney Justin?

576
01:06:47,020 --> 01:06:48,320
Atty. Justin Nicol B. Gular: Nothing to cross-examine, Your Honor.

577
01:06:50,670 --> 01:06:54,790
Sen. Francis "Chiz" G. Escudero: The Senate President is recognized for his interjection. He has two minutes.

578
01:06:54,790 --> 01:06:55,510
Sen. Sherwin T. Gatchalian: Thank you. Thank

579
01:06:55,510 --> 01:07:47,680
Sen. Sherwin T. Gatchalian: you, Mr. President. Mr. Leslie, kahapon ang aming witness ay AMLAC. At nakita ko doon sa kanilang report ng security bank, nag-issue ng STRs. sa Cale88. One of the STRs na nabasa ko dito, nakasulat, 12 cash deposits amounting to total value of 29, hindi mabasa, will be filed through STRs as these pertain to the fresh funds are not commensurate with the declared financial profile of the customer. Can you explain to us, unang-una, bakit kayo nag-file ng STR? With this particular transaction, anong ibig sabihin o anong nakita niyo dito sa not commensurate with the declared financial profile of the customer?

580
01:07:48,400 --> 01:08:04,760
Leslie Y. Cham: Yeah, your honor. As advised by our legal counsel that if it's regards to the STR and CTR, I am not allowed to disclose any information pertaining to that. I think this is covered under the AL.

581
01:08:06,370 --> 01:08:09,810
Leslie Y. Cham: AMLC's confidential restriction.

582
01:08:11,070 --> 01:08:19,110
Sen. Sherwin T. Gatchalian: Nag, but do you know kung nag-file, kahapon lumabas, but do you confirm na nag-file kayo ng STR on Cale88?

583
01:08:19,510 --> 01:08:20,390
Leslie Y. Cham: I cannot confirm.

584
01:08:20,750 --> 01:08:31,240
Sen. Sherwin T. Gatchalian: And then there's another STR, actually multiple STR final ng security bank sa Cale88. Yung isa,

585
01:08:33,110 --> 01:08:50,490
Sen. Sherwin T. Gatchalian: Maraming nakasulat, but the main point here, however, the client failed to provide supporting documents and remained unresponsive to the request for clarification, which resulted to the bank being unable to validate the source and purpose of the transaction. Can you give us details on this?

586
01:08:50,730 --> 01:08:57,850
Leslie Y. Cham: Again, since this is not part of the subpoena of the STRCTR, I don't have any data to that, sir.

587
01:08:58,220 --> 01:09:03,720
Sen. Sherwin T. Gatchalian: You cannot give us information as to the reason why Security Bank filed the STRs?

588
01:09:03,720 --> 01:09:04,320
Leslie Y. Cham: I don't have right

589
01:09:04,320 --> 01:09:04,760
Leslie Y. Cham: now.

590
01:09:04,760 --> 01:09:04,900
Sen. Sherwin T. Gatchalian: Alright,

591
01:09:04,940 --> 01:09:05,140
Sen. Sherwin T. Gatchalian: thank

592
01:09:05,140 --> 01:09:05,300
Sen. Sherwin T. Gatchalian: you.

593
01:09:05,320 --> 01:09:06,000
Sen. Sherwin T. Gatchalian: Thank you, Mr. President.

594
01:09:06,780 --> 01:09:24,320
Sen. Francis "Chiz" G. Escudero: Thank you. The Chair confirms the answer of the witness in that regard that they are covered by the confidentiality rule on divulging submissions pertaining to CTRs and STRs as a covered institution. Senator Judge Pangilinan, sir, nice.

595
01:09:29,140 --> 01:09:55,610
Sen. Francis “Kiko” Pangilinan: Yes, earlier, good morning, Mr. Witness. Earlier, you mentioned that you are not allowed to disclose information regarding, as advised by your lawyer, of course, foreign currency deposits. And this is in reference to Cale88. Does Cale88 have a peso account with security bank?

596
01:09:56,760 --> 01:09:57,500
Leslie Y. Cham: Cale88?

597
01:09:59,720 --> 01:10:01,000
Leslie Y. Cham: Allow me to check.

598
01:10:01,000 --> 01:10:02,420
Sen. Francis “Kiko” Pangilinan: Yes, please.

599
01:10:02,420 --> 01:10:11,960
Leslie Y. Cham: Yes, it appears that Cale88 has two checking accounts but was closed already as of this point in time.

600
01:10:11,960 --> 01:10:13,320
Sen. Francis “Kiko” Pangilinan: So these are peso accounts?

601
01:10:13,580 --> 01:10:14,580
Leslie Y. Cham: It's a peso account.

602
01:10:14,580 --> 01:10:23,860
Sen. Francis “Kiko” Pangilinan: And therefore you can testify as to the transactions of the peso account in an impeachment trial?

603
01:10:23,860 --> 01:10:24,900
Leslie Y. Cham: Yeah, peso

604
01:10:24,900 --> 01:10:25,260
Leslie Y. Cham: account.

605
01:10:25,260 --> 01:10:25,660
Sen. Francis “Kiko” Pangilinan: When

606
01:10:25,660 --> 01:10:27,060
Sen. Francis “Kiko” Pangilinan: was it closed?

607
01:10:28,330 --> 01:10:32,830
Leslie Y. Cham: It closed on July 2026.

608
01:10:32,830 --> 01:10:34,790
Sen. Francis “Kiko” Pangilinan: Oh, just recently.

609
01:10:34,790 --> 01:10:39,840
Leslie Y. Cham: Because the account was only opened October 2025 also.

610
01:10:40,320 --> 01:10:50,180
Sen. Francis “Kiko” Pangilinan: Okay, so would you have figures as to the amounts of the peso account of Cale88 in your records?

611
01:10:50,180 --> 01:10:52,460
Leslie Y. Cham: The one that I only have

612
01:10:52,460 --> 01:10:53,420
Leslie Y. Cham: is the ending

613
01:10:53,420 --> 01:10:54,080
Leslie Y. Cham: balance.

614
01:10:54,080 --> 01:10:56,540
Sen. Francis “Kiko” Pangilinan: Yes. What was the ending balance when it was closed?

615
01:10:56,780 --> 01:11:19,790
Leslie Y. Cham: The ending balance is for the account of 2013 is 332,530.95 and the other account is 8581 is 21,164.27. Ending balance of December 2025.

616
01:11:20,830 --> 01:11:21,910
Leslie Y. Cham: The

617
01:11:21,910 --> 01:11:34,090
Leslie Y. Cham: first one is August 2024. The second one is October 2025. Both close at July 2026.

618
01:11:42,020 --> 01:11:43,980
Sen. Francis “Kiko” Pangilinan: Peso accounts from 2024.

619
01:11:44,720 --> 01:11:45,880
Leslie Y. Cham: Transaction reports.

620
01:11:46,080 --> 01:11:52,320
Sen. Francis “Kiko” Pangilinan: Meaning, you know, the withdrawals, the deposits. Would you have that?

621
01:11:52,940 --> 01:12:05,300
Leslie Y. Cham: Right now, I don't have because largely these are all system generated and I don't look into the day-to-day transaction of it. So, I was not able to have that transaction in place.

622
01:12:05,740 --> 01:12:21,900
Sen. Francis “Kiko” Pangilinan: Well, we will leave that to the lawyers. or maybe later on, the court. But it would be interesting to know, you know, the bank transactions undertaken by the Cale88 from 2024 and 2025.

623
01:12:23,600 --> 01:13:08,980
Sen. Francis “Kiko” Pangilinan: Because that was, at that, when it was opened, Vice President was already Vice President. And when it was closed, of course, 2026. So from 2024 to 2025 to 2026. It would be interesting to get the information as to the amounts that went in and out, considering that in the AMLA report, about 319 million pesos went in for transactions from China. We don't know if that was through the peso account or if that was through the dollar account, of course, but that would be... something that is worthy of looking into.

624
01:13:08,980 --> 01:13:09,440
Sen. Francis "Chiz" G. Escudero: With

625
01:13:09,440 --> 01:13:22,380
Sen. Francis "Chiz" G. Escudero: the permission of Senator Judge Pangilinan and Senator Judge Aquino, kindly complete it already, Mr. Les. 2024 ending balance of the account of Cale88, you only gave 2025.

626
01:13:22,380 --> 01:13:22,720
Leslie Y. Cham: Okay.

627
01:13:23,620 --> 01:13:40,640
Leslie Y. Cham: For the 2013, 2024 is 332,530.95 and for December 2029, 2025 is 16,987.59.

628
01:13:40,640 --> 01:13:41,160
Sen. Francis "Chiz" G. Escudero: For 2024,

629
01:13:41,540 --> 01:13:43,060
Sen. Francis "Chiz" G. Escudero: ending balance?

630
01:13:43,060 --> 01:13:48,020
Leslie Y. Cham: No 2024 since the account was actually just opened.

631
01:13:48,380 --> 01:13:51,020
Sen. Francis "Chiz" G. Escudero: So, you only have one ending balance which is 2025?

632
01:13:51,300 --> 01:13:52,460
Leslie Y. Cham: 2024 and 2025.

633
01:13:53,300 --> 01:13:53,520
Sen. Francis "Chiz" G. Escudero: Okay.

634
01:13:53,620 --> 01:13:54,060
Sen. Francis "Chiz" G. Escudero: Senator

635
01:13:54,060 --> 01:13:54,800
Sen. Francis "Chiz" G. Escudero: Judge Bam Aquino

636
01:13:54,800 --> 01:13:55,100
Sen. Francis "Chiz" G. Escudero: is recognized.

637
01:14:00,530 --> 01:14:47,240
Sen. Paolo Benigno “Bam” Aquino: Maraming salamat, Mr. Presiding Officer. Magandang araw, Mr. Witness. Since na-bring up na rin po ni Senator Pangilinan yung Is it Kale or Kale88? Kale88 or Kale88? Naalala ko, dun sa pinakitang suspicious transactions ng AMLA, nakalagay doon na naging suspicious siya dahil no economic justification. So, can you explain to me what does that mean? No economic, not necessarily on this account, but in general, when does... A transaction becomes suspicious and when do you attach the terminology no economic justification? Ano pong ibig sabihin nun?

638
01:14:47,400 --> 01:15:05,020
Leslie Y. Cham: If we have actually a huge transaction coming in or the deposit, then normally we ask for a proof of source of income or where it come from. So I think that's where the proof should be obtained by the

639
01:15:05,020 --> 01:15:05,970
Leslie Y. Cham: client.

640
01:15:05,970 --> 01:15:17,690
Sen. Paolo Benigno “Bam” Aquino: And that's standard for all transactions with other countries? Humihingi tayo ng, is that a contract? Anong dokumento po yung hinihingi po ninyo dyan?

641
01:15:18,010 --> 01:15:39,090
Leslie Y. Cham: It depends. So if it's a, let's say, it's a transaction, it's a sales of property, then we ask for the deed of sale and the contract of lease or contract of sale. So those are the documents that we look. and to make sure that the account or the money that you are going to deposit is legit.

642
01:15:39,390 --> 01:15:46,210
Sen. Paolo Benigno “Bam” Aquino: Okay. And in the case of exporters or food manufacturers, it would be a contract?

643
01:15:46,210 --> 01:15:47,750
Leslie Y. Cham: That's correct. Type finance

644
01:15:47,750 --> 01:15:50,230
Leslie Y. Cham: contract or a sales invoice in that level.

645
01:15:50,410 --> 01:15:59,150
Sen. Paolo Benigno “Bam” Aquino: Is that a requirement? Just to check, sir, is that a legal requirement? Is that a bank requirement? Is that an AMLA requirement?

646
01:15:59,150 --> 01:16:02,480
Leslie Y. Cham: It's really a bank requirement and industry requirement.

647
01:16:02,480 --> 01:16:09,080
Sen. Paolo Benigno “Bam” Aquino: Okay, so hindi naman siya iligal kung wala kang ibigay na kontrata? Is that correct?

648
01:16:09,080 --> 01:16:10,780
Leslie Y. Cham: No. Actually, we

649
01:16:10,780 --> 01:16:13,340
Leslie Y. Cham: don't transact without any documents.

650
01:16:13,800 --> 01:16:27,690
Sen. Paolo Benigno “Bam” Aquino: Oh, but, well, in this case, nakalagay no economic justification. So, ibig sabihin nun, walang dokumento. So, paano nakapasok po yung pera kung wala po mga dokumento?

651
01:16:28,950 --> 01:16:39,080
Leslie Y. Cham: In this case, actually, I don't have the details, sir. So, maybe I would like to just take a look at it on your question with regards to that particular

652
01:16:39,080 --> 01:16:40,940
Leslie Y. Cham: question.

653
01:16:40,940 --> 01:16:52,200
Sen. Paolo Benigno “Bam” Aquino: Okay, so can I repeat that? So, in a usual case na merong kumpanya magbibenta ng produkto sa ibang bansa, bago pumasok yung pera, humiingi po kayo ng...

654
01:16:52,200 --> 01:16:57,200
Leslie Y. Cham: Proof of payments or proof of remittance.

655
01:16:57,200 --> 01:17:01,170
Sen. Paolo Benigno “Bam” Aquino: And if no proof is given, you do not accept the remittance?

656
01:17:01,170 --> 01:17:02,700
Leslie Y. Cham: Yes. We don't accept.

657
01:17:03,000 --> 01:17:03,600
Sen. Paolo Benigno “Bam” Aquino: But

658
01:17:03,600 --> 01:17:06,820
Sen. Paolo Benigno “Bam” Aquino: there are cases na pumapasok ito kahit walang dokumento?

659
01:17:09,070 --> 01:17:13,130
Sen. Paolo Benigno “Bam” Aquino: No, no, sir. Usually, we actually return the money.

660
01:17:14,990 --> 01:17:17,570
Sen. Paolo Benigno “Bam” Aquino: Was the money returned in the case?

661
01:17:17,570 --> 01:17:19,810
Leslie Y. Cham: I don't have the figure, sir.

662
01:17:19,810 --> 01:17:34,340
Sen. Paolo Benigno “Bam” Aquino: Okay. So ang sinasabi ninyo, hindi pwede makapasok yung pera kung walang dokumento. But coming from the witnesses the other day and with your testimony today, mukhang wala naman pong dokumento. Paano nangyari ho yun?

663
01:17:34,340 --> 01:17:34,800
Leslie Y. Cham: So

664
01:17:34,800 --> 01:17:45,040
Leslie Y. Cham: I cannot actually determine right now to your question sir because I don't want to speculate of what had happened because I'm not also clear wherein the money is returned or retained.

665
01:17:45,360 --> 01:18:09,850
Sen. Paolo Benigno “Bam” Aquino: Okay. In the case where no documents were provided and ginawang suspicious transaction, how do you reckon that in your bank, in security bank, Mr. Witness? Ang tingin nyo ba doon ay mali? Irregular? Dapat bang i-resign? I'm not sure what the terms are but ano hung determination ninyo kapag may transaction na ganoon?

666
01:18:09,850 --> 01:18:10,230
Leslie Y. Cham: Sir,

667
01:18:10,370 --> 01:18:22,090
Leslie Y. Cham: if there is any doubt of certain transaction, we actually, the frontliner, refer it to our compliance office and they will determine and to help us decide whether this is illegal

668
01:18:22,090 --> 01:18:23,130
Leslie Y. Cham: or not.

669
01:18:23,130 --> 01:18:40,970
Sen. Paolo Benigno “Bam” Aquino: Last question, and in this case... For the transaction na matagal na pag-uusapan dito na may pumasok na pera galing sa Chinese companies, was there any determination on security bank's part that this should be brought up to the compliance office or checked again?

670
01:18:40,970 --> 01:18:41,670
Leslie Y. Cham: Yes.

671
01:18:41,670 --> 01:18:42,670
Sen. Paolo Benigno “Bam” Aquino: It was?

672
01:18:42,670 --> 01:18:43,370
Leslie Y. Cham: It was.

673
01:18:43,370 --> 01:18:44,210
Sen. Paolo Benigno “Bam” Aquino: Alright. Salamat po.

674
01:18:44,950 --> 01:19:21,360
Sen. Francis "Chiz" G. Escudero: Thank you, Sen. Judge Aquino. While we are on this point, Chair instructs the Clerk of Court. Clerk of Court, to distribute the document information requested by Senator Judge Zubiri yesterday on the names of the companies from the various European companies that were part of the CTRs and STRs. The additional requests, Senator Judge Zubiri, for the mainland China and Hong Kong companies are still being processed since that request was made belatedly. Senator Judge Tulfo, will you make an interjection?

675
01:19:22,930 --> 01:19:23,550
Sen. Raffy T. Tulfo: Yes, sir.

676
01:19:23,550 --> 01:19:25,650
Sen. Francis "Chiz" G. Escudero: You are recognized, sir. You may proceed when you're ready.

677
01:19:37,140 --> 01:19:53,960
Sen. Raffy T. Tulfo: Mr. Witness, kanina nasabi mo kay Senator Judge Kiko Pangilinan yung ending balance ng peso account ng [unclear], right, noong 2024. Pakiulit?

678
01:19:53,960 --> 01:20:02,050
Leslie Y. Cham: Okay. The 2024 is 332,530.95.

679
01:20:05,890 --> 01:20:20,450
Sen. Raffy T. Tulfo: Pero dito sa forensic report, it says 40,138,520 in 2024. Mukhang hindi ata nagtatali.

680
01:20:20,450 --> 01:20:21,570
Leslie Y. Cham: Sir,

681
01:20:23,000 --> 01:20:32,640
Leslie Y. Cham: I actually am mentioning the amount. Based on our bank records, sir. So I don't have any idea about that 40 million.

682
01:20:33,020 --> 01:20:35,600
Sen. Raffy T. Tulfo: No, it's an ending balance, Mr. Les.

683
01:20:35,600 --> 01:20:35,820
Leslie Y. Cham: Yeah,

684
01:20:35,900 --> 01:20:40,780
Leslie Y. Cham: the ending balance of what we have is 332,530.

685
01:20:41,120 --> 01:20:48,460
Sen. Francis "Chiz" G. Escudero: Not what was maintained in the account in the course of the year or what entered in the account in the course of the year. Would that be correct, Mr. Les?

686
01:20:49,880 --> 01:20:51,400
Leslie Y. Cham: Yes, this is the ending balance.

687
01:20:51,480 --> 01:20:52,680
Sen. Raffy T. Tulfo: The ending balance.

688
01:20:53,570 --> 01:21:05,730
Sen. Raffy T. Tulfo: So, itong 40,138,000, ito yung pumasok at lumabas na pera sa account ng Kale or Kale88 for the year 2024. Am I right?

689
01:21:06,760 --> 01:21:08,500
Leslie Y. Cham: Let me just check it.

690
01:21:08,540 --> 01:21:09,900
Sen. Raffy T. Tulfo: Ito ba yung nagja-jag sa records mo?

691
01:21:11,880 --> 01:21:12,520
Leslie Y. Cham: Transaction.

692
01:21:31,470 --> 01:21:42,280
Leslie Y. Cham: Yeah, the transaction record shows in 2024. Yes, it's talking about 40,138,000. 766.28

693
01:21:42,280 --> 01:21:43,100
Sen. Raffy T. Tulfo: Exactly.

694
01:21:43,460 --> 01:21:47,800
Sen. Raffy T. Tulfo: So yan yung pumasok at tumabas na pera. Ang

695
01:21:47,800 --> 01:21:52,300
Leslie Y. Cham: lumabas is 40,001,101.79 Ang

696
01:21:52,300 --> 01:21:59,340
Sen. Raffy T. Tulfo: lumabas. Ang pumasok total for the year 2024, how much? From January to December 2024?

697
01:21:59,340 --> 01:21:59,680
Leslie Y. Cham: 40

698
01:21:59,680 --> 01:22:03,380
Leslie Y. Cham: ,001,101.79

699
01:22:03,380 --> 01:22:03,740
Sen. Raffy T. Tulfo: Yung

700
01:22:03,740 --> 01:22:04,200
Sen. Raffy T. Tulfo: pumasok.

701
01:22:04,200 --> 01:22:04,680
Leslie Y. Cham: Ang

702
01:22:04,680 --> 01:22:05,320
Leslie Y. Cham: lumabas.

703
01:22:05,320 --> 01:22:05,460
Sen. Raffy T. Tulfo: Ang

704
01:22:05,460 --> 01:22:06,660
Sen. Raffy T. Tulfo: lumabas 40 million.

705
01:22:06,660 --> 01:22:06,840
Leslie Y. Cham: Yes.

706
01:22:06,840 --> 01:22:08,500
Sen. Raffy T. Tulfo: Ang total pumasok

707
01:22:08,920 --> 01:22:12,540
Leslie Y. Cham: 40,138,766.28.

708
01:22:12,680 --> 01:22:13,600
Sen. Raffy T. Tulfo: So halos parehas lang.

709
01:22:13,600 --> 01:22:13,920
Leslie Y. Cham: Yes.

710
01:22:13,920 --> 01:22:15,880
Sen. Raffy T. Tulfo: Okay. Sa

711
01:22:15,880 --> 01:22:17,200
Sen. Raffy T. Tulfo: 2025?

712
01:22:21,060 --> 01:22:29,350
Leslie Y. Cham: Sa 2025, ang pumasok is 6,265,915.66.

713
01:22:29,830 --> 01:22:31,510
Sen. Raffy T. Tulfo: Yan yung total? Pumasok at lumabas?

714
01:22:31,510 --> 01:22:31,870
Leslie Y. Cham: Yes, pumasok na

715
01:22:31,870 --> 01:22:32,070
Leslie Y. Cham: total.

716
01:22:32,490 --> 01:22:33,410
Sen. Raffy T. Tulfo: Okay, sige. Last na

717
01:22:33,410 --> 01:22:33,970
Sen. Raffy T. Tulfo: naman, Mr. Witness.

718
01:22:34,230 --> 01:22:39,490
Sen. Raffy T. Tulfo: Now, alimbawa may nag-deposit sa account.

719
01:22:41,160 --> 01:22:48,020
Sen. Raffy T. Tulfo: Peso account ng Cale88 na say 5 million. Ano yung protocol ninyo?

720
01:22:49,760 --> 01:22:51,340
Leslie Y. Cham: 5 million ang pumasok.

721
01:22:51,340 --> 01:22:56,660
Sen. Raffy T. Tulfo: Example, example lang. Just an example. Anong mga hinihingi nyo documents?

722
01:22:57,340 --> 01:23:14,980
Leslie Y. Cham: In this case, we also look into some supporting documents to prove of that 5 million came from. Because importante kasi we look at the also the source of funds coming in. So we actually also ask from the client any supporting documents.

723
01:23:15,360 --> 01:23:22,620
Sen. Raffy T. Tulfo: E paano kung wala yung client at tumahog yung manager niyo, tumahog yung vice president ng bank, papasukin mo na yan. Kami ng bahala.

724
01:23:22,900 --> 01:23:33,680
Leslie Y. Cham: We don't do that. In fact, if there is any ambiguity on that, we always refer it to the compliance office to make the final judgment on that.

725
01:23:33,960 --> 01:23:40,100
Sen. Raffy T. Tulfo: So meron yung isang department doon who will Come up with a final judgment whether or not to accept the deposit.

726
01:23:40,380 --> 01:23:41,300
Leslie Y. Cham: Yes, to determine

727
01:23:41,300 --> 01:23:41,680
Leslie Y. Cham: that

728
01:23:41,680 --> 01:23:43,940
Leslie Y. Cham: and give the recommendation.

729
01:23:44,520 --> 01:23:51,540
Sen. Raffy T. Tulfo: Wala ba kayong pulis yan na sige tangkapin na muna yan and then later on saka natin to follow na lang yung mga documents needed?

730
01:23:51,540 --> 01:23:51,780
Leslie Y. Cham: No,

731
01:23:51,840 --> 01:23:52,240
Leslie Y. Cham: we

732
01:23:52,240 --> 01:23:53,020
Leslie Y. Cham: are very strict

733
01:23:53,020 --> 01:23:55,200
Leslie Y. Cham: on the KYs in the compliance,

734
01:23:55,260 --> 01:23:55,560
Leslie Y. Cham: sir.

735
01:23:55,960 --> 01:23:58,820
Sen. Raffy T. Tulfo: Thank you, Mr. Witness. Salamat po, Mr. Presiding Officer.

736
01:23:59,280 --> 01:24:04,780
Sen. Francis "Chiz" G. Escudero: Thank you, Senator Judge Raffy Tulfo. Senator Judge Lacson is recognized. You may proceed, sir. You have two minutes.

737
01:24:04,780 --> 01:24:05,180
Sen. Panfilo “Ping” M. Lacson: Thank you, sir.

738
01:24:05,620 --> 01:24:35,380
Sen. Panfilo “Ping” M. Lacson: This is a point of clarification or information, I mean. What kind of account is, yeah, this is security bank account, no? 0392-J29380-001. I ask the question because it appears to differ from the account number that you testified to earlier. Kasi itong kanina, is this a checking account yung ending in 4534? that we were discussing earlier.

739
01:24:35,580 --> 01:24:36,860
Leslie Y. Cham: That's correct, sir. Are you referring

740
01:24:36,860 --> 01:24:39,460
Leslie Y. Cham: to Manases Carpio account?

741
01:24:39,460 --> 01:24:53,960
Sen. Panfilo “Ping” M. Lacson: Just the number, the pattern. Now, there's another account. Merong letter kasi eh, J. The account number, if you're familiar, and I would like to ask, anong klaseng account ito?

742
01:24:53,960 --> 01:24:55,660
Leslie Y. Cham: It's a checking account.

743
01:24:55,660 --> 01:24:56,000
Sen. Panfilo “Ping” M. Lacson: No, no, no.

744
01:24:57,810 --> 01:25:02,780
Sen. Panfilo “Ping” M. Lacson: 0392-J29380.

745
01:25:05,100 --> 01:25:07,900
Sen. Panfilo “Ping” M. Lacson: Dash001. Iba po yung pattern kaya ako natanong.

746
01:25:07,900 --> 01:25:23,280
Leslie Y. Cham: Actually, it's just referring to just one account. The first account is an internal, we call it the BBN account of the client but the real account number is the 50494534.

747
01:25:24,480 --> 01:25:33,300
Sen. Panfilo “Ping” M. Lacson: How about the 0392J293? Something. The one that I mentioned. What kind of account is that? Is it savings?

748
01:25:33,300 --> 01:25:34,320
Leslie Y. Cham: Checking.

749
01:25:34,320 --> 01:25:37,080
Sen. Panfilo “Ping” M. Lacson: Checking also. Why is the pattern different?

750
01:25:39,130 --> 01:25:50,590
Sen. Panfilo “Ping” M. Lacson: Pattern? Because this verse that you testified to earlier, wala pong letter. The account that I mentioned, meron pong letter J.

751
01:25:50,790 --> 01:26:10,910
Leslie Y. Cham: Yun may letter J is an internal number namin ng clients. But the real account number of the client is the one that I testified with the 4534. So, we're just showing lang. But these are two numbers with just one account.

752
01:26:10,910 --> 01:26:12,910
Sen. Panfilo “Ping” M. Lacson: How's that? Can you explain further?

753
01:26:12,910 --> 01:26:40,450
Leslie Y. Cham: Okay. The 0392 na sinasabong J29380001 is the customer ID of the client. So the customer ID is just one. But the client can have multiple accounts using only one customer ID. So the one with the J is the customer ID. And the one that was with the 4534 is the

754
01:26:47,790 --> 01:27:01,050
Sen. Panfilo “Ping” M. Lacson: I'm just curious because it is stated here sa fund flow analysis merong 5.3 million in fund transfers from a certain Dio Zambrano

755
01:27:01,050 --> 01:27:02,310
Sen. Panfilo “Ping” M. Lacson: and

756
01:27:02,310 --> 01:27:16,380
Sen. Panfilo “Ping” M. Lacson: Adam Anthony Cabe III. Wala naman pong Manases Carpio. or Vice President Sara Zimmerman-Duterte. So, paano naging isang account lang yun? Eh, different persons.

757
01:27:17,120 --> 01:27:21,980
Leslie Y. Cham: Carpio. Actually, I, sorry, sir, I'm not sure about the account.

758
01:27:21,980 --> 01:27:22,360
Sen. Panfilo “Ping” M. Lacson: Anyway,

759
01:27:22,360 --> 01:27:24,340
Sen. Panfilo “Ping” M. Lacson: thank you. You answered my question. Thank you very much, sir.

760
01:27:25,650 --> 01:27:30,190
Sen. Francis "Chiz" G. Escudero: Senator Judge Pangilinan, let's recognize. You have two minutes, sir.

761
01:27:30,190 --> 01:27:30,670
Sen. Francis “Kiko” Pangilinan: Good

762
01:27:30,670 --> 01:27:50,120
Sen. Francis “Kiko” Pangilinan: morning again, sir. Earlier, I asked about Philip Peso. accounts for Cale88 in your bank. Do you have peso accounts for the corporation GenCorp?

763
01:27:50,120 --> 01:27:51,440
Leslie Y. Cham: Yes, sir.

764
01:27:51,440 --> 01:27:59,140
Sen. Francis “Kiko” Pangilinan: Okay. May we know the ending balance of GenCorp? How many accounts? Peso accounts?

765
01:28:00,990 --> 01:28:02,170
Leslie Y. Cham: Eight accounts.

766
01:28:02,170 --> 01:28:06,490
Sen. Francis “Kiko” Pangilinan: Eight. Okay. How many... And

767
01:28:06,810 --> 01:28:08,720
Sen. Francis “Kiko” Pangilinan: these accounts were opened when?

768
01:28:08,720 --> 01:28:33,650
Leslie Y. Cham: Okay, the first account was opened in October 2020, the second account opened in November 2020, the third account is in March 2021, then the fourth one is March 2021, then August 2023, then January 2025, then August 2025, and November 2025.

769
01:28:33,650 --> 01:28:33,870
Sen. Francis “Kiko” Pangilinan: August

770
01:28:33,870 --> 01:28:34,890
Sen. Francis “Kiko” Pangilinan: 2025?

771
01:28:34,890 --> 01:28:35,530
Leslie Y. Cham: Yes.

772
01:28:35,530 --> 01:28:37,210
Sen. Francis “Kiko” Pangilinan: And November 2025?

773
01:28:37,210 --> 01:28:38,090
Leslie Y. Cham: That's correct.

774
01:28:38,090 --> 01:28:38,670
Sen. Francis “Kiko” Pangilinan: Okay.

775
01:28:40,510 --> 01:28:44,010
Sen. Francis “Kiko” Pangilinan: So these are eight accounts, GenCorp.

776
01:28:45,540 --> 01:28:51,880
Sen. Francis “Kiko” Pangilinan: Would you have ending balances for 2025? Are they all active?

777
01:28:51,880 --> 01:28:54,240
Leslie Y. Cham: Yes, sir. It's all active.

778
01:28:54,240 --> 01:28:54,620
Sen. Francis “Kiko” Pangilinan: Up to now?

779
01:28:54,880 --> 01:28:55,300
Leslie Y. Cham: Yes, sir.

780
01:28:55,420 --> 01:28:59,760
Sen. Francis “Kiko” Pangilinan: Okay. So would you have the ending balance of 2022,

781
01:29:01,480 --> 01:29:03,900
Sen. Francis “Kiko” Pangilinan: 2023, and 2024, and 2025?

782
01:29:04,560 --> 01:29:58,380
Leslie Y. Cham: Yes, sir. For the account of 6890, December 2022, 7,881,829.18. For 2023 is 10,674,113.05. 2024 is 9,044,516.71. Then 2025 is 3,279,422.28. The second account which is a 7044. 2022 is 2,276,435.05. December 2023 is 3,116,258.02.

783
01:30:00,000 --> 01:30:44,670
Leslie Y. Cham: 2024 is 4,547,203.46. Then 2025 is 2,372,195. Third account is 7204. 2023, we don't have the number in 2022. 2023 is 3,181,032.06. 2024 ending is 5,053,327.02. Then 2025 is 4,138,640.05. The fourth account is...

784
01:30:44,670 --> 01:30:44,810
Sen. Francis “Kiko” Pangilinan: How

785
01:30:44,810 --> 01:30:49,510
Sen. Francis “Kiko” Pangilinan: much was that, the last one? 2025 is...

786
01:30:49,510 --> 01:30:54,390
Leslie Y. Cham: 4,138,640.65.

787
01:30:55,910 --> 01:30:58,530
Leslie Y. Cham: The next account is 7215

788
01:30:58,540 --> 01:31:06,560
Sen. Francis “Kiko” Pangilinan: Which number, account number 8, 9, I mean, sorry, 7, 8. You said there are 8 accounts.

789
01:31:06,560 --> 01:31:08,560
Leslie Y. Cham: [unclear] mentioned 10 accounts.

790
01:31:08,560 --> 01:31:09,800
Sen. Francis "Chiz" G. Escudero: We're only on the 4th account.

791
01:31:09,800 --> 01:32:16,480
Leslie Y. Cham: The fourth account is 7215 2022 14,593,620.72 2023 is 15,658,349.55 2024 is 11,301,205.63 I don't have the figure of the 2025 right now. Then the fifth account is 6022 Starting in 2023 501,390.50 Then 2024 is one million five hundred six hundred forty-two point thirty-one Then December 2025 is 1,501,492.75 Then the next account which is 2772.

792
01:32:18,290 --> 01:32:35,530
Leslie Y. Cham: Since this account is open only in 2025, I have only 2025 ending balance which is 3,189,501.58. And the next account is 18336.

793
01:32:39,530 --> 01:32:54,170
Leslie Y. Cham: 2025 is 18,656.16. And the last account Right now is 9710 is zero balance.

794
01:32:55,350 --> 01:32:57,050
Sen. Francis “Kiko” Pangilinan: Okay. These are all ending.

795
01:32:57,050 --> 01:32:58,310
Leslie Y. Cham: Yes, that's correct.

796
01:32:58,310 --> 01:33:01,370
Sen. Francis “Kiko” Pangilinan: Okay. Thank you. Thank you very much.

797
01:33:04,600 --> 01:33:15,540
Sen. Francis "Chiz" G. Escudero: Thank you. Mr. Les, salamat po sa inyong panahon at pag-testigo at pag-sagot sa mga katanungan. Salamat din po at pasensya sa abala sa inyong kooperasyon sa hukuman ito. You're excused, sir.

798
01:33:15,540 --> 01:33:16,240
Leslie Y. Cham: Thank you, sir.

799
01:33:18,230 --> 01:33:24,450
Sen. Francis "Chiz" G. Escudero: Kindly situate the next witness to confirm Mr. Julius, sorry, Mr. Marwin Galvez of BBI.

800
01:33:24,750 --> 01:33:38,170
Atty. James Bryan Ibrahim A. Alih: Your Honor, at this point, I hope you'll allow it. Can we ask for a short break, Your Honor? Because we will be starting with BPI now, Your Honor. To be followed by PNB and BDO.

801
01:33:39,200 --> 01:33:42,000
Sen. Francis "Chiz" G. Escudero: So what's the significance, Counsel, if we're starting with BPI?

802
01:33:42,580 --> 01:33:43,940
Atty. James Bryan Ibrahim A. Alih: Just so I can...

803
01:33:46,110 --> 01:33:51,170
Atty. James Bryan Ibrahim A. Alih: Collect my thoughts, Your Honor, because I have been presenting the fifth bank today, Your Honor.

804
01:33:51,470 --> 01:33:55,740
Sen. Francis "Chiz" G. Escudero: So, kailangan may laman yung tiyan mo para patuloy na...

805
01:33:55,740 --> 01:33:56,680
Atty. James Bryan Ibrahim A. Alih: Without

806
01:33:56,680 --> 01:33:58,180
Atty. James Bryan Ibrahim A. Alih: having said that, Your Honor, yes.

807
01:33:59,880 --> 01:34:00,360
Sen. Francis "Chiz" G. Escudero: Just

808
01:34:03,620 --> 01:34:21,450
Sen. Francis "Chiz" G. Escudero: asking if lunch is already available to everyone. We can pause for an early lunch. So, we pause for an early lunch. We resume at 12.30. With the Bank of the Philippine Islands and continue as far as we can go for today.

809
01:34:22,200 --> 01:34:23,100
Atty. James Bryan Ibrahim A. Alih: Thank you, Your Honor.

810
01:34:23,680 --> 01:34:27,700
Sen. Francis "Chiz" G. Escudero: We are in recess and we shall resume at 12.30 in the afternoon.

811
03:05:14,470 --> 03:05:23,060
Sen. Francis "Chiz" G. Escudero: The clerk of court through the OSHA is directed to kindly situate Mr. Marwin Galvez to the witness stand, the representative of BPI.

812
03:05:34,460 --> 03:05:36,920
Sen. Francis "Chiz" G. Escudero: The clerk is directed to administer the oath to the witness.

813
03:05:42,520 --> 03:05:57,430
Atty. Renato N. Bantug Jr.: Sir, please raise your right hand. You, Marwin Galvez, do swear that the evidence that you will give in the case now pending between the Philippines and Vice President Saira General Amanda Terte shall be the truth, the whole truth, and nothing but the truth. So I help you God.

814
03:05:58,100 --> 03:05:59,880
Marwin L. Galvez: Yes, I do.

815
03:05:59,880 --> 03:06:04,210
Sen. Francis "Chiz" G. Escudero: Pwede ko po kayong tawaging Marwin o may mas maiklibang pangalan?

816
03:06:04,210 --> 03:06:06,270
Marwin L. Galvez: May call me Mau, Your Honor.

817
03:06:06,270 --> 03:06:06,670
Sen. Francis "Chiz" G. Escudero: Mau?

818
03:06:09,480 --> 03:06:19,470
Sen. Francis "Chiz" G. Escudero: Kanya-kanya talaga yan eh. Mr. Mau, naunawaan niyo po ba yung inyong pinanumpaan kaugnay sa pagbibigay niyo ng inyong testimonya sa hukumang ito?

819
03:06:19,470 --> 03:06:21,290
Marwin L. Galvez: Apo, Your Honor.

820
03:06:21,290 --> 03:06:22,030
Sen. Francis "Chiz" G. Escudero: Offer, Atty.

821
03:06:22,130 --> 03:06:24,290
Sen. Francis "Chiz" G. Escudero: James, I guess it's still going to be you, Atty. Justin?

822
03:06:24,290 --> 03:06:30,070
Atty. Justin Nicol B. Gular: No, Your Honor. May I request that my co-counsel, Atty. Michael Wesley, Poa, be recognized, Your Honor.

823
03:06:30,270 --> 03:06:32,490
Sen. Francis "Chiz" G. Escudero: So it's going to be Mike.

824
03:06:32,490 --> 03:06:34,190
Atty. Justin Nicol B. Gular: Thank you, Your Honor.

825
03:06:34,190 --> 03:06:35,750
Sen. Francis "Chiz" G. Escudero: Good afternoon, Attorney Mike.

826
03:06:35,750 --> 03:06:35,950
Atty. Michael Wesley Poa: Good

827
03:06:35,950 --> 03:06:36,630
Atty. Michael Wesley Poa: afternoon, Your Honors.

828
03:06:37,950 --> 03:06:39,510
Sen. Francis "Chiz" G. Escudero: Offer, Attorney James.

829
03:06:39,510 --> 03:06:44,810
Atty. James Bryan Ibrahim A. Alih: Yes, Your Honor. We will adopt the same offer. However, may I just add two more, Your Honor.

830
03:06:44,810 --> 03:06:45,710
Sen. Francis "Chiz" G. Escudero: You may proceed.

831
03:06:45,710 --> 03:06:59,890
Atty. James Bryan Ibrahim A. Alih: The witness, aside from what was already stated, the witness is going to be presented in order to establish a transaction involving more than 90 million pesos.

832
03:07:01,760 --> 03:07:16,750
Atty. James Bryan Ibrahim A. Alih: involving the accounts in BPI and involving the respondent and another 80 million pesos of purchases in insurance products, your honor.

833
03:07:17,760 --> 03:07:20,100
Sen. Francis "Chiz" G. Escudero: Attorney Mike?

834
03:07:20,100 --> 03:07:21,100
Atty. Michael Wesley Poa: Your

835
03:07:21,100 --> 03:07:26,600
Atty. Michael Wesley Poa: honors, may we inquire from the honorable and distinguished prosecutor? Who

836
03:07:26,600 --> 03:07:29,240
Atty. Michael Wesley Poa: the parties would be in these transactions?

837
03:07:29,240 --> 03:07:30,840
Atty. James Bryan Ibrahim A. Alih: The parties would involve...

838
03:07:30,840 --> 03:07:32,580
Atty. Michael Wesley Poa: Sorry, and also the dates, thank you.

839
03:07:32,620 --> 03:07:56,780
Atty. James Bryan Ibrahim A. Alih: Gladly, Your Honor. The parties would involve the Vice President, Sara Duterte, Your Honor, and Rodrigo Roa Duterte, involving their accounts that are joint, that are maintained in BPI. That would be... The dates would be... would run around 2011 to 2014, thereabouts, Your Honor.

840
03:07:57,520 --> 03:08:16,240
Atty. Michael Wesley Poa: Well, comment, Your Honor. Your Honor, first of all, we'd like to ensure that these are called alleged transactions. Secondly, additional objection, same comments and objection with additional objection as to former President Rodrigo Roa Duterte as he is not an impeachable officer, Your Honor.

841
03:08:17,680 --> 03:08:28,800
Sen. Francis "Chiz" G. Escudero: Noted, counsel. However, there is a joint account. Hopefully, we will be enlightened from Mr. Mao. Exactly what that means, either in direct or during cross.

842
03:08:29,080 --> 03:08:29,680
Atty. Michael Wesley Poa: We submit, Your Honor.

843
03:08:30,220 --> 03:08:34,240
Sen. Francis "Chiz" G. Escudero: You may proceed with your direct examination, Attorney James.

844
03:08:34,240 --> 03:08:34,640
Atty. James Bryan Ibrahim A. Alih: Thank

845
03:08:34,640 --> 03:08:37,380
Atty. James Bryan Ibrahim A. Alih: you, Your Honor. Good morning, Sir Mao.

846
03:08:38,160 --> 03:08:38,860
Marwin L. Galvez: Good morning,

847
03:08:38,960 --> 03:08:39,220
Marwin L. Galvez: Sir.

848
03:08:39,560 --> 03:08:40,580
Atty. James Bryan Ibrahim A. Alih: Good afternoon, rather.

849
03:08:40,760 --> 03:08:41,220
Marwin L. Galvez: Sir,

850
03:08:43,720 --> 03:08:51,080
Atty. James Bryan Ibrahim A. Alih: for the record, could you... Provide us your full name and your current designation with BPI, please.

851
03:08:51,620 --> 03:08:59,560
Marwin L. Galvez: Yes, sir. Your Honor, I am Marwin L. Galvez. I'm currently the division head for Central Metro Manila branches.

852
03:09:00,060 --> 03:09:05,440
Atty. James Bryan Ibrahim A. Alih: And as the division head, what is your primary functions and responsibilities?

853
03:09:06,440 --> 03:09:17,160
Marwin L. Galvez: Primary function and responsibilities is to oversee day-to-day business and operations of about 111 branches under my authority.

854
03:09:17,700 --> 03:09:22,980
Atty. James Bryan Ibrahim A. Alih: 111 branches and that would spread across the country or just a particular territorial region?

855
03:09:23,300 --> 03:09:26,740
Marwin L. Galvez: Basically, we call it the central part of Metro Manila.

856
03:09:26,940 --> 03:09:32,160
Atty. James Bryan Ibrahim A. Alih: Alright. And as part of Central Manila, is that right?

857
03:09:32,320 --> 03:09:33,260
Marwin L. Galvez: That's correct, sir.

858
03:09:33,340 --> 03:09:35,860
Atty. James Bryan Ibrahim A. Alih: And that would include, say for example, Green Hills?

859
03:09:36,640 --> 03:09:37,660
Marwin L. Galvez: That's correct, sir.

860
03:09:37,860 --> 03:09:42,570
Atty. James Bryan Ibrahim A. Alih: Say for example, Julia Vargas?

861
03:09:43,470 --> 03:09:44,810
Marwin L. Galvez: That's correct, sir.

862
03:09:45,360 --> 03:09:46,720
Atty. James Bryan Ibrahim A. Alih: and some others, I guess.

863
03:09:47,600 --> 03:09:48,240
Marwin L. Galvez: Yes, sir.

864
03:09:49,220 --> 03:09:53,860
Atty. James Bryan Ibrahim A. Alih: Based on your record, sir, no, but before that, how long have you been with BPI, sir?

865
03:09:54,420 --> 03:09:57,440
Marwin L. Galvez: I've been with the bank for 25 years.

866
03:09:57,440 --> 03:09:58,360
Atty. James Bryan Ibrahim A. Alih: 25 years?

867
03:09:58,360 --> 03:09:58,680
Marwin L. Galvez: Yes, sir.

868
03:09:59,040 --> 03:10:06,540
Atty. James Bryan Ibrahim A. Alih: And what other positions have you held throughout those years? If you can just briefly state it for the record.

869
03:10:07,040 --> 03:10:23,750
Marwin L. Galvez: Yes, sir. Thank you for that question. I started my career as a branch assistant business manager. Then took on a business manager role until I was designated as an area business director and now currently as a division head.

870
03:10:23,970 --> 03:10:45,360
Atty. James Bryan Ibrahim A. Alih: Alright. Sir, I'll just go straight ahead. Based on your records in BPI, how many bank accounts does the vice president have and or her husband, Atty. Carpio, whether separately maintained or joint? Together or with other persons?

871
03:10:46,920 --> 03:11:08,080
Marwin L. Galvez: May I classify my answer in terms of total active individual accounts? All in all, we have seven active deposit accounts under the name of the respondent and her spouse.

872
03:11:08,080 --> 03:11:08,860
Atty. James Bryan Ibrahim A. Alih: What

873
03:11:08,860 --> 03:11:10,340
Atty. James Bryan Ibrahim A. Alih: else

874
03:11:10,980 --> 03:11:11,600
Atty. James Bryan Ibrahim A. Alih: if there are any?

875
03:11:12,270 --> 03:11:24,800
Marwin L. Galvez: We have 34 other closed individual accounts under the name of the respondent and her spouse.

876
03:11:25,480 --> 03:11:46,150
Atty. James Bryan Ibrahim A. Alih: Sir, are you in the position to confirm without stating for the record the specific US dollar accounts or any foreign? Bank accounts. Are you in the position to confirm if the Vice President and or Attorney Carpio maintains any foreign currency account with GPI?

877
03:11:46,370 --> 03:11:47,310
Atty. Michael Wesley Poa: Objection, Your Honor.

878
03:11:51,620 --> 03:12:14,520
Atty. James Bryan Ibrahim A. Alih: That's fine, Your Honor. I'll just proceed. Thank you. Sir, for the record, are you in the position to confirm that a bank account with last digit 7742 under the name of Sara Zimmerman Duterte, and maintained in Green Hills Branch. It's in your record.

879
03:12:15,640 --> 03:12:18,240
Marwin L. Galvez: Your Honor, may I confirm my records?

880
03:12:18,240 --> 03:12:19,160
Sen. Francis "Chiz" G. Escudero: You may refer to

881
03:12:19,160 --> 03:12:22,140
Sen. Francis "Chiz" G. Escudero: your records or documents, Mr. Mal.

882
03:12:22,260 --> 03:12:23,080
Marwin L. Galvez: Thank you, Your Honor.

883
03:12:37,100 --> 03:12:37,740
Marwin L. Galvez: Sir,

884
03:12:37,860 --> 03:12:38,700
Marwin L. Galvez: may I request

885
03:12:38,700 --> 03:12:41,060
Marwin L. Galvez: you to please repeat the number?

886
03:12:41,060 --> 03:12:51,640
Atty. James Bryan Ibrahim A. Alih: Gladly, Sir. Last digit is 7742. under the name of Sara Zimmerman Duterte, maintained at Green Hills EDSA branch of BPI.

887
03:12:52,210 --> 03:12:55,130
Marwin L. Galvez: I confirm the existence of such account.

888
03:12:55,130 --> 03:12:55,730
Atty. James Bryan Ibrahim A. Alih: Alright. Are

889
03:12:55,730 --> 03:13:17,750
Atty. James Bryan Ibrahim A. Alih: you in the position, thank you sir, are you in the position to confirm that a bank account with last digit 6-9, sorry, 2-8 under the name of Atty. Manases Reyes Carpio or Sara Zimmerman Duterte is maintained at Green Hills EDSA branch of BPI.

890
03:13:19,300 --> 03:13:24,200
Marwin L. Galvez: Sir, based on the records we submitted, I confirm that such account is...

891
03:13:24,200 --> 03:13:25,060
Atty. James Bryan Ibrahim A. Alih: Thank you. Thank you, sir.

892
03:13:26,910 --> 03:13:49,550
Atty. James Bryan Ibrahim A. Alih: Sir, are you in the position to confirm that based on your records, the last digit, the bank account with last digit 9539 under the name of Rodrigo Roa Duterte or Rodrigo Roa Duterte and Sara Zimmerman Duterte? Maintained at Julia Vargas Branch is in your records.

893
03:13:50,410 --> 03:13:55,710
Marwin L. Galvez: Based on the records we submitted as covered in the subpoena, I confirm that, Your Honor.

894
03:13:55,990 --> 03:14:12,530
Atty. James Bryan Ibrahim A. Alih: And could you also confirm that another account with last digits 9891 under the name of Rodrigo R. Duterte in trust for Sara Zimmerman Duterte is maintained in Davao Main Branch of BPI?

895
03:14:14,250 --> 03:14:20,390
Marwin L. Galvez: Based on the records we submitted in response to the subpoena, I confirm that such account exists, Your

896
03:14:20,390 --> 03:14:21,090
Marwin L. Galvez: Honor.

897
03:14:21,090 --> 03:14:43,200
Atty. James Bryan Ibrahim A. Alih: Can you also confirm that a bank account with last digit 7455 under the name of Manassas R. Carpio, held in trust for a minor, is in your records, which is maintained in Davao Main Branch?

898
03:14:45,260 --> 03:14:51,560
Marwin L. Galvez: Confirming that based on records we submitted to the Honorable Court, that account exists, Your Honor.

899
03:14:51,880 --> 03:15:07,160
Atty. James Bryan Ibrahim A. Alih: Lastly, can you confirm that the bank account with last digits 8095 under the name of Manases R. Carpio, maintained in BPI, better leaving Don Bosco branches in your records?

900
03:15:08,990 --> 03:15:12,550
Marwin L. Galvez: Confirming based on records that we submitted to the Honorable Court, Your Honor.

901
03:15:12,890 --> 03:15:34,850
Atty. James Bryan Ibrahim A. Alih: The reason why I asked those confirmations, Mr. Witness, because my questions this afternoon will revolve around those banks. We do not intend to go through a full accounting of the BPI accounts that are maintained by those individuals. However, allow us for this afternoon to discuss those accounts that I've mentioned.

902
03:15:36,790 --> 03:15:43,170
Atty. James Bryan Ibrahim A. Alih: But for the record, before I go to the meat of the discussions, do you have with you a record of closed accounts throughout the years?

903
03:15:45,320 --> 03:15:46,160
Marwin L. Galvez: As

904
03:15:46,930 --> 03:15:55,290
Marwin L. Galvez: complied to the subpoena issued to us last July, we confirm submitting records of closed accounts.

905
03:15:57,530 --> 03:16:03,640
Marwin L. Galvez: As to

906
03:16:03,640 --> 03:16:10,260
Marwin L. Galvez: individual accounts, Your Honor, we confirm 34 closed accounts.

907
03:16:14,950 --> 03:16:19,550
Marwin L. Galvez: Those are under the name covered in the subpoena, your honor. I can go through the

908
03:16:19,550 --> 03:16:21,450
Marwin L. Galvez: list if you need me to.

909
03:16:21,450 --> 03:16:25,350
Atty. James Bryan Ibrahim A. Alih: So, 34 closed accounts and the period would be 2000?

910
03:16:27,210 --> 03:16:50,860
Marwin L. Galvez: Covered by the subpoena, we searched all records and documents covering person-denominated accounts of the respondent, Sara. Zimmermann Duterte, Spouses Manases Carpio, and the 20 other companies listed in the account covering the period January 1, 2007 up to December 31, 2025. So

911
03:16:50,860 --> 03:16:53,660
Atty. James Bryan Ibrahim A. Alih: that's 34 closed accounts and how many active again?

912
03:16:54,420 --> 03:17:01,750
Marwin L. Galvez: Two individual accounts, that's seven deposit accounts and two credit card accounts.

913
03:17:03,160 --> 03:17:09,100
Atty. James Bryan Ibrahim A. Alih: For all personal accounts or does that include the

914
03:17:09,100 --> 03:17:10,920
Marwin L. Galvez: Only personal accounts.

915
03:17:10,920 --> 03:17:13,600
Atty. James Bryan Ibrahim A. Alih: As to

916
03:17:13,600 --> 03:17:19,890
Marwin L. Galvez: the corporate account, we listed one active corporate account.

917
03:17:20,570 --> 03:18:13,550
Atty. James Bryan Ibrahim A. Alih: Alright, so more or less, more than 40 accounts, close and active, I should say. Alright, so let's go now, sir, with the ending balances of... The six accounts that I've identified. As I mentioned, I will not go through all the years. We have a separate witness for that. But I want to focus on the years 2022 to 2025. And I just want to know the ending balances of the six accounts that I've identified or that you've confirmed rather. So let's start with 7742 under the name of the Vice President Sara Zimmerman Duterte. In 2022, what is the ending balance of this account?

918
03:18:13,550 --> 03:18:16,710
Marwin L. Galvez: Your Honor, may I request your permission to continue looking

919
03:18:16,710 --> 03:18:17,210
Marwin L. Galvez: at my

920
03:18:17,210 --> 03:18:17,590
Marwin L. Galvez: documents?

921
03:18:17,610 --> 03:18:19,390
Sen. Francis "Chiz" G. Escudero: Continuing authority is granted, Mr. Mao.

922
03:18:19,570 --> 03:18:20,190
Marwin L. Galvez: Thank you, Your Honor.

923
03:18:29,390 --> 03:18:32,810
Marwin L. Galvez: Sir, can you please repeat the account number?

924
03:18:32,810 --> 03:18:43,220
Atty. James Bryan Ibrahim A. Alih: Certainly, Sir. In the bank account with last digit 7742, What is the ending balance for 2022?

925
03:18:46,790 --> 03:19:01,610
Marwin L. Galvez: For the account number with ending digit 7742, the ending balance as of December 31, 2022 is 10,542.

926
03:19:01,990 --> 03:19:21,800
Atty. James Bryan Ibrahim A. Alih: Yeah, only 10,000. Okay, so in the bank account with last digit 6928, What is the ending balance? And this is under the name of Atty. Carpio or the Vice President, Sara Duterte. For 2022, what is the ending balance for this account?

927
03:19:22,540 --> 03:19:38,290
Marwin L. Galvez: For account number ending in 6928, the ending balance for the period December 31, 2022 is 639,833, Your Honor.

928
03:19:38,290 --> 03:19:38,990
Atty. James Bryan Ibrahim A. Alih: Thank you,

929
03:19:39,010 --> 03:19:51,220
Atty. James Bryan Ibrahim A. Alih: Sir. For the third bank with ending digits 9539, what is the ending balance for the year 2022?

930
03:19:53,810 --> 03:20:10,090
Marwin L. Galvez: For the account ending in 9539, the ending balance as of December 31, 2022 is 1,285,909 pesos.

931
03:20:12,270 --> 03:20:22,700
Atty. James Bryan Ibrahim A. Alih: Alright. For the fourth bank or account, last digit is 9891, what is the ending balance for 2022?

932
03:20:24,550 --> 03:20:39,970
Marwin L. Galvez: For the account ending in 9891, the ending balance as of December 31, 2022 is 3,257,306 pesos, Your Honor.

933
03:20:39,970 --> 03:20:40,970
Atty. James Bryan Ibrahim A. Alih: Thank you, Sir.

934
03:20:41,530 --> 03:20:52,690
Atty. James Bryan Ibrahim A. Alih: Now let's go to your Davao branch. With last digit 7455 under the name of Atty. Carpio, what is the ending balance for 2022?

935
03:20:53,830 --> 03:21:10,290
Marwin L. Galvez: For the account ending in 7455, the ending balance as of December 31, 2022 is 1,033,461 Pesos, Your Honor.

936
03:21:10,710 --> 03:21:24,910
Atty. James Bryan Ibrahim A. Alih: Alright. How about for the bank account maintained in Better Living Don Bosco with last digits 8095? What is the ending balance for the year 2022?

937
03:21:26,090 --> 03:21:38,570
Marwin L. Galvez: For the account ending in 8095, the closing balance as of the period December 31, 2022 is 1,000,000

938
03:21:41,820 --> 03:21:43,540
Marwin L. Galvez: 892,884, Your Honor.

939
03:21:43,940 --> 03:21:44,560
Atty. James Bryan Ibrahim A. Alih: Alright.

940
03:21:46,410 --> 03:21:48,990
Atty. James Bryan Ibrahim A. Alih: Now let's go to 2023, Sir.

941
03:21:50,840 --> 03:22:04,810
Atty. James Bryan Ibrahim A. Alih: For 2023, going back to the first account with last digit 7742, under the name of the Vice President, what is the ending balance of this account?

942
03:22:04,810 --> 03:22:06,050
Marwin L. Galvez: For the account

943
03:22:06,050 --> 03:22:17,850
Marwin L. Galvez: ending with 7742, The balance as of December 31, 2023 is 9,442, Your Honor.

944
03:22:18,390 --> 03:22:40,650
Sen. Francis "Chiz" G. Escudero: With the indulgence of counsel, Mr. Mao, you don't have to repeat the question kindly, just counsel is simply asking for the amount. Unless the number, the account number he read is erroneous, then you can correct the question of counsel. But you need not state the date anymore ending in December 31 in the account number unless it's wrong. Kindly just state the amount.

945
03:22:40,910 --> 03:22:42,370
Sen. Francis "Chiz" G. Escudero: Thank you,

946
03:22:42,390 --> 03:22:45,320
Sen. Francis "Chiz" G. Escudero: Mr. Mao. Please proceed, Atty. James.

947
03:22:45,580 --> 03:22:56,260
Atty. James Bryan Ibrahim A. Alih: Thank you, sir. Thank you, Your Honor. For the second account, sir, with last digits 6928, what is the ending balance for 2023?

948
03:22:57,840 --> 03:23:03,420
Marwin L. Galvez: The ending balance, Your Honor, is 642,424.

949
03:23:04,790 --> 03:23:11,450
Atty. James Bryan Ibrahim A. Alih: For the bank account with last digits 9539? What is the ending balance for 2023?

950
03:23:12,620 --> 03:23:20,860
Marwin L. Galvez: The ending balance, Your Honor, is 1,291,569 pesos.

951
03:23:21,920 --> 03:23:30,670
Atty. James Bryan Ibrahim A. Alih: How about for the bank account with last digits 9891? What is the ending balance for 2023?

952
03:23:30,670 --> 03:23:31,390
Marwin L. Galvez: The

953
03:23:31,390 --> 03:23:41,940
Marwin L. Galvez: ending balance for said account is 3,259,800 pesos. 51, Your Honor.

954
03:23:42,340 --> 03:23:48,260
Atty. James Bryan Ibrahim A. Alih: Okay. Fifth, the bank account with last digits 7, 4, 5, 5.

955
03:23:51,480 --> 03:23:54,360
Atty. James Bryan Ibrahim A. Alih: What is the ending balance for the year 2023?

956
03:23:55,540 --> 03:24:05,320
Marwin L. Galvez: The ending balance for year 2023 is 1,132,207, Your Honor.

957
03:24:05,320 --> 03:24:05,960
Atty. James Bryan Ibrahim A. Alih: All right.

958
03:24:06,850 --> 03:24:16,830
Atty. James Bryan Ibrahim A. Alih: Six, for the bank account with last digits 8, 0, 9, 5. What is the ending balance for the year 2023?

959
03:24:18,980 --> 03:24:19,660
Marwin L. Galvez: The

960
03:24:19,660 --> 03:24:27,920
Marwin L. Galvez: ending balance for the said account is 2,153,880 pesos, Your Honor.

961
03:24:27,920 --> 03:24:28,660
Atty. James Bryan Ibrahim A. Alih: Thank you, Sir.

962
03:24:29,540 --> 03:24:43,980
Atty. James Bryan Ibrahim A. Alih: Now let's go to 2024, Sir Mau. Again, with the first account, with last digit 7742. What is the ending balance for 2024?

963
03:24:43,980 --> 03:24:50,660
Marwin L. Galvez: The ending balance for 2024 is Php 6,842, Your Honor.

964
03:24:50,660 --> 03:24:57,550
Atty. James Bryan Ibrahim A. Alih: How about for the second account, 6928? What is the ending balance for 2024?

965
03:24:57,550 --> 03:24:58,570
Marwin L. Galvez: The ending balance

966
03:24:58,570 --> 03:25:06,390
Marwin L. Galvez: is Php 645,026.00, Your Honor.

967
03:25:07,050 --> 03:25:13,680
Atty. James Bryan Ibrahim A. Alih: For the third account with last digits 9539? What is the ending balance for 2024?

968
03:25:14,900 --> 03:25:23,880
Marwin L. Galvez: The ending balance for said account is 1,292,532 pesos, Your Honor.

969
03:25:23,880 --> 03:25:24,460
Atty. James Bryan Ibrahim A. Alih: Thank you, sir.

970
03:25:25,330 --> 03:25:34,490
Atty. James Bryan Ibrahim A. Alih: Number four, with last digit 9891, what is the ending balance for December 31 or for the year 2024?

971
03:25:35,420 --> 03:25:39,580
Marwin L. Galvez: The balance for said account is 3,000,000...

972
03:25:41,550 --> 03:25:43,530
Marwin L. Galvez: 262,404 pesos, Your Honor.

973
03:25:44,690 --> 03:25:53,970
Atty. James Bryan Ibrahim A. Alih: How about for the fifth account with last digits 7, 4, 5, 5? What is the ending balance for 2024?

974
03:25:54,830 --> 03:26:02,250
Marwin L. Galvez: The ending balance is 1,262,830 pesos, Your Honor.

975
03:26:05,010 --> 03:26:10,330
Atty. James Bryan Ibrahim A. Alih: All right. How about for the, that was the fourth?

976
03:26:10,870 --> 03:26:11,470
Marwin L. Galvez: Fifth.

977
03:26:11,790 --> 03:26:12,190
Atty. James Bryan Ibrahim A. Alih: Fifth,

978
03:26:12,190 --> 03:26:12,990
Marwin L. Galvez: that's the fifth.

979
03:26:13,980 --> 03:26:19,380
Atty. James Bryan Ibrahim A. Alih: How about for the sixth, sir? Last digit 8095, what is the ending balance?

980
03:26:19,980 --> 03:26:20,520
Marwin L. Galvez: The

981
03:26:20,520 --> 03:26:27,500
Marwin L. Galvez: ending balance for that account is 2,144,957, Your Honor.

982
03:26:27,500 --> 03:26:27,960
Atty. James Bryan Ibrahim A. Alih: Okay.

983
03:26:28,240 --> 03:26:42,030
Atty. James Bryan Ibrahim A. Alih: I'm on to the last year, sir. For the first account with last digit 7742, what is the ending balance in the year 2025?

984
03:26:43,090 --> 03:26:49,730
Marwin L. Galvez: The ending balance for the year 2025 is 3,228 pesos, Your Honor.

985
03:26:50,740 --> 03:26:57,890
Atty. James Bryan Ibrahim A. Alih: Alright. How about for the bank account with last digit 6928? What is the ending balance?

986
03:26:58,980 --> 03:27:06,600
Marwin L. Galvez: The ending balance for that account is 647,639 pesos, Your Honor.

987
03:27:07,550 --> 03:27:19,600
Atty. James Bryan Ibrahim A. Alih: How about for the third branch or third account? With last digits 9539, what is the ending balance for 2025, please?

988
03:27:20,380 --> 03:27:29,620
Marwin L. Galvez: The ending balance for said account is 1,296,236 pesos, Your Honor.

989
03:27:29,620 --> 03:27:30,020
Atty. James Bryan Ibrahim A. Alih: I'm almost

990
03:27:30,020 --> 03:27:39,190
Atty. James Bryan Ibrahim A. Alih: done, Sir Mau. For the account with last digit 9891, what is the ending balance for 2025?

991
03:27:40,500 --> 03:27:49,060
Marwin L. Galvez: The ending balance for said account is 3,264,952 Pesos, Your Honor.

992
03:27:50,280 --> 03:27:56,780
Atty. James Bryan Ibrahim A. Alih: How about for the fifth account with last digit 7455? What is the ending balance?

993
03:27:57,460 --> 03:28:04,700
Marwin L. Galvez: The ending balance would be 1,263,470 Pesos, Your Honor.

994
03:28:04,700 --> 03:28:05,160
Atty. James Bryan Ibrahim A. Alih: Alright.

995
03:28:05,260 --> 03:28:15,600
Atty. James Bryan Ibrahim A. Alih: Thank you, Sir. And lastly for the bank account with last digits 8095. What is the ending balance for 2025?

996
03:28:16,710 --> 03:28:25,030
Marwin L. Galvez: The ending balance for that account is 2,241,066 pesos, Your Honor.

997
03:28:25,290 --> 03:28:42,530
Atty. James Bryan Ibrahim A. Alih: Alright. Thank you, sir. So I'm done with the ending balance, sir. But I wanted to discuss more particularly a specific transaction that happened sometime in 2011, sir. And we have the records. which we will confront.

998
03:28:43,670 --> 03:28:44,190
Atty. Michael Wesley Poa: Objection.

999
03:28:45,350 --> 03:28:45,970
Atty. James Bryan Ibrahim A. Alih: Yes, sir.

1000
03:28:46,750 --> 03:28:56,170
Atty. Michael Wesley Poa: Objection, Your Honor. Again, if it's a 2011 transaction, it came way before the term of the Vice President and it's not covered under an impeachable offense, Your Honor.

1001
03:28:56,350 --> 03:29:03,610
Sen. Francis "Chiz" G. Escudero: We note that and the Court is not considering it as a separate article of impeachment nor as a separate act.

1002
03:29:27,810 --> 03:29:28,970
Sen. Francis "Chiz" G. Escudero: Thank you for

1003
03:29:28,970 --> 03:29:29,690
Sen. Francis "Chiz" G. Escudero: your

1004
03:29:29,690 --> 03:29:30,010
Sen. Francis "Chiz" G. Escudero: recommendation,

1005
03:29:30,250 --> 03:29:30,590
Sen. Francis "Chiz" G. Escudero: Attorney James.

1006
03:29:31,110 --> 03:29:43,530
Atty. James Bryan Ibrahim A. Alih: Thank you. Sir, I wanted to discuss a particular transaction involving two transactions. And this transaction happened in BPI Julia Vargas.

1007
03:29:45,430 --> 03:29:59,250
Atty. James Bryan Ibrahim A. Alih: And it involves a peso time deposit. Twice peso time deposit. I direct your attention, sir, to a peso time deposit certificate number 25.

1008
03:30:01,240 --> 03:30:07,290
Atty. James Bryan Ibrahim A. Alih: 1407. Your Honor, I would ask the assisting counsel, Your Honor, to approach.

1009
03:30:07,410 --> 03:30:15,790
Sen. Francis "Chiz" G. Escudero: Continuing authority for the entire day is given to assisting counsels from both parties to approach the witness at any time they may deem it necessary.

1010
03:30:16,130 --> 03:30:43,380
Atty. James Bryan Ibrahim A. Alih: Thank you, Your Honor. Sir, I direct your attention to a peso time deposit certificate number 251407 with Time deposit number 002437-0258-11 which is part of our exhibits. Before anything else, sige sir, tignan niyo po muna. Okay, can I ask?

1011
03:30:43,380 --> 03:30:44,120
Marwin L. Galvez: Yes, yeah.

1012
03:30:44,120 --> 03:30:49,400
Atty. James Bryan Ibrahim A. Alih: So before anything else sir, what is a time deposit if you know?

1013
03:30:51,300 --> 03:31:05,320
Marwin L. Galvez: Your Honor, a time deposit is a type of deposit account with A principal amount, a fixed term, an interest rate, and a maturity date.

1014
03:31:05,320 --> 03:31:06,040
Atty. James Bryan Ibrahim A. Alih: Alright, thank you.

1015
03:31:06,600 --> 03:31:14,610
Atty. James Bryan Ibrahim A. Alih: And based on this document, what is the account name of the time deposit, sir?

1016
03:31:19,530 --> 03:31:32,560
Marwin L. Galvez: Based on the document we submitted to this honorable court, requested for by the subpoena, this time deposit account is under the name of Rodrigo Roa Duterte.

1017
03:31:32,560 --> 03:31:36,620
Marwin L. Galvez: Or Rodrigo Roa Duterte, and Zara Z. Duterte.

1018
03:31:36,620 --> 03:31:37,220
Atty. James Bryan Ibrahim A. Alih: Alright.

1019
03:31:39,480 --> 03:31:43,660
Atty. James Bryan Ibrahim A. Alih: And what is the principal amount of this time deposit?

1020
03:31:46,630 --> 03:31:54,930
Marwin L. Galvez: Principal amount for the time deposit is 40,650,000 pesos, Your Honor.

1021
03:31:55,170 --> 03:31:56,050
Marwin L. Galvez: 40 million.

1022
03:31:56,050 --> 03:31:59,610
Atty. James Bryan Ibrahim A. Alih: Again, what is the date of this time deposit, sir? If you can see in the records.

1023
03:31:59,610 --> 03:31:59,970
Marwin L. Galvez: The

1024
03:31:59,970 --> 03:32:04,870
Marwin L. Galvez: opening date for this time deposit is January 22.

1025
03:32:10,240 --> 03:32:14,170
Marwin L. Galvez: Opening date is January 22, 2010.

1026
03:32:14,550 --> 03:32:16,890
Atty. James Bryan Ibrahim A. Alih: So 40 million in 2010.

1027
03:32:21,370 --> 03:32:38,290
Atty. James Bryan Ibrahim A. Alih: When we say principal amount sir, perhaps you can enlighten us as not everyone has the opportunity to apply or purchase a time deposit. When we say principal amount, in the context of a time deposit, what does this mean?

1028
03:32:38,760 --> 03:32:46,340
Marwin L. Galvez: A principal amount, Your Honor, refers to the initial amount deposited to that particular time deposit.

1029
03:32:46,340 --> 03:32:46,580
Atty. James Bryan Ibrahim A. Alih: Alright.

1030
03:32:47,180 --> 03:33:02,680
Atty. James Bryan Ibrahim A. Alih: And based on this document that you are looking at, it appears that in the lower portion, the principal amount or time deposit rolled over several times. To be exact, how many times did it roll over? If you can check the documents.

1031
03:33:18,170 --> 03:33:21,230
Marwin L. Galvez: Based on the document we submitted, I can count

1032
03:33:27,050 --> 03:33:29,650
Marwin L. Galvez: 12 rollover periods, Your Honor.

1033
03:33:29,830 --> 03:33:35,790
Atty. James Bryan Ibrahim A. Alih: 12 rollover periods. But to be clear, when you say rollover, what do you mean by this?

1034
03:33:37,470 --> 03:34:08,250
Marwin L. Galvez: When we say rollover, Your Honor, like for example, this time deposit is termed for 35 days. So as soon as the original maturity date ends, if the instruction of the client is to continue renewing the said time deposit, We will just roll over the principal amount. And if the instruction is to include the interest rate in the rollover, then we roll over the principal plus the interest

1035
03:34:08,250 --> 03:34:09,110
Marwin L. Galvez: for the

1036
03:34:09,110 --> 03:34:10,330
Marwin L. Galvez: last 35 days.

1037
03:34:10,430 --> 03:34:16,730
Atty. James Bryan Ibrahim A. Alih: So essentially sir, in layman's term, when you say rollover, it means you renew the time deposit.

1038
03:34:16,730 --> 03:34:17,910
Marwin L. Galvez: That's correct.

1039
03:34:17,910 --> 03:34:23,690
Atty. James Bryan Ibrahim A. Alih: And on the basis of the principal amount and succeeding renewal, we call that the rollover.

1040
03:34:23,690 --> 03:34:24,510
Marwin L. Galvez: That's correct.

1041
03:34:24,510 --> 03:34:37,140
Atty. James Bryan Ibrahim A. Alih: Perfect. And in that document, there is another important information. What is the settlement account of this time deposit?

1042
03:34:38,950 --> 03:34:53,790
Marwin L. Galvez: Based on the certificate of time deposit that we submitted, the identified settlement account number is 2433069539.

1043
03:34:57,100 --> 03:34:59,000
Atty. James Bryan Ibrahim A. Alih: Last digit sir is?

1044
03:35:01,290 --> 03:35:01,810
Atty. James Bryan Ibrahim A. Alih: 9539.

1045
03:35:01,810 --> 03:35:02,490
Marwin L. Galvez: That's correct.

1046
03:35:02,590 --> 03:35:05,670
Atty. James Bryan Ibrahim A. Alih: And based on your record, sir, what branch is that?

1047
03:35:06,700 --> 03:35:11,020
Marwin L. Galvez: This is under Julia Vargas' account, Your Honor.

1048
03:35:11,240 --> 03:35:20,450
Atty. James Bryan Ibrahim A. Alih: Okay. The Julia Vargas branch. And under whose name is this account? Or what is the account name of this account?

1049
03:35:22,010 --> 03:35:22,750
Marwin L. Galvez: Can I

1050
03:35:22,750 --> 03:35:24,350
Marwin L. Galvez: confirm lang ang may record?

1051
03:35:24,350 --> 03:35:25,030
Atty. James Bryan Ibrahim A. Alih: Yes, please. Go ahead.

1052
03:35:34,310 --> 03:35:45,640
Marwin L. Galvez: For the account ending in 9539, the account is under the name Rodrigo Roa Duterte or Rodrigo Roa Duterte and Sara Z Duterte.

1053
03:35:45,780 --> 03:36:04,780
Atty. James Bryan Ibrahim A. Alih: Alright. So you mentioned that the settlement account corresponds to the bank account with last digits 9539 or the Julia Vargas branch account. But allow me to backtrack a bit. When you say settlement account, what does this mean? In bank parlance.

1054
03:36:05,000 --> 03:36:18,540
Marwin L. Galvez: The settlement account in bank parlance, your honor, refers to the account where the proceeds and maturities are credited to or debited against in terms of rollovers.

1055
03:36:18,880 --> 03:36:27,880
Atty. James Bryan Ibrahim A. Alih: Okay, so allow me to tie this up, sir. So you mentioned that the principal amount based on your testimony is renewed 12 times, right?

1056
03:36:27,880 --> 03:36:28,900
Marwin L. Galvez: Yes, sir.

1057
03:36:28,900 --> 03:36:36,780
Atty. James Bryan Ibrahim A. Alih: Assuming that it was renewed 12 times, no, no, sorry. It is renewed 12 times. If it's not renewed, where will the proceeds go?

1058
03:36:37,240 --> 03:36:43,440
Marwin L. Galvez: The proceeds when a time deposit is matured goes to the settlement account. And

1059
03:36:43,440 --> 03:36:43,520
Atty. James Bryan Ibrahim A. Alih: the

1060
03:36:43,520 --> 03:36:46,080
Atty. James Bryan Ibrahim A. Alih: settlement account is the?

1061
03:36:46,080 --> 03:36:50,320
Marwin L. Galvez: The one ending in 9539. The Julia Vargas branch. That's correct, sir.

1062
03:36:54,370 --> 03:36:57,330
Atty. James Bryan Ibrahim A. Alih: Based on the document, sir, what is the date?

1063
03:36:59,880 --> 03:37:05,160
Atty. James Bryan Ibrahim A. Alih: Rather at the last, at the time of its last renewal?

1064
03:37:05,160 --> 03:37:07,980
Marwin L. Galvez: On February 11, 2011.

1065
03:37:07,980 --> 03:37:11,800
Atty. James Bryan Ibrahim A. Alih: How much now is the amount of the time deposit?

1066
03:37:20,750 --> 03:37:21,510
Marwin L. Galvez: Based

1067
03:37:41,320 --> 03:38:01,670
Marwin L. Galvez: on the last rollover, including interest rate, the final balance would be 41,721,035.42. I'm sorry, Your Honor, the... The number is not very clear.

1068
03:38:01,670 --> 03:38:02,890
Atty. James Bryan Ibrahim A. Alih: That's fine, sir. It's okay.

1069
03:38:02,890 --> 03:38:05,250
Marwin L. Galvez: I'm reading it based on how I can comprehend the numbers.

1070
03:38:05,650 --> 03:38:15,020
Atty. James Bryan Ibrahim A. Alih: And we appreciate it, sir. Alright, so that is the last time it was renewed. After that, what would happen to that amount as you testified a while ago?

1071
03:38:18,460 --> 03:38:27,380
Marwin L. Galvez: If a time deposit certificate matures and is no longer renewed, the proceeds of the matured time deposit is credited to the settlement account.

1072
03:38:27,380 --> 03:38:27,620
Atty. James Bryan Ibrahim A. Alih: And that

1073
03:38:27,620 --> 03:38:27,920
Atty. James Bryan Ibrahim A. Alih: was the

1074
03:38:27,920 --> 03:38:29,020
Atty. James Bryan Ibrahim A. Alih: Julia Vargas branch.

1075
03:38:29,020 --> 03:38:29,760
Marwin L. Galvez: That's correct, sir.

1076
03:38:30,460 --> 03:38:43,100
Atty. James Bryan Ibrahim A. Alih: Now, I direct your attention to page 3 of the same exhibit. There is a debit and credit memo pertaining to the time deposit account and settlement account.

1077
03:38:46,420 --> 03:38:53,430
Atty. James Bryan Ibrahim A. Alih: Could you perhaps elaborate to us what this Two documents mean? Because it pertains to the same transaction, sir.

1078
03:38:55,770 --> 03:38:59,150
Atty. James Bryan Ibrahim A. Alih: Okay, may I refer to the first.

1079
03:38:59,150 --> 03:39:05,470
Marwin L. Galvez: Based on the documents you're showing me, sir, these are actually two transaction documents.

1080
03:39:05,470 --> 03:39:09,730
Atty. James Bryan Ibrahim A. Alih: Alright. Okay, so let's go with the debit memo first.

1081
03:39:11,300 --> 03:39:25,530
Atty. James Bryan Ibrahim A. Alih: The first document is a debit memo dated March 9, 2011. And when we say debit memo, ano pong ibig sabihin nun?

1082
03:39:25,530 --> 03:39:31,890
Marwin L. Galvez: Ang debit memo po is actually an advice to the client na meron pong nabawas sa account niya.

1083
03:39:31,890 --> 03:39:38,390
Atty. James Bryan Ibrahim A. Alih: At base po dyan sa debit memo, merong nabawas, saan pong account nabawas?

1084
03:39:38,390 --> 03:39:38,970
Marwin L. Galvez: Doon

1085
03:39:38,970 --> 03:39:49,140
Marwin L. Galvez: po sa debit memo, sir, ang account po na nabawasan ay with account number 2437.

1086
03:39:54,120 --> 03:39:59,200
Marwin L. Galvez: 025811, which is the time deposit certificates.

1087
03:39:59,380 --> 03:40:11,520
Atty. James Bryan Ibrahim A. Alih: So nawala na yung time deposit. Sorry, sir. So nawala na yung time deposit. Gaya ng sabi niyo, yung debit memo informs the client na nabawasan na yung account niya in this particular transaction,

1088
03:40:14,200 --> 03:40:26,170
Atty. James Bryan Ibrahim A. Alih: yung time deposit. Puntaan natin yung credit memo. Saan na ngayon napunta? Based on the records, yung amount na nabanggit niyo kanina na mahigit 41 million pesos.

1089
03:40:27,170 --> 03:40:46,790
Marwin L. Galvez: Base po sa records na ipinadala po namin sa hukuman, ang account po na nag-mature sa time deposit ay pumasok po sa pamamaraang credit memo sa account number 2433.

1090
03:40:48,670 --> 03:40:50,290
Marwin L. Galvez: 069539, your honor.

1091
03:40:50,290 --> 03:40:52,230
Atty. James Bryan Ibrahim A. Alih: So that is the Julia Vargas branch?

1092
03:40:52,230 --> 03:40:53,450
Marwin L. Galvez: That's correct, sir.

1093
03:40:53,450 --> 03:40:53,730
Atty. James Bryan Ibrahim A. Alih: Alright.

1094
03:40:58,260 --> 03:41:04,680
Atty. James Bryan Ibrahim A. Alih: And what is the date kung kailan pumasok ito doon sa Julia Vargas branch account?

1095
03:41:06,490 --> 03:41:12,140
Marwin L. Galvez: The credit memo stated March 9, 2011,

1096
03:41:12,580 --> 03:41:13,140
Marwin L. Galvez: your honor.

1097
03:41:13,140 --> 03:41:21,540
Atty. James Bryan Ibrahim A. Alih: Alright. And for the record, how much is the amount indicated in the credit memo of March 9, 2011?

1098
03:41:22,540 --> 03:41:33,020
Marwin L. Galvez: The amount indicated in the credit memo is 41,721,035.62 pesos.

1099
03:41:33,280 --> 03:41:54,030
Atty. James Bryan Ibrahim A. Alih: Sige sir. As I proceed sir, I would ask for your patience kasi balak kong habulin kung nasaan pupunta yung 40 something million na yan. So now I direct your attention to page 20 of the same exhibit. This reflects page 20. Go ahead, take your time, sir.

1100
03:42:11,220 --> 03:42:12,420
Atty. James Bryan Ibrahim A. Alih: Okay na, sir. Nakita niyo?

1101
03:42:12,900 --> 03:42:13,340
Marwin L. Galvez: Yes,

1102
03:42:13,360 --> 03:42:13,520
Marwin L. Galvez: sir.

1103
03:42:13,940 --> 03:42:14,380
Atty. James Bryan Ibrahim A. Alih: Alright.

1104
03:42:16,330 --> 03:42:19,930
Atty. James Bryan Ibrahim A. Alih: So, this pertains to, tama po ba? Debit credit memo yan?

1105
03:42:27,050 --> 03:42:33,470
Marwin L. Galvez: The upper portion of the page 20, your honor, pertains to a credit memo.

1106
03:42:33,790 --> 03:42:36,010
Atty. James Bryan Ibrahim A. Alih: Alright. And the lower portion? And the

1107
03:42:36,010 --> 03:42:39,070
Marwin L. Galvez: lower portion, if I can read it,

1108
03:42:42,640 --> 03:42:46,400
Marwin L. Galvez: medyo malabo po, but appears to be a debit

1109
03:42:47,360 --> 03:42:48,340
Marwin L. Galvez: memo, your honor.

1110
03:42:48,340 --> 03:42:48,580
Atty. James Bryan Ibrahim A. Alih: Okay.

1111
03:42:50,540 --> 03:42:56,140
Atty. James Bryan Ibrahim A. Alih: Sir, ano po yung date na nakasulat dyan sa documents na yan?

1112
03:43:02,180 --> 03:43:02,840
Marwin L. Galvez: March

1113
03:43:02,840 --> 03:43:03,880
Marwin L. Galvez: 9, 2011.

1114
03:43:04,260 --> 03:43:26,180
Atty. James Bryan Ibrahim A. Alih: So, if I recall, you also mentioned a while ago na nakredit yung 41 million pabalik sa Julia Vargas branch nung March 9. And this credit-debit memo now is also March 9. Ano po yung binili gamit yung Kung titignan nyo yung sa debit and credit memo na yan.

1115
03:43:38,770 --> 03:43:52,070
Marwin L. Galvez: Basi po sa credit memo, ang credit memo po pertains to the amount credited to the manager's check settlement account

1116
03:43:52,070 --> 03:43:53,650
Marwin L. Galvez: po ng bangko.

1117
03:43:53,650 --> 03:44:10,060
Atty. James Bryan Ibrahim A. Alih: Alright, so from time deposit, on the same date, binalik, March 9 din po, no? Tapos ngayon, bumili ng manager's check. Sige, susundan pa rin po natin yan, sir. How much po yung amount ng manager's check?

1118
03:44:10,530 --> 03:44:20,490
Marwin L. Galvez: The amount of the manager's check is 41,721,035.62,

1119
03:44:20,710 --> 03:44:21,390
Marwin L. Galvez: Your Honor.

1120
03:44:21,390 --> 03:44:34,290
Atty. James Bryan Ibrahim A. Alih: Sige. But before proceeding, perhaps it's good to understand ano po ba yung manager's check especially for, again, most of us hindi pa nakakabili ng manager's check. Ano po ba ang manager's check base po sa alam niyo?

1121
03:44:34,690 --> 03:44:47,090
Marwin L. Galvez: Ang manager's check po, your honor, ay checking issued po ng bangko. So ang obligasyon po ng pagbayad ng manager's check ay borne by the bank.

1122
03:44:47,090 --> 03:44:47,530
Atty. James Bryan Ibrahim A. Alih: When

1123
03:44:47,530 --> 03:44:51,830
Atty. James Bryan Ibrahim A. Alih: you say borne by the bank, yung bank yung naggagarantee na babayaran nila yun?

1124
03:44:51,830 --> 03:44:52,570
Marwin L. Galvez: That's correct.

1125
03:44:52,570 --> 03:44:54,930
Atty. James Bryan Ibrahim A. Alih: And is it fair to say that it's also good as cash?

1126
03:44:55,750 --> 03:45:04,310
Marwin L. Galvez: You can say that's good as cash, your honor, because... A manager's check is properly funded by the source payment. Hindi

1127
03:45:04,310 --> 03:45:13,340
Atty. James Bryan Ibrahim A. Alih: naman kasi nalulugi yung BPI, sir. Kaya laging may... Anyway, sir, again, now I direct you to...

1128
03:45:15,420 --> 03:45:19,880
Atty. James Bryan Ibrahim A. Alih: Before that, what is the period of validity of a manager's check?

1129
03:45:19,880 --> 03:45:20,920
Marwin L. Galvez: Six months po.

1130
03:45:20,920 --> 03:45:28,540
Atty. James Bryan Ibrahim A. Alih: Six months. So, what happens if the manager's check is unutilized within six months?

1131
03:45:28,540 --> 03:45:30,380
Marwin L. Galvez: When you say unutilized,

1132
03:45:30,400 --> 03:45:32,460
Marwin L. Galvez: your honor, ibig sabihin hindi po siya nagamit.

1133
03:45:32,460 --> 03:45:33,040
Atty. James Bryan Ibrahim A. Alih: Hindi nagamit.

1134
03:45:33,040 --> 03:45:38,400
Marwin L. Galvez: So, depende po sa sitwasyon, your honor.

1135
03:45:38,400 --> 03:45:39,780
Atty. James Bryan Ibrahim A. Alih: Sige po. Paki

1136
03:45:39,780 --> 03:45:40,320
Atty. James Bryan Ibrahim A. Alih: -explain

1137
03:45:40,320 --> 03:45:40,600
Atty. James Bryan Ibrahim A. Alih: kung anong

1138
03:45:40,600 --> 03:45:41,620
Atty. James Bryan Ibrahim A. Alih: mga sitwasyon po na yan.

1139
03:45:43,190 --> 03:46:19,850
Marwin L. Galvez: Pag lumagpas po ng six months ng hindi nagagamit, yung PAE po, kung kanino po nakapangalan yung manager's check, nasa disisyon po ng PAE kung nasa kanya na po ang posisyon ng manager's check. Pwede pong ang manager's check na binili ay nasa posisyon ng either the account holder or the payee named in the manager's check. So pwede pong ang kliyente kung saan galing ang pondo na pinambili sa manager's check. Kung hindi niya na po gagamitin yung manager's check,

1140
03:46:19,950 --> 03:46:20,670
Marwin L. Galvez: pwede

1141
03:46:20,670 --> 03:46:24,570
Marwin L. Galvez: niya pong i-request na ibalik po ito sa pinanggalingan na account.

1142
03:46:24,810 --> 03:46:30,990
Atty. James Bryan Ibrahim A. Alih: Alright. Doon po sa manager's check, based po sa document, kanino po nakapangalan yung manager's check, sir?

1143
03:47:07,260 --> 03:47:08,040
Marwin L. Galvez: Sir, can

1144
03:47:08,040 --> 03:47:11,140
Marwin L. Galvez: you help me point to the right document?

1145
03:47:11,140 --> 03:47:20,600
Atty. James Bryan Ibrahim A. Alih: Yes, sir. Doon po sa credit memo, tignan niyo po yung credit memo niyo doon sa March 9 document niyo kung saan indicated yung manager's check.

1146
03:47:23,320 --> 03:47:30,720
Atty. James Bryan Ibrahim A. Alih: That's MC12380 if I got it right. Kanino po nakapangalan yan?

1147
03:47:32,490 --> 03:47:40,530
Atty. Michael Wesley Poa: Your Honor, excuse me with due indulgence. May we just get the marking, the exhibit number, Your Honor, for reference?

1148
03:47:42,410 --> 03:47:42,770
Atty. James Bryan Ibrahim A. Alih: Yes, sir.

1149
03:47:43,870 --> 03:47:45,650
Sen. Francis "Chiz" G. Escudero: Kindly give the exhibit marking.

1150
03:47:47,530 --> 03:47:56,700
Atty. James Bryan Ibrahim A. Alih: It's P Roman numeral 2-8-2-3-1-3 for the record, Your Honor.

1151
03:47:59,400 --> 03:48:01,200
Atty. Michael Wesley Poa: And page number, Your Honor?

1152
03:48:01,560 --> 03:48:03,240
Atty. James Bryan Ibrahim A. Alih: I've mentioned the page number.

1153
03:48:03,240 --> 03:48:03,580
Atty. Michael Wesley Poa: Page 9?

1154
03:48:05,150 --> 03:48:07,120
Atty. James Bryan Ibrahim A. Alih: Page 20.

1155
03:48:07,120 --> 03:48:08,580
Atty. Michael Wesley Poa: 20. Thank you, Your Honor.

1156
03:48:08,580 --> 03:48:09,380
Atty. Michael Wesley Poa: Thank you, opposing counsel.

1157
03:48:10,540 --> 03:48:11,140
Atty. James Bryan Ibrahim A. Alih: Anyway,

1158
03:48:13,290 --> 03:48:15,290
Atty. James Bryan Ibrahim A. Alih: sir, balikan na lang po natin yung ano na yan.

1159
03:48:18,200 --> 03:48:39,210
Atty. James Bryan Ibrahim A. Alih: Now, I direct you to your attention to page 28 of the same exhibit that I've mentioned just a few seconds ago involving another credit and debit memo. This time dated October 20, 2011. Yung una po, March, ano nga po ulit yun? March 9, tama po?

1160
03:48:39,210 --> 03:48:39,710
Marwin L. Galvez: March 9,

1161
03:48:39,730 --> 03:48:41,550
Marwin L. Galvez: if I can recall correctly.

1162
03:48:41,930 --> 03:48:46,420
Atty. James Bryan Ibrahim A. Alih: Incidentally, sir, ano yung month, 6 months after March?

1163
03:48:47,820 --> 03:49:03,760
Atty. James Bryan Ibrahim A. Alih: That's April, May, June, July, August, September. So, kung na-purchase po siya ng March, magmamature, maglalapse po in 6 months. So, April, May, June, July, August, September.

1164
03:49:04,180 --> 03:49:08,460
Atty. James Bryan Ibrahim A. Alih: Okay. So, by October, Wala na pong, stale na siya.

1165
03:49:08,460 --> 03:49:09,700
Marwin L. Galvez: Stale na po siya.

1166
03:49:09,700 --> 03:49:15,620
Atty. James Bryan Ibrahim A. Alih: Alright. Now, I direct your attention to page 28 of the same exhibit.

1167
03:49:17,240 --> 03:49:22,620
Atty. James Bryan Ibrahim A. Alih: Again, it's another credit and debit memo. This time, it's October 20, 2011.

1168
03:49:24,570 --> 03:49:29,690
Atty. James Bryan Ibrahim A. Alih: In these documents, it reflects another application or purchase of a manager's check.

1169
03:49:31,560 --> 03:49:35,780
Atty. James Bryan Ibrahim A. Alih: Magkano po yung value nung purchase ng manager's check?

1170
03:49:38,640 --> 03:49:39,700
Atty. James Bryan Ibrahim A. Alih: 6 months after.

1171
03:49:42,660 --> 03:49:52,360
Marwin L. Galvez: Sir, if you're referring to the document dated October 20, 2011, showing the debit memo and credit memo, tama po ba yan, sir?

1172
03:49:52,360 --> 03:49:53,760
Atty. James Bryan Ibrahim A. Alih: Yes, sir.

1173
03:49:53,760 --> 03:50:03,980
Marwin L. Galvez: Yung debit memo po, ang nakalagay po na amount is 41,721,037.12.

1174
03:50:03,980 --> 03:50:05,040
Atty. James Bryan Ibrahim A. Alih: At yung sa credit?

1175
03:50:07,010 --> 03:50:18,250
Marwin L. Galvez: Credit memo to the manager's check account of BPI po. Ang amount po ay 41,721,035.62.

1176
03:50:18,570 --> 03:50:25,530
Atty. James Bryan Ibrahim A. Alih: So, again, Mr. Witness, it's the same amount from the first manager's check six months prior. Tama po ba?

1177
03:50:26,680 --> 03:50:28,000
Marwin L. Galvez: It appears po based

1178
03:50:28,000 --> 03:50:45,010
Atty. James Bryan Ibrahim A. Alih: on the document. Susundan pa rin natin yan, sir. Now, I direct you to page 27 of the same exhibit. showing the resulting MC with manager's check number 12380. Nakikita niyo po sir?

1179
03:50:47,250 --> 03:51:05,470
Atty. James Bryan Ibrahim A. Alih: 12380, page 27. Okay po. So yan yung resulting check nung binabanggit niyo kanina na second na manager's check for the same amount. Across the face of the check, there is a word unutilized. Again, what does this mean?

1180
03:51:07,450 --> 03:51:18,330
Marwin L. Galvez: Base po sa sinabi ko kanina, unutilized po ang ibig sabihin ay hindi po siya nagamit yung manager's check for its intended purpose.

1181
03:51:18,330 --> 03:51:18,550
Atty. James Bryan Ibrahim A. Alih: Alright.

1182
03:51:19,270 --> 03:51:40,510
Atty. James Bryan Ibrahim A. Alih: Sige, fast forward ulit tayo sir. 6 months naman ulit. I direct your attention to page 29 of the same exhibit. Again, ito na naman siya. Credit and debit memo reflecting an application or purchase of another manager's check. How much again is the amount sought to be purchased as manager's check? Your Honor.

1183
03:51:42,700 --> 03:51:48,800
Atty. Michael Wesley Poa: Yes. We'd have to object at this point on the ground of relevance, Your Honor, because

1184
03:51:48,800 --> 03:51:50,220
Atty. Michael Wesley Poa: I've

1185
03:51:50,220 --> 03:51:53,640
Atty. Michael Wesley Poa: been giving a lot of time to opposing counsel as a sign of respect.

1186
03:51:53,640 --> 03:51:59,720
Sen. Francis "Chiz" G. Escudero: You have a longer patience than I do, Attorney Mark. Yes, counsel, where is this leading to?

1187
03:52:01,240 --> 03:52:02,260
Atty. James Bryan Ibrahim A. Alih: If I may explain, Your Honor.

1188
03:52:02,260 --> 03:52:11,730
Sen. Francis "Chiz" G. Escudero: Forgive me, this is 2011 and not covered. Unless you will Trace it all up to 2022. Where is this leading to, counsel?

1189
03:52:12,310 --> 03:52:47,080
Atty. James Bryan Ibrahim A. Alih: That's precisely what I'm trying to do and I beg your patience, your honor. We're looking at a transaction way back 2011 that moved around for three or four years and eventually this would, without preempting the later, we will attempt to show your honor that later this amount, there is this 41 million Tapos meron pa pong 55 million. At at some point, magsasama po, we will try to prove that, Your Honor, magsasama sila ulit sa Julia Vargas branch, and they will use this to purchase several insurance policies for the same amount, Your Honor.

1190
03:52:47,160 --> 03:52:59,240
Sen. Francis "Chiz" G. Escudero: The point being, counsel, forgive me, you are trying to explain the source of the insurance policies bought? Not...

1191
03:52:59,430 --> 03:53:00,010
Sen. Francis "Chiz" G. Escudero: So

1192
03:53:00,010 --> 03:53:02,810
Sen. Francis "Chiz" G. Escudero: then that'd be the job of the respondent if at all.

1193
03:53:04,640 --> 03:53:09,340
Sen. Francis "Chiz" G. Escudero: And number two, counsel, each

1194
03:53:12,670 --> 03:53:27,670
Sen. Francis "Chiz" G. Escudero: transaction may be, of course the witness will not answer, may be included as a CTR or STR.

1195
03:53:31,050 --> 03:53:33,770
Sen. Francis "Chiz" G. Escudero: At sa dami ng sinasabi mong transaction,

1196
03:53:36,600 --> 03:53:44,040
Sen. Francis "Chiz" G. Escudero: I guess, again, that's the job of the respondent. But, yes, Senator Judge Lacson, please.

1197
03:53:45,860 --> 03:53:46,300
Sen. Francis "Chiz" G. Escudero: What

1198
03:53:46,300 --> 03:53:47,020
Sen. Francis "Chiz" G. Escudero: is your pleasure, sir?

1199
03:53:47,240 --> 03:53:54,710
Sen. Panfilo “Ping” M. Lacson: Without preventing the prosecution panel, may I venture a guess kung saan papunta? You're trying to establish a pattern?

1200
03:53:55,130 --> 03:53:56,650
Atty. James Bryan Ibrahim A. Alih: Yes, sir. That's exactly what we're

1201
03:53:56,650 --> 03:53:56,770
Atty. James Bryan Ibrahim A. Alih: trying to do.

1202
03:53:56,770 --> 03:53:58,210
Sen. Panfilo “Ping” M. Lacson: Aim at approving concealment?

1203
03:53:58,570 --> 03:53:59,570
Atty. James Bryan Ibrahim A. Alih: Yes, sir. Thank

1204
03:53:59,570 --> 03:53:59,710
Sen. Panfilo “Ping” M. Lacson: you.

1205
03:54:01,110 --> 03:54:02,490
Atty. James Bryan Ibrahim A. Alih: If I can, Your Honor, I can.

1206
03:54:02,550 --> 03:54:03,510
Sen. Francis "Chiz" G. Escudero: Please, Attorney James.

1207
03:54:03,850 --> 03:54:26,010
Atty. James Bryan Ibrahim A. Alih: Yes, Your Honor. That's what we're trying to say, Your Honor. We wanted to establish a pattern. An apology is that it takes quite some time because I wanted to do it right with the documents. But ang punto lang naman po eventually is that yung manager's check na pinapaikot hindi nakikita sa year-end balance kasi naka-float yung pera na yun. So yun lang naman po yung sanang gusto namin i-establish as a baseline.

1208
03:54:27,890 --> 03:54:28,930
Atty. James Bryan Ibrahim A. Alih: Yung manager's

1209
03:54:28,930 --> 03:54:33,940
Atty. James Bryan Ibrahim A. Alih: check na pinapaikot hindi nakikita. Sa year

1210
03:54:33,940 --> 03:54:36,880
Atty. James Bryan Ibrahim A. Alih: -end balancer kasi naka-float po siya.

1211
03:54:36,980 --> 03:54:41,320
Sen. Panfilo “Ping” M. Lacson: So I have a question for you, Mr. Mau. How would you classify a time deposit?

1212
03:54:43,380 --> 03:54:56,550
Sen. Francis "Chiz" G. Escudero: Is it included in the account of the account holder? Kung and or yan, dapat kasama yan sa account ng may-ari nung time deposit?

1213
03:54:59,300 --> 03:55:04,640
Sen. Francis "Chiz" G. Escudero: Paano siya naka-float? Hiwalay ba yan sa savings at checking account? Account Holder.

1214
03:55:05,050 --> 03:55:09,850
Marwin L. Galvez: Your Honor, may I clarify, you're referring to the time deposit po?

1215
03:55:09,850 --> 03:55:11,290
Sen. Francis "Chiz" G. Escudero: Yes, time deposit muna tayo.

1216
03:55:11,290 --> 03:55:15,170
Marwin L. Galvez: Pag time deposit po, kasama po siya sa total balance.

1217
03:55:15,310 --> 03:55:38,740
Sen. Francis "Chiz" G. Escudero: Ngayon, yung manager's check na in-issue, sabi mo kanina debit, credit, na debit dun sa time deposit pero na credit sa settlement account, mawawala ba yun sa account ng account holder? o nasa account pa rin ngayon. Simply backed up or guaranteed by the bank that there's cash backing it up.

1218
03:55:39,340 --> 03:55:46,760
Marwin L. Galvez: Yung pong proceeds ng matured time deposit, Your Honor, pumapasok po sa settlement account ng

1219
03:55:46,760 --> 03:55:47,580
Marwin L. Galvez: cliente rin po.

1220
03:55:47,580 --> 03:55:58,270
Sen. Francis "Chiz" G. Escudero: At pag na-issue nyo ng MC, lalabas ba yun sa account? Hindi na siya kasama nung account? O kasama pa rin siya nung account hanggat hindi in-encash yung MC?

1221
03:55:58,970 --> 03:56:06,170
Marwin L. Galvez: For that question, Your Honor, kapag dinebit po, or tinanggal sa account po ng kliyente, babawas po siya sa

1222
03:56:06,170 --> 03:56:06,270
Marwin L. Galvez: balance.

1223
03:56:06,270 --> 03:56:10,130
Sen. Francis "Chiz" G. Escudero: Sir, sir, sir, dinanggal nyo sa account ng time deposit ng kliyente?

1224
03:56:10,130 --> 03:56:11,410
Marwin L. Galvez: Tama po, your honor.

1225
03:56:11,410 --> 03:56:14,550
Sen. Francis "Chiz" G. Escudero: So kinreddit nyo sa settlement account ng kliyente?

1226
03:56:14,550 --> 03:56:15,550
Marwin L. Galvez: That's correct po, your honor.

1227
03:56:15,550 --> 03:56:20,830
Sen. Francis "Chiz" G. Escudero: Pag nag-issue po ba kayo ng time deposit, ibabawas nyo na yan sa settlement account ng kliyente?

1228
03:56:21,470 --> 03:56:26,270
Marwin L. Galvez: Yes po, your honor. Pag nag-issue po ng time deposit certificate,

1229
03:56:26,270 --> 03:56:27,110
Sen. Francis "Chiz" G. Escudero: Hindi po, MC.

1230
03:56:27,110 --> 03:56:35,530
Marwin L. Galvez: Ah, pag MC po. That's correct po, your honor. Babawas na yun. Babawas po siya sa account, your honor, because kailangan po naming pondohan yung manager's check.

1231
03:56:35,530 --> 03:56:39,520
Sen. Francis "Chiz" G. Escudero: Kahit hindi pa actually ginagamit.

1232
03:56:39,520 --> 03:56:45,380
Marwin L. Galvez: Hindi po kami makakapag-issue, your honor, ng manager's check ng walang kabanggang pambayad po.

1233
03:56:45,380 --> 03:56:49,400
Sen. Francis "Chiz" G. Escudero: So, pag nag-issue kayo ng MC, binawas nyo na sa account yun?

1234
03:56:49,400 --> 03:56:53,340
Marwin L. Galvez: That is correct po, your honor. From the account of the purchaser po.

1235
03:56:53,760 --> 03:56:56,600
Sen. Francis "Chiz" G. Escudero: Hawak na nung bangko yung pera.

1236
03:56:57,490 --> 03:57:12,010
Marwin L. Galvez: Yung pong balansi po na binawas sa account po nang bumili ng manager's check po, yung balansi po nun, nasa settlement account po ng bangko. Settlement account po ng manager's check, your honor.

1237
03:57:12,010 --> 03:57:13,410
Sen. Francis "Chiz" G. Escudero: So hiwalay na account na yun?

1238
03:57:13,410 --> 03:57:13,830
Marwin L. Galvez: Yes po.

1239
03:57:13,890 --> 03:57:23,590
Marwin L. Galvez: Parang isipin niyo po yung manager's check settlement account ng bangko ay parang isa pong live account po yan kung saan po pumapasok.

1240
03:57:27,340 --> 03:57:31,220
Sen. Francis "Chiz" G. Escudero: So pag nag-issue

1241
03:57:31,220 --> 03:57:39,660
Sen. Francis "Chiz" G. Escudero: ng MC, mapupunta sa parang limbo ngayon na tinatawag mong settlement account of the bank, not of the account holder.

1242
03:57:53,470 --> 03:57:57,410
Sen. Francis "Chiz" G. Escudero: Ngayon, pag nag-lapse yung MC, babalik ba yun sa account o hindi?

1243
03:57:57,890 --> 03:58:10,190
Marwin L. Galvez: Hanggat hindi po ibinabalik sa amin ng purchaser po or in the case po of the payee, yung original, hindi po siya bumabalik sa account po ng bumili po ng

1244
03:58:10,190 --> 03:58:10,650
Marwin L. Galvez: manager's check.

1245
03:58:10,650 --> 03:58:18,270
Sen. Francis "Chiz" G. Escudero: Ngayon, pag binalik sa inyo dahil hindi pa nagamit, nagpa-issue ng bago, babalik ba yun sa settlement account na account holder o hindi na?

1246
03:58:18,670 --> 03:58:36,340
Marwin L. Galvez: Tama po, Your Honor. Ang proseso po is kapag ibinalik po ang manager's check, At ipapasok na po namin yung amount na nakalagay sa manager's check pabalik po dun sa nag-purchase ng MC, Your Honor.

1247
03:58:36,700 --> 03:58:41,140
Sen. Francis "Chiz" G. Escudero: Pabalik, tapos pag nag-issue kayo ng MC, babawas ulit, nalagay na naman settlement account ng banko?

1248
03:58:41,260 --> 03:58:42,080
Marwin L. Galvez: Tama po yun, Your

1249
03:58:42,080 --> 03:58:42,120
Marwin L. Galvez: Honor.

1250
03:58:42,120 --> 03:58:45,960
Sen. Francis "Chiz" G. Escudero: Now, each of these are separate transactions of the account holder?

1251
03:58:45,960 --> 03:58:47,640
Marwin L. Galvez: That is correct po, Your Honor.

1252
03:58:47,640 --> 03:59:00,250
Sen. Francis "Chiz" G. Escudero: Okay. Forgive me, Atty. Mike, we'll allow it at this time. Hopefully, you can go direct to the point, Atty. James. I know it's laborious but

1253
03:59:00,250 --> 03:59:01,430
Sen. Francis "Chiz" G. Escudero: let's

1254
03:59:01,430 --> 03:59:02,710
Sen. Francis "Chiz" G. Escudero: try to go through this. I

1255
03:59:02,710 --> 03:59:48,120
Atty. James Bryan Ibrahim A. Alih: apologize, Your Honor. It's really that complicated. That's why I had to go through the difficulty of checking every document in order to be accurate. But I guess, given that there was already a clarification on that matter, Your Honor, and to save the court's time, I would move on from that 41 million, Your Honor. And because this is already part of the record so that I don't have to go through this, Your Honor, a similar time deposit that became an MC in the amount of 55 million was also running the same years simultaneous with this 41. So it's a total of 96 million. And I would dispense, Your Honor, with having to go through that, Your Honor.

1256
03:59:50,060 --> 03:59:50,980
Sen. Francis "Chiz" G. Escudero: The Clerk

1257
03:59:50,980 --> 03:59:54,480
Sen. Francis "Chiz" G. Escudero: of Court can call it. Yes, Senator Judge Bam Aquino is recognized.

1258
03:59:56,780 --> 03:59:59,020
Sen. Francis "Chiz" G. Escudero: What is the pleasure of Senator Aquino?

1259
04:00:00,000 --> 04:00:25,500
Sen. Paolo Benigno “Bam” Aquino: Mr. Witness, yung ibang mga abogado ko tsaka ako kami rin dito naguusap. Ngayon lang namin alaman na may ganyang parang scheme na pwedeng itago. Is this known in the banking circles that you can get your money, put it in an MC, wala siya sa ending balance, tapos after six months babalik rin siya. Is this a known scheme in the banking circles or is this also new to you?

1260
04:00:27,400 --> 04:00:58,930
Marwin L. Galvez: Your Honor, if I may answer that po, kapag bumili po ang kliyente ng manager's check, kasama po sa application form po namin yung reason for the purchase of the manager's check. In my experience po sa branch banking operations, may mga nangyayari po talaga na ang biniling manager's check po ay hindi po nagamit. Kaya po ito nire-request na ibalik po sa account ng purchaser. And this is not uncommon po, Your Honor.

1261
04:00:59,210 --> 04:01:06,330
Sen. Paolo Benigno “Bam” Aquino: But is this a known method of keeping your money?

1262
04:01:08,030 --> 04:01:10,990
Sen. Paolo Benigno “Bam” Aquino: May term ba ito sa banking circles?

1263
04:01:12,630 --> 04:01:13,990
Sen. Paolo Benigno “Bam” Aquino: So common ito?

1264
04:01:14,330 --> 04:01:36,940
Marwin L. Galvez: Sir, I only pertain po dun sa manner by which Yung pagpasok po at paglabas ng pera from the manager's settlement account. Kung ano po yung purpose ng kliyente sa paggawa niya ng pag-request ng manager's check at pagbalik po. With all due respect, your honor, I cannot comment on that.

1265
04:01:37,060 --> 04:01:41,400
Sen. Paolo Benigno “Bam” Aquino: Okay, is there, is the purpose there in your records? May nakalagay ba na purpose dyan?

1266
04:01:41,560 --> 04:01:43,300
Marwin L. Galvez: I will have to...

1267
04:01:43,300 --> 04:01:46,300
Sen. Paolo Benigno “Bam” Aquino: Naka

1268
04:01:47,710 --> 04:01:52,810
Sen. Paolo Benigno “Bam” Aquino: -annotate ba yan dyan? And is that violative of any rule? If you will read it to us.

1269
04:01:52,990 --> 04:02:01,560
Marwin L. Galvez: Your Honor, if I can look at one document, if I may.

1270
04:02:02,500 --> 04:02:03,520
Atty. James Bryan Ibrahim A. Alih: Anin to yung hinanap

1271
04:02:03,520 --> 04:02:04,440
Atty. James Bryan Ibrahim A. Alih: niyo?

1272
04:02:04,440 --> 04:02:07,800
Marwin L. Galvez: Your Honor po is asking for a manager's check application.

1273
04:02:07,800 --> 04:02:08,240
Atty. James Bryan Ibrahim A. Alih: Yes,

1274
04:02:08,260 --> 04:02:08,280
Atty. James Bryan Ibrahim A. Alih: sir.

1275
04:02:09,100 --> 04:02:14,330
Atty. James Bryan Ibrahim A. Alih: Kindly go to page 7.

1276
04:02:17,610 --> 04:02:20,270
Sen. Paolo Benigno “Bam” Aquino: Page 7,

1277
04:02:20,500 --> 04:02:24,190
Atty. James Bryan Ibrahim A. Alih: there's a manager's check there. With MC 13434.

1278
04:02:30,410 --> 04:02:30,890
Atty. James Bryan Ibrahim A. Alih: 1343.

1279
04:02:32,630 --> 04:02:33,110
Atty. James Bryan Ibrahim A. Alih: 13434.

1280
04:02:33,550 --> 04:02:36,150
Marwin L. Galvez: Sorry, putol po yung kakopya.

1281
04:02:38,840 --> 04:02:41,520
Sen. Paolo Benigno “Bam” Aquino: So our records do not indicate ano yung purpose?

1282
04:02:41,520 --> 04:02:42,580
Marwin L. Galvez: No, Your Honor.

1283
04:02:42,580 --> 04:02:48,840
Sen. Paolo Benigno “Bam” Aquino: That's fine. Sige, Mr. Witness. So ito pong practice na ito is common.

1284
04:02:50,480 --> 04:02:52,640
Sen. Paolo Benigno “Bam” Aquino: Hindi din naman ito iligal, di ba? Hindi din naman ito iligal.

1285
04:02:52,640 --> 04:02:52,960
Marwin L. Galvez: Meron

1286
04:02:52,960 --> 04:02:59,740
Marwin L. Galvez: pong mga nangyayari talaga, Your Honor, na may mga bumibili po ng manager's check. At hindi po nagagamit yung MC.

1287
04:03:17,600 --> 04:03:19,340
Sen. Paolo Benigno “Bam” Aquino: by people in the banking industry.

1288
04:03:19,620 --> 04:03:24,880
Marwin L. Galvez: Your Honor, as to purposely being done po, I cannot comment on that.

1289
04:03:24,880 --> 04:03:29,780
Sen. Paolo Benigno “Bam” Aquino: Sorry, not on this particular case, but in general, is it something that's done?

1290
04:03:30,680 --> 04:03:43,670
Marwin L. Galvez: Hindi ko po masasagot, Your Honor. Paumanhin po kung yung iba pong kliyente, purposely ginagawa po nilang bumili ng manager's check. Para ibalik po ulit after six months.

1291
04:04:07,760 --> 04:04:14,600
Sen. Francis "Chiz" G. Escudero: Respect that with the indulgence of Senator Judge Pangilinan. So, can you continue with the direct examination of Attorney James? You may continue,

1292
04:04:14,640 --> 04:04:14,780
Sen. Francis "Chiz" G. Escudero: Attorney

1293
04:04:14,780 --> 04:04:14,960
Sen. Francis "Chiz" G. Escudero: James.

1294
04:04:15,100 --> 04:04:23,320
Atty. James Bryan Ibrahim A. Alih: Given the discussion, sir, I do not want to belabor this point. So, I'll just ask another question. Do you have here the manager's check in front of you?

1295
04:04:24,620 --> 04:04:27,140
Marwin L. Galvez: Yung pong page 7.

1296
04:04:27,500 --> 04:04:27,860
Atty. James Bryan Ibrahim A. Alih: Opo.

1297
04:04:28,020 --> 04:04:29,100
Marwin L. Galvez: Is that the one you're referring to?

1298
04:04:29,100 --> 04:04:30,640
Atty. James Bryan Ibrahim A. Alih: May manager's check po ba?

1299
04:04:30,680 --> 04:04:30,860
Marwin L. Galvez: Meron po.

1300
04:04:31,400 --> 04:04:33,560
Atty. James Bryan Ibrahim A. Alih: Sino po yung pay nung manager's check?

1301
04:04:33,880 --> 04:04:40,540
Marwin L. Galvez: Payee po, based on page 7 po, for manager check dated April 19, 2012. Tama po ba, sir?

1302
04:04:40,660 --> 04:04:41,180
Marwin L. Galvez: Ang

1303
04:04:41,180 --> 04:04:44,440
Marwin L. Galvez: payee po is si Rodrigo Roa Duterte.

1304
04:04:44,740 --> 04:04:59,980
Atty. James Bryan Ibrahim A. Alih: Yeah, but based on your credit debit memo kanina, that came from the account, Julia Vargas' account, which you confirmed a while ago, is under the name of VP Sara and Rodrigo Roa Duterte. That

1305
04:04:59,980 --> 04:05:01,200
Marwin L. Galvez: is correct po.

1306
04:05:01,200 --> 04:05:03,080
Atty. James Bryan Ibrahim A. Alih: That's fine. You're based on the records. That's

1307
04:05:03,080 --> 04:05:06,600
Atty. James Bryan Ibrahim A. Alih: fine. Okay. I think I'll leave that.

1308
04:05:13,630 --> 04:05:15,330
Atty. James Bryan Ibrahim A. Alih: Alright. Sige, sir.

1309
04:05:20,120 --> 04:05:23,350
Atty. James Bryan Ibrahim A. Alih: Please go to, let me see.

1310
04:05:25,700 --> 04:05:29,610
Atty. James Bryan Ibrahim A. Alih: Please go to page 64, sir.

1311
04:05:31,270 --> 04:05:32,650
Atty. James Bryan Ibrahim A. Alih: Of the same exhibit.

1312
04:05:39,970 --> 04:05:41,750
Atty. James Bryan Ibrahim A. Alih: There is another MC there, right?

1313
04:05:42,430 --> 04:05:43,850
Marwin L. Galvez: That is correct, sir.

1314
04:05:43,850 --> 04:05:44,370
Atty. James Bryan Ibrahim A. Alih: And

1315
04:05:44,370 --> 04:05:47,760
Atty. James Bryan Ibrahim A. Alih: that is dated October 17? Tama po ba?

1316
04:05:47,760 --> 04:05:49,720
Marwin L. Galvez: October 17, 2012,

1317
04:05:51,500 --> 04:05:51,860
Marwin L. Galvez: your honor.

1318
04:05:52,020 --> 04:05:53,080
Atty. James Bryan Ibrahim A. Alih: And what is the amount?

1319
04:05:54,210 --> 04:05:54,730
Marwin L. Galvez: The

1320
04:05:54,730 --> 04:06:00,470
Marwin L. Galvez: amount is 41,721,035.62.

1321
04:06:00,710 --> 04:06:02,250
Atty. James Bryan Ibrahim A. Alih: So it's the same amount, okay.

1322
04:06:07,710 --> 04:06:11,610
Atty. James Bryan Ibrahim A. Alih: Please go to page 40 of the same exhibit, sir.

1323
04:06:25,300 --> 04:06:28,080
Atty. James Bryan Ibrahim A. Alih: Alright, so it's another manager's check, is that right?

1324
04:06:29,790 --> 04:06:30,850
Marwin L. Galvez: That's correct, sir.

1325
04:06:31,740 --> 04:06:34,560
Atty. James Bryan Ibrahim A. Alih: And how much again is that amount?

1326
04:06:36,490 --> 04:06:40,950
Marwin L. Galvez: Sir, if you're referring to the manager's check dated October 7, 2013.

1327
04:06:40,950 --> 04:06:41,770
Atty. James Bryan Ibrahim A. Alih: That's right, sir.

1328
04:06:41,770 --> 04:06:48,190
Marwin L. Galvez: Ang amount po ay 41,721,035.62.

1329
04:06:48,890 --> 04:06:49,430
Atty. James Bryan Ibrahim A. Alih: Alright.

1330
04:06:54,560 --> 04:06:56,500
Atty. James Bryan Ibrahim A. Alih: At kanino po nakapangalan yan ulit?

1331
04:06:57,510 --> 04:07:00,750
Marwin L. Galvez: Paid to the order of Rodrigo Roa, Duterte po, Your Honor.

1332
04:07:00,830 --> 04:07:01,010
Atty. James Bryan Ibrahim A. Alih: Alright.

1333
04:07:04,090 --> 04:07:04,870
Atty. James Bryan Ibrahim A. Alih: Sige, sir.

1334
04:07:06,190 --> 04:07:06,730
Atty. James Bryan Ibrahim A. Alih: Alright.

1335
04:07:15,370 --> 04:07:46,460
Atty. James Bryan Ibrahim A. Alih: As a final note on this point, sir, because I... I would also like to save time given the discussions a while ago. I would not go through the same process just to check and confirm again the other 55 million. My question is this. In the account where this came from, what I mean is that the amount where it was sourced is

1336
04:07:49,090 --> 04:07:56,770
Atty. James Bryan Ibrahim A. Alih: Account numbers 9539. What again is the account name of that bank account?

1337
04:07:57,350 --> 04:07:57,990
Atty. Michael Wesley Poa: As an answer,

1338
04:07:58,070 --> 04:07:58,450
Atty. Michael Wesley Poa: Your Honor.

1339
04:07:58,450 --> 04:08:00,790
Atty. James Bryan Ibrahim A. Alih: Just final note, if given some leeway wrong.

1340
04:08:00,900 --> 04:08:01,540
Atty. Michael Wesley Poa: As an answer, Your Honor.

1341
04:08:03,160 --> 04:08:08,760
Sen. Francis "Chiz" G. Escudero: As an answer, counsel, I can even remember how it is written with the different ors and the ends.

1342
04:08:10,380 --> 04:08:12,740
Sen. Francis "Chiz" G. Escudero: Move on, counsel. It is off record already.

1343
04:08:13,040 --> 04:08:18,940
Atty. James Bryan Ibrahim A. Alih: Thank you, Your Honor. We submit. All right, sir. Now, I direct you to...

1344
04:08:24,060 --> 04:08:28,800
Atty. James Bryan Ibrahim A. Alih: Apologies, Your Honor. I'm wrestling with the idea of ending. Sir,

1345
04:08:31,210 --> 04:08:43,490
Atty. James Bryan Ibrahim A. Alih: are you in the position to confirm to this honorable court whether BPI maintains foreign bank accounts under

1346
04:08:45,190 --> 04:08:47,810
Atty. James Bryan Ibrahim A. Alih: the names of the Vice President?

1347
04:08:47,990 --> 04:08:49,170
Atty. Michael Wesley Poa: Objection, Your Honor. Again.

1348
04:08:51,660 --> 04:08:56,440
Sen. Francis "Chiz" G. Escudero: Sustained not part of the subpoena issued by this court and covered by the FCDU law.

1349
04:08:57,520 --> 04:08:58,720
Atty. James Bryan Ibrahim A. Alih: Noted, Your Honor. We submit.

1350
04:09:04,340 --> 04:09:11,900
Atty. James Bryan Ibrahim A. Alih: Sir, now I want to go to page 8. And this is the last question.

1351
04:09:13,990 --> 04:09:21,830
Atty. James Bryan Ibrahim A. Alih: If you can just look at page 8, page 11, page 14, and

1352
04:09:23,620 --> 04:09:26,180
Atty. James Bryan Ibrahim A. Alih: page 13 of

1353
04:09:27,720 --> 04:09:28,580
Atty. James Bryan Ibrahim A. Alih: the same exhibit.

1354
04:09:29,340 --> 04:09:32,060
Atty. James Bryan Ibrahim A. Alih: Let me know, sir, if you have that already with you.

1355
04:09:32,300 --> 04:09:34,920
Atty. James Bryan Ibrahim A. Alih: Page 8, 11, 13.

1356
04:09:35,200 --> 04:09:37,590
Sen. Francis "Chiz" G. Escudero: And 14.

1357
04:09:37,590 --> 04:09:41,420
Atty. James Bryan Ibrahim A. Alih: So I'm asking this because... That's correct.

1358
04:09:41,510 --> 04:09:43,120
Marwin L. Galvez: Yes. I have it here, Your Honor.

1359
04:09:43,260 --> 04:09:48,780
Atty. James Bryan Ibrahim A. Alih: So looking at this document, sir, and this is... What is the date of this document?

1360
04:09:51,040 --> 04:09:52,840
Marwin L. Galvez: Referring to which page, Your Honor?

1361
04:09:53,540 --> 04:09:56,840
Atty. James Bryan Ibrahim A. Alih: Let's say, let's go to page 8. What is the date of this document?

1362
04:09:57,300 --> 04:10:03,830
Marwin L. Galvez: For page 8, Your Honor, the date of the document is March 28, 2014.

1363
04:10:03,830 --> 04:10:06,030
Atty. James Bryan Ibrahim A. Alih: How about page 11? What is the date?

1364
04:10:12,160 --> 04:10:17,520
Marwin L. Galvez: For page 11, the date is also March 28, 2014, Your Honor.

1365
04:10:17,560 --> 04:10:22,500
Atty. James Bryan Ibrahim A. Alih: And if you can look also at page 14, what is the date?

1366
04:10:23,880 --> 04:10:28,840
Marwin L. Galvez: For page 14, the date is March 28, 2014, Your Honor.

1367
04:10:28,840 --> 04:10:29,060
Atty. James Bryan Ibrahim A. Alih: And

1368
04:10:29,060 --> 04:10:29,660
Atty. James Bryan Ibrahim A. Alih: going back to

1369
04:10:29,660 --> 04:10:29,820
Atty. James Bryan Ibrahim A. Alih: page

1370
04:10:29,820 --> 04:10:31,440
Atty. James Bryan Ibrahim A. Alih: 13, what is the date?

1371
04:10:32,970 --> 04:10:33,310
Marwin L. Galvez: The

1372
04:10:33,310 --> 04:10:34,930
Marwin L. Galvez: same date po, Your Honor. March 28,

1373
04:10:35,170 --> 04:10:35,490
Marwin L. Galvez: 2014.

1374
04:10:36,150 --> 04:10:39,030
Atty. James Bryan Ibrahim A. Alih: Ano po tong mga dokumento na to, Sir?

1375
04:10:39,030 --> 04:10:40,290
Marwin L. Galvez: Yung pong mga

1376
04:10:40,290 --> 04:10:42,370
Marwin L. Galvez: dokumento,

1377
04:10:45,250 --> 04:10:54,110
Marwin L. Galvez: Your Honor, pare-pareho po siya. It pertains to a letter of instruction form po ng bangko.

1378
04:10:54,110 --> 04:10:57,710
Atty. James Bryan Ibrahim A. Alih: Letter instruction form. And what does that mean?

1379
04:10:57,710 --> 04:11:13,520
Marwin L. Galvez: Dito po sa form na to, Your Honor, if I may read. Authorizes the bank to transfer from a specific account with

1380
04:11:13,770 --> 04:11:16,170
Marwin L. Galvez: a stated amount.

1381
04:11:16,170 --> 04:11:20,030
Atty. James Bryan Ibrahim A. Alih: Alright. And what is the account kahit yung last digits na lang po?

1382
04:11:20,030 --> 04:11:23,010
Marwin L. Galvez: For page 8, Your Honor,

1383
04:11:23,190 --> 04:11:34,280
Marwin L. Galvez: the last four digits of the account were by authorization to transfer from is ending in 9539.

1384
04:11:34,800 --> 04:11:37,300
Atty. James Bryan Ibrahim A. Alih: How about Page 11.

1385
04:11:45,750 --> 04:11:47,750
Atty. James Bryan Ibrahim A. Alih: Kahit yung last digits na lang po.

1386
04:11:47,750 --> 04:11:50,690
Marwin L. Galvez: Last four digits, 9539, Your Honor.

1387
04:11:50,690 --> 04:11:51,370
Atty. James Bryan Ibrahim A. Alih: Page 13.

1388
04:11:56,930 --> 04:12:00,130
Marwin L. Galvez: Same last four digits, Your Honor, 9539.

1389
04:12:00,130 --> 04:12:01,050
Atty. James Bryan Ibrahim A. Alih: And page 14.

1390
04:12:02,760 --> 04:12:03,880
Marwin L. Galvez: 9539, Your Honor.

1391
04:12:04,240 --> 04:12:13,900
Atty. James Bryan Ibrahim A. Alih: Sir, nabanggit nyo at nabasa nyo kanina, this is to authorize the transfer from the bank account that you've mentioned a certain amount. What is the amount?

1392
04:12:16,270 --> 04:12:22,530
Marwin L. Galvez: Sa page 8 po, ang amount po na nakalagay sa letter of instruction is 20 million pesos, Your Honor.

1393
04:12:22,750 --> 04:12:26,550
Atty. James Bryan Ibrahim A. Alih: And for the other pages? For the remaining 3 pages?

1394
04:12:31,030 --> 04:12:35,630
Marwin L. Galvez: For page 11, 20 million pesos, Your Honor.

1395
04:12:35,630 --> 04:12:36,650
Atty. James Bryan Ibrahim A. Alih: Page 14?

1396
04:12:40,060 --> 04:12:41,920
Atty. James Bryan Ibrahim A. Alih: Page 13? Sorry.

1397
04:12:41,920 --> 04:12:42,420
Marwin L. Galvez: For

1398
04:12:42,420 --> 04:12:44,920
Marwin L. Galvez: page 13, 20 million pesos, Your

1399
04:12:44,920 --> 04:12:45,040
Marwin L. Galvez: Honor.

1400
04:12:45,040 --> 04:12:47,400
Atty. James Bryan Ibrahim A. Alih: And also for page 14, how much?

1401
04:12:47,900 --> 04:12:50,120
Marwin L. Galvez: Also 20 million pesos, Your Honor.

1402
04:12:50,360 --> 04:13:12,090
Atty. James Bryan Ibrahim A. Alih: Nag-authorize po dito ng transfer from the 9539 or the Julio Vargas branch in the amount of 20 million. And based on the policy numbers, sir, these are four different policy numbers. Ano po yung purpose nung transfer? Or nung, yeah, nung authorization to transfer?

1403
04:13:12,820 --> 04:13:36,610
Marwin L. Galvez: Base po dun sa account na nakaspecify dun sa instruction po. Your Honor, yung pong authority to transfer is to debit the account 9539 papunta po sa settlement account sa BPI ng BPI-Philam Life Assurance Corporation.

1404
04:13:36,610 --> 04:13:38,820
Atty. James Bryan Ibrahim A. Alih: Parehas sa lahat, tama po?

1405
04:13:38,820 --> 04:13:40,020
Marwin L. Galvez: Yes po, Your Honor.

1406
04:13:40,220 --> 04:13:55,540
Atty. James Bryan Ibrahim A. Alih: And this is, could you confirm that based on the records or those documents, it is for the 20 million separate, 20 million or 80 million lahat? We're used to buy peso plans. Tama po ba yun?

1407
04:13:58,760 --> 04:14:02,120
Marwin L. Galvez: I'm sorry, Your Honor, the document does not say... In

1408
04:14:02,120 --> 04:14:02,780
Atty. James Bryan Ibrahim A. Alih: the middle, sir.

1409
04:14:02,940 --> 04:14:03,460
Marwin L. Galvez: Sorry.

1410
04:14:03,820 --> 04:14:07,400
Atty. James Bryan Ibrahim A. Alih: Meron pong naka-X na 4 peso plans.

1411
04:14:14,640 --> 04:14:17,560
Marwin L. Galvez: Can you point me to the item, Your Honor?

1412
04:14:19,920 --> 04:14:22,340
Sen. Francis "Chiz" G. Escudero: Assisting counsel may do so, or...

1413
04:14:27,750 --> 04:14:28,790
Marwin L. Galvez: Oh, sir. Okay.

1414
04:14:33,060 --> 04:14:42,040
Marwin L. Galvez: Confirming, Your Honor, the instruction is for... As specified in the letter of instruction is for peso plans.

1415
04:14:42,340 --> 04:14:57,300
Atty. James Bryan Ibrahim A. Alih: Alright, sir. So that's 80 million for peso plans. Now I'm looking for the 16th. I'm going to direct you to page 50 of the records. And this is my last question, sir.

1416
04:15:16,540 --> 04:15:21,000
Atty. James Bryan Ibrahim A. Alih: I'm sorry, sir. I was mistaken. Please proceed to page 60. Hindi pala 50.

1417
04:15:24,300 --> 04:15:26,900
Atty. James Bryan Ibrahim A. Alih: of the same exhibits that you submitted.

1418
04:15:32,590 --> 04:15:49,380
Atty. James Bryan Ibrahim A. Alih: Nakita niyo na pa? Page 60. Alright, sir. So, in page 60, this also involves another manager's check with check number 20536 dated May 30, 2016. What is the amount, sir?

1419
04:15:51,330 --> 04:15:52,970
Atty. James Bryan Ibrahim A. Alih: For... Sir,

1420
04:15:54,560 --> 04:15:58,820
Marwin L. Galvez: may I confirm if you're referring to the check number 20536?

1421
04:15:59,920 --> 04:16:00,800
Atty. James Bryan Ibrahim A. Alih: 20536, sir.

1422
04:16:00,840 --> 04:16:08,870
Marwin L. Galvez: Yes, sir. The amount of the manager's check is 16,852,782

1423
04:16:08,870 --> 04:16:09,410
Marwin L. Galvez: .94.

1424
04:16:09,410 --> 04:16:20,500
Atty. James Bryan Ibrahim A. Alih: So, 16 million. And last question, sir. To complete the 96 million, sino po yung payee ng 16 million na ito?

1425
04:16:21,410 --> 04:16:28,370
Marwin L. Galvez: Based on the records we submitted, Your Honor, ang payee po ng manager's check number 20536

1426
04:16:30,440 --> 04:16:35,980
Marwin L. Galvez: dated May 30, 2016, Samuel C.

1427
04:16:37,730 --> 04:16:38,250
Marwin L. Galvez: Uy.

1428
04:16:38,250 --> 04:16:39,410
Atty. James Bryan Ibrahim A. Alih: Again, sir?

1429
04:16:39,410 --> 04:16:41,430
Marwin L. Galvez: Samuel C. Uy.

1430
04:16:41,430 --> 04:16:41,830
Atty. James Bryan Ibrahim A. Alih: Alright.

1431
04:16:45,890 --> 04:16:46,950
Atty. James Bryan Ibrahim A. Alih: No further questions,

1432
04:16:47,170 --> 04:16:47,510
Atty. Michael Wesley Poa: Your Honor.

1433
04:16:48,130 --> 04:16:49,610
Sen. Francis "Chiz" G. Escudero: Cross, Attorney Mike.

1434
04:16:49,790 --> 04:16:51,490
Atty. Michael Wesley Poa: Yes, Your Honor. If I may proceed with the permission of the Honorable Court.

1435
04:16:51,490 --> 04:16:52,570
Sen. Francis "Chiz" G. Escudero: You may proceed, sir, when you're ready.

1436
04:16:52,830 --> 04:16:54,720
Atty. Michael Wesley Poa: Yes, Your Honor.

1437
04:16:54,720 --> 04:16:57,040
Sen. Francis "Chiz" G. Escudero: Uminom din po muna kayo ng tubig, Mr. Mao.

1438
04:16:57,160 --> 04:16:57,960
Marwin L. Galvez: Thank you, Your Honor.

1439
04:16:59,480 --> 04:17:00,940
Atty. Michael Wesley Poa: Magandang hapon po, Mr. Galvez

1440
04:17:00,940 --> 04:17:02,120
Marwin L. Galvez: Magandang hapon po.

1441
04:17:02,120 --> 04:17:24,990
Atty. Michael Wesley Poa: Nakainom na po kayo ng tubig. Mr. Galvez, you mentioned earlier during your direct testimony that you are the division head ng Central and Metro Manila branches. Salamat po ba? Just to ask you, Previous to this position, were you ever an account manager that directly handled any of the accounts that we are talking about now sa BPI?

1442
04:17:24,990 --> 04:17:25,790
Marwin L. Galvez: Wala po. Wala

1443
04:17:25,790 --> 04:17:26,130
Marwin L. Galvez: po.

1444
04:17:26,370 --> 04:17:26,710
Atty. Michael Wesley Poa: So,

1445
04:17:26,850 --> 04:17:34,110
Atty. Michael Wesley Poa: basically, you wouldn't have any personal knowledge on the circumstances dun sa pagbubukas ng mga account na ito. Tama po ba?

1446
04:17:34,110 --> 04:17:34,970
Marwin L. Galvez: That is correct po.

1447
04:17:35,210 --> 04:17:35,690
Atty. Michael Wesley Poa: And

1448
04:17:35,690 --> 04:17:42,470
Atty. Michael Wesley Poa: you are only testifying today based on the documents that you collated pursuant to the subpoena issued by the Honorable Court. Tama po ba?

1449
04:17:42,470 --> 04:17:43,430
Marwin L. Galvez: Tama po, sir.

1450
04:17:43,430 --> 04:18:04,280
Atty. Michael Wesley Poa: So, well, para lang po sa kalaman nating lahat, I think maganda nating mapaliwanag. Pagdating po dun lang sa mga accounts that were touched upon by the prosecution. Yung mga accounts na pwedeng buksan ng general public sa BPI. Specifically, yung ating mga personal accounts or accounts for natural persons. Tama po ba?

1451
04:18:04,420 --> 04:18:05,060
Marwin L. Galvez: Yes po.

1452
04:18:05,180 --> 04:18:13,200
Atty. Michael Wesley Poa: You offer that. At dun po, meron pong individual accounts o isa lang yung depositor. Tama po?

1453
04:18:13,200 --> 04:18:13,860
Marwin L. Galvez: Tama po.

1454
04:18:13,860 --> 04:18:29,840
Atty. Michael Wesley Poa: At meron din pong joint accounts. That means more than one depositor. At pagdating po sa joint accounts, meron po kasing tinatawag na joint end account. Tama po ba? Ano po ba ibig sabihin pag end yung joint account?

1455
04:18:30,160 --> 04:18:52,750
Marwin L. Galvez: Ang ibig sabihin po sir kapag ang account ay joint end, kung sino po ang nakapangalan doon sa account, ang ibig sabihin po noon walang niisang Pwede pumirma lang po or mag-operate. Dapat po lahat ng nakapangalan sa account ay pumirma po. Magbigay ng authority or instruction.

1456
04:18:52,970 --> 04:18:59,970
Atty. Michael Wesley Poa: Okay, salamat po. And then meron din po tayong tinatawag na joint or account. Ano pong pagkakaiba nun sa end

1457
04:18:59,970 --> 04:19:00,890
Atty. Michael Wesley Poa: account?

1458
04:19:00,890 --> 04:19:12,780
Marwin L. Galvez: Di katulad po dun sa end account or owner pag sinabi pong or account, any one of the depositors identified or named in the account may sign Singli,

1459
04:19:12,780 --> 04:19:33,280
Atty. Michael Wesley Poa: Your Honor. Thank you po, Mr. Witness. Natanong ko po yan kasi yung pinag-uusapan natin ditong joint account ng former President Rodrigo Duterte and the respondent, Vice President Sara Duterte. Specifically, account number, I think it's ending 9539. Tama po?

1460
04:19:36,640 --> 04:19:37,800
Atty. Michael Wesley Poa: 2433069539. Tama po?

1461
04:19:37,800 --> 04:19:39,160
Marwin L. Galvez: Tama po.

1462
04:19:39,160 --> 04:19:52,580
Atty. Michael Wesley Poa: Pagdating po dito sa account na ito, napansin ko, Yung pagkasulat ng account name niya is Rodrigo R. Duterte or Rodrigo R. Duterte and Sara Z. Duterte. Tama po ba yun? Is that accurate?

1463
04:19:52,580 --> 04:19:53,400
Marwin L. Galvez: Tama po, sir.

1464
04:19:53,400 --> 04:20:09,710
Atty. Michael Wesley Poa: So tama rin po ba yung pagkakaintindi ko na sa ganitong structure ng joint account, kung pwede nating tawagin ganun, ay si former President Rodrigo R. Duterte ay pwede po siyang mag-transact mag-isa or alone, singly?

1465
04:20:09,710 --> 04:20:10,770
Marwin L. Galvez: Tama po, sir.

1466
04:20:10,770 --> 04:20:17,740
Atty. Michael Wesley Poa: Tama po. Of course, the former president can also transact with Sara Z. Duterte. Tama po?

1467
04:20:17,740 --> 04:20:19,600
Marwin L. Galvez: With po. Tama po.

1468
04:20:19,600 --> 04:20:29,660
Atty. Michael Wesley Poa: But Respondent Vice President Sara Z. Duterte cannot transact alone without the consent or the signature of the former president, yung ama po niya.

1469
04:20:29,660 --> 04:20:31,120
Marwin L. Galvez: That is correct po. That

1470
04:20:31,120 --> 04:20:31,240
Marwin L. Galvez: is

1471
04:20:31,240 --> 04:20:31,360
Marwin L. Galvez: correct.

1472
04:20:31,580 --> 04:20:32,560
Marwin L. Galvez: Based on the...

1473
04:20:35,930 --> 04:20:36,330
Atty. Michael Wesley Poa: Thank

1474
04:20:36,330 --> 04:20:48,570
Atty. Michael Wesley Poa: you po. Ngayon, tinignan ko rin po kasi yung mga transaksyon na sinumitin nyo. And I would assume that, and please correct me if I'm wrong, na binasa nyo naman po yung mga submissions. But I can confront you with the documents anytime.

1475
04:20:48,570 --> 04:20:49,770
Marwin L. Galvez: Yes po. Opo.

1476
04:20:49,770 --> 04:21:09,250
Atty. Michael Wesley Poa: And one of the, nabansin ko kasi yung mga nabanggit kanina na manager's checks. Specifically yung application sa pag-purchase itong manager's checks na to. Papakita ko na lang po sa inyo yung mismong application para po mabasa nyo and ma-confirm nyo. Your Honors, permission to approach the witness, Your Honor?

1477
04:21:09,410 --> 04:21:18,360
Sen. Francis "Chiz" G. Escudero: Continuing authorities given for either or both assisting counsel and counsel conducting cross to approach the witness.

1478
04:21:20,060 --> 04:21:21,020
Atty. Michael Wesley Poa: Punahin ko na lang ito.

1479
04:21:23,110 --> 04:21:42,760
Atty. Michael Wesley Poa: Your Honors, I'm referring to document exhibit number... Sorry, let me just check the exhibit number. Exhibit number P for the prosecution P, Roman numeral number 2, dash 8, dash 2, dash 3, dash 1, dash 3, dash BPI.

1480
04:21:44,500 --> 04:21:52,530
Atty. Michael Wesley Poa: Specifically, I'd like to look at first yung page 51 of that exhibit, Your Honor. So ito po yung page 51.

1481
04:21:55,620 --> 04:21:56,860
Atty. Michael Wesley Poa: Confirm lang kung pareho.

1482
04:21:59,030 --> 04:22:06,090
Atty. Michael Wesley Poa: Ito po yung application para sa manager's check. Tama po ba? To purchase a manager's cheque.

1483
04:22:06,100 --> 04:22:06,660
Atty. Michael Wesley Poa: Tama po.

1484
04:22:06,940 --> 04:22:07,380
Marwin L. Galvez: Tama po, sir.

1485
04:22:07,530 --> 04:22:16,410
Atty. Michael Wesley Poa: At maaari niyo po bang sabihin kung sino po yung pumirma dito sa application na to? Kung sino po yung nagre-request basically nung purchase ng manager's cheque?

1486
04:22:16,550 --> 04:22:23,630
Marwin L. Galvez: Sir, with your permission po, your honor, maaari po ba akong mag-refer sa signature card para lang po makompare yung...

1487
04:22:23,630 --> 04:22:26,600
Atty. Michael Wesley Poa: Opo, sige po. You may. Can

1488
04:22:26,600 --> 04:22:26,780
Atty. Michael Wesley Poa: we

1489
04:22:26,780 --> 04:22:27,700
Atty. Michael Wesley Poa: show the signature card?

1490
04:22:27,770 --> 04:22:39,130
Sen. Francis "Chiz" G. Escudero: Kindly show him the signature card. Again, assisting counsel of both parties may approach. Continuing authority is granted not only for this witness but other witnesses as well that we will be hearing and listening to today.

1491
04:22:40,440 --> 04:22:49,340
Atty. James Bryan Ibrahim A. Alih: For the record, your honor, can we request that the specific page containing the requested document be placed on record, your honor?

1492
04:22:49,400 --> 04:22:49,920
Sen. Francis "Chiz" G. Escudero: Attorney Mike?

1493
04:22:49,920 --> 04:22:52,720
Atty. Michael Wesley Poa: Yes, for the signature card, counsel?

1494
04:22:52,720 --> 04:22:53,300
Sen. Francis "Chiz" G. Escudero: Yes, signature

1495
04:22:53,300 --> 04:22:53,580
Sen. Francis "Chiz" G. Escudero: card.

1496
04:22:53,580 --> 04:22:55,460
Atty. Michael Wesley Poa: Signature card, this is page...

1497
04:23:01,900 --> 04:23:04,720
Atty. Michael Wesley Poa: Pardon, Your Honor, we're just trying to get the exact page number.

1498
04:23:16,920 --> 04:23:17,880
Atty. Michael Wesley Poa: Let's look for another.

1499
04:23:21,750 --> 04:23:22,950
Atty. Michael Wesley Poa: Just the page number.

1500
04:23:28,290 --> 04:23:46,970
Atty. Michael Wesley Poa: The marking for this exhibit, Your Honor, is Exhibit P-RN 2-8-2-3-1-1-1-2-BPI, Your Honor, for the prosecution.

1501
04:23:47,920 --> 04:23:51,000
Sen. Francis "Chiz" G. Escudero: Witness may answer? Is there a question already,

1502
04:23:51,100 --> 04:23:51,560
Sen. Francis "Chiz" G. Escudero: Atty. Mike?

1503
04:23:51,660 --> 04:23:52,480
Atty. Michael Wesley Poa: Wala pong page.

1504
04:23:52,699 --> 04:23:52,700
Atty. Michael Wesley Poa: Ah, no no.

1505
04:23:52,800 --> 04:23:54,740
Sen. Francis "Chiz" G. Escudero: Ah, page number.

1506
04:23:54,960 --> 04:23:56,260
Sen. Francis "Chiz" G. Escudero: Ah, wala page number?

1507
04:23:56,260 --> 04:23:57,960
Atty. Michael Wesley Poa: Page 1 of that exhibit.

1508
04:24:00,010 --> 04:24:00,410
Sen. Francis "Chiz" G. Escudero: You

1509
04:24:00,410 --> 04:24:05,720
Sen. Francis "Chiz" G. Escudero: referred to an exhibit counsel. You have assisting counsel to proceed, Atty. Mike.

1510
04:24:07,550 --> 04:24:09,870
Atty. Michael Wesley Poa: Thank you. Na-compare niyo na po sa signature?

1511
04:24:12,380 --> 04:24:15,460
Atty. Michael Wesley Poa: Hindi pa po yata na-compare, Your Honor.

1512
04:24:15,460 --> 04:24:17,900
Sen. Francis "Chiz" G. Escudero: Can you please compare? Can you show it to Mr. Mao?

1513
04:24:17,900 --> 04:24:18,300
Marwin L. Galvez: Yes.

1514
04:24:20,150 --> 04:24:20,670
Marwin L. Galvez: Yes, po.

1515
04:24:20,940 --> 04:24:22,700
Atty. Michael Wesley Poa: So, kaninong signature po yan?

1516
04:24:23,060 --> 04:24:31,920
Marwin L. Galvez: Base po sa signature card, Your Honor, it appears to be the signature of Mr. Rodrigo Roa Duterte, Your Honor.

1517
04:24:32,220 --> 04:24:45,700
Atty. Michael Wesley Poa: Thank you, Mr. Witness. Punta rin po tayo sa isa pang application kasi hindi lang naman isang application. Yung napansin ko sa mga transaksyon na ito. And this is found in the same exhibit, page 55 of that exhibit.

1518
04:24:48,490 --> 04:24:57,520
Atty. Michael Wesley Poa: Isa pang application, you confirm that this is yet another application for the purchase of an MC or manager's check. Tama po ba?

1519
04:24:58,780 --> 04:24:59,640
Marwin L. Galvez: Tama po, sir.

1520
04:24:59,800 --> 04:25:01,760
Atty. Michael Wesley Poa: At sino po ang pumirma?

1521
04:25:02,540 --> 04:25:08,020
Marwin L. Galvez: Ang pirmama po appears to be the signature po of Mr. Rodrigo Roa Duterte. Your Honor,

1522
04:25:08,200 --> 04:25:11,200
Atty. James Bryan Ibrahim A. Alih: just to clarify, Your Honor, may we... Your

1523
04:25:16,250 --> 04:25:17,190
Atty. James Bryan Ibrahim A. Alih: Honor, I'm sorry.

1524
04:25:17,190 --> 04:25:17,890
Sen. Francis "Chiz" G. Escudero: Yes.

1525
04:25:17,890 --> 04:25:22,210
Atty. James Bryan Ibrahim A. Alih: Just for clarification, Your Honor, because this appears to be an application for manager's check.

1526
04:25:23,720 --> 04:25:30,840
Atty. James Bryan Ibrahim A. Alih: For the record, may we also know the resulting MC or manager's check for this application, Your Honor.

1527
04:25:31,180 --> 04:25:35,810
Atty. Michael Wesley Poa: Your Honor, I'm just asking for the application.

1528
04:25:37,030 --> 04:25:40,570
Sen. Francis "Chiz" G. Escudero: Kindly just answer the question, Mr. Mau and Atty.

1529
04:25:41,210 --> 04:25:44,910
Sen. Francis "Chiz" G. Escudero: James. That can be the proper subject matter of redirect.

1530
04:25:45,570 --> 04:25:46,050
Sen. Francis "Chiz" G. Escudero: He's

1531
04:25:46,050 --> 04:25:48,910
Sen. Francis "Chiz" G. Escudero: not yet there and he might not even ask for that in his cross.

1532
04:25:49,630 --> 04:25:50,970
Atty. James Bryan Ibrahim A. Alih: Submitted, Sir. Your Honor.

1533
04:25:51,330 --> 04:25:52,050
Atty. Michael Wesley Poa: Sino po ang

1534
04:25:52,050 --> 04:25:53,010
Atty. Michael Wesley Poa: pumirma sa application?

1535
04:25:53,700 --> 04:26:00,320
Marwin L. Galvez: Base po sa application form and comparison sa signature card, it appears po si Mr. Rodrigo Roa, Duterte po.

1536
04:26:00,320 --> 04:26:04,760
Atty. Michael Wesley Poa: Thank you po. At may nakikita po ba kayong pirma dyan ng Vice President Sara Duterte?

1537
04:26:07,630 --> 04:26:09,190
Atty. Michael Wesley Poa: Wala po, Your Honor. Thank you.

1538
04:26:11,200 --> 04:26:35,390
Atty. Michael Wesley Poa: Your Honor, kanina din po kasi na napag-uusapan din yung time deposit, di po ba? Pagdating po sa time deposit, and na-establish naman kanina, na yung mga pondong nasa paloob nitong account ending with 9539 ay ginamit para sa time deposit. Tama po ba? Meaning, in-invest sa time deposit.

1539
04:26:35,390 --> 04:26:36,470
Marwin L. Galvez: Tama po.

1540
04:26:36,470 --> 04:26:48,540
Atty. Michael Wesley Poa: Ngayon po, just to explain, pag ang pera po ay nilalagay sa time deposit, you create a separate account for that time deposit placement. Tama po ba?

1541
04:26:48,540 --> 04:26:49,340
Marwin L. Galvez: Tama po, sir.

1542
04:26:49,340 --> 04:26:53,400
Atty. Michael Wesley Poa: So it has a different and unique account number. Tama po ba?

1543
04:26:53,400 --> 04:26:53,600
Marwin L. Galvez: That

1544
04:26:53,600 --> 04:26:54,020
Marwin L. Galvez: is correct.

1545
04:26:54,060 --> 04:27:01,020
Atty. Michael Wesley Poa: At pag ito po ay na pre-terminate or nag-mature, bumabalik po ito sa settlement account. Tama po?

1546
04:27:01,020 --> 04:27:02,720
Marwin L. Galvez: As earlier mentioned po, tama po.

1547
04:27:02,720 --> 04:27:14,100
Atty. Michael Wesley Poa: At pag naisipan po ng depositor na i-reinvest ito sa time deposit ulit, you again create a separate time deposit account for that. Is that correct?

1548
04:27:14,100 --> 04:27:14,760
Marwin L. Galvez: Tama po.

1549
04:27:17,260 --> 04:27:17,980
Atty. Michael Wesley Poa: At

1550
04:27:17,980 --> 04:27:30,700
Atty. Michael Wesley Poa: kaya po ba marami ring mga account numbers falling under the same Rodrigo Roa Duterte or Rodrigo Duterte and Sara Duterte na mga account numbers na nag-close na po?

1551
04:27:42,560 --> 04:28:05,960
Marwin L. Galvez: Hindi po ipa-determinate ng kliyente yung time deposit, magtutuloy-tuloy po siya. For example, ang auto-renewal po is for every 35 days, magtutuloy-tuloy po siya unless otherwise instructed by the depositor po. Ngayon po, kung hindi po siya auto-renew time deposit po, as soon as mag-mature po yung time deposit account, makikredit na po yung balance sa settlement account.

1552
04:28:06,560 --> 04:28:27,540
Atty. Michael Wesley Poa: Thank you po. So, simplihan ko na lang po. So, kanina, pinakita ko sa inyo yung mga application for manager's checks. At yan po, nabanggit nyo po, it was signed by Rodrigo Roa Duterte. Wala pong signature ni Sara Duterte. Which is okay because under the joint account, Rodrigo Roa Duterte can act singly. Tama po ba?

1553
04:28:27,540 --> 04:28:28,080
Marwin L. Galvez: Tama po.

1554
04:28:28,080 --> 04:28:30,220
Atty. Michael Wesley Poa: So, base po sa documenting panel

1555
04:28:30,220 --> 04:28:30,480
Atty. Michael Wesley Poa: nito.

1556
04:28:30,520 --> 04:28:41,200
Atty. Michael Wesley Poa: Thank you po. At base po sa mga dokumentong sinumitit nyo, Wala po akong nakita na record of any withdrawal by Sara Duterte. Can you confirm that?

1557
04:28:42,220 --> 04:28:50,980
Marwin L. Galvez: Your Honor, I will have to refer to all the documents kasi hindi ko naman po kabisado lahat ng nakapirma sa dokumento.

1558
04:28:51,890 --> 04:28:56,630
Atty. Michael Wesley Poa: Opo. Can we, Your Honors, can we give him time to actually refer to the documents?

1559
04:28:56,810 --> 04:29:09,080
Sen. Francis "Chiz" G. Escudero: With the permission of Attorney Mike, you're referring to if the other requests For the rolling or opening of time deposits were signed by the former president?

1560
04:29:09,420 --> 04:29:17,740
Atty. Michael Wesley Poa: Right now, at the moment, Your Honor, I'm asking for just any withdrawal of any funds from this particular account, 9539.

1561
04:29:17,740 --> 04:29:19,000
Atty. Michael Wesley Poa: Withdrawal. Cash withdrawal.

1562
04:29:19,000 --> 04:29:20,260
Sen. Francis "Chiz" G. Escudero: Made by?

1563
04:29:20,260 --> 04:29:21,860
Atty. Michael Wesley Poa: Sara Duterte, Your Honor.

1564
04:29:21,860 --> 04:29:22,840
Sen. Francis "Chiz" G. Escudero: Sara Duterte.

1565
04:29:23,980 --> 04:29:28,340
Sen. Francis "Chiz" G. Escudero: Mr. Witness, from the account ending in 9539?

1566
04:29:28,700 --> 04:29:30,420
Atty. Michael Wesley Poa: Yes, Your Honor. Just only for that account, Your Honor.

1567
04:29:32,290 --> 04:29:37,770
Sen. Francis "Chiz" G. Escudero: Mr. Mao, is that one of the documents you submitted? Kasama po yan, yung mga withdrawals?

1568
04:29:37,910 --> 04:29:50,610
Marwin L. Galvez: Yung 9539 po. Lahat po ng mga pwede po namin makitang mga transaction documents po para sa lahat ng nakapangalan po sa subpoena, Your Honor. Tinry po namin hanapin lahat.

1569
04:29:51,190 --> 04:30:25,810
Sen. Francis "Chiz" G. Escudero: With the permission of Atty. Megan, with the indulgence of Atty. James, and also with the permission of the Court, Similar to the request made by the Hon. Zubiri yesterday, asking some data to be called. The court can call that and present it in open court as well, but at a later time, unless we can do it within the day. If that is satisfactory to Atty. Mike, it will be coming from the court already, if indeed there is any or there is none.

1570
04:30:26,680 --> 04:30:39,300
Atty. Michael Wesley Poa: Okay, Your Honor, it's just that this is the track of my cross-examination, of course, with my apologies to the Honorable Court. I just wanted to check because these documents came from BPI themselves. Just

1571
04:30:39,300 --> 04:30:41,780
Atty. Michael Wesley Poa: if there's any record, actually, to

1572
04:30:41,780 --> 04:30:56,520
Atty. Michael Wesley Poa: expedite the proceedings, Your Honors, I will ask if there's any transaction. Whether withdrawal or any instruction for time deposit placements made by respondent Sara Z. Duterte, Your Honor, given the nature of the joint account, Your Honor.

1573
04:30:57,440 --> 04:31:01,380
Sen. Francis "Chiz" G. Escudero: Would you know the answer, Atty. Mao, or do you need the documents?

1574
04:31:01,380 --> 04:31:02,960
Marwin L. Galvez: I'm sorry, Your Honor, I won't

1575
04:31:02,960 --> 04:31:05,820
Marwin L. Galvez: be able to answer right away. But

1576
04:31:05,820 --> 04:31:09,580
Sen. Francis "Chiz" G. Escudero: to be fair to you, Atty. Mike, we will call it for you.

1577
04:31:11,660 --> 04:31:28,760
Sen. Francis "Chiz" G. Escudero: The court gave instructions for it to be done already. Hopefully, while he's still there, because there will be still interjections from Senator Judges, and then you can continue on with a follow-up question. We will allow it. And you can, in the meantime, move to your next point, if that is at all possible.

1578
04:31:28,760 --> 04:31:30,100
Atty. Michael Wesley Poa: I will comply, Your Honor. I will comply.

1579
04:31:30,460 --> 04:31:31,720
Sen. Francis "Chiz" G. Escudero: Senator Judge Pangilinan?

1580
04:31:33,740 --> 04:31:34,140
Sen. Francis "Chiz" G. Escudero: On

1581
04:31:34,140 --> 04:31:48,260
Sen. Francis “Kiko” Pangilinan: the same point. On the same point, Mr. President. Just that, as you call it, may we also request that The transactions of the settlement account, I mean, if any, can likewise be called.

1582
04:31:50,340 --> 04:31:58,420
Sen. Francis “Kiko” Pangilinan: In other words, not just the time deposit, but the transactions will likewise be called so that we can review it.

1583
04:31:58,460 --> 04:32:30,670
Sen. Francis "Chiz" G. Escudero: For the Senator judges, but not for this purpose, we will prioritize the question of Attorney Mike in regard to whether or not, if I got it correctly, The vice president, the respondent in this case, signed any documents in relation to the settlement account that has her as an end name after Rodrigo R. Roa Duterte and Rodrigo R. Roa Duterte or Rodrigo R. Roa Duterte and Sara Z. Duterte.

1584
04:32:30,670 --> 04:32:30,890
Atty. Michael Wesley Poa: With

1585
04:32:30,890 --> 04:32:59,600
Atty. Michael Wesley Poa: clarification, Your Honor, just so we can speed things up because the I will be asking about whether the Vice President Respondent accused in this case had any bank transactions concerning this particular account, Your Honor, from the time it was opened up to today. If she actually signed any document that showed she withdrew money, if there was any fund transfer that she signed.

1586
04:32:59,600 --> 04:33:00,540
Sen. Francis "Chiz" G. Escudero: Signed off on?

1587
04:33:00,540 --> 04:33:04,500
Atty. Michael Wesley Poa: Or was there any time deposit placement that she signed off on?

1588
04:33:04,500 --> 04:33:04,700
Sen. Francis "Chiz" G. Escudero: We

1589
04:33:04,700 --> 04:33:26,650
Sen. Francis "Chiz" G. Escudero: will have that checked. Kindly note that the Clerk of Court is directed to kindly note the specification of Attorney Mike. But from the Presiding Officer, and also to in a way abbreviate, can you open an account without the name of the end or the or person signing a signature card? Mr. Mao?

1590
04:33:28,040 --> 04:33:34,380
Marwin L. Galvez: Your Honor, to clarify po, your question is kung pwede pong mag-open ng wala yung...

1591
04:33:34,380 --> 04:33:36,800
Sen. Francis "Chiz" G. Escudero: Yung ka-or niya?

1592
04:33:36,800 --> 04:33:42,800
Marwin L. Galvez: Hindi po, Your Honor. We need the presence of both depositor po para ma-open po yung account.

1593
04:33:43,040 --> 04:33:44,580
Sen. Francis "Chiz" G. Escudero: Even if it's an or account?

1594
04:33:45,020 --> 04:33:48,720
Marwin L. Galvez: Yes po, Your Honor. Dapat po parehas pong...

1595
04:33:48,720 --> 04:33:51,720
Sen. Francis "Chiz" G. Escudero: Can we at least look at that in the meantime?

1596
04:33:52,520 --> 04:33:53,980
Atty. Michael Wesley Poa: Yes, Your Honor. But

1597
04:33:53,980 --> 04:34:01,540
Sen. Francis "Chiz" G. Escudero: we will check on it. We'll check it. The Clerk is directed to kindly look at everything in relation to the settlement account ending

1598
04:34:01,540 --> 04:34:01,860
Atty. Michael Wesley Poa: in

1599
04:34:01,860 --> 04:34:02,580
Sen. Francis "Chiz" G. Escudero: 9539.

1600
04:34:02,840 --> 04:34:06,420
Atty. Michael Wesley Poa: Just for clarity, I wasn't asking about KYC documents. I was asking for transactions.

1601
04:34:06,900 --> 04:34:28,480
Sen. Francis "Chiz" G. Escudero: Transactions. The Clerk of Court is so directed to kindly look if the Vice President signed any transactions in connection with the settlement account including the opening and termination of the time deposit. as well as the issuance of an MC and or instructions for the payment of the MC or the proceeds thereof anywhere.

1602
04:34:28,840 --> 04:34:31,660
Atty. Michael Wesley Poa: Thank you, Your Honor. I'll just proceed, Your Honor. I just do not waste time.

1603
04:34:31,660 --> 04:34:42,640
Sen. Francis "Chiz" G. Escudero: Yes, and hopefully while the senators are interjecting, we can have the answer to your question. And I'll afford you time to continue or pursue that point. Subject, of course, to redirect by Atty. James.

1604
04:34:42,800 --> 04:35:05,710
Atty. Michael Wesley Poa: Thank you, Your Honor. Actually, I wasn't... I'm not thinking of asking this anymore but since I'm given some time. Are you aware, Mr. Witness, that I actually wrote to BPI as the authorized representative of the Vice President back in February 2026 to inquire about the existence of this very account and other accounts as well?

1605
04:35:06,770 --> 04:35:10,570
Marwin L. Galvez: Sorry, attorney, I don't have an information. I'm not aware.

1606
04:35:10,770 --> 04:35:26,130
Atty. Michael Wesley Poa: Would the prosecution allow me to at least just confront the witness with my letter and the BPI legal division's response? Only because these are not marked documents, your honor, but as agreed, we can confront the witness with certain documents subject to marking later on.

1607
04:35:26,310 --> 04:35:31,210
Sen. Francis "Chiz" G. Escudero: Comment, attorney James, but I'm inclined to allow it. I'm telling you already, I'm inclined to allow it.

1608
04:35:31,370 --> 04:35:33,070
Atty. James Bryan Ibrahim A. Alih: Perhaps I can persuade, your honor.

1609
04:35:34,650 --> 04:36:07,860
Atty. James Bryan Ibrahim A. Alih: We have to object, Your Honor. Our objection is not on the basis that this document cannot see the light of day. In fact, they can do that at a proper time, when it's their time to present their evidence, Your Honor. And because, in fact, our friends from the defense... Clearly mentioned it was addressed to the VP of Legal. Then he would have been the best person to testify on this matter. And at the time that he will be presented, we would gladly hear his testimony. But I think, Your Honor, it would be unfair for our witness here.

1610
04:36:08,380 --> 04:36:14,760
Sen. Francis "Chiz" G. Escudero: I think the witness cannot identify it in any case, Atty. Micah, since I think suffice it to say that you've mentioned it in such a document.

1611
04:36:16,570 --> 04:36:30,130
Atty. Michael Wesley Poa: Actually, Your Honor, I was more interested with the response. I wanted the witness to at least identify, if he can, only if he can, if that is in fact the signature of their senior vice president for legal division, Your Honor. Ah,

1612
04:36:30,210 --> 04:36:32,030
Sen. Francis "Chiz" G. Escudero: he wrote a letter to you in reply to your

1613
04:36:32,030 --> 04:36:33,790
Atty. Michael Wesley Poa: letter. He replied to my letter, Your Honor.

1614
04:36:33,950 --> 04:36:38,430
Sen. Francis "Chiz" G. Escudero: In that case, I'll allow it. I'll allow it if the witness knows. I'm sorry, Attorney James.

1615
04:36:38,430 --> 04:36:39,570
Atty. James Bryan Ibrahim A. Alih: It's okay, Your Honor. We

1616
04:36:39,570 --> 04:36:40,890
Atty. James Bryan Ibrahim A. Alih: always submit to the presiding officer.

1617
04:36:41,550 --> 04:36:46,870
Atty. Michael Wesley Poa: Your Honor, in fairness, we will also give a copy to the prosecution right now. I think my... The

1618
04:36:46,870 --> 04:36:49,430
Atty. Michael Wesley Poa: assisting counsel may approach the opposing side.

1619
04:36:49,430 --> 04:36:50,690
Sen. Francis "Chiz" G. Escudero: You may approach...

1620
04:36:50,690 --> 04:36:51,870
Atty. James Bryan Ibrahim A. Alih: Your Honor,

1621
04:36:52,030 --> 04:37:00,590
Atty. James Bryan Ibrahim A. Alih: before, on that note, may we just register our continuing objection on this matter, as we will not be surprised that the witness would answer no to the question.

1622
04:37:01,710 --> 04:37:02,810
Sen. Francis "Chiz" G. Escudero: If he knows...

1623
04:37:02,810 --> 04:37:03,250
Atty. James Bryan Ibrahim A. Alih: Yes, Your Honor.

1624
04:37:03,270 --> 04:37:06,230
Sen. Francis "Chiz" G. Escudero: If he knows the signature of Pizzo Miller, he may answer accordingly.

1625
04:37:08,080 --> 04:37:08,720
Atty. Michael Wesley Poa: Your Honor.

1626
04:37:09,230 --> 04:37:24,740
Atty. Michael Wesley Poa: Before I confront the witness with the document, I just want to make sure that the prosecution already has a copy. And we'll also give a copy to the honorable court, Your Honor. And if the court will allow, perhaps we could also flash this on the screens, Your Honor. Only if the court will allow.

1627
04:37:25,080 --> 04:37:27,400
Atty. James Bryan Ibrahim A. Alih: Your Honor, will the... Your

1628
04:37:38,950 --> 04:37:39,230
Atty. James Bryan Ibrahim A. Alih: Honor?

1629
04:37:39,890 --> 04:37:41,570
Sen. Francis "Chiz" G. Escudero: Yes, I'm sorry. Yes. Yes,

1630
04:37:41,570 --> 04:37:43,710
Atty. James Bryan Ibrahim A. Alih: Your Honor. Because there was a request for... Engaged

1631
04:37:43,710 --> 04:37:45,290
Sen. Francis "Chiz" G. Escudero: in some administrative matters. Yes.

1632
04:37:45,290 --> 04:38:08,860
Atty. James Bryan Ibrahim A. Alih: I'm sorry, Your Honor. I'm sorry. Because there is a request to flash the document. But I'm not sure if... It's going to be marked. And so far as these proceedings are concerned, only the marked documents were flashed, if I recall it right. So if it's going to be marked, Your Honor, then perhaps that would be the time it can be flashed. But I don't think the witness can identify and authenticate this document, Your Honor.

1633
04:38:08,960 --> 04:38:31,810
Sen. Francis "Chiz" G. Escudero: Not only the marked documents have been flashed, counsel. Summaries have been flashed as well that were not marked and will not be marked. We'll allow it. We'll allow it. I'll give some leeway to Attorney Mike on this. Without prejudice to him presenting a proper witness to identify the document should Mr. Mao not be able to identify it.

1634
04:38:32,050 --> 04:38:37,690
Atty. Michael Wesley Poa: Thank you, Your Honor. Thank you. Can I just confirm the prosecution? I have not yet received it.

1635
04:38:37,730 --> 04:38:46,970
Sen. Francis "Chiz" G. Escudero: This will also abbreviate the proceedings, Attorney James, because if Mr. Mao can identify the document, if he's familiar with the signature, that, I

1636
04:38:46,970 --> 04:38:47,630
Sen. Francis "Chiz" G. Escudero: guess...

1637
04:38:49,120 --> 04:38:54,460
Sen. Francis "Chiz" G. Escudero: Solves. At least one witness on the part of the respondent.

1638
04:38:58,380 --> 04:39:02,360
Atty. Michael Wesley Poa: We'll just wait, Your Honor, for the prosecution to be given a copy out of fairness.

1639
04:39:03,770 --> 04:39:12,850
Sen. Francis "Chiz" G. Escudero: And we are working on your question and request, Attorney Mike. We will have an answer hopefully before you end or a few minutes after you end.

1640
04:39:13,050 --> 04:39:14,250
Atty. Michael Wesley Poa: Thank you, Your Honor. Thank you, Your Honor.

1641
04:39:15,290 --> 04:39:17,250
Atty. Michael Wesley Poa: May I now approach the witness,

1642
04:39:17,490 --> 04:39:17,690
Atty. Michael Wesley Poa: Your

1643
04:39:17,690 --> 04:39:19,710
Atty. Michael Wesley Poa: Honor, just to confront him with the document.

1644
04:39:19,710 --> 04:39:24,550
Sen. Francis "Chiz" G. Escudero: Continuing authority is given to both counsels insofar as this and other witness for today is concerned.

1645
04:39:25,880 --> 04:39:42,440
Atty. Michael Wesley Poa: Your Honor, for the information of the court, I will no longer give, although I can show the witness a copy of my letter, the more pertinent document here would be the reply of the BPI Legal Division. Mr. Witness, kilala niyo po ba si Atty. Paul Ysmael?

1646
04:39:42,440 --> 04:39:44,060
Marwin L. Galvez: Yes, Your Honor, kilala po.

1647
04:39:44,060 --> 04:39:48,380
Atty. Michael Wesley Poa: At siya po kasi ang pumirma dito. Tingnan niyo muna po yung letter.

1648
04:39:50,020 --> 04:40:07,960
Atty. Michael Wesley Poa: Yan po ay reply sa akin ng BPI Legal Division at pinirmahan po sa likod ng certain Atty. Paul Roderick A. Ysmael, Senior Vice President of the BPI Legal Division. Familiar po ba kayo sa pirma ni Atty. Ysmael?

1649
04:40:08,840 --> 04:40:16,320
Marwin L. Galvez: Your Honor, familiar po ako kay Atty. Paul Ysmael. Paumanhin po, hindi po ako familiar sa pirmanya.

1650
04:40:16,320 --> 04:40:17,420
Atty. Michael Wesley Poa: Okay. Well,

1651
04:40:17,500 --> 04:40:33,500
Atty. Michael Wesley Poa: Your Honor, the witness could not identify, unfortunately, the signature. But can I just read the pertinent portion? Subject to whatever objection the prosecution may propose at the time of offer?

1652
04:40:33,560 --> 04:40:35,600
Sen. Francis "Chiz" G. Escudero: Unfortunately, Atty. Mike, the witness could not

1653
04:40:37,500 --> 04:40:43,780
Sen. Francis "Chiz" G. Escudero: I would be interested in abbreviating the proceedings also insofar as authenticating that document. Hindi niyo po alam, Mr. Mau?

1654
04:40:44,900 --> 04:40:52,480
Marwin L. Galvez: Paumanhin po, Your Honor. Hindi po ako familiar sa pirma ni Atty. Paul. But kilala ko po si Atty. Paul Ysmael from our legal department, Your Honor.

1655
04:40:52,720 --> 04:40:58,200
Atty. Michael Wesley Poa: Is this the same letterhead, Mr. Witness, that you usually get from the BPI Legal Division?

1656
04:40:58,200 --> 04:40:59,320
Sen. Francis "Chiz" G. Escudero: Atty. James, if he knows.

1657
04:41:04,440 --> 04:41:05,940
Atty. Michael Wesley Poa: And the same address, of course.

1658
04:41:09,110 --> 04:41:17,460
Marwin L. Galvez: The address is correct, Your Honor, but... Not as to the documents coming from BPI Legal.

1659
04:41:18,100 --> 04:41:20,020
Sen. Francis "Chiz" G. Escudero: You're not familiar with the letterhead?

1660
04:41:21,080 --> 04:41:28,720
Marwin L. Galvez: It says BPI Legal Division, Your Honor, but I'm not familiar with the letterhead, the format of the letters.

1661
04:41:32,690 --> 04:41:34,750
Sen. Francis "Chiz" G. Escudero: You have your answer, Attorney Mike.

1662
04:41:34,750 --> 04:41:40,490
Atty. Michael Wesley Poa: Thank you, Your Honor. May I just at least read what they responded to me, Your Honor?

1663
04:41:40,490 --> 04:41:40,750
Atty. James Bryan Ibrahim A. Alih: We

1664
04:41:40,750 --> 04:41:48,870
Atty. James Bryan Ibrahim A. Alih: have to object, Your Honor. That would be tantamount to... The witness, the defense presenting this evidence, Your Honor. And

1665
04:41:50,820 --> 04:41:53,560
Atty. James Bryan Ibrahim A. Alih: can

1666
04:41:53,560 --> 04:42:06,320
Atty. James Bryan Ibrahim A. Alih: we ask that this document be taken down, Your Honor? Because, again, it wasn't, we cannot even say if it's authentic, Your Honor, with all due respect to our friend, Attorney Poa, given the lack of identification.

1667
04:42:07,290 --> 04:42:13,790
Sen. Francis "Chiz" G. Escudero: Again, given the lack of identification, I guess Attorney Mike would have to present a witness to authenticate and identify that.

1668
04:42:13,790 --> 04:42:14,410
Atty. Michael Wesley Poa: We will do so

1669
04:42:14,410 --> 04:42:15,270
Atty. Michael Wesley Poa: during our time, Your Honor.

1670
04:42:15,390 --> 04:42:15,770
Sen. Francis "Chiz" G. Escudero: Yes, please.

1671
04:42:16,230 --> 04:42:19,450
Atty. James Bryan Ibrahim A. Alih: Your Honor, may we request that it be removed from the screen? Sorry, Your Honor.

1672
04:42:20,570 --> 04:42:26,630
Sen. Francis "Chiz" G. Escudero: Yes, I think it's... The Attorney Mike is already done. Yes, kindly remove that from the screen.

1673
04:42:38,160 --> 04:42:40,420
Atty. Michael Wesley Poa: Your Honor, while I'm waiting for...

1674
04:42:40,420 --> 04:42:42,900
Sen. Francis "Chiz" G. Escudero: Sorry. Yes, Attorney Mike.

1675
04:42:42,900 --> 04:42:46,540
Atty. Michael Wesley Poa: While I'm waiting for the court to provide the information and the transaction...

1676
04:42:46,960 --> 04:42:48,740
Sen. Francis "Chiz" G. Escudero: We can do interjections from what

1677
04:42:48,740 --> 04:42:53,280
Atty. Michael Wesley Poa: you've done in the meantime. Not yet, Your Honor. I can just move on to another point, Your Honor, to save time.

1678
04:42:53,640 --> 04:42:55,000
Sen. Francis "Chiz" G. Escudero: You can move to the next point.

1679
04:42:55,240 --> 04:42:55,860
Atty. Michael Wesley Poa: Yes, Your Honor.

1680
04:42:57,720 --> 04:43:15,120
Atty. Michael Wesley Poa: Kanina rin po, Mr. Witness, napag-usapan rin po yung mga personal accounts na individual lang po, yung depositor, isang tao lang. At yung account na napag-usapan doon ay yung account ni Atty. Manases Carpio. Tama po ba?

1681
04:43:15,120 --> 04:43:16,760
Marwin L. Galvez: Tama po.

1682
04:43:16,760 --> 04:43:29,000
Atty. Michael Wesley Poa: Pagdating po dun sa, I'm sure, BPI, being one of the largest financial institutions in the country, you strictly comply with the RA-1405 or the Bank Secrecy Law. Tama po ba?

1683
04:43:29,000 --> 04:43:29,780
Marwin L. Galvez: Correct.

1684
04:43:29,780 --> 04:43:47,490
Atty. Michael Wesley Poa: So pagdating po dito sa mga individual accounts, individual deposit accounts rather, specifically itong kay Atty. Manases Carpio, pwede po ba kahit sino mag-inquire dun sa nilalaman nung account na yun without any Consent from Atty. Carpio.

1685
04:43:48,350 --> 04:44:00,110
Marwin L. Galvez: No, Your Honor. As per policy po, inquiries are only authorized by the account holder or a competent court. In this case, the impeachment court.

1686
04:44:00,110 --> 04:44:07,710
Atty. Michael Wesley Poa: Pero paano po kung yung mismong asawa na ni Atty. Carpio yung gusto lang malaman kung magkano yung nasa loob ng account niya? Pwede po ba

1687
04:44:07,710 --> 04:44:07,850
Atty. Michael Wesley Poa: yun?

1688
04:44:07,930 --> 04:44:08,290
Marwin L. Galvez: Bawal po

1689
04:44:08,290 --> 04:44:09,990
Marwin L. Galvez: yun sa batas, Your Honor.

1690
04:44:12,280 --> 04:44:18,860
Atty. Michael Wesley Poa: Kahit asawa po, hindi niya pwedeng alamin. She will have to get authorization through

1691
04:44:18,860 --> 04:44:19,120
Atty. Michael Wesley Poa: an

1692
04:44:19,120 --> 04:44:20,340
Atty. Michael Wesley Poa: SPA.

1693
04:44:20,740 --> 04:44:22,200
Atty. Michael Wesley Poa: Based on

1694
04:44:22,200 --> 04:44:33,500
Atty. Michael Wesley Poa: your records, only if you're aware, meron po ba kayong natanggap na any request from the Vice President inquiring with the necessary SPA ukol dito sa pondo na nasa account na ito?

1695
04:44:33,500 --> 04:44:37,220
Marwin L. Galvez: I have no personal knowledge of any request, Your Honor.

1696
04:44:37,500 --> 04:44:49,550
Atty. Michael Wesley Poa: Only if you're aware, has the Vice President Transacted using the account of Attorney Mance based on whatever, maybe an SPA given to her by Attorney Mance?

1697
04:44:49,730 --> 04:44:51,770
Marwin L. Galvez: I'm sorry, Your Honor. I'm not aware.

1698
04:44:52,070 --> 04:44:52,710
Atty. Michael Wesley Poa: You're not aware of us?

1699
04:44:52,710 --> 04:44:53,850
Marwin L. Galvez: I have personal knowledge, Your Honor.

1700
04:44:53,990 --> 04:45:04,570
Atty. Michael Wesley Poa: Okay. Thank you. Your Honor, at this point, actually, I was hoping to end my cross and didn't want to prolong it. I just needed that information.

1701
04:45:04,570 --> 04:45:25,630
Sen. Francis "Chiz" G. Escudero: No, if you want, Attorney Mike, we can... You can suspend your cross. We can do some interjections from senator-judges. I have an initial list. And we can resume with your cross after we get the answer. And then proceed to the redirect of attorney James. But on this point, I have a phone-in question, Atty. Mau.

1702
04:45:27,830 --> 04:45:35,800
Sen. Francis "Chiz" G. Escudero: Hindi pa, wala pang asawa si SP. So, prior knowledge ito at prior nakaalaman ito para sa inyo.

1703
04:45:37,390 --> 04:45:55,540
Sen. Francis "Chiz" G. Escudero: Kahit mag-asawa at absolute community property yung property regime ng mag-asawa na hindi nyo naman alam yun, kapagka nag-open ng account yung babae o lalaki sa pangalan lang lina, hindi pwedeng magtanong sa bangko na yung asawa ko ba may account dyan?

1704
04:45:56,560 --> 04:45:58,740
Marwin L. Galvez: Bawal po, Your Honor. Covered ng bank

1705
04:45:58,740 --> 04:45:59,980
Sen. Francis "Chiz" G. Escudero: secrecy law yun?

1706
04:45:59,980 --> 04:46:01,180
Marwin L. Galvez: Tama po, Your Honor.

1707
04:46:01,180 --> 04:46:04,560
Sen. Francis "Chiz" G. Escudero: Tama po? Kahit magpakita siya ng marriage certificate?

1708
04:46:04,560 --> 04:46:06,270
Marwin L. Galvez: Tama po, Your Honor.

1709
04:46:06,270 --> 04:46:07,250
Sen. Francis "Chiz" G. Escudero: So, alam mo na.

1710
04:46:11,230 --> 04:46:23,590
Sen. Francis "Chiz" G. Escudero: We proceed with the interjections of Senator Judges while we're waiting for the clarification and certification from the Clerk of Court. Senator Judge Sotto is recognized for his interjection. You may proceed, sir, when you're ready.

1711
04:46:26,820 --> 04:46:35,690
Sen. Vicente C. Sotto III: Thank you, Mr. Presiding Officer, and thank you for your indulgence, Mr. Mao, and your patience.

1712
04:46:38,060 --> 04:47:11,480
Sen. Vicente C. Sotto III: Before I seek enlightenment on the BPI anti-money laundering submission that was rectified, that was really my original point, I'd just like to ask if you're familiar with the term used by my banker friend who told me that yun daw pag-issue ng manager's check, pagkatapos hindi ginamit, later on after the 31st of December, Ibabalik. Ang tawag daw dun, tinikling.

1713
04:47:14,460 --> 04:47:19,250
Sen. Vicente C. Sotto III: Tinikling. Yung sayaw na tinikling. Are you familiar with that?

1714
04:47:19,250 --> 04:47:22,990
Marwin L. Galvez: With all due respect, Your Honor, hindi po.

1715
04:47:22,990 --> 04:47:23,750
Sen. Vicente C. Sotto III: You cannot.

1716
04:47:25,350 --> 04:47:26,830
Sen. Vicente C. Sotto III: Anyway, it's a marker.

1717
04:47:26,830 --> 04:47:28,070
Marwin L. Galvez: Alam ko lang po yung sayaw

1718
04:47:28,070 --> 04:47:28,230
Marwin L. Galvez: na

1719
04:47:28,230 --> 04:47:29,810
Marwin L. Galvez: tinikling, Your Honor.

1720
04:47:29,810 --> 04:48:05,270
Sen. Vicente C. Sotto III: Ganun daw ang ginagawa ng mga ibang umiiwas. Anyway, as I said, I wish to be enlightened on this. BPI rectification of a manager's check issue submission to the Anti-Money Laundering Council in the amount of 2 billion na later on was called yesterday a glitch. Ano ba talaga ito? Can you enlighten us on what this is all about?

1721
04:48:06,610 --> 04:48:22,750
Marwin L. Galvez: Your Honor, with all due respect po, I am not in a position to answer your question po. Not being involved in the process with AMLC, Your Honor.

1722
04:48:22,750 --> 04:48:24,670
Sen. Vicente C. Sotto III: So you're not aware? You're not aware

1723
04:48:24,670 --> 04:48:25,070
Sen. Vicente C. Sotto III: of this?

1724
04:48:25,190 --> 04:48:35,790
Marwin L. Galvez: I've been recently aware through the hearing that there was an error and that it has been corrected but I was not involved as to the matter pertaining to that report, Your Honor.

1725
04:48:35,930 --> 04:48:46,050
Sen. Vicente C. Sotto III: So who can enlighten us on this particular issue from BPI? You're from BPI. Sino sa BPI makakapagpaliwanag sa amin kung ano nangyari dito?

1726
04:48:46,230 --> 04:48:50,790
Marwin L. Galvez: Your Honor, that would be our Anti-Money Laundering Division, Your Honor.

1727
04:48:51,760 --> 04:49:09,280
Sen. Vicente C. Sotto III: All right. Thank you. Well, then perhaps at a later time, Mr. Presiding Officer, we would like to be enlightened from that BPI anti-money laundering representative. Thank you. That's all.

1728
04:49:09,440 --> 04:49:18,090
Sen. Francis "Chiz" G. Escudero: Thank you, Senator Judge Sotto. Senator Judge Raffi stepped out. Senator Judge Pangilinan is recognized.

1729
04:49:22,880 --> 04:49:33,220
Atty. Michael Wesley Poa: Attorney Mike? May I ask, may I just go on, may I just answer the call of nature unless the good senator has questions for me? Quickly,

1730
04:49:33,400 --> 04:49:33,620
Atty. Michael Wesley Poa: I'll

1731
04:49:33,620 --> 04:49:33,621
Atty. Michael Wesley Poa: just...

1732
04:49:33,621 --> 04:49:34,080
Sen. Francis "Chiz" G. Escudero: You may,

1733
04:49:34,480 --> 04:49:34,500
Sen. Francis "Chiz" G. Escudero: you

1734
04:49:34,500 --> 04:49:36,320
Sen. Francis "Chiz" G. Escudero: may. You're excused, Attorney Mike.

1735
04:49:36,420 --> 04:49:36,580
Atty. Michael Wesley Poa: Thank you.

1736
04:49:37,650 --> 04:49:39,650
Sen. Francis "Chiz" G. Escudero: Ba't palaging side niyo yung...

1737
04:49:39,650 --> 04:49:41,670
Sen. Francis “Kiko” Pangilinan: Because

1738
04:49:41,670 --> 04:49:43,510
Sen. Francis “Kiko” Pangilinan: you're from the UP College of Law,

1739
04:49:43,610 --> 04:49:51,970
Sen. Francis "Chiz" G. Escudero: Attorney Mike. Go attorney Mike, do what you need to do. You're excused. Senator Judge Pangilinan is recognized. You may proceed sir. You have two minutes.

1740
04:49:52,230 --> 04:49:53,070
Sen. Francis “Kiko” Pangilinan: Thank you Mr. President.

1741
04:49:54,870 --> 04:50:07,820
Sen. Francis “Kiko” Pangilinan: Ililiwanag ko lang. Kahit na ulitin ko lang. The account involving the time deposits and the manager's checks. Dalawa. Yung settlement account and what do you call the second one?

1742
04:50:09,540 --> 04:50:11,300
Marwin L. Galvez: Time deposit po. Time deposit certificate.

1743
04:50:11,780 --> 04:50:12,580
Marwin L. Galvez: Yes po, your

1744
04:50:12,580 --> 04:50:12,800
Marwin L. Galvez: honor.

1745
04:50:14,480 --> 04:50:22,510
Sen. Francis “Kiko” Pangilinan: So, it's Rodrigo Roa Duterte or Rodrigo Roa Duterte, N. So,

1746
04:50:24,490 --> 04:50:32,650
Sen. Francis “Kiko” Pangilinan: pwedeng si former President Duterte lang ang pumirma. Okay yun. Or pwede rin silang dalawa.

1747
04:50:32,810 --> 04:50:33,850
Marwin L. Galvez: Tama po, Your Honor.

1748
04:50:33,990 --> 04:50:45,200
Sen. Francis “Kiko” Pangilinan: Okay. So, in other words, meron kayong signature card na nandun nakapirma. Hindi lang si former president kung hindi si vice president.

1749
04:50:45,750 --> 04:50:50,910
Marwin L. Galvez: Tama po your honor. In fact, that's part of the documents we submitted po.

1750
04:50:51,010 --> 04:51:06,700
Sen. Francis “Kiko” Pangilinan: So, in other words, merong siyang signature doon sa specimen signature na sinasubmit. So, ano siya? In other words, nandun yung signature niya.

1751
04:51:06,990 --> 04:51:09,790
Marwin L. Galvez: Andon po, Your Honor, based on the documents we submitted.

1752
04:51:09,790 --> 04:51:10,010
Sen. Francis “Kiko” Pangilinan: I just

1753
04:51:10,010 --> 04:51:23,610
Sen. Francis “Kiko” Pangilinan: wanted that clarified. Yung 9539 na account, pagka nagkaroon ng manager's check na in-issue, diba? In this case, 40... 41

1754
04:51:23,610 --> 04:51:25,310
Atty. James Bryan Ibrahim A. Alih: and 55. So,

1755
04:51:25,390 --> 04:51:32,450
Sen. Francis “Kiko” Pangilinan: hindi na ma-re-reflect dun sa 9539 yung tinanggal na pondo. Tama?

1756
04:51:32,550 --> 04:51:34,790
Marwin L. Galvez: Tama po, Your Honor, pag nabawas na po dun sa

1757
04:51:34,790 --> 04:51:36,090
Marwin L. Galvez: account.

1758
04:51:36,090 --> 04:51:44,540
Sen. Francis “Kiko” Pangilinan: So, in other words, pag nag-stale, after 6 months, babalik dun sa... Tama? O hindi pa rin?

1759
04:51:44,700 --> 04:51:50,620
Marwin L. Galvez: Pag po ipinresent po sa amin yung original copy ng manager's check with an instruction to...

1760
04:51:50,620 --> 04:51:51,820
Sen. Francis “Kiko” Pangilinan: Tsaka nyo ibabalik.

1761
04:51:51,980 --> 04:51:52,340
Marwin L. Galvez: Tama po.

1762
04:51:52,480 --> 04:52:05,910
Sen. Francis “Kiko” Pangilinan: So, technically, walang 40 plus million kapag naka-manager's check siya. Ang lalabas lang, eh, dun sa 9539, eh, kung ano yung wala.

1763
04:52:08,290 --> 04:52:11,150
Sen. Francis “Kiko” Pangilinan: So in that

1764
04:52:11,150 --> 04:52:21,250
Sen. Francis “Kiko” Pangilinan: case, would you have the data, information, magkano yung nasa 9539 nung nag-floating na yung 40 plus million, 41 million.

1765
04:52:21,510 --> 04:52:28,530
Marwin L. Galvez: Your Honor, kasama po sa mga isinumite ng BPI po in compliance to the subpoena

1766
04:52:28,530 --> 04:52:28,610
Marwin L. Galvez: Business Dec

1767
04:52:28,610 --> 04:52:28,611
Sen. Francis “Kiko” Pangilinan: Yes,

1768
04:52:28,630 --> 04:52:30,650
Sen. Francis “Kiko” Pangilinan: so you wouldn't know? You wouldn't know at this point?

1769
04:52:30,870 --> 04:52:42,290
Marwin L. Galvez: I wouldn't know at this point po yung balance, Your Honor, but we submitted all retrievable statement of accounts, Your Honor, that will reflect movements po in and out from the account of the respondent.

1770
04:52:42,290 --> 04:52:42,830
Sen. Francis “Kiko” Pangilinan: So perhaps we can

1771
04:52:42,830 --> 04:52:53,280
Sen. Francis “Kiko” Pangilinan: request again the Secretariat to get that information as to... How much was the balance for 9539 nung inilabas yung 41 million?

1772
04:52:53,480 --> 04:52:56,560
Marwin L. Galvez: The statement of account should reflect that po, Your Honor.

1773
04:52:56,560 --> 04:52:57,160
Sen. Francis "Chiz" G. Escudero: The

1774
04:52:57,160 --> 04:53:03,160
Sen. Francis "Chiz" G. Escudero: Clerk of Court is so directed to comply with the request of Senator Judge Pangilinan and furnish all Senator Judges. Thank

1775
04:53:03,160 --> 04:53:10,180
Sen. Francis “Kiko” Pangilinan: you. Can you confirm na yung pag-issue ng manager's check ay October, April,

1776
04:53:11,790 --> 04:53:14,630
Sen. Francis “Kiko” Pangilinan: October, April? Tama?

1777
04:53:15,420 --> 04:53:18,900
Marwin L. Galvez: Based on my recollection po dun sa mga exhibit kanina, Your Honor.

1778
04:53:19,040 --> 04:53:35,190
Sen. Francis “Kiko” Pangilinan: In other words, pagdating ng, pag na-release yung October, pagdating ng December 31, at hindi pa na-encash yung manager's check, wala yung buong amount nung, nung October manager's checks. Wala.

1779
04:53:35,570 --> 04:53:39,670
Marwin L. Galvez: It remains to be in the BPI manager's check settlement.

1780
04:53:39,670 --> 04:53:40,130
Sen. Francis “Kiko” Pangilinan: So,

1781
04:53:40,130 --> 04:53:47,330
Sen. Francis “Kiko” Pangilinan: by December 31, Wala yung 41 million, at least doon sa unang example, doon sa bank

1782
04:53:47,330 --> 04:53:50,410
Marwin L. Galvez: account. Tama po your honor hanggat hindi po na ibabalik sa settlement.

1783
04:53:50,410 --> 04:53:50,710
Sen. Francis “Kiko” Pangilinan: At

1784
04:53:50,710 --> 04:53:52,630
Sen. Francis “Kiko” Pangilinan: pagka April, sa

1785
04:53:54,230 --> 04:53:58,490
Sen. Francis “Kiko” Pangilinan: July 1, June 30, na

1786
04:54:00,250 --> 04:54:06,630
Sen. Francis “Kiko” Pangilinan: -issue hindi na yung cash, wala rin yung 41 million by June 30 or July 1.

1787
04:54:06,630 --> 04:54:07,130
Marwin L. Galvez: Hanggat

1788
04:54:07,130 --> 04:54:09,810
Marwin L. Galvez: outstanding po yung manager's check, your honor.

1789
04:54:09,810 --> 04:54:10,070
Sen. Francis “Kiko” Pangilinan: Yes,

1790
04:54:10,070 --> 04:54:14,150
Sen. Francis “Kiko” Pangilinan: okay. I just wanted that clarified. Thank you. Maraming

1791
04:54:14,150 --> 04:54:14,650
Sen. Francis “Kiko” Pangilinan: salamat.

1792
04:54:14,650 --> 04:54:15,370
Marwin L. Galvez: Thank you po, your honor.

1793
04:54:19,320 --> 04:55:04,900
Sen. Francis "Chiz" G. Escudero: I am now prepared to, we are now prepared to answer the query earlier. Let me be specific because the request of attorney Mike is specific. Based on the inventory list of pre-marked exhibits submitted by BPI in response to the subpoena of this court, The signature of the vice president and respondent does not appear in any of the transaction documents such as the opening and closing of the time deposit, the request for manager's check, and similar transactions. It does not.

1794
04:55:05,160 --> 04:55:07,140
Atty. Michael Wesley Poa: Thank you, Your Honor. Thank you for that confirmation.

1795
04:55:08,360 --> 04:55:15,700
Sen. Francis "Chiz" G. Escudero: You may, with the permission of the Senator Judges, you may proceed with your cross and thereafter redirect, if any, from Attorney James.

1796
04:55:15,700 --> 04:55:16,240
Atty. Michael Wesley Poa: Thank you.

1797
04:55:16,240 --> 04:55:17,480
Sen. Francis "Chiz" G. Escudero: Kindly proceed, Attorney Mike.

1798
04:55:17,480 --> 04:55:18,020
Atty. Michael Wesley Poa: Thank you po.

1799
04:55:19,460 --> 04:55:56,040
Atty. Michael Wesley Poa: Sandali na lang po tayo, Mr. Witness. So, na-confirm na po na from the time this account was opened until today, wala pong ni isang transaksyon kung saan may pirma ni VP Sara, whether alone or kasama po ng former President Rodrigo. Roa Duterte. So, you are not also in a position because you have no personal knowledge dito sa pagbukas ng account na ito to answer kung ang purpose ng pagbukas ng account ito is for estate planning purposes lamang ng former president. Tama po ba? Hindi niyo masasagot yun?

1800
04:55:56,120 --> 04:55:56,800
Marwin L. Galvez: Tama po, Your Honor.

1801
04:55:56,940 --> 04:56:02,280
Atty. Michael Wesley Poa: Hindi niyo masasagot. I have the personal knowledge. But basically, these are the documents. Can

1802
04:56:02,280 --> 04:56:04,640
Atty. Michael Wesley Poa: I have the documents? These are all the...

1803
04:56:05,580 --> 04:56:22,440
Atty. Michael Wesley Poa: documents that were submitted by BPI as far as the joint account ending 9539 is concerned. At kahit ano po dito, kahit wala pong transaksyon kung saan pumirma ang ating vicepresidente.

1804
04:56:22,440 --> 04:56:24,000
Atty. James Bryan Ibrahim A. Alih: Objection, Your Honor, as an answer.

1805
04:56:26,980 --> 04:56:34,540
Sen. Francis "Chiz" G. Escudero: That would be correct, but if you're winding up, Attorney Mike, I'll allow it. I'll allow it then with your indulgence, Attorney James, if he's about to wind up.

1806
04:56:34,920 --> 04:56:35,720
Atty. Michael Wesley Poa: Submitted, Your Honor.

1807
04:56:37,390 --> 04:57:03,430
Atty. Michael Wesley Poa: At ito rin po, yung kapal ng dokumento na sinabit niyo ayon sa account naman. Yung personal account ni Atty. Manz. At nasabi niyo kanina, you have no personal knowledge na kung meron mang transaksyon, whatsoever ang ating vicepresidente dito sa account na to. At nabanggit niyo rin na hindi po siya pwedeng humingi. ng kahit anong impormasyon ukol sa account na to unless meron siyang SPA. Tama po ba?

1808
04:57:03,430 --> 04:57:03,890
Marwin L. Galvez: Tama po.

1809
04:57:03,890 --> 04:57:06,670
Atty. Michael Wesley Poa: Okay, that is all for the cross. No further questions.

1810
04:57:06,890 --> 04:57:08,930
Sen. Francis "Chiz" G. Escudero: Thank you, Atty. Micah. Atty. James, redirect.

1811
04:57:10,090 --> 04:57:11,330
Atty. James Bryan Ibrahim A. Alih: Just very brief, Your Honor.

1812
04:57:11,330 --> 04:57:12,490
Sen. Francis "Chiz" G. Escudero: You may proceed when you're ready.

1813
04:57:12,490 --> 04:57:45,390
Atty. James Bryan Ibrahim A. Alih: Sir, I'm sorry. Patapos na tayo, sir. I just have two questions and that was a good representation of the documents but allow me to backtrack. Kasi you mentioned a while ago, through the questions of the presiding officer, particularly on KYC documents. In KYC documents that is owned by, say for example, two people, tapos yung qualification po ay or at saka and, sino po yung dapat mag-sign ng KYC documents?

1814
04:57:46,310 --> 04:57:58,720
Marwin L. Galvez: In any case po, your honor, or po yan or n, basta nakapangalan po ang mga depositors sa account, kailangan po nila lahat po, Myrma.

1815
04:57:58,820 --> 04:58:22,090
Atty. James Bryan Ibrahim A. Alih: Lahat nila. So for example, sir, and I'm not going to, I'll just ask you straight up. Doon sa BPI na yung Julia Vargas branch na under the name of Rodrigo Roa Duterte or Rodrigo Roa Duterte and the Vice President, Sino po ang pumipirma ng KYC documents?

1816
04:58:23,170 --> 04:58:33,790
Marwin L. Galvez: Base po sa dokumentong sinumiti po namin sa Honorable Court, nakapirma po pareho ang account holders.

1817
04:58:33,930 --> 04:58:39,450
Atty. James Bryan Ibrahim A. Alih: When you say nakapirma pareho, does that mean personally talagang pipirma?

1818
04:58:39,860 --> 04:58:53,910
Marwin L. Galvez: Yes, based on the documents that we submitted po, particularly the KYC documents, Perma po pareho ang dalawang nakapangalan po doon sa account. So that's Rodrigo and VP Sara po.

1819
04:58:53,970 --> 04:59:03,940
Atty. James Bryan Ibrahim A. Alih: So hindi aabot ng ganyang kadaming transaksyon kung hindi pumirma ang vice president sa KYC document that gave rise to that account. Tama po ba yan?

1820
04:59:05,780 --> 04:59:06,780
Atty. Michael Wesley Poa: Objection, Your Honor. Leading?

1821
04:59:08,470 --> 04:59:09,350
Atty. Michael Wesley Poa: Actually misleading.

1822
04:59:11,060 --> 04:59:20,430
Sen. Francis "Chiz" G. Escudero: I would sustain the objection because I find it vague as well. Kindly reform, Counsel. Alright. I know where you're getting at.

1823
04:59:21,170 --> 04:59:46,450
Atty. James Bryan Ibrahim A. Alih: Yes, Your Honor. My question is this, Sir Mau. In those documents or in those accounts, particularly yung sa Julia Vargas na Rodrigo Roa Duterte or Rodrigo Roa Duterte and the Vice President, when a transaction comes in, say for example may 40 million na pumasok, sino po yung nagbe-benefit, if you know?

1824
04:59:47,880 --> 04:59:50,160
Atty. Michael Wesley Poa: Objection. That's hypothetical. That's speculative.

1825
04:59:50,360 --> 04:59:54,700
Atty. James Bryan Ibrahim A. Alih: 25 years in practice, Your Honor. Perhaps he knows.

1826
04:59:55,040 --> 05:00:04,520
Sen. Francis "Chiz" G. Escudero: Allow me. In an or and ex or Who owns the account?

1827
05:00:05,640 --> 05:00:18,470
Marwin L. Galvez: Your Honor, if may answer, we can only tell you kung kanino po nakapangalan yung account. But we cannot determine...

1828
05:00:18,470 --> 05:00:24,730
Sen. Francis "Chiz" G. Escudero: But you answered earlier that nothing can move without the signature of Rodrigo Roa Duterte, correct?

1829
05:00:25,050 --> 05:00:26,470
Marwin L. Galvez: That is correct, Your Honor.

1830
05:00:26,470 --> 05:00:27,810
Sen. Francis "Chiz" G. Escudero: A loan

1831
05:00:27,810 --> 05:00:34,050
Sen. Francis "Chiz" G. Escudero: signature of the Vice President will not operate To move or transact anything with that account. Would that be correct?

1832
05:00:34,270 --> 05:00:35,450
Marwin L. Galvez: That is correct, Your Honor.

1833
05:00:36,330 --> 05:00:44,790
Sen. Francis "Chiz" G. Escudero: Now, as to whether or not the Vice President has knowledge, full knowledge or no knowledge of the transactions, would you be in a position to say?

1834
05:00:45,900 --> 05:00:46,680
Marwin L. Galvez: No, Your Honor.

1835
05:00:47,540 --> 05:00:49,060
Sen. Francis "Chiz" G. Escudero: Okay. Attorney James, you're next.

1836
05:00:49,060 --> 05:00:52,740
Atty. James Bryan Ibrahim A. Alih: I think that would sum up my redirect, Your Honor. Thank you.

1837
05:00:52,740 --> 05:00:53,140
Atty. Michael Wesley Poa: Quick

1838
05:00:53,140 --> 05:00:54,020
Atty. Michael Wesley Poa: recross, Your Honor.

1839
05:00:54,080 --> 05:00:54,620
Atty. James Bryan Ibrahim A. Alih: Quick recross.

1840
05:00:54,860 --> 05:01:07,260
Atty. Michael Wesley Poa: Just on the signature card, natanong po kasi kayo dun sa KYC signature card. Practice din po kasi ng mga bangko na yung specimen signature nag-update po kayo. Tama po ba?

1841
05:01:07,260 --> 05:01:08,100
Marwin L. Galvez: Tama po, Your

1842
05:01:08,100 --> 05:01:08,320
Marwin L. Galvez: Honor.

1843
05:01:08,500 --> 05:01:11,020
Atty. Michael Wesley Poa: May I confront the witness, Your Honor, with the document?

1844
05:01:11,020 --> 05:01:11,040
Sen. Francis "Chiz" G. Escudero: You may approach.

1845
05:01:11,200 --> 05:01:24,800
Atty. Michael Wesley Poa: I'm confronting you with the document. This is marked as D-Rumeral No. 2-8-2-3-1-3-BPI, specifically page 145 thereof, Your Honor.

1846
05:01:25,710 --> 05:01:29,030
Atty. Michael Wesley Poa: This refers to the updating of the signature card of account

1847
05:01:29,030 --> 05:01:33,350
Atty. Michael Wesley Poa: number 95 ending with 9539. Nakita niyo po yan, Mr. Witness?

1848
05:01:33,710 --> 05:01:34,110
Marwin L. Galvez: Yes, sir.

1849
05:01:34,250 --> 05:01:35,930
Atty. Michael Wesley Poa: Ito po yung para pag-update, di ba po?

1850
05:01:36,430 --> 05:01:37,290
Marwin L. Galvez: Tama po, sir.

1851
05:01:37,450 --> 05:01:40,630
Atty. Michael Wesley Poa: Nakita niyo po yung sa kaliwa, ang pumirma po ay sino po?

1852
05:01:42,000 --> 05:01:43,180
Marwin L. Galvez: Rodrigo Roa, Duterte po.

1853
05:01:43,240 --> 05:01:45,240
Atty. Michael Wesley Poa: Nakita po sa kanan, sino pong pumirma?

1854
05:01:45,880 --> 05:01:46,920
Marwin L. Galvez: Wala pong nakapirma.

1855
05:01:47,080 --> 05:01:49,040
Atty. Michael Wesley Poa: Thank you, Your Honor. Teresol Ferricross, Your Honor.

1856
05:01:50,140 --> 05:01:54,300
Sen. Francis "Chiz" G. Escudero: Just for the court, what year is this update of the KYC?

1857
05:01:54,300 --> 05:01:54,660
Atty. Michael Wesley Poa: 2015,

1858
05:01:54,960 --> 05:01:55,160
Atty. Michael Wesley Poa: Your Honor.

1859
05:01:55,320 --> 05:01:56,560
Sen. Francis "Chiz" G. Escudero: Okay. Thank you.

1860
05:01:59,140 --> 05:02:05,860
Sen. Francis "Chiz" G. Escudero: Next to interject, make interjections will be Senator Judge Lacson. Thereafter, Senator Judge Erwin Tulfo.

1861
05:02:08,400 --> 05:02:09,940
Sen. Francis "Chiz" G. Escudero: Senator Judge Lacson is recognized.

1862
05:02:10,220 --> 05:02:11,680
Sen. Francis "Chiz" G. Escudero: You may proceed, sir, when you're ready.

1863
05:02:11,680 --> 05:02:22,760
Sen. Panfilo “Ping” M. Lacson: Yes, Mr. President and Officer. Medyo na-cover na ni Senator Kiko yung tanong ko. I-clarify ko lang. Kapag or, Maski sino pwede mag-sign pag nag-withdraw or nag-withdraw?

1864
05:02:23,020 --> 05:02:23,700
Marwin L. Galvez: Tama

1865
05:02:23,700 --> 05:02:36,670
Sen. Panfilo “Ping” M. Lacson: po. Ngayon lang nakakita kasi ng or tapos merong and or. Anong implication kung Rodrigo or X or X and or Y?

1866
05:02:39,640 --> 05:02:41,360
Marwin L. Galvez: Pwede pong pakialet, Your Honor.

1867
05:02:41,580 --> 05:02:53,160
Sen. Panfilo “Ping” M. Lacson: Kasi ang sinabi kanina, yung account, yung 9539, Rodrigo Roa Duterte or? Rodrigo Roa Duterte, and or.

1868
05:02:53,940 --> 05:02:55,180
Marwin L. Galvez: And po.

1869
05:02:55,320 --> 05:03:00,480
Marwin L. Galvez: And Sara Duterte. Opo. Rodrigo Roa or.

1870
05:03:00,900 --> 05:03:05,920
Sen. Panfilo “Ping” M. Lacson: In other words, pwedeng nakapirma lang si former President Duterte.

1871
05:03:06,480 --> 05:03:09,960
Marwin L. Galvez: In the case po nung Julia Vargas account, Your Honor.

1872
05:03:10,120 --> 05:03:10,340
Sen. Panfilo “Ping” M. Lacson: Yes,

1873
05:03:10,360 --> 05:03:11,240
Sen. Panfilo “Ping” M. Lacson: I'm referring to that.

1874
05:03:11,500 --> 05:03:17,120
Marwin L. Galvez: Opo, si former President Rodrigo Roa Duterte lang po ang kayang pumirma na mag-isa.

1875
05:03:18,130 --> 05:03:22,350
Sen. Panfilo “Ping” M. Lacson: Pero kung si Vice President Sara Duterte, kailangan merong pirma rin.

1876
05:03:22,350 --> 05:03:24,590
Marwin L. Galvez: Kailangan po may pirma rin po ng former president.

1877
05:03:24,590 --> 05:03:45,630
Sen. Panfilo “Ping” M. Lacson: Now, ito, without alluding to anyone, sabi niyo hindi uncommon yung nagpapurchase ng manager's checks. Ang tanong ko, karamihan ba na nagpapurchase ng manager's check pagdating ng October or before year-end, mga government officials?

1878
05:03:48,610 --> 05:03:49,510
Sen. Panfilo “Ping” M. Lacson: Pattern ba yan?

1879
05:03:50,030 --> 05:03:53,530
Marwin L. Galvez: I have no personal knowledge or I cannot comment on that.

1880
05:03:53,830 --> 05:04:22,780
Sen. Panfilo “Ping” M. Lacson: Kasi kanina, lumabas kasi si Sen. Lapid. Nung bumalik siya, sabi niya, ano ba yung pinag-uusapan? So binrip ko siya. Nung kanyang naintindihan, sinabi ko sa kanya na ganito yan. Kasi pag inalis mo yung bumili ka ng manager's check, effectively, parang bumili ka sa bangko, so yung pera mo na sa bangko. Hawak mo lang yung cheque. E sabi niya, E next month daw, magbibilisan ng manager check na 100 million. Thank you.

1881
05:04:26,410 --> 05:04:26,930
Sen. Francis "Chiz" G. Escudero: Kung

1882
05:04:26,930 --> 05:04:28,990
Sen. Francis "Chiz" G. Escudero: hindi man kayo, ako na yung naaawa kayo, Senator,

1883
05:04:29,110 --> 05:04:30,370
Sen. Panfilo “Ping” M. Lacson: dito. Joke lang po yun.

1884
05:04:34,200 --> 05:04:36,280
Sen. Francis "Chiz" G. Escudero: Senator Judge Erwin Tulfo is recognized.

1885
05:04:38,060 --> 05:04:40,740
Sen. Francis "Chiz" G. Escudero: Thereafter, Senator Diveros. Thereafter, the Senate President.

1886
05:04:42,950 --> 05:04:44,650
Sen. Erwin Tulfo: Attorney Mao, good afternoon.

1887
05:04:45,890 --> 05:04:50,790
Marwin L. Galvez: Maganda ka pa po, Your Honor. Paumanhin po hindi po ako abogado.

1888
05:04:50,970 --> 05:05:05,050
Sen. Erwin Tulfo: Okay. Anyway, sir. Alam niyo naman itong depositor ng 40 million na time deposit ng mga PEP ito or person exposed to politics. Alam niyo naman?

1889
05:05:05,050 --> 05:05:05,410
Marwin L. Galvez: Yes

1890
05:05:05,410 --> 05:05:05,590
Marwin L. Galvez: po.

1891
05:05:05,710 --> 05:05:22,480
Sen. Erwin Tulfo: Alright. Hindi po ba meron tayong rules yet sa bangko na? Pag yung politiko nag-deposit ng malalaking pera, dapat mas mahigpit po tayo. Yung inyong kliyente na mag-de-deposit ng napakalaking pera, dapat mas marami kayong hinihingi. Tama po ba ito?

1892
05:05:24,460 --> 05:05:31,960
Marwin L. Galvez: Lahat po ng mga kliyente yung nag-transact po, Your Honor, hinihingan po namin ng karampatang identification po.

1893
05:05:32,100 --> 05:05:38,570
Sen. Erwin Tulfo: Opo, pero pag politiko po, I mean, you... Dapat mas mahigpit, di po ba? Dapat mas matindi?

1894
05:05:38,570 --> 05:05:39,990
Marwin L. Galvez: If I may say po, Your Honor.

1895
05:05:40,190 --> 05:05:40,790
Sen. Erwin Tulfo: Alright.

1896
05:05:41,070 --> 05:06:12,610
Sen. Erwin Tulfo: Ngayon, tanong ko. To your knowledge, sir, as a banking professional, would a standard monthly government salary, sir, naturally generate a cash placement of this magnitude? Na isang government official, masking combined po sila mag-asawa, mag-anak, mag-ama, mag-generate pag 40 million in placement. Natural po ba yun? Or dapat magkaroon po, magki-trigger yun ng mga katanungan?

1897
05:06:13,870 --> 05:06:21,670
Marwin L. Galvez: Your Honor, hindi po ako personally knowledgeable as to the salary of the government official, Your

1898
05:06:21,670 --> 05:06:21,671
Marwin L. Galvez: Honor.

1899
05:06:21,671 --> 05:06:22,310
Sen. Erwin Tulfo: Hindi naman siguro

1900
05:06:22,310 --> 05:06:24,710
Sen. Erwin Tulfo: tig-one million sila, Sir. Hindi po ba?

1901
05:06:25,790 --> 05:06:26,930
Marwin L. Galvez: Maari po, Your Honor.

1902
05:06:26,990 --> 05:06:39,800
Sen. Erwin Tulfo: But what I'm saying is that... Pwede ba yun? Yung placement talas ganong 40 million ay yung sweldo lang po ng government. Pinakamataas na ako yata ay 200, 300,000 a month.

1903
05:06:40,080 --> 05:06:50,020
Marwin L. Galvez: Your Honor, I cannot speculate po kasi maaari pong may mga ibang pinanggalingan po yung mga perang i-de-deposit po sa bangko.

1904
05:06:50,160 --> 05:07:06,410
Sen. Erwin Tulfo: Itong multi-million peso na time deposit na in-open, rollover, nag-mature, di po ba? Ito po ay Habang sila ay nasa pwesto. Tama po ba? While they were in the position, while they were in serving as a public official.

1905
05:07:07,450 --> 05:07:09,170
Marwin L. Galvez: Yes, for the period covered po.

1906
05:07:10,030 --> 05:07:10,550
Sen. Erwin Tulfo: Okay.

1907
05:07:10,850 --> 05:07:14,250
Marwin L. Galvez: But not necessarily the current position, Your Honor.

1908
05:07:14,390 --> 05:07:25,950
Sen. Erwin Tulfo: Another question, sir. Looking at the source documentation for the stand deposit, this money did not originate from a BPI bank loan or credit facility extended to the depositor, correct?

1909
05:07:27,050 --> 05:07:40,610
Marwin L. Galvez: Your Honor, I won't be able to answer directly your question, Your Honor. I would have to refer to all the documents and trace back the source of this amount, Your Honor.

1910
05:07:40,810 --> 05:07:51,870
Sen. Erwin Tulfo: Also, there are no records indicating that the specific multi-million peso deposit came from a registered corporate entity or legitimate commercial dividends linked to the depositor, Sir?

1911
05:07:52,190 --> 05:07:56,330
Marwin L. Galvez: I wouldn't personally know, Your Honor. I would have to refer to the documents.

1912
05:07:56,860 --> 05:08:09,340
Sen. Erwin Tulfo: Mr. Presiding Officer, I got two more questions. I only have eight seconds, but when the sum deposit, sir, matured, the principal and interest were immediately converted into a BPI manager's check. Is that correct?

1913
05:08:10,880 --> 05:08:15,520
Marwin L. Galvez: Base po dun sa sinample po ng prosecution kanina, tama po, Your Honor.

1914
05:08:15,720 --> 05:08:25,180
Sen. Erwin Tulfo: By converting these funds into a manager's check, the money effectively vanished from visible monthly bank statements of that specific account number, correct?

1915
05:08:26,020 --> 05:08:39,380
Marwin L. Galvez: Your Honor, base po sa explanation ko po kanina, kapag ka yung pong pera ay ginamit pambilin ng manager's cheque po, mawawala po siya sa balance nung... Pinanggaling ang account po.

1916
05:08:39,440 --> 05:08:41,440
Sen. Erwin Tulfo: So are you saying na nawawala po?

1917
05:08:42,180 --> 05:08:44,460
Marwin L. Galvez: Mawawala po talaga siya, Your Honor.

1918
05:08:44,600 --> 05:08:46,700
Sen. Erwin Tulfo: Pero diyan pa siya sa banko?

1919
05:08:46,740 --> 05:08:51,080
Marwin L. Galvez: Nasa banko po in the form of the manager's check account

1920
05:08:51,080 --> 05:08:51,220
Marwin L. Galvez: po.

1921
05:08:51,220 --> 05:08:55,180
Sen. Erwin Tulfo: Pero kung i-check lang mga account balance, etc., hindi po lulutang?

1922
05:08:55,340 --> 05:09:04,120
Marwin L. Galvez: Hindi po siya lalabas as a part of the total balance po, Your Honor, for as long as nasa manager's account.

1923
05:09:04,300 --> 05:09:10,430
Sen. Erwin Tulfo: One last question, sir. Who was the ultimate payee? Who in cash or deposited that manager's cheque?

1924
05:09:10,710 --> 05:09:19,750
Marwin L. Galvez: Your Honor, I would have to refer to all the documents we submitted if that question would be answered by those documents.

1925
05:09:20,090 --> 05:09:23,970
Sen. Erwin Tulfo: Maraming salamat po for your patience. Maraming salamat po. Thank you,

1926
05:09:23,990 --> 05:09:26,190
Sen. Francis "Chiz" G. Escudero: Senator Judge Irwin. Senator Judge Riza is recognized.

1927
05:09:28,740 --> 05:09:30,340
Sen. Francis "Chiz" G. Escudero: The Senate President is recognized.

1928
05:09:32,380 --> 05:09:34,200
Sen. Sherwin T. Gatchalian: Thank you, Mr. Presiding Officer.

1929
05:09:41,720 --> 05:09:45,720
Sen. Sherwin T. Gatchalian: Mr. Witness, magandang hapon sa iyo.

1930
05:09:45,920 --> 05:09:46,640
Marwin L. Galvez: Magandang hapon po.

1931
05:09:46,780 --> 05:09:50,740
Sen. Sherwin T. Gatchalian: Sundan ko lang yung tanong ni Senator Pangilinan at [unclear] Senator Lacson.

1932
05:09:52,060 --> 05:09:56,440
Sen. Sherwin T. Gatchalian: Dito sa account na ito, itong account 9539.

1933
05:09:57,720 --> 05:10:05,640
Sen. Sherwin T. Gatchalian: Sabi mo na this is a joint account between the former president and kay Vice President Sara Duterte.

1934
05:10:05,640 --> 05:10:11,900
Sen. Sherwin T. Gatchalian: At nasabi mo rin kanina na pareho sila pumirma ng signature card, tama po ba?

1935
05:10:12,030 --> 05:10:17,910
Marwin L. Galvez: Tama po. Base po sa mga isinimiti naming KYC documents po, pareha po silang nakapirma.

1936
05:10:18,430 --> 05:10:19,890
Sen. Sherwin T. Gatchalian: Ito ay noong 2010?

1937
05:10:23,300 --> 05:10:38,240
Marwin L. Galvez: If I can recall po, tama po, 2010 po. But I would have to look at the documents, Your Honor, po to ascertain if the signature card that bears the signature of both Rodrigo and Sara Duterte is

1938
05:10:40,720 --> 05:10:42,100
Marwin L. Galvez: On the said date, your honor.

1939
05:10:42,180 --> 05:10:50,590
Sen. Sherwin T. Gatchalian: Pero nung binuksan yung account, silang dalawa humerma. Kailangan ba sila pumunta doon personally? Nakita ng bank officer?

1940
05:10:51,510 --> 05:10:52,150
Marwin L. Galvez: Dalawa

1941
05:10:52,150 --> 05:10:52,450
Sen. Sherwin T. Gatchalian: sila?

1942
05:10:53,030 --> 05:10:59,290
Marwin L. Galvez: Dapat po normally, ang kliyente po na mag-open ay makita po ng bank employee po.

1943
05:10:59,410 --> 05:11:00,090
Sen. Sherwin T. Gatchalian: Yung dalawa?

1944
05:11:00,540 --> 05:11:01,080
Marwin L. Galvez: Yes po.

1945
05:11:01,180 --> 05:11:05,500
Sen. Sherwin T. Gatchalian: Si former President Duterte and Vice President Sara.

1946
05:11:05,500 --> 05:11:15,460
Marwin L. Galvez: Yes po. Generally po, Your Honor, pumupunta po sa banko. Pero may mga instances po na hindi kinakailangan pumunta basta na-witness po ng bank personnel yung pag-firma nila.

1947
05:11:15,660 --> 05:11:17,740
Sen. Sherwin T. Gatchalian: Both ba sila dumadaan sa KYC?

1948
05:11:18,080 --> 05:11:25,750
Marwin L. Galvez: Parehas po. Lahat po ng mga nakapangalan sa account na inoopen po ay dadaan po sa... KYC Policy.

1949
05:11:25,890 --> 05:11:26,130
Sen. Sherwin T. Gatchalian: Sa

1950
05:11:26,130 --> 05:11:38,230
Sen. Sherwin T. Gatchalian: KYC Policy. Okay. Anong mga taon na merong time deposits na 40 million? Kanina sinabi nung prosecution 2010 may time deposit na 40 million. Tama?

1951
05:11:39,230 --> 05:11:43,010
Marwin L. Galvez: Tama po base po sa exhibit ng prosecution kanina, Your Honor.

1952
05:11:43,230 --> 05:11:45,130
Sen. Sherwin T. Gatchalian: Sa 2011, meron rin?

1953
05:11:45,690 --> 05:11:49,130
Marwin L. Galvez: Meron din po base po sa mga pinresenta po kanina.

1954
05:11:51,570 --> 05:11:53,030
Sen. Sherwin T. Gatchalian: Alam mo ba kung meron o wala?

1955
05:11:54,280 --> 05:12:07,380
Marwin L. Galvez: Kung maalala ko po kanina yung mga tinanong na dates, mga ganong around those period po, Your Honor. But I would request if you need specific dates po, I would have to refer to the documents, Your Honor.

1956
05:12:07,560 --> 05:12:11,300
Sen. Sherwin T. Gatchalian: Pwede mo bang tignan yung documents? In time deposit lang, anong years merong time

1957
05:12:11,300 --> 05:12:12,080
Sen. Sherwin T. Gatchalian: deposits?

1958
05:12:12,080 --> 05:12:13,420
Marwin L. Galvez: Your Honor, if I may request the...

1959
05:12:13,420 --> 05:12:14,620
Atty. James Bryan Ibrahim A. Alih: Your

1960
05:12:16,730 --> 05:12:28,190
Atty. James Bryan Ibrahim A. Alih: Honor, our assisting counsel is assisting. And just to clarify, Your Honor, it's two time deposits, 41 million and... 55 million, sir. Which was explained kanina po.

1961
05:12:28,350 --> 05:12:31,830
Sen. Sherwin T. Gatchalian: Yes. That was, counsel, that was for year 2010?

1962
05:12:32,250 --> 05:12:37,650
Atty. James Bryan Ibrahim A. Alih: Yes po. Parehas pong tumatakbo yung dalawa na yun. Same time.

1963
05:12:38,070 --> 05:12:42,610
Sen. Sherwin T. Gatchalian: So 2010, magkano ang time deposit?

1964
05:12:42,970 --> 05:12:48,390
Atty. James Bryan Ibrahim A. Alih: Total po 96. Dalawang magkahiwalay, 55 at saka 41.

1965
05:12:48,790 --> 05:12:49,510
Sen. Sherwin T. Gatchalian: For 2010?

1966
05:12:49,910 --> 05:12:50,470
Atty. James Bryan Ibrahim A. Alih: Yes po.

1967
05:12:50,570 --> 05:12:51,270
Sen. Sherwin T. Gatchalian: For 2011?

1968
05:12:52,170 --> 05:12:52,850
Atty. James Bryan Ibrahim A. Alih: Same.

1969
05:12:53,390 --> 05:12:55,830
Sen. Sherwin T. Gatchalian: 96 rin. Yes. For 2012?

1970
05:12:57,110 --> 05:12:59,790
Atty. James Bryan Ibrahim A. Alih: Naging ano na po. Naging MCs na po siya.

1971
05:13:00,770 --> 05:13:02,270
Sen. Sherwin T. Gatchalian: May time deposit o wala?

1972
05:13:02,610 --> 05:13:05,630
Atty. James Bryan Ibrahim A. Alih: No, hindi na po nag-renew if I recall it right, sir. So

1973
05:13:05,630 --> 05:13:08,110
Sen. Sherwin T. Gatchalian: 2010, 2011 may time deposits.

1974
05:13:08,370 --> 05:13:08,750
Sen. Sherwin T. Gatchalian: 2013?

1975
05:13:10,470 --> 05:13:14,890
Atty. James Bryan Ibrahim A. Alih: Based po sa testimony, wala na po. Naging MCs na po lahat. So

1976
05:13:14,890 --> 05:13:19,260
Sen. Sherwin T. Gatchalian: definitely 2010 and 2011. Value of 96?

1977
05:13:19,580 --> 05:13:20,540
Atty. James Bryan Ibrahim A. Alih: 96 million.

1978
05:13:20,760 --> 05:13:21,540
Sen. Sherwin T. Gatchalian: 96 million.

1979
05:13:21,740 --> 05:13:26,320
Atty. James Bryan Ibrahim A. Alih: Two different time deposits. 41 and 55 million.

1980
05:13:26,680 --> 05:13:48,290
Sen. Sherwin T. Gatchalian: Okay. And then, tama po ba na kanina present, tinitignan ko ngayon, na yung mga managers check, for example, in 2011 na issue ng October? Taman po ba? Mr. Witness?

1981
05:13:50,570 --> 05:13:51,110
Sen. Sherwin T. Gatchalian: Mr.

1982
05:13:51,230 --> 05:13:51,550
Sen. Sherwin T. Gatchalian: Galvez?

1983
05:13:51,930 --> 05:13:54,210
Marwin L. Galvez: Sorry po, Your Honor. Pwede pong pakiulit.

1984
05:13:54,450 --> 05:13:58,450
Sen. Sherwin T. Gatchalian: Noong 2010, kailan na-issue yung manager's check?

1985
05:14:04,060 --> 05:14:05,180
Marwin L. Galvez: Your Honor,

1986
05:14:18,680 --> 05:14:23,160
Marwin L. Galvez: may nakikita po akong manager's check dated April 19, 2012. Ang

1987
05:14:23,160 --> 05:14:24,860
Sen. Sherwin T. Gatchalian: na-issue yung manager's check?

1988
05:14:25,140 --> 05:14:27,000
Marwin L. Galvez: Yes po, Your Honor.

1989
05:14:27,180 --> 05:14:32,200
Sen. Sherwin T. Gatchalian: And then for 2012, kailan na-issue yung manager's check?

1990
05:14:32,560 --> 05:14:34,560
Marwin L. Galvez: April 19, 2012 po.

1991
05:14:34,560 --> 05:14:34,920
Sen. Sherwin T. Gatchalian: Na

1992
05:14:34,920 --> 05:14:36,200
Sen. Sherwin T. Gatchalian: -issue yung manager's check.

1993
05:14:36,200 --> 05:14:36,740
Marwin L. Galvez: Tama po.

1994
05:14:36,740 --> 05:14:38,520
Sen. Sherwin T. Gatchalian: Okay. And then meron pa ba 2013?

1995
05:14:59,750 --> 05:15:06,430
Marwin L. Galvez: Sir, I see, your honor, I see a manager's check po dated October 20, 2011 din po.

1996
05:15:08,220 --> 05:15:14,320
Sen. Sherwin T. Gatchalian: Oh, sorry. Ulitin natin ha. 2010, ano ang date? 2010.

1997
05:15:19,700 --> 05:15:20,880
Sen. Sherwin T. Gatchalian: Yung manager's check.

1998
05:15:24,520 --> 05:15:28,620
Marwin L. Galvez: Wala pong 2010, your honor. 2011 po yung...

1999
05:15:28,770 --> 05:15:29,890
Sen. Sherwin T. Gatchalian: 2011 is

2000
05:15:29,890 --> 05:15:31,770
Sen. Sherwin T. Gatchalian: anong date?

2001
05:15:31,770 --> 05:15:42,880
Marwin L. Galvez: For isang October 20, 2011 po. Dalawa po, bali. Dalawa managers check dated October 20, 2011, Your Honor.

2002
05:15:42,960 --> 05:15:46,220
Sen. Sherwin T. Gatchalian: Okay. And then for 2012?

2003
05:15:46,220 --> 05:15:46,820
Marwin L. Galvez: For

2004
05:15:46,820 --> 05:15:51,220
Marwin L. Galvez: 2012, yun po yung April 19, 2012 po, Your Honor.

2005
05:15:51,440 --> 05:15:53,900
Sen. Sherwin T. Gatchalian: Okay. And then for 2013?

2006
05:16:33,260 --> 05:16:37,600
Marwin L. Galvez: For 2013, your honor, meron pong dated October 7, 2013.

2007
05:16:38,080 --> 05:16:49,330
Sen. Sherwin T. Gatchalian: Ano ang nauuna? Yung pag-debit ng account mo papunta sa account ng bangko o mag-issue ng manager's cheque?

2008
05:16:50,020 --> 05:16:53,100
Marwin L. Galvez: Kailangan po munang ma-debit yung pinanggalingan po ng account.

2009
05:16:53,100 --> 05:16:53,820
Sen. Sherwin T. Gatchalian: Yung pinanggalingan?

2010
05:16:53,820 --> 05:16:56,820
Marwin L. Galvez: Para pag na-negotiate po yung manager's cheque, may pondo po siya.

2011
05:16:56,860 --> 05:17:01,580
Sen. Sherwin T. Gatchalian: Okay. So, nung 2010, kailangan na-debit yung account?

2012
05:17:04,870 --> 05:17:05,590
Sen. Sherwin T. Gatchalian: 9539.

2013
05:17:11,990 --> 05:17:18,430
Sen. Sherwin T. Gatchalian: Yung account 9539. Para pumunta sa account ng banko.

2014
05:17:22,960 --> 05:17:26,040
Sen. Sherwin T. Gatchalian: Maybe the counsel can assist?

2015
05:17:26,820 --> 05:17:28,760
Atty. James Bryan Ibrahim A. Alih: Wala hindi. This is a time deposit.

2016
05:17:30,820 --> 05:17:31,540
Sen. Sherwin T. Gatchalian: From

2017
05:17:31,540 --> 05:17:37,920
Sen. Sherwin T. Gatchalian: account 9539 pumunta sa account ng banko. 2013 siya.

2018
05:17:38,400 --> 05:17:49,960
Atty. James Bryan Ibrahim A. Alih: Your Honor, based po dun sa time deposit po. 2010. 2010. Doon sa 40 million po, the last

2019
05:17:53,380 --> 05:17:56,500
Atty. James Bryan Ibrahim A. Alih: renewal was on February 11,

2020
05:17:59,760 --> 05:18:00,300
Atty. James Bryan Ibrahim A. Alih: 2011.

2021
05:18:00,820 --> 05:18:02,100
Atty. James Bryan Ibrahim A. Alih: Bumalik siya ng March?

2022
05:18:02,970 --> 05:18:11,030
Atty. James Bryan Ibrahim A. Alih: March 9 po bumalik sa settlement account. Yan po yung sa 40 million.

2023
05:18:11,610 --> 05:18:14,310
Sen. Sherwin T. Gatchalian: Pero from settlement to the bank account?

2024
05:18:15,820 --> 05:18:16,860
Sen. Sherwin T. Gatchalian: May transfer

2025
05:18:16,860 --> 05:18:19,680
Sen. Sherwin T. Gatchalian: pa yan for the issuance of the manager's check?

2026
05:18:20,320 --> 05:18:25,240
Atty. James Bryan Ibrahim A. Alih: Yes, Your Honor. Kasi sa settlement account, diretsyo na po sa account ng bank for...

2027
05:18:25,240 --> 05:18:30,680
Sen. Sherwin T. Gatchalian: Diretsyo na siya? Kailan yun? Anong month yun? Tama ba? Mr. Galvez?

2028
05:18:31,570 --> 05:18:40,990
Marwin L. Galvez: Sir, Your Honor, base po sa mga dokumentong tinitignan ko ngayon, wala pong manager's check dated 2010 po.

2029
05:18:42,790 --> 05:18:47,100
Marwin L. Galvez: Meron pong time deposit po. Na dated 2010 po.

2030
05:18:47,260 --> 05:18:50,160
Sen. Sherwin T. Gatchalian: Time deposit na dated 2010. Ito yung 96 million.

2031
05:18:50,840 --> 05:18:55,800
Marwin L. Galvez: 40 po plus 55, Your Honor.

2032
05:18:56,910 --> 05:19:02,610
Sen. Sherwin T. Gatchalian: And then yung gusto ko malaman yung from settlement account to the bank account in 2010.

2033
05:19:08,720 --> 05:19:10,540
Marwin L. Galvez: Paumanhin po, Your Honor. Wala po ako

2034
05:19:10,540 --> 05:19:10,920
Marwin L. Galvez: nakita.

2035
05:19:11,080 --> 05:19:13,200
Marwin L. Galvez: 2011 meron po.

2036
05:19:16,220 --> 05:19:16,860
Sen. Sherwin T. Gatchalian: For

2037
05:19:16,860 --> 05:19:17,300
Sen. Sherwin T. Gatchalian: 2011.

2038
05:19:18,040 --> 05:19:31,220
Atty. James Bryan Ibrahim A. Alih: Maybe I can help your honor. Because this is just part of the record, sir honor. So ang ano po is March 9, 2011. That is for both checks po. 41 million and 55 million.

2039
05:19:31,820 --> 05:19:33,160
Sen. Sherwin T. Gatchalian: Okay. And for 2012?

2040
05:19:36,250 --> 05:19:42,850
Atty. James Bryan Ibrahim A. Alih: Before 2012, your honor, meron pang isa nung October. That is on October 20.

2041
05:19:44,560 --> 05:19:51,690
Atty. James Bryan Ibrahim A. Alih: Parehas din po, October 20. for 41 million, and October 20 for another 55 million.

2042
05:19:53,450 --> 05:19:54,950
Sen. Sherwin T. Gatchalian: And then for 2013?

2043
05:19:55,570 --> 05:20:04,290
Atty. James Bryan Ibrahim A. Alih: For 2012 pa po. Sa 2012 po, April naman po, April 19, for the same amounts, a total of 96.

2044
05:20:07,310 --> 05:20:35,700
Atty. James Bryan Ibrahim A. Alih: And then from April, six months after, October 17, 2012, that is still for 96 million. And then April again, 2013 na po, again for 96, and lastly po nung October 7, parehas pa rin po yung date, for the same amount na dalawang checks, 41 and 55 million.

2045
05:20:35,860 --> 05:20:47,940
Sen. Sherwin T. Gatchalian: Alright, thank you, thank you for that. The reason why I am asking, kasi minabanga ko ito doon sa SALN ni Vice President Sara, at kung merong time deposit na joint account,

2046
05:20:49,880 --> 05:21:15,900
Sen. Sherwin T. Gatchalian: 96 million. Dapat mag-reflect yan sa SALN niya. Kasi joint account. And alam niya na mayroong ganun na account. So tinitignan ko dito sa 2010 SALN, wala akong makitang 96 million. Dito sa 2011, wala rin akong makitang 96 million. And then sinabi mo kanina, counsel, na yung 2012, wala na.

2047
05:21:16,120 --> 05:21:16,740
Atty. James Bryan Ibrahim A. Alih: Yes.

2048
05:21:16,860 --> 05:21:46,600
Sen. Sherwin T. Gatchalian: Nawala na siya. Nevertheless, in 2012 wala rin akong makitang 96 million. So I'm trying to link yung sinasabi nyo kaninang bumili ng manager's cheque, ninagay muna sa banko ng account ng banko at nagiging unutilized si manager's cheque. So I'm trying to... Trying to link that to the SALN and see kung merong pattern. That's the point I'm trying to make.

2049
05:21:46,820 --> 05:21:58,700
Atty. James Bryan Ibrahim A. Alih: Understood, your honor. And I think that's the best way of looking at it, yung pattern po na yan because that involved six transactions for the same period, same dates.

2050
05:21:59,300 --> 05:22:06,280
Sen. Sherwin T. Gatchalian: But ang bottom line kasi, for 2010 and 2011, may time deposit na 96 million.

2051
05:22:06,520 --> 05:22:07,200
Atty. James Bryan Ibrahim A. Alih: Yes, your honor.

2052
05:22:07,300 --> 05:22:11,100
Sen. Sherwin T. Gatchalian: I think that is a fact. Tama ko ba, Mr. Galvez?

2053
05:22:12,080 --> 05:22:16,160
Marwin L. Galvez: Tama po, Your Honor, based on the documents we submitted po.

2054
05:22:16,160 --> 05:22:16,540
Sen. Sherwin T. Gatchalian: Thank

2055
05:22:16,540 --> 05:22:16,720
Sen. Sherwin T. Gatchalian: you,

2056
05:22:16,740 --> 05:22:17,000
Sen. Sherwin T. Gatchalian: Mr.

2057
05:22:17,160 --> 05:22:28,400
Atty. Michael Wesley Poa: President. Your Honor, with all due respect, kung okay lang po, since the prosecution was able to say it's a pattern and all that, may I just, and it's up to the court how they will appreciate this.

2058
05:22:28,400 --> 05:22:29,200
Sen. Francis "Chiz" G. Escudero: You can have your fair share of

2059
05:22:29,200 --> 05:22:30,340
Sen. Francis "Chiz" G. Escudero: another word.

2060
05:22:30,760 --> 05:23:04,440
Atty. Michael Wesley Poa: I think tama po yung question ng ating butihing Senate President. The operative word is, if she is aware. Diba? You were saying, these accounts, the time deposit, if she is aware, dapat magbangga sa SALN. Operative phrase there, if she is aware. And secondly, as we demonstrated during CROSS, all these time deposits, all these transactions, wala pong pirma ng ating vice-presidente. And all of them were done by the former president, Rodrigo R. Duterte. We'll leave it at that, Your Honor. We will not make conclusions of law or fact.

2061
05:23:07,720 --> 05:23:15,540
Sen. Sherwin T. Gatchalian: Doon sa signature card ay pumupunta ba doon personally? May KYC? Kailan nagbukas ng account?

2062
05:23:17,880 --> 05:23:31,510
Sen. Sherwin T. Gatchalian: That's why tinanong ko kay Mr. Galvez kung 2010, as early as 2010, meron ng signature. Si vice president doon sa joint account and apparently meron. And

2063
05:23:31,510 --> 05:23:54,870
Atty. Michael Wesley Poa: that's also why we asked your honor for dun sa updating ng accounts because I could not ask the witness kung pumirma ba si BP because obviously he won't have personal knowledge on that but that's also why we asked on dun sa updating kung pumirma ba but again I don't want to cross. The line and I will just leave it to the appreciation of the court, Your Honor. Again, thank you for your patience with me also, Mr. President.

2064
05:23:55,090 --> 05:23:57,110
Sen. Sherwin T. Gatchalian: Thank you, Atty. Poa. Thank you, Mr. Galdas.

2065
05:23:57,170 --> 05:24:01,230
Sen. Francis "Chiz" G. Escudero: Thank you, Mr. President. Senator Judge Antiveros is recognized. You may proceed, Ma'am.

2066
05:24:10,150 --> 05:24:15,890
Sen. Risa Hontiveros: Salamat po, Mr. Presiding Officer. Ilan lang, actually a couple lang ng mga tanong para sa defense.

2067
05:24:17,550 --> 05:24:20,550
Sen. Risa Hontiveros: Para lang malinaw. Magandang hapon po, Atty. Poa. Magandang

2068
05:24:20,550 --> 05:24:20,990
Atty. Michael Wesley Poa: hapon po.

2069
05:24:23,030 --> 05:24:38,820
Sen. Risa Hontiveros: Bagamat sinabi niyo nga kanina na Mas importante yung sulat, yung sagot ng BPI Legal sa inyo. Yung letter po ninyo sa BPI Legal, pwede nyo po bang i-flash? With the permission of the presiding officer.

2070
05:24:38,820 --> 05:24:39,140
Atty. Michael Wesley Poa: If they will permit.

2071
05:24:40,060 --> 05:24:40,640
Atty. Michael Wesley Poa: Yes,

2072
05:24:42,910 --> 05:24:45,350
Atty. Michael Wesley Poa: Your Honor, you can ask the tech.

2073
05:24:45,350 --> 05:24:46,970
Sen. Risa Hontiveros: Yung sulat ninyo po sa BPI Legal.

2074
05:24:47,230 --> 05:24:48,190
Sen. Risa Hontiveros: Thank you po.

2075
05:24:51,410 --> 05:24:54,910
Sen. Francis "Chiz" G. Escudero: The tech is so instructed upon the request of Senator Judge Riza.

2076
05:24:55,560 --> 05:24:57,020
Sen. Risa Hontiveros: Salamat po, Mr. Presiding Officer.

2077
05:25:14,050 --> 05:25:15,950
Atty. Michael Wesley Poa: Sorry, Your Honor, if it's taking some time.

2078
05:25:16,250 --> 05:25:16,810
Sen. Francis "Chiz" G. Escudero: It's alright po.

2079
05:25:18,720 --> 05:25:19,120
Sen. Francis "Chiz" G. Escudero: You

2080
05:25:19,120 --> 05:25:22,800
Sen. Francis "Chiz" G. Escudero: can proceed to another point in the meantime, Senator Judge Riza. Ah, there you go.

2081
05:25:23,160 --> 05:25:23,560
Sen. Francis "Chiz" G. Escudero: Can

2082
05:25:23,560 --> 05:25:25,160
Sen. Francis "Chiz" G. Escudero: you kindly blow it up a bit?

2083
05:25:29,900 --> 05:25:32,540
Sen. Francis "Chiz" G. Escudero: Yes, you may proceed, Senator Judge Riza.

2084
05:25:33,280 --> 05:25:38,900
Sen. Risa Hontiveros: Salamat po, Mr. Presiding Officer. Ah, alright.

2085
05:25:40,430 --> 05:25:40,830
Sen. Risa Hontiveros: If

2086
05:25:40,830 --> 05:25:45,320
Sen. Risa Hontiveros: I could just... Should I read this out, Mr. President?

2087
05:25:45,540 --> 05:25:48,160
Sen. Francis "Chiz" G. Escudero: The tech is requested to kindly blow it up a bit.

2088
05:25:49,290 --> 05:25:51,800
Atty. Michael Wesley Poa: Your Honor, may I

2089
05:25:51,800 --> 05:25:51,801
Atty. Michael Wesley Poa: give you a copy?

2090
05:25:51,801 --> 05:25:54,000
Sen. Francis "Chiz" G. Escudero: Kindly give a copy to Senator Judge Riza.

2091
05:25:54,020 --> 05:25:56,680
Sen. Risa Hontiveros: Salamat po. It's simply... Salamat po, Attorney.

2092
05:26:06,890 --> 05:26:08,470
Sen. Risa Hontiveros: So it simply says,

2093
05:26:09,000 --> 05:26:34,140
Sen. Risa Hontiveros: [unclear] We write as counsel for Vice President [unclear] Duterte. Certain public statements have referred to purported bank accounts allegedly maintained with your institution bearing various account numbers, hereto attached as Annex A. In light of these allegations and considering that our client has no knowledge, participation, or recollection of maintaining or having any beneficial interest in such accounts, we respectfully request confirmation of the following.

2094
05:26:34,180 --> 05:27:56,530
Sen. Risa Hontiveros: 1. Whether the enumerated accounts exist in your records and 2. If it exists, the present status of said accounts. In the event that such accounts are found to exist, we further request guidance on the procedure for obtaining legally permissible documentation, including, if allowed by law, certified copies of the account opening documents, transaction history, and other relevant records. For this purpose, we have attached the duly executed special power of attorney authorizing the undersigned Atty. Poa, to make this formal inquiry and to receive certifications or documents subject to compliance with applicable banking and privacy laws. This request is being made solely for verification purposes and shall not be construed as any admission, acknowledgement or confirmation of ownership, authority or beneficial interest in any such account. We appreciate your prompt attention and look forward to your response for the firm Atty. Michael T. Poa. So ang kaugnay na tanong ko lamang po dito sa sulat na ito ninyo, Atty. Poa, sa BPI Legal. Yung pagkakaintindi ko po kasi sa sinasabi ninyo so far. Ang tunay na may-ari at may-control doon sa ginawa sa manager's cheque na 41 million pesos ay si Rodrigo Roa Duterte at hindi si Sara Duterte. Tama po ba yun?

2095
05:27:56,650 --> 05:29:09,780
Atty. Michael Wesley Poa: Well, to better phrase it, Your Honor, our client Does not have any recollection kasi of this account. Lumabas lang po ito. Because I don't want to waive, no? Of course, the rights of the former president also to challenge whatever documents he may challenge. But ang punto lang po namin, nung lumabas po ito... I think it was sa Quadcom, if I'm not mistaken. Lumabas yung mga accounts. Tinitingnan namin itong mga accounts na to and I was asked by the vice president to verify kasi hindi niya natatandaan na may ganito yung account at wala daw siyang transaksyon. So, in fact, that's why we wanted to show even the response of the BPI to my letter. But I understand, of course, the objection of the prosecution. I probably would have done the same. So ang sa amin lang po, we will present as instructed by, as advised by the presiding officer to present the response of BPI para lalo nating maintindihan because ang punto lang po namin sa letter na ito is to ask whether or not the accounts exist and if they do exist to at least give us the documents para alam naman po namin dahil noong time na yun ay alam namin may nakahain na rin po na impeachment laban sa ating vicepresidente.

2096
05:29:10,320 --> 05:29:28,360
Sen. Risa Hontiveros: So sabi niyo si VP Duterte walang recollection nitong mga transactions and bagamat ayaw niyong i-waive yung karapatan ng dating presidente, hamuni nito. So ang tinuturo ni VP Duterte ay kanyang ama si Rodrigo Roa Duterte sa mga transactions nito.

2097
05:29:28,770 --> 05:29:31,310
Atty. Michael Wesley Poa: Ang sinasabi lang po niya ay wala siyang naging participation.

2098
05:29:31,670 --> 05:29:32,510
Sen. Risa Hontiveros: Walang participation.

2099
05:29:33,330 --> 05:29:42,750
Atty. Michael Wesley Poa: I hope you understand, Madam Senator. I just don't want to prejudice also the former President and his counsel for any legal defenses they may have regarding these accounts.

2100
05:29:43,170 --> 05:29:51,250
Sen. Risa Hontiveros: I understand, Attorney Poa. So, salamat po, Mr. President. That's all from me for now.

2101
05:29:51,250 --> 05:29:51,770
Sen. Francis "Chiz" G. Escudero: Thank

2102
05:29:51,770 --> 05:29:53,250
Sen. Francis "Chiz" G. Escudero: you for your presence, Madam Senator.

2103
05:29:53,630 --> 05:29:58,540
Sen. Francis "Chiz" G. Escudero: Senator Judge Villanueva, you may proceed when you're ready, sir.

2104
05:30:02,640 --> 05:30:08,660
Sen. Francis "Chiz" G. Escudero: Thereafter, Senator Judge Panglinaan and then you're done. Mr. Mao.

2105
05:30:08,660 --> 05:30:10,300
Sen. Joel Villanueva: Thank you, Mr.

2106
05:30:11,650 --> 05:30:33,830
Sen. Joel Villanueva: Presiding Officer, sa ating witness. Sir, maraming nagtanong na po about dun sa gusto kong susugan yung parang naging practice na yung isang account na time deposit.

2107
05:30:36,120 --> 05:30:48,560
Sen. Joel Villanueva: Magiging managers check. And siguro yung unang itatanong ko po, ilan po ba dito sa mga accounts na ito yung from time deposit naging managers check?

2108
05:30:53,270 --> 05:31:01,210
Marwin L. Galvez: Your Honor, I would have to confirm with the docs but based on my recollection mukhang yung Julio Vargas lang po.

2109
05:31:01,210 --> 05:31:03,110
Sen. Joel Villanueva: So ilan pong accounts yan?

2110
05:31:03,110 --> 05:31:11,880
Marwin L. Galvez: Isang account po yan. But I may be wrong, your honor. I would have to confer with the documents.

2111
05:31:11,880 --> 05:31:12,020
Sen. Joel Villanueva: Kasi

2112
05:31:12,020 --> 05:31:17,380
Sen. Joel Villanueva: may biglang gituko kayo yung 4155 naging manager's check. Dalawa na po agad yun.

2113
05:31:20,260 --> 05:31:28,520
Marwin L. Galvez: Sorry, your honor. May I clarify with your earlier question? Are you pertaining to the number of manager's check or the number of deposit accounts?

2114
05:31:28,660 --> 05:31:46,350
Sen. Joel Villanueva: Yes. Actually, if I may repeat the question. Meron pong mga accounts. na from time deposit, predeterminate, naging manager's check. Is that correct? And then meron naman na binili as manager's check.

2115
05:31:46,510 --> 05:31:47,490
Marwin L. Galvez: Tama po, Your

2116
05:31:47,490 --> 05:31:52,190
Sen. Joel Villanueva: Honor. Ilan po yun? Yun yung gusto kong itanong, to lay the predicate.

2117
05:31:52,390 --> 05:32:06,560
Marwin L. Galvez: As to the pinanggalingan po na account, Your Honor, which is the source of the funding. Ang pinambili po ng manager's check, if we're talking about the Julio Vargas account po, isang account po yun, your honor.

2118
05:32:06,760 --> 05:32:07,420
Sen. Joel Villanueva: Isang account po?

2119
05:32:07,460 --> 05:32:25,240
Marwin L. Galvez: Yung pong manager's check na binili galing po doon sa Julio Vargas account, at the least po, based on the documents that we presented kanina, presented by the counsel kanina, at least po, merong dalawang manager's check. At least for the amounts, 41.

2120
05:32:25,240 --> 05:32:25,520
Sen. Joel Villanueva: So

2121
05:32:25,520 --> 05:32:44,470
Sen. Joel Villanueva: dun lang po, ito. Pag-usapan natin. Hindi ba nagiging pattern ito? Kasi kanina nga binanggit ni Senping yung may ilang nagpa-practice ng mga politicians. Pag before the year end, mawawala na yung account nila, magiging manager's check, you're not required to put it in your salon.

2122
05:32:45,590 --> 05:32:49,150
Marwin L. Galvez: Your Honor, I cannot...

2123
05:32:50,700 --> 05:32:57,140
Marwin L. Galvez: I cannot give you a full confirmation. Hindi ko po masasabi na ito po ay prosesong ginagawa ng mga politician.

2124
05:32:57,140 --> 05:32:57,460
Sen. Joel Villanueva: You

2125
05:32:57,460 --> 05:32:58,540
Sen. Joel Villanueva: cannot say it's a pattern.

2126
05:32:58,880 --> 05:33:01,000
Marwin L. Galvez: I cannot say it's a pattern po, Your Honor.

2127
05:33:01,120 --> 05:33:02,200
Sen. Joel Villanueva: But it's a usual practice.

2128
05:33:03,880 --> 05:33:11,020
Marwin L. Galvez: Yung pong practice na, if I may be clarified to your question, Your Honor, as to pertaining to politicians, hindi ko po yun

2129
05:33:11,020 --> 05:33:11,440
Marwin L. Galvez: masasabi.

2130
05:33:11,440 --> 05:33:12,080
Sen. Joel Villanueva: Not necessarily politician.

2131
05:33:12,860 --> 05:33:15,140
Sen. Joel Villanueva: Is it usual?

2132
05:33:15,140 --> 05:33:33,160
Marwin L. Galvez: Your Honor, as earlier mentioned po, Marami pong mga pagkakataon na ang mga biniling manager's check po ay hindi po nagamit or na-negotiate. At para sa mga ganitong pagkakataon po, ibinabalik po yun sa account ng mga bumili po ng manager's check.

2133
05:33:33,400 --> 05:33:39,980
Sen. Joel Villanueva: From the manager's check to account? Paano kung wala na po yung account? Mag-open ulit? Automatic?

2134
05:33:42,910 --> 05:33:44,670
Marwin L. Galvez: Pag wala na po yung account,

2135
05:33:46,480 --> 05:33:58,240
Marwin L. Galvez: Kasi po, yung pong proceeds ng unutilized managers check, your honor, we make it sure na mapunta po siya kung kanino po nanggaling.

2136
05:33:58,440 --> 05:33:59,040
Marwin L. Galvez: So

2137
05:33:59,040 --> 05:34:09,320
Marwin L. Galvez: kung wala na pong account yun, we will require the purchaser to open an account so we can credit back the proceeds of an unutilized managers check.

2138
05:34:09,320 --> 05:34:09,580
Sen. Joel Villanueva: I

2139
05:34:09,580 --> 05:34:10,580
Sen. Joel Villanueva: got it, but it's not automatic.

2140
05:34:11,920 --> 05:34:15,560
Marwin L. Galvez: Automatic, your honor, meaning... Sorry.

2141
05:34:16,620 --> 05:34:22,100
Sen. Joel Villanueva: Sorry, inuhulit ko lang yung tanong ko. Hindi ho automatic na you just create an account for that?

2142
05:34:22,100 --> 05:34:23,280
Marwin L. Galvez: No po, no po.

2143
05:34:23,280 --> 05:34:24,060
Sen. Joel Villanueva: So you have to

2144
05:34:24,060 --> 05:34:25,960
Sen. Joel Villanueva: ask the purchaser to open?

2145
05:34:25,960 --> 05:34:39,400
Marwin L. Galvez: Usually po pagka nandyan pa po ang... Ang pinanggalingan ng account po, active po, at ni-request po ng purchaser po na ibalik po yung MC. Doon po namin ibinabalik. Kung saan po siya kinuha, your honor.

2146
05:34:39,560 --> 05:35:22,310
Sen. Joel Villanueva: Let me go to another point. Kanina ho nandito yung sa Metro bang I don't know if you heard about what she said a while ago na hindi yun ang nangyayari sa kanila yung glitch o yung bug, whatsoever. Pag-usapan ho natin yung nangyayari sa BPI where you previously corrected several... Covered transactions involving Atty. Manases Carpio after determining that a system error had overstated the amounts. Para lang po malinaw dito sa Korte, ano po yung validation process ng BPI na bago niyo po sinumite yung isang covered transaction or STR, suspicious transaction, sa AMLC? At kapag may error po kayo,

2147
05:35:29,750 --> 05:35:48,930
Marwin L. Galvez: Your Honor, if I may answer that similar to how I answered po kanina, I am not in a position po para sagutin po yung mga tanong ninyo bilang iba pong unit po ang gumagawa ng ganyang trabaho. I have no involvement po with regards to the report submitted to AMLC, Your Honor.

2148
05:35:49,430 --> 05:36:00,310
Sen. Joel Villanueva: As division head for Central Manila branches ng BPI, hindi niyo po alam what caused the system error and when was the correction implemented?

2149
05:36:00,750 --> 05:36:04,230
Marwin L. Galvez: I have no information, your honor po. I'm sorry po.

2150
05:36:04,550 --> 05:36:39,110
Sen. Joel Villanueva: It's alright. Nakakalungkot lang ako kasi mga barkada ko sa BPI nag-text po sa akin dahil sabi nila baka pro-Metrobank na po ako. Kaya po binibigyan ko kayo ng pagkakataon na masagot po ninyo. Last na lang po, Sir Presiding Officer. Doon po sa BPI transactions involving the respondent for her spouse during the current term. From 2022, nung naging vice president po si VP Sara hanggang ngayon, may mga transactions po ba na na-report kayo na suspicious transaction o magpo-fall under STR na na-report po ninyo?

2151
05:36:39,550 --> 05:36:43,830
Marwin L. Galvez: Again, Your Honor, I am not in a position to answer your question.

2152
05:36:44,360 --> 05:37:05,920
Sen. Joel Villanueva: Even without disclosing na lang po, any confidential, internal deliberations, ano po yung objective feature as AAA banker? Ano po yung objective feature ng transaction? Maaaring amount, source of funds, pattern, third party involvement, that triggered enhanced review?

2153
05:37:06,910 --> 05:37:12,450
Marwin L. Galvez: Maraming pong mga bagay, Your Honor, but I wouldn't have that information po. Pasensya na po, Your Honor.

2154
05:37:12,860 --> 05:37:16,000
Sen. Joel Villanueva: Salamat to. Wala akong nakuha. Salamat. Thank you.

2155
05:37:18,020 --> 05:37:28,710
Sen. Francis "Chiz" G. Escudero: Senator Judge Kiko, given that... Mahaba ka ba, Senator Kiko?

2156
05:37:30,220 --> 05:37:38,130
Sen. Francis "Chiz" G. Escudero: Because Mr. Mao needs to do something that I need not join him.

2157
05:37:41,030 --> 05:38:00,660
Sen. Francis "Chiz" G. Escudero: Mr. Mao or anyone... From both parties, we'll call a brief break of five minutes for the counsels and the witness to answer to the call of nature. I know you've been there for quite some time. Chair declares a brief recess of five minutes. We shall resume at 3.37 or as soon as Mr. Mao comes back.

2158
05:44:22,880 --> 05:44:25,980
Sen. Francis "Chiz" G. Escudero: Kindly situate yourself, Mr. Mao, on

2159
05:44:28,440 --> 05:44:31,800
Sen. Francis "Chiz" G. Escudero: the witness stand. Senator Judge Kika is recognized. You may proceed, sir, when you're ready.

2160
05:44:32,000 --> 05:44:32,480
Sen. Francis “Kiko” Pangilinan: Thank you.

2161
05:44:32,500 --> 05:44:33,940
Sen. Francis "Chiz" G. Escudero: Thereafter, Senator Judge Robin.

2162
05:44:36,220 --> 05:44:39,340
Sen. Francis “Kiko” Pangilinan: Salamat, Mr. Presiding Officer. Magandang hapong ulit.

2163
05:44:42,070 --> 05:44:50,270
Sen. Francis “Kiko” Pangilinan: Meron tayong katanungan. Meron bang peso accounts sa BPI ang Cale88?

2164
05:44:51,420 --> 05:44:57,680
Marwin L. Galvez: Based on the records that we submitted, Your Honor, meron pong isang active peso account po ang Cale88.

2165
05:44:57,940 --> 05:45:01,140
Sen. Francis “Kiko” Pangilinan: Pero ilan ang active at inactive?

2166
05:45:01,140 --> 05:45:01,900
Marwin L. Galvez: Isa po ang

2167
05:45:01,900 --> 05:45:05,200
Marwin L. Galvez: active. At isa po ang closed account, Your Honor.

2168
05:45:05,200 --> 05:45:07,340
Sen. Francis “Kiko” Pangilinan: So dalawang account. Peso account.

2169
05:45:07,340 --> 05:45:08,220
Marwin L. Galvez: Tama po, Your Honor.

2170
05:45:08,220 --> 05:45:08,400
Sen. Francis “Kiko” Pangilinan: Okay.

2171
05:45:09,220 --> 05:45:13,920
Sen. Francis “Kiko” Pangilinan: Can we give the witness time to go through the records?

2172
05:45:14,980 --> 05:45:18,700
Sen. Francis "Chiz" G. Escudero: Do you know where to look for it, Mr. Mao?

2173
05:45:22,440 --> 05:45:33,170
Marwin L. Galvez: Pertaining to... The inflows. I would have to refer to all the statement of accounts submitted to this honorable court, Your Honor.

2174
05:45:33,680 --> 05:45:50,830
Sen. Francis "Chiz" G. Escudero: I think that's part of the request earlier of Senator Judge Kika, if I'm not mistaken. Yes. For the Clerk of Court to take a look at, summarize, furnish the Senator Judges. Let me amend that ruling. And furnish both parties as well for your reference and information.

2175
05:45:50,830 --> 05:45:51,610
Sen. Francis “Kiko” Pangilinan: Thank you,

2176
05:45:51,690 --> 05:45:58,030
Sen. Francis “Kiko” Pangilinan: Mr. Presiding Officer. So, in effect, you are not familiar with the data?

2177
05:45:58,310 --> 05:45:58,770
Marwin L. Galvez: No.

2178
05:45:59,140 --> 05:45:59,340
Sen. Francis “Kiko” Pangilinan: I

2179
05:45:59,340 --> 05:46:00,760
Sen. Francis “Kiko” Pangilinan: hope

2180
05:46:00,760 --> 05:46:26,820
Sen. Francis “Kiko” Pangilinan: you don't mind, it's a bit disappointing that you were sent by BPI and your answers are always, I will have to refer to the voluminous documents. I would have thought that you would have come here ready and prepared with those documents, but perhaps it's so voluminous, but then again, a simple question of

2181
05:46:28,810 --> 05:46:36,270
Sen. Francis “Kiko” Pangilinan: What are the ending accounts of Cale88? What about GenCorp? Ang GenCorp ba merong peso account?

2182
05:46:37,020 --> 05:46:38,240
Marwin L. Galvez: Wala po sa

2183
05:46:38,240 --> 05:46:39,260
Marwin L. Galvez: mga sinabmit

2184
05:46:39,260 --> 05:46:40,300
Marwin L. Galvez: po namin, Your Honor.

2185
05:46:40,540 --> 05:46:47,520
Sen. Francis “Kiko” Pangilinan: Ah, so wala sa sinabmit ninyo. But that doesn't answer the question. Meron bang peso account ang GenCorp? Wala

2186
05:46:47,520 --> 05:46:49,580
Marwin L. Galvez: po, Your Honor. Ah, wala po.

2187
05:46:49,900 --> 05:46:56,530
Sen. Francis “Kiko” Pangilinan: Okay, so isang banko lang pala. Cale88, sana napag-aralan natin. Anyway,

2188
05:46:58,840 --> 05:48:05,020
Sen. Francis “Kiko” Pangilinan: The information that we have is that pumasok yung 319 million. We want to know saan napunta ito. The information that we received from the AMLA yesterday was that 1.2 billion pesos worth of transactions went into Cale88 inflow. We want to know saan dito ang pumasok sa BPI. At ano ang mga transaction na ito? Kasi nga, lumabas na dun sa information ng AMLA, and because this is an impeachment trial, bank records of peso accounts in BPI of the respondent can be, are exempted from the bank secrecy law in terms of divulging the information. So, I don't know, Mr. Presiding Officer, If we will go through these documents as it is called by the Secretariat, can we again call this witness and ask him to explain? The court

2189
05:48:05,020 --> 05:48:42,040
Sen. Francis "Chiz" G. Escudero: can recall the witness in the court's discretion after both sides shall have presented. However, again, for the meantime, the submissions of the bank to this impeachment court in response to the subpoena has been given provenance. Absent proof that they were obtained through fraud or palpable mistake, they would be able to withstand and stand. That is why the chair decided to furnish the parties with a copy so they will be afforded the time to contest or question it at the proper time.

2190
05:48:42,240 --> 05:49:25,330
Sen. Francis “Kiko” Pangilinan: Yes, okay, thank you. We will submit to the ruling and the manifestation of the chair of the presiding officer that Well, kung wala naman tayong makikitang nais pa nating maitanong dun sa mga dokumento, hindi na siya kailangan tawagin ulit. But in the meantime, we'd like to review the CAL documents in terms of the transactions of the peso account of Cale88 in BPI. And if necessary, perhaps recall the witness. But we will cross the bridge when we get there. Balikan ko lang very quickly. Yung sinasabing 9539... Kasi 2011, 2012. Is it still active o wala na ito?

2191
05:49:25,370 --> 05:49:26,530
Marwin L. Galvez: Active pa po, Your Honor.

2192
05:49:26,730 --> 05:49:28,310
Sen. Francis “Kiko” Pangilinan: So it's active until today?

2193
05:49:28,310 --> 05:49:28,750
Marwin L. Galvez: Yes po.

2194
05:49:28,750 --> 05:49:29,230
Sen. Francis “Kiko” Pangilinan: 2023?

2195
05:49:29,770 --> 05:49:30,610
Marwin L. Galvez: Yes po, Your Honor.

2196
05:49:30,910 --> 05:49:31,410
Sen. Francis “Kiko” Pangilinan: Okay.

2197
05:49:33,290 --> 05:49:38,670
Sen. Francis “Kiko” Pangilinan: Did you submit records also of the 2023 documents?

2198
05:49:39,510 --> 05:49:51,270
Marwin L. Galvez: Yes po, Your Honor. Lahat po ng KYC transaction documents kasama po ang mga statement of accounts. Until December 31, 2025, Your Honor.

2199
05:49:51,310 --> 05:50:08,410
Sen. Francis “Kiko” Pangilinan: Siguro one last question. Yung nailabas kasi kanina na hindi na nakapirma sa signature card si Vice President Duterte. Pagka ganun ba, what happens to the account? It's now just a... wala nang end?

2200
05:50:08,850 --> 05:50:16,450
Marwin L. Galvez: The account name and the signing instructions remains the same, Your Honor.

2201
05:50:18,130 --> 05:50:18,610
Marwin L. Galvez: It

2202
05:50:18,610 --> 05:50:22,510
Marwin L. Galvez: will only change upon the consent of both depositors.

2203
05:50:22,750 --> 05:50:24,730
Sen. Francis “Kiko” Pangilinan: Yes, but wala nga ang pirma. Paano yun?

2204
05:50:25,430 --> 05:50:30,530
Marwin L. Galvez: Yung po pinakita kanina ni Atty. Mike po refers to an updated signature card, Your Honor.

2205
05:50:30,730 --> 05:50:35,030
Sen. Francis “Kiko” Pangilinan: Kaya nga. So yung pirma ni Sara, Vice President Duterte, wala ron?

2206
05:50:35,790 --> 05:50:41,750
Marwin L. Galvez: Wala po, Your Honor, but the updating of signature card does not change the type.

2207
05:50:43,600 --> 05:50:56,240
Marwin L. Galvez: At least the signing authorities of the account holders. It would have to be explicitly stated in the request should they want to amend the name and the signing arrangements for that account, Your Honor.

2208
05:50:56,460 --> 05:50:59,840
Sen. Francis “Kiko” Pangilinan: So ever since then, wala nang pirma si Vice President?

2209
05:50:59,840 --> 05:51:01,680
Sen. Francis "Chiz" G. Escudero: Allow me, Senator

2210
05:51:01,680 --> 05:51:47,110
Sen. Francis "Chiz" G. Escudero: Judge Kiko. In the interest of fairness, given that the court Through the Clerk of Court, looked into it earlier in relation to the transactions made mention of by Attorney Mike earlier. We confirm that based on the documents submitted by BPI that the signature of the Vice President does not appear in any transaction insofar as account ending 9539 is concerned. We confirm as well the statement made by Attorney James that the signature of the Vice President appears in the document that opened the account, also in the signature sheet or KYC for July 25,

2211
05:51:49,170 --> 05:52:00,720
Sen. Francis "Chiz" G. Escudero: 2017, and also the KYC document the signature of the Vice President appears in the KYC document for June 13, 2023.

2212
05:52:04,290 --> 05:52:11,190
Sen. Francis "Chiz" G. Escudero: Insofar as this is the confirmation of the signature, correct? As part of KYC, Mr. Mao?

2213
05:52:11,190 --> 05:52:12,130
Marwin L. Galvez: Yes, Your Honor.

2214
05:52:12,130 --> 05:52:24,630
Sen. Francis "Chiz" G. Escudero: So the signature only appears in 2010, not in 2015, in 2017, and in 2023. It is part of exhibits for the information of the parties.

2215
05:52:27,200 --> 05:52:49,020
Sen. Francis "Chiz" G. Escudero: P-RN 2-8-2-3-1-3, as well as the inventory submitted by BPI as part of their submissions, which is Exhibit P-RN 2-8-2-1-1-8. Thank you, Mr.

2216
05:52:49,180 --> 05:53:14,660
Sen. Francis “Kiko” Pangilinan: Presiding Officer, for that clarification. And just for the record, again, going through some of the documents that we have. That's why I want to know the Cale88 transactions because I'm told or we have seen documentation that about 132 million pesos were the inflows in 2024 and then 39 million pesos inflows in 2025.

2217
05:53:16,620 --> 05:53:20,380
Sen. Francis “Kiko” Pangilinan: So we will go through the... We

2218
05:53:20,380 --> 05:53:25,960
Sen. Francis "Chiz" G. Escudero: will submit the report to the Honorable Senator Judge as well as all the parties, all the Senator Judges and both parties.

2219
05:53:26,120 --> 05:53:26,500
Sen. Francis "Chiz" G. Escudero: Senator

2220
05:53:26,500 --> 05:53:31,780
Sen. Francis "Chiz" G. Escudero: Judge Robin is recognized. Padilla, you may proceed sir when you're ready. You have two minutes.

2221
05:53:32,680 --> 05:53:41,480
Sen. Robinhood “Robin” Padilla: Maraming salamat po. Ginuong pangkalahatang hukom. Nais ko lamang pong tanungin yung ating saksi.

2222
05:53:43,320 --> 05:53:44,840
Sen. Robinhood “Robin” Padilla: Bismillah. Magandang hapon po.

2223
05:53:45,020 --> 05:53:46,200
Marwin L. Galvez: Magandang hapon po, Your Honor.

2224
05:53:46,440 --> 05:53:47,320
Sen. Robinhood “Robin” Padilla: Maiksilang po ito.

2225
05:53:47,740 --> 05:53:48,140
Sen. Robinhood “Robin” Padilla: Opo,

2226
05:53:48,260 --> 05:54:14,300
Sen. Robinhood “Robin” Padilla: kasi po ako po'y laging gumagamit ng manager's check dahil wala naman po akong checking account sa aking mga bangko. Di ba po tama lang sabihin pagka sinabi mong manager's check, nire-represent dito yung bangko? Tama po, di ba po? Ibig sabihin yung credibility ninyo, yung bangko, yung inyong karangalan. Tama po ba?

2227
05:54:14,610 --> 05:54:15,010
Marwin L. Galvez: Tama po.

2228
05:54:15,090 --> 05:54:20,590
Sen. Robinhood “Robin” Padilla: Hindi po kayong naglalabas yan pag alamin niyo siyempre na mayroong kalukuhan.

2229
05:54:21,130 --> 05:54:21,650
Marwin L. Galvez: Tama

2230
05:54:21,650 --> 05:54:21,890
Marwin L. Galvez: po.

2231
05:54:22,390 --> 05:54:22,910
Marwin L. Galvez: Basta

2232
05:54:22,910 --> 05:54:35,450
Marwin L. Galvez: properly authorized po ang mga instructions to purchase a manager's check and at the same time po, equally important, properly funded po, nag-i-issue po kami ng manager's check.

2233
05:54:35,610 --> 05:54:41,010
Sen. Robinhood “Robin” Padilla: Opo. Di ba po, kasi sanay ako dyan eh, ilalagay mo eh kung saan mo dadalhin yung pera. Di ba po?

2234
05:54:41,450 --> 05:54:42,390
Marwin L. Galvez: Opo, tama po.

2235
05:54:42,390 --> 05:54:42,730
Sen. Robinhood “Robin” Padilla: Hindi

2236
05:54:42,730 --> 05:54:46,210
Sen. Robinhood “Robin” Padilla: naman nyo ilalabas yun kung wala yun dun eh, di ba po? Tama

2237
05:54:46,210 --> 05:54:46,550
Sen. Robinhood “Robin” Padilla: po ba

2238
05:54:46,550 --> 05:54:46,710
Sen. Robinhood “Robin” Padilla: ako?

2239
05:54:46,870 --> 05:54:47,530
Marwin L. Galvez: Yes po, your honor.

2240
05:54:47,710 --> 05:55:00,510
Sen. Robinhood “Robin” Padilla: So, kanina po po kasi nababanggit yung pangalan ng dating Pangulong Rodrigo Roa Duterte. Hindi ko alam bakit kailangan idamay pa dito yung matanda. Masasabi po niyan may ginawa bang kalukuhan yung matanda?

2241
05:55:01,330 --> 05:55:03,790
Marwin L. Galvez: Not in the documents that we submitted po, your honor.

2242
05:55:03,830 --> 05:55:04,970
Sen. Robinhood “Robin” Padilla: Wala po, maraming salamat po.

2243
05:55:05,510 --> 05:55:18,910
Sen. Francis "Chiz" G. Escudero: Thank you, Senator Judge Robin. Mr. Mao, salamat po sa inyong panahon at pasensya sa pagsagot sa mga katanungan na magrabe lang panig ay hindi ng mga senator judges. Thank you for your testimony this afternoon.

2244
05:55:18,910 --> 05:55:20,610
Marwin L. Galvez: Maraming salamat po, Your Honor.

2245
05:55:21,030 --> 05:55:21,690
Sen. Francis "Chiz" G. Escudero: Thank you,

2246
05:55:21,730 --> 05:55:37,810
Sen. Francis "Chiz" G. Escudero: sir. Chair now instructs the clerk of court through the sergeant at arms. To kindly situate the next witness, to confirm, Mr. Julius Parian of PNB. Correct, Atty. James?

2247
05:55:38,190 --> 05:55:39,730
Atty. James Bryan Ibrahim A. Alih: Yes, that's correct, Your Honor.

2248
05:55:40,130 --> 05:55:41,690
Sen. Francis "Chiz" G. Escudero: Kindly situate Mr. Parian.

2249
05:55:44,240 --> 05:55:51,720
Atty. Michael Wesley Poa: Your Honor, respectfully, may I just turn it over to Atty. Carlo Joaquin Narvasa, Your Honor, for the next witness.

2250
05:55:52,770 --> 05:55:54,470
Sen. Francis "Chiz" G. Escudero: So we go back to Atty. CJ.

2251
05:55:55,550 --> 05:55:57,090
Atty. Michael Wesley Poa: Thank you for that, Your Honor. Thank you.

2252
05:56:02,230 --> 05:56:03,330
Atty. Carlo Joaquin T. Narvasa: Good afternoon, Your Honor.

2253
05:56:03,410 --> 05:56:06,610
Sen. Francis "Chiz" G. Escudero: Good afternoon, Atty. CJ. Where is our witness?

2254
05:56:11,050 --> 05:56:11,570
Rep. Terry L. Ridon: Your

2255
05:56:11,570 --> 05:56:11,930
Rep. Terry L. Ridon: Honor, please.

2256
05:56:12,410 --> 05:56:15,150
Sen. Francis "Chiz" G. Escudero: Yes, the Honorable Ridon is recognized.

2257
05:56:15,730 --> 05:56:20,830
Rep. Terry L. Ridon: Bago po isalang yung susunod pong testigo, yung pong BIR witness po natin,

2258
05:56:20,830 --> 05:56:26,890
Rep. Terry L. Ridon: pinakikiusap po namin na bukas na lang po siya isalang. We anticipate that

2259
05:56:26,890 --> 05:56:37,350
Rep. Terry L. Ridon: he will not be placed into the witness stand anyway today if we are to finish all of the banks and all of the insurance companies. Your Honor.

2260
05:56:49,170 --> 05:57:15,530
Sen. Francis "Chiz" G. Escudero: We will be winding up anyway as based on the advisory at 6.30 or thereabouts. Let's see how far we can go. Because I believe mahaba lang naman talaga yung BPI, perhaps BDO, maybe? But I doubt if it will take long with respect to the insurance companies. But let's see. The clerk of court is directed to administer the oath to help the witness.

2261
05:57:16,170 --> 05:57:17,650
Atty. Renato N. Bantug Jr.: Sir, can you raise your right hand, please?

2262
05:57:19,230 --> 05:57:31,430
Atty. Renato N. Bantug Jr.: You, Julius Parian, do swear that the evidence that you shall give in the case now pending between the Philippines and Vice President Sara Zimmerman Duterte shall be the truth, the whole truth, and nothing but the truth. So help you God.

2263
05:57:32,450 --> 05:57:32,810
Julius Palma Parian: Yes,

2264
05:57:32,830 --> 05:57:32,970
Julius Palma Parian: Your

2265
05:57:32,970 --> 05:57:33,170
Julius Palma Parian: Honor.

2266
05:57:33,770 --> 05:57:37,470
Sen. Francis "Chiz" G. Escudero: You want to be referred to as Julius or you have another shorter name?

2267
05:57:37,470 --> 05:57:38,430
Julius Palma Parian: Julius, Your Honor.

2268
05:57:38,430 --> 05:57:38,750
Sen. Francis "Chiz" G. Escudero: Julius.

2269
05:57:40,650 --> 05:57:46,650
Sen. Francis "Chiz" G. Escudero: Ginong Julius, naunawaan niyo po ang inyong pinanumpaan. Kaugnayan ang pagbibigay niyo ng inyong testimonya sa hapong ito sa harap ng kumangitap.

2270
05:57:46,990 --> 05:57:47,390
Julius Palma Parian: Yes,

2271
05:57:47,390 --> 05:57:48,130
Julius Palma Parian: Your Honor.

2272
05:57:48,130 --> 05:57:53,650
Sen. Francis "Chiz" G. Escudero: Thank you very much. Atty. James, same offer plus any other offer?

2273
05:57:53,890 --> 05:57:55,770
Atty. James Bryan Ibrahim A. Alih: No, Your Honor. Just the same offer. Same

2274
05:57:55,770 --> 05:57:55,950
Atty. James Bryan Ibrahim A. Alih: offer.

2275
05:57:56,740 --> 05:57:58,000
Atty. Carlo Joaquin T. Narvasa: Same objections, Your Honor.

2276
05:57:58,080 --> 05:58:01,920
Sen. Francis "Chiz" G. Escudero: Same objections, Atty. CJ. You may proceed with your direct examination, Atty. James.

2277
05:58:02,080 --> 05:58:04,830
Atty. James Bryan Ibrahim A. Alih: Thank you, Your Honors. Good afternoon, sir.

2278
05:58:04,950 --> 05:58:05,410
Julius Palma Parian: Good

2279
05:58:05,410 --> 05:58:05,690
Julius Palma Parian: afternoon.

2280
05:58:10,790 --> 05:58:11,910
Atty. James Bryan Ibrahim A. Alih: Sir Julius.

2281
05:58:12,510 --> 05:58:13,230
Julius Palma Parian: Yes po.

2282
05:58:13,330 --> 05:58:23,630
Atty. James Bryan Ibrahim A. Alih: Good afternoon, sir. Sir, for the record, can you kindly provide us your full name, yung designation niyo po ngayon, at yung anong bangko po ang nirepresent niyo? Thank you.

2283
05:58:23,970 --> 05:58:31,910
Julius Palma Parian: Your honors, I'm Julius Palma Parian, branch manager for almost nine years with Philippine National Bank.

2284
05:58:34,560 --> 05:58:37,440
Atty. James Bryan Ibrahim A. Alih: You're the branch manager of which branch po?

2285
05:58:37,440 --> 05:58:40,140
Julius Palma Parian: That's PNB Davao, San Pedro, CM Recto Branch.

2286
05:58:40,140 --> 05:58:42,000
Atty. James Bryan Ibrahim A. Alih: Ah, taga Davao? From Davao?

2287
05:58:42,000 --> 05:58:42,760
Julius Palma Parian: Yes. Yes, sir.

2288
05:58:42,900 --> 05:58:43,260
Atty. James Bryan Ibrahim A. Alih: Okay.

2289
05:58:43,500 --> 05:58:45,080
Atty. James Bryan Ibrahim A. Alih: Sabot niyo ang bisaya, sir?

2290
05:58:45,080 --> 05:58:45,860
Julius Palma Parian: Yes, sir.

2291
05:58:45,860 --> 05:58:46,380
Atty. James Bryan Ibrahim A. Alih: Okay.

2292
05:58:48,630 --> 05:59:05,690
Atty. James Bryan Ibrahim A. Alih: Sir, based on your records, how many bank accounts does the vice president have? Or does the, how many bank accounts are in the name of the vice president and or? Atorne Manases

2293
05:59:14,810 --> 05:59:44,570
Atty. James Bryan Ibrahim A. Alih: -Scarpio

2294
05:59:44,570 --> 05:59:46,050
Julius Palma Parian: Our savings account.

2295
05:59:46,350 --> 05:59:46,970
Atty. James Bryan Ibrahim A. Alih: Okay.

2296
05:59:49,840 --> 05:59:58,910
Atty. James Bryan Ibrahim A. Alih: Mr. Witness, Sir Julius, can you confirm if the bank account with last digit is 8912?

2297
06:00:05,160 --> 06:00:05,620
Julius Palma Parian: Yes, Your Honors.

2298
06:00:05,920 --> 06:00:18,640
Atty. James Bryan Ibrahim A. Alih: And can you also confirm if in your records you can find the bank account with last digits 3504 under the name of Manases Carpio?

2299
06:00:19,820 --> 06:00:21,100
Julius Palma Parian: Yes, Your Honor. Yes.

2300
06:00:22,320 --> 06:00:34,580
Atty. James Bryan Ibrahim A. Alih: Third, can you also confirm that a bank account exists in your records with last digit, last digits 3481, also under the name of Atty. Manases Carpio?

2301
06:00:35,060 --> 06:00:36,000
Julius Palma Parian: Yes, Your Honor.

2302
06:00:36,240 --> 06:00:46,600
Atty. James Bryan Ibrahim A. Alih: And lastly, can you confirm the existence of a bank account with last digits 3492 in the name of Atty. Manases Carpio?

2303
06:00:46,900 --> 06:00:47,800
Julius Palma Parian: Yes, Your Honor.

2304
06:00:47,980 --> 06:01:21,740
Atty. James Bryan Ibrahim A. Alih: Thank you, sir. The reason why I asked those four accounts is that my questioning today will revolve around those four accounts. And more particularly, I would like to know the ending balances of this bank account. So I hope you can help us with that, sir. Let's start with the bank account of Atty. Carpio with last digits 8912. Can you check your records please and inform the Honorable Court what is the ending balance of this account for the year 2022?

2305
06:01:23,310 --> 06:01:31,270
Julius Palma Parian: Your Honors, for the year 2021, the ending balance is at 8,268,965

2306
06:01:31,270 --> 06:01:32,610
Julius Palma Parian: .58.

2307
06:01:32,610 --> 06:01:34,570
Atty. James Bryan Ibrahim A. Alih: Sorry, that's for 2021?

2308
06:01:35,370 --> 06:01:35,630
Julius Palma Parian: Yes.

2309
06:01:35,850 --> 06:01:37,030
Atty. James Bryan Ibrahim A. Alih: No, no, for 2022.

2310
06:01:37,030 --> 06:01:37,710
Julius Palma Parian: For

2311
06:01:37,710 --> 06:01:43,690
Julius Palma Parian: 2022, that's 19,880,426.03.

2312
06:01:44,070 --> 06:01:58,760
Atty. James Bryan Ibrahim A. Alih: 19,880,426. Okay. For the second account with last digits 3504, what is the year-end balance For the year 2022?

2313
06:01:59,640 --> 06:02:07,000
Julius Palma Parian: For the year 2022, that's around 114,067 pesos and 66 centavos.

2314
06:02:07,160 --> 06:02:16,620
Atty. James Bryan Ibrahim A. Alih: Alright. For the bank account ending in 3481, what is the year-end balance for 2022?

2315
06:02:18,570 --> 06:02:26,970
Julius Palma Parian: For 2022, the amount is 114,067 pesos and 66 cents.

2316
06:02:27,490 --> 06:02:37,270
Atty. James Bryan Ibrahim A. Alih: Alright. And lastly for account number 3492. Last digits, 3492. What is the ending balance for 2022?

2317
06:02:39,500 --> 06:02:40,100
Julius Palma Parian: Ending

2318
06:02:40,100 --> 06:02:45,920
Julius Palma Parian: balance for 2022 is 114,067 pesos and 66 cents.

2319
06:02:46,140 --> 06:03:03,050
Atty. James Bryan Ibrahim A. Alih: Alright. I hope you would forgive me Mr. Witness if I'm going by year and not by account. So let's go back to the first bank account with last digits. 8,912. In 2023, what is the ending balance of this account?

2320
06:03:03,700 --> 06:03:12,220
Julius Palma Parian: In 2023, ending balance is around 21,1579.79.

2321
06:03:14,310 --> 06:03:21,890
Atty. James Bryan Ibrahim A. Alih: How about for the bank account with last digits 3504? What is the ending balance for 2023?

2322
06:03:23,620 --> 06:03:27,580
Julius Palma Parian: It's for 2023, that's 197,000.

2323
06:03:31,980 --> 06:03:40,340
Atty. James Bryan Ibrahim A. Alih: How about for the third? With last digits, 3481 What is the ending balance for 2023?

2324
06:03:47,300 --> 06:03:53,340
Atty. James Bryan Ibrahim A. Alih: How about for the fourth one? Last digit is 3,492. What is the ending balance for 2023?

2325
06:03:55,240 --> 06:03:59,560
Julius Palma Parian: That's 197,180.53 Euro.

2326
06:03:59,680 --> 06:04:10,390
Atty. James Bryan Ibrahim A. Alih: With last digit 8912, what is the ending balance of this account in 2024?

2327
06:04:12,370 --> 06:04:24,430
Julius Palma Parian: For account with last digit 8912, ending balance for 2024 is 1,420,883.82.

2328
06:04:24,790 --> 06:04:33,430
Atty. James Bryan Ibrahim A. Alih: Thank you, sir. Doon naman po sa second, last digit 3504, what is the ending balance for 2024?

2329
06:04:34,550 --> 06:04:42,170
Julius Palma Parian: Ending balance for 2024 is around 635,539.25.

2330
06:04:44,100 --> 06:04:51,740
Atty. James Bryan Ibrahim A. Alih: For the third one, last digit 3481, what is the ending balance for the year 2024?

2331
06:04:52,660 --> 06:04:59,640
Julius Palma Parian: Ending balance... Your Honor, is around 635,539.25.

2332
06:05:00,420 --> 06:05:09,080
Atty. James Bryan Ibrahim A. Alih: And another year for 2024, last digits 3492. What is the ending balance for that year, 2024?

2333
06:05:10,220 --> 06:05:16,200
Julius Palma Parian: Ending balance, Your Honor, is around 635,539.25.

2334
06:05:16,740 --> 06:05:19,900
Atty. James Bryan Ibrahim A. Alih: Alright. I'm on to the last year, Sir Julius.

2335
06:05:21,860 --> 06:05:28,220
Atty. James Bryan Ibrahim A. Alih: Last digits 8, 9, 1, 2. What is the ending balance for the year 2025?

2336
06:05:29,120 --> 06:05:39,920
Julius Palma Parian: For the year 2025, ending balance is at around 1,871,934.81 pesos.

2337
06:05:40,000 --> 06:05:47,880
Atty. James Bryan Ibrahim A. Alih: For the second account, last digits 3, 5, 0, 4. What is the ending balance for 2025?

2338
06:05:49,090 --> 06:05:56,280
Julius Palma Parian: The ending balance is around 1,026,203.67.

2339
06:05:56,840 --> 06:06:04,160
Atty. James Bryan Ibrahim A. Alih: For the third one, sir, last digits 3481, what is the ending balance for the year 2025?

2340
06:06:05,670 --> 06:06:13,050
Julius Palma Parian: The ending balance for the year 2025 is 1,026,203.67. And

2341
06:06:13,050 --> 06:06:22,680
Atty. James Bryan Ibrahim A. Alih: lastly, sir, for the last digits bank account with last digits 3492, What is the ending balance for the year 2025?

2342
06:06:24,580 --> 06:06:25,180
Julius Palma Parian: The

2343
06:06:25,180 --> 06:06:31,120
Julius Palma Parian: ending balance is 1,036,210.37.

2344
06:06:31,520 --> 06:06:44,200
Atty. James Bryan Ibrahim A. Alih: Alright, so I'm done with the ending balance. I would just like to ask perhaps two more questions on certain transactions, sir, which is contained in the records that you've submitted. I refer you to Exhibit P

2345
06:06:46,000 --> 06:06:49,900
Atty. James Bryan Ibrahim A. Alih: -Roman numeral 2-8.

2346
06:06:57,030 --> 06:07:22,350
Atty. James Bryan Ibrahim A. Alih: It appears to be a statement of accounts for bank account number 8912 under the name of Atty. Manases Carpio. I would just like to ask you to look at the transaction dated, transactions dated

2347
06:07:25,320 --> 06:07:31,560
Atty. James Bryan Ibrahim A. Alih: August. August 6, 2024. There

2348
06:07:33,420 --> 06:07:41,300
Atty. James Bryan Ibrahim A. Alih: are four transactions in August 6, 2024. For the Honorable Court's perusal, what is this transaction, sir?

2349
06:07:43,500 --> 06:07:46,380
Julius Palma Parian: The transaction is a withdrawal transaction.

2350
06:07:46,380 --> 06:07:52,360
Atty. James Bryan Ibrahim A. Alih: How many transactions are these on August 6, 2024?

2351
06:07:52,360 --> 06:07:54,020
Julius Palma Parian: There are four transactions.

2352
06:07:54,020 --> 06:08:05,850
Atty. James Bryan Ibrahim A. Alih: So there are four withdrawal transactions. Can you kindly inform us What are the amounts for the first, second, third, and fourth transactions all in one day?

2353
06:08:06,490 --> 06:08:15,480
Julius Palma Parian: The amounts are as follows. It's 5 million, 3 million, 5 million, and another 5 million.

2354
06:08:15,660 --> 06:08:25,690
Atty. James Bryan Ibrahim A. Alih: In total, Mr. Witness, if you know, how much was withdrawn in that date, August 6, 2024?

2355
06:08:25,690 --> 06:08:28,170
Julius Palma Parian: In total, it's around... 18 million.

2356
06:08:28,170 --> 06:08:30,110
Atty. James Bryan Ibrahim A. Alih: 18 million in just that date?

2357
06:08:30,290 --> 06:08:30,710
Julius Palma Parian: Yes.

2358
06:08:30,950 --> 06:08:32,390
Atty. James Bryan Ibrahim A. Alih: And what date is that?

2359
06:08:32,390 --> 06:08:33,150
Julius Palma Parian: August 6,

2360
06:08:33,410 --> 06:08:33,830
Julius Palma Parian: 2024.

2361
06:08:34,410 --> 06:08:34,890
Atty. James Bryan Ibrahim A. Alih: Alright.

2362
06:08:40,040 --> 06:08:43,140
Atty. James Bryan Ibrahim A. Alih: That would be all for this witness, Your Honor. Thank you.

2363
06:08:43,140 --> 06:08:44,280
Sen. Francis "Chiz" G. Escudero: Atty. CJ Cross.

2364
06:08:45,380 --> 06:08:46,880
Atty. Carlo Joaquin T. Narvasa: Just a few, Your Honor.

2365
06:08:46,880 --> 06:08:47,780
Sen. Francis "Chiz" G. Escudero: You may proceed.

2366
06:08:47,780 --> 06:08:48,980
Atty. Carlo Joaquin T. Narvasa: Good afternoon, sir.

2367
06:08:48,980 --> 06:08:49,820
Julius Palma Parian: Good afternoon, sir.

2368
06:08:49,820 --> 06:08:53,940
Atty. Carlo Joaquin T. Narvasa: Sir, the Vice President does not have any account with your bank, correct?

2369
06:08:53,940 --> 06:08:54,480
Julius Palma Parian: Yes, sir.

2370
06:08:54,480 --> 06:08:59,580
Atty. Carlo Joaquin T. Narvasa: All the accounts talked about and the transactions talked about are only of Atty. Carpio?

2371
06:08:59,580 --> 06:09:00,240
Julius Palma Parian: Yes, sir.

2372
06:09:02,360 --> 06:09:07,170
Atty. Carlo Joaquin T. Narvasa: The bank accounts of Atty. Carpio are individual bank accounts, correct?

2373
06:09:07,490 --> 06:09:08,010
Julius Palma Parian: Yes, sir.

2374
06:09:08,150 --> 06:09:09,110
Atty. Carlo Joaquin T. Narvasa: No further questions here.

2375
06:09:14,230 --> 06:09:15,450
Atty. James Bryan Ibrahim A. Alih: Nori, Director-Owner.

2376
06:09:21,020 --> 06:09:30,480
Sen. Francis "Chiz" G. Escudero: Atty. Riza, you have an interjection? Please proceed. Rather, Senator Judge Riza.

2377
06:09:36,370 --> 06:09:43,560
Sen. Risa Hontiveros: Salamat po, Mr. Presiding Officer. I wish lang po. Mayon hapon, Mr. Parian.

2378
06:09:43,880 --> 06:09:44,440
Sen. Risa Hontiveros: Good

2379
06:09:44,760 --> 06:09:44,980
Sen. Risa Hontiveros: afternoon.

2380
06:09:48,330 --> 06:10:25,710
Sen. Risa Hontiveros: Sa 2022 SALN ni VP Duterte, wala po silang dineklarang cash on hand or cash in bank. Yung halaga naman po ng other personal properties dun sa SALN nilang yun na dineclare niya para sa kanilang mag-asawa ay 13,325,000 pesos. Magkano naman po yung ending balance pag tinotal ninyo? O magkano yung halaga nung kanilang assets, mga accounts sa bangko ninyo noong 2022?

2381
06:10:29,200 --> 06:10:32,380
Julius Palma Parian: It's for Manases Carpio alone.

2382
06:10:32,920 --> 06:10:36,140
Sen. Risa Hontiveros: May accounts po ba doon, si VP Duterte?

2383
06:10:36,140 --> 06:10:36,400
Julius Palma Parian: No.

2384
06:10:36,400 --> 06:10:41,500
Sen. Risa Hontiveros: Pero yung kay Atty. Carpio na supposedly kasama doon sa SALN.

2385
06:10:41,910 --> 06:10:45,150
Julius Palma Parian: For 2022, as mentioned, your honors?

2386
06:10:46,840 --> 06:10:47,320
Julius Palma Parian: Would

2387
06:10:52,210 --> 06:10:53,890
Julius Palma Parian: you give me some time to compute?

2388
06:10:54,690 --> 06:10:56,010
Sen. Risa Hontiveros: Yes, Mr. President.

2389
06:10:56,510 --> 06:10:57,730
Sen. Francis "Chiz" G. Escudero: Isn't there only one account?

2390
06:10:58,820 --> 06:10:59,560
Sen. Francis "Chiz" G. Escudero: The other

2391
06:10:59,560 --> 06:11:00,620
Sen. Francis "Chiz" G. Escudero: are ITFs.

2392
06:11:00,620 --> 06:11:01,100
Julius Palma Parian: Yes.

2393
06:11:01,560 --> 06:11:06,440
Sen. Francis "Chiz" G. Escudero: No, she was referring to the account of including the ITFs.

2394
06:11:06,660 --> 06:11:08,080
Sen. Risa Hontiveros: Yes, Mr. President. I

2395
06:11:08,080 --> 06:11:10,620
Sen. Risa Hontiveros: think the total was flashed earlier. Could

2396
06:11:10,620 --> 06:11:12,840
Sen. Risa Hontiveros: we see that again, po, Mr. President?

2397
06:11:12,840 --> 06:11:13,100
Sen. Francis "Chiz" G. Escudero: Can you

2398
06:11:13,100 --> 06:11:13,460
Sen. Francis "Chiz" G. Escudero: flash

2399
06:11:13,460 --> 06:11:13,580
Sen. Francis "Chiz" G. Escudero: the

2400
06:11:13,580 --> 06:11:13,940
Sen. Francis "Chiz" G. Escudero: total

2401
06:11:13,940 --> 06:11:14,160
Sen. Francis "Chiz" G. Escudero: for

2402
06:11:14,160 --> 06:11:16,540
Sen. Francis "Chiz" G. Escudero: 2022, Counsel? Tony James.

2403
06:11:16,540 --> 06:11:19,650
Atty. James Bryan Ibrahim A. Alih: Yes, Your Honor. We're working on it.

2404
06:11:19,650 --> 06:11:22,760
Sen. Francis "Chiz" G. Escudero: The total was flashed earlier. by the counsel.

2405
06:11:32,120 --> 06:11:33,740
Atty. James Bryan Ibrahim A. Alih: They're working on it, your honor. Apologies.

2406
06:11:34,990 --> 06:11:36,390
Sen. Francis "Chiz" G. Escudero: You may

2407
06:11:36,390 --> 06:11:37,750
Sen. Francis "Chiz" G. Escudero: proceed with another point if you wish.

2408
06:11:38,230 --> 06:11:43,590
Sen. Risa Hontiveros: I need that slide again, Mr. President. Ito na po yata, Mr. Presiding Officer.

2409
06:11:43,710 --> 06:11:44,330
Sen. Francis "Chiz" G. Escudero: Okay, there you go.

2410
06:11:44,390 --> 06:11:53,190
Sen. Risa Hontiveros: So, 20,222,629.01.

2411
06:11:55,530 --> 06:12:59,850
Sen. Risa Hontiveros: Pag binangga ko rin po dun sa Other personal properties sa SALN para sa taong iyon, 2022, 13,325,000 peso. So, Mr. Presiding Officer, sa isang bangko pa lang, PNB, mas malaki na by about 50% sa declared na SALN para sa taong iyon. 20 million dito sa isang bangko as compared sa 13 million sa SALN. Other personal properties. Pangalawang tanong po, Mr. Barriano. Sa 2023, SALN naman po ni VP Duterte, yung halaga nung kanilang other personal properties din na dineclare nila ay 14,725,000 pesos. So kung maaaring makita ulit, Mr. Presiding Officer, yung slide nung ending balance total halaga nung mga accounts nila sa bankong ito noong 2023 din.

2412
06:13:00,410 --> 06:13:01,650
Atty. James Bryan Ibrahim A. Alih: We'll comply, Your Honor.

2413
06:13:01,850 --> 06:13:03,570
Sen. Risa Hontiveros: Salamat po, Mr. Presiding Officer.

2414
06:13:14,020 --> 06:13:16,000
Sen. Risa Hontiveros: Salamat po. So, 21 million.

2415
06:13:18,740 --> 06:14:00,320
Sen. Risa Hontiveros: 593,121 pesos and 38 centavos. So, mas malaki rin po itong suma ng mga accounts sa pangalan ni Atty. Carpio at kahit yung mga ITF nila para sa mga minor children. Again, by about 50% kasi 14 million plus ang nakalagay Para sa other personal property sa SALN ni VP Duterte sa taong 2023, samantalang yung halaga ng lahat ng accounts ay 21 million pesos plus, Mr. Presiding Officer.

2416
06:14:02,280 --> 06:14:07,980
Sen. Risa Hontiveros: Magandang salamat, Mr. Parian. That's all from me for now, Mr. Presiding Officer. Thank you,

2417
06:14:08,020 --> 06:14:09,600
Sen. Francis "Chiz" G. Escudero: Senator Judge Riza.

2418
06:14:11,150 --> 06:14:22,010
Sen. Francis "Chiz" G. Escudero: Mr. Julius, maraming salamat po sa inyong panahon, pagsagot sa mga katanungan at pasensya na kung naghihintay ka na medyo matagal. Thank you for testifying before this court this afternoon. You were excused, sir.

2419
06:14:22,430 --> 06:14:23,030
Julius Palma Parian: Thank you, Your Honor.

2420
06:14:24,720 --> 06:14:29,580
Sen. Francis "Chiz" G. Escudero: Kindly call and situate the next witness, Mr. Mario Cirillo M. De Mesa, Jr.

2421
06:14:30,280 --> 06:14:31,540
Atty. James Bryan Ibrahim A. Alih: We confirm that, Your Honor.

2422
06:14:31,640 --> 06:14:32,120
Sen. Francis "Chiz" G. Escudero: Off video.

2423
06:14:33,590 --> 06:14:36,670
Atty. Carlo Joaquin T. Narvasa: Your Honor may request that attorney Batungbacal be

2424
06:14:36,670 --> 06:14:36,970
Atty. Carlo Joaquin T. Narvasa: recognized.

2425
06:14:38,970 --> 06:14:41,100
Atty. Carlo Joaquin T. Narvasa: Thank you, Your Honor.

2426
06:14:41,100 --> 06:14:43,230
Sen. Francis "Chiz" G. Escudero: So it's attorney Rob again. Would that be correct?

2427
06:14:43,710 --> 06:14:45,010
Atty. Roberto N. Batungbacal: Yes, good afternoon, your honor.

2428
06:14:57,600 --> 06:15:00,080
Sen. Francis "Chiz" G. Escudero: Mr. Mario Cirillo de Mesa, Jr.

2429
06:15:07,340 --> 06:15:09,460
Sen. Francis "Chiz" G. Escudero: Clerk is directed to administer the oath.

2430
06:15:10,400 --> 06:15:25,810
Atty. Renato N. Bantug Jr.: Please raise your right hand. You, Mario Cerilo De Mesa, Jr., do swear that the evidence you shall give in the case now pending between the Philippines and Vice President Cyrus Zimmerman Duterte shall be the truth, the whole truth, and nothing but the truth. So help you God.

2431
06:15:26,070 --> 06:15:26,790
Mario Cerilo M. De Mesa Jr.: I do, sir.

2432
06:15:28,220 --> 06:15:31,480
Sen. Francis "Chiz" G. Escudero: Kindly give your answer through the mic, Mr. De Mesa.

2433
06:15:33,170 --> 06:15:33,930
Mario Cerilo M. De Mesa Jr.: Yes, Your Honor.

2434
06:15:34,350 --> 06:15:35,110
Sen. Francis "Chiz" G. Escudero: Kindly sit down.

2435
06:15:36,030 --> 06:15:40,310
Sen. Francis "Chiz" G. Escudero: Paano ko po kayo tatawagin sa mas maikling pangalan? Junior?

2436
06:15:40,310 --> 06:15:40,970
Mario Cerilo M. De Mesa Jr.: June na lang

2437
06:15:40,970 --> 06:15:41,430
Mario Cerilo M. De Mesa Jr.: po, sir.

2438
06:15:41,810 --> 06:15:42,010
Sen. Francis "Chiz" G. Escudero: Ano

2439
06:15:42,010 --> 06:15:42,150
Sen. Francis "Chiz" G. Escudero: po?

2440
06:15:42,490 --> 06:15:43,070
Mario Cerilo M. De Mesa Jr.: Palayo ko

2441
06:15:43,070 --> 06:15:43,970
Mario Cerilo M. De Mesa Jr.: po, June.

2442
06:15:43,970 --> 06:15:44,970
Sen. Francis "Chiz" G. Escudero: June. Mr.

2443
06:15:45,530 --> 06:15:50,170
Sen. Francis "Chiz" G. Escudero: June, naunawaan niyo po ba yun yung pinanumpaan? Kawag na yun ang pagbibigay niyo ng testimonya ngayong hapag ito?

2444
06:15:50,170 --> 06:15:51,370
Mario Cerilo M. De Mesa Jr.: Yes, Your Honor.

2445
06:15:51,370 --> 06:15:53,610
Sen. Francis "Chiz" G. Escudero: Okay. Attorney James, your offer, same?

2446
06:15:54,030 --> 06:16:00,040
Atty. James Bryan Ibrahim A. Alih: Yes, Your Honor. We will adopt the same offer for our Last witness for the banks, your honor.

2447
06:16:00,040 --> 06:16:02,320
Sen. Francis "Chiz" G. Escudero: Attorney Rob, same objection and same comments?

2448
06:16:02,560 --> 06:16:04,200
Atty. Roberto N. Batungbacal: Same comments and same objections.

2449
06:16:04,580 --> 06:16:10,300
Sen. Francis "Chiz" G. Escudero: Duly noted in relation to the offer and comments thereto by the parties. You may proceed with your direct examination. Attorney James?

2450
06:16:10,540 --> 06:16:22,220
Atty. James Bryan Ibrahim A. Alih: Thank you, your honor. Good afternoon, sir. Sir Jun. Sir, for the record, can you kindly provide us your full name, your designation, and the division that you're representing?

2451
06:16:22,780 --> 06:16:33,820
Mario Cerilo M. De Mesa Jr.: I am Mario Cerilo M. De Mesa, Jr. I am a Senior Assistant Vice President of BDO Branch Banking Group under the Branch Regulatory Support.

2452
06:16:35,020 --> 06:16:44,320
Atty. James Bryan Ibrahim A. Alih: Okay. And as Senior AVP of the Branch Banking Group, briefly, what are your primary functions and responsibilities?

2453
06:16:45,260 --> 06:17:01,570
Mario Cerilo M. De Mesa Jr.: One of my primary functions is to assist branches, supervise them in relation to documents or subpoenas, issued by regulatory bodies, institutions, or government agencies.

2454
06:17:02,330 --> 06:17:07,950
Atty. James Bryan Ibrahim A. Alih: Alright. And how long have you been a part of BDO, sir?

2455
06:17:08,390 --> 06:17:10,790
Mario Cerilo M. De Mesa Jr.: I've been with the bank for 35 years.

2456
06:17:10,890 --> 06:17:14,850
Atty. James Bryan Ibrahim A. Alih: 35 years. Congratulations, sir. I hope you're not retiring anytime soon.

2457
06:17:15,210 --> 06:17:15,930
Atty. James Bryan Ibrahim A. Alih: Not yet.

2458
06:17:15,930 --> 06:17:16,650
Mario Cerilo M. De Mesa Jr.: Sana po.

2459
06:17:18,630 --> 06:17:48,890
Atty. James Bryan Ibrahim A. Alih: Sir, today I... These are very limited questions. I'm just going to ask about year-end balances of bank accounts. But before I do that, can you provide us what are the bank accounts in BDO that are under the name of Manases R. Carpio, Sara Zimmerman Duterte, or Manases R. Carpio, and 888 Bistro?

2460
06:17:52,010 --> 06:17:54,390
Mario Cerilo M. De Mesa Jr.: With your permission, can I rely on my notes?

2461
06:17:54,390 --> 06:17:55,350
Sen. Francis "Chiz" G. Escudero: You may refer to your notes, sir.

2462
06:17:55,450 --> 06:17:56,190
Atty. James Bryan Ibrahim A. Alih: Definitely, sir.

2463
06:17:56,190 --> 06:17:57,470
Mario Cerilo M. De Mesa Jr.: Thank you, sir. Sir,

2464
06:18:17,800 --> 06:18:19,080
Mario Cerilo M. De Mesa Jr.: can I will enumerate

2465
06:18:19,080 --> 06:18:20,100
Mario Cerilo M. De Mesa Jr.: per account?

2466
06:18:20,100 --> 06:18:27,640
Atty. James Bryan Ibrahim A. Alih: Yes, sir. No, how many accounts, active accounts, do you have under those individuals that I mentioned?

2467
06:18:28,340 --> 06:18:32,180
Mario Cerilo M. De Mesa Jr.: I will, can I enumerate one by one?

2468
06:18:32,180 --> 06:18:33,200
Atty. James Bryan Ibrahim A. Alih: Of course, sir. Definitely.

2469
06:18:33,800 --> 06:18:34,280
Mario Cerilo M. De Mesa Jr.: For

2470
06:18:34,280 --> 06:18:39,790
Mario Cerilo M. De Mesa Jr.: Manases R. Carpio, we have Three current and savings accounts.

2471
06:18:39,790 --> 06:18:40,990
Atty. James Bryan Ibrahim A. Alih: What was that again, sir? Sorry.

2472
06:18:40,990 --> 06:19:06,710
Mario Cerilo M. De Mesa Jr.: For Manases R. Carpio, under the name Manases R. Carpio, we have three active checking and savings accounts. We have time deposits, we have three closed. We have bonds, one active. We have an IMA account, closed. And we have a UITF account, closed. And a credit card, too.

2473
06:19:08,910 --> 06:19:24,210
Mario Cerilo M. De Mesa Jr.: For Zara J. Duterte, we have a current and savings account, two. One is active and one is closed. And we have one IMA, which is active, and two credit cards.

2474
06:19:24,680 --> 06:19:26,280
Atty. James Bryan Ibrahim A. Alih: Alright. Thank you, sir.

2475
06:19:26,780 --> 06:19:27,620
Atty. James Bryan Ibrahim A. Alih: Sir, can you...

2476
06:19:28,020 --> 06:19:29,420
Atty. James Bryan Ibrahim A. Alih: Sorry. Go ahead, sir.

2477
06:19:29,740 --> 06:19:51,460
Mario Cerilo M. De Mesa Jr.: Sir, for joint account Zara J. Duterte, or Manases R. Carpio. We have three CASA checking and savings accounts active and one Sara J. Duterte Bidanor account which I cannot disclose, Your Honor. Which is already closed.

2478
06:19:51,460 --> 06:19:52,340
Atty. James Bryan Ibrahim A. Alih: Alright, sir.

2479
06:19:52,340 --> 06:20:00,470
Mario Cerilo M. De Mesa Jr.: And for 888 Bistro, we have two checking accounts, Your Honor.

2480
06:20:00,470 --> 06:20:01,110
Atty. James Bryan Ibrahim A. Alih: Okay.

2481
06:20:02,530 --> 06:20:03,170
Atty. James Bryan Ibrahim A. Alih: Alright.

2482
06:20:04,720 --> 06:20:05,360
Atty. James Bryan Ibrahim A. Alih: Sige.

2483
06:20:05,770 --> 06:20:17,010
Atty. James Bryan Ibrahim A. Alih: Sir, can you confirm that the bank account with last digits 2393 under the name of Atty. Manases R. Carpio is in your records?

2484
06:20:19,550 --> 06:20:20,970
Mario Cerilo M. De Mesa Jr.: Yes sir, I can

2485
06:20:20,970 --> 06:20:26,630
Mario Cerilo M. De Mesa Jr.: confirm that the account number with ending 2393 is in our records.

2486
06:20:26,990 --> 06:20:37,190
Atty. James Bryan Ibrahim A. Alih: How about account number with last digits 4786 under the husband of the Vice President Atty. Manases Carpio?

2487
06:20:38,090 --> 06:20:41,450
Mario Cerilo M. De Mesa Jr.: Under the... Can you please repeat? Sorry, sir.

2488
06:20:42,390 --> 06:20:45,810
Atty. James Bryan Ibrahim A. Alih: 4786. Last digits. 4786. Yes,

2489
06:20:45,850 --> 06:20:49,910
Mario Cerilo M. De Mesa Jr.: we have an account under the last digit 4786.

2490
06:20:49,910 --> 06:20:50,610
Atty. James Bryan Ibrahim A. Alih: All right.

2491
06:20:50,610 --> 06:20:52,210
Mario Cerilo M. De Mesa Jr.: Under the name of Manassas R. Carpio.

2492
06:20:54,800 --> 06:21:01,360
Sen. Francis "Chiz" G. Escudero: Mr. Jun, you don't have to repeat the question. Just answer the question yes or no.

2493
06:21:01,360 --> 06:21:02,560
Mario Cerilo M. De Mesa Jr.: Yes, sir. I'm

2494
06:21:02,560 --> 06:21:02,700
Mario Cerilo M. De Mesa Jr.: sorry.

2495
06:21:03,120 --> 06:21:05,480
Sen. Francis "Chiz" G. Escudero: It's okay. Kindly proceed, Attorney James.

2496
06:21:05,720 --> 06:21:07,060
Atty. James Bryan Ibrahim A. Alih: Thank you, sir. Thank you, Your Honor. Sorry.

2497
06:21:09,610 --> 06:21:18,510
Atty. James Bryan Ibrahim A. Alih: For bank account with last digits 8-4-2-7, Sir Jun, can you confirm that this is part of your records?

2498
06:21:20,690 --> 06:21:22,750
Mario Cerilo M. De Mesa Jr.: Under 8-4-2-7, yes sir.

2499
06:21:22,910 --> 06:21:31,730
Atty. James Bryan Ibrahim A. Alih: Alright. And this is under the name of the Vice President Sara Zimmerman Duterte or Manases, Attorney Manases Reyes Carpio?

2500
06:21:32,050 --> 06:21:32,850
Mario Cerilo M. De Mesa Jr.: Yes, Your Honor.

2501
06:21:34,590 --> 06:21:35,730
Atty. James Bryan Ibrahim A. Alih: How about...

2502
06:21:38,030 --> 06:21:45,090
Atty. James Bryan Ibrahim A. Alih: Bank account with last digits 3686. Can you confirm that you have this in your records?

2503
06:21:47,600 --> 06:21:49,860
Mario Cerilo M. De Mesa Jr.: Under the same account name, sir?

2504
06:21:50,260 --> 06:21:50,900
Mario Cerilo M. De Mesa Jr.: Yes, sir.

2505
06:21:52,050 --> 06:21:53,470
Mario Cerilo M. De Mesa Jr.: 3686, yes, sir. Alright.

2506
06:21:54,090 --> 06:22:05,690
Atty. James Bryan Ibrahim A. Alih: How about account with last digits 6168 under the Vice President Sara Zimmerman Duterte? Can you confirm the existence of this account in your records?

2507
06:22:05,690 --> 06:22:07,020
Mario Cerilo M. De Mesa Jr.: Yes, sir.

2508
06:22:07,020 --> 06:22:17,700
Atty. James Bryan Ibrahim A. Alih: Alright. How about bank account with 6071 under the name 888 Bistro? Can you confirm that is part of your records?

2509
06:22:17,700 --> 06:22:18,500
Mario Cerilo M. De Mesa Jr.: Yes, Sir.

2510
06:22:18,500 --> 06:22:28,660
Atty. James Bryan Ibrahim A. Alih: And another 888 Bistro, Sir, can you confirm if the account with last digits 8577 are in your records?

2511
06:22:28,660 --> 06:22:29,460
Mario Cerilo M. De Mesa Jr.: Yes, Sir.

2512
06:22:29,460 --> 06:22:49,150
Atty. James Bryan Ibrahim A. Alih: Alright. Sir, allow me to start by asking you the year-end balances of those accounts that I've mentioned. But I'm going to proceed per year. So let's start with 2022. Let's start with 2393. Bank account 2393. What is the ending balance for the year 2022?

2513
06:22:54,520 --> 06:23:07,540
Mario Cerilo M. De Mesa Jr.: For account number 2393, for Manases R. Carpio, the year-end balance is 120,570.50 centavos.

2514
06:23:24,520 --> 06:23:40,520
Mario Cerilo M. De Mesa Jr.: For the year 2022, under the account of [unclear] Duterte and Manases R. Carpio, the ending balance is 5,131,934.13 centavos.

2515
06:23:43,640 --> 06:23:52,040
Atty. James Bryan Ibrahim A. Alih: With last digits 3686, what is the year-end balance for the year 2022?

2516
06:23:54,350 --> 06:24:05,230
Mario Cerilo M. De Mesa Jr.: For the year-end balance for 2022 under last digit 3686 is 747,291.78

2517
06:24:05,230 --> 06:24:07,950
Atty. James Bryan Ibrahim A. Alih: For bank account with

2518
06:24:08,430 --> 06:24:14,210
Atty. James Bryan Ibrahim A. Alih: Last digit 6168. Magkano po yung ending balance for 2022?

2519
06:24:24,560 --> 06:24:36,020
Mario Cerilo M. De Mesa Jr.: For 6168, for 2022, the ending balance is 414,624.27.

2520
06:24:36,020 --> 06:24:36,920
Atty. James Bryan Ibrahim A. Alih: Thank you,

2521
06:24:36,920 --> 06:24:48,350
Atty. James Bryan Ibrahim A. Alih: sir. Ito naman po, yung ending last digits ay 6071 under 888 Bistro. Magkano po yung year-end balance ng 2022?

2522
06:25:00,430 --> 06:25:01,400
Mario Cerilo M. De Mesa Jr.: Sandali lang po, sir

2523
06:25:01,400 --> 06:25:02,370
Atty. James Bryan Ibrahim A. Alih: Sige lang po.

2524
06:25:06,270 --> 06:25:08,030
Mario Cerilo M. De Mesa Jr.: Can you please repeat the number, sir?

2525
06:25:08,160 --> 06:25:11,960
Atty. James Bryan Ibrahim A. Alih: Certainly, sir. Last digit is 8577.

2526
06:25:14,360 --> 06:25:18,860
Mario Cerilo M. De Mesa Jr.: We do not have, sir, the ending balance for 8577.

2527
06:25:32,110 --> 06:25:38,460
Atty. James Bryan Ibrahim A. Alih: What is the year end balance for 2393 for the year 2023?

2528
06:25:40,340 --> 06:25:48,220
Mario Cerilo M. De Mesa Jr.: The year end balance is 65,585 pesos and 22 centavos.

2529
06:25:49,750 --> 06:25:54,830
Atty. James Bryan Ibrahim A. Alih: Okay, for the second account, 8427, ano po yung ending balance ng 2023?

2530
06:25:56,010 --> 06:25:56,890
Mario Cerilo M. De Mesa Jr.: For

2531
06:26:06,460 --> 06:26:21,190
Mario Cerilo M. De Mesa Jr.: the ending account number 8427 for 2023, The balance is 6,033,978.32. Okay.

2532
06:26:25,330 --> 06:26:26,430
Atty. James Bryan Ibrahim A. Alih: Magkano nga ulit?

2533
06:26:26,430 --> 06:26:32,240
Mario Cerilo M. De Mesa Jr.: Sorry, sir. Can you please repeat the account number again, sir?

2534
06:26:32,240 --> 06:26:34,240
Atty. James Bryan Ibrahim A. Alih: 8427.

2535
06:26:34,240 --> 06:26:45,210
Mario Cerilo M. De Mesa Jr.: 8427, the ending balance for 2023 is 6,033,978. and 32 centavos.

2536
06:26:45,230 --> 06:26:46,110
Atty. James Bryan Ibrahim A. Alih: Okay. Thank

2537
06:26:46,110 --> 06:26:46,410
Atty. James Bryan Ibrahim A. Alih: you, sir.

2538
06:26:46,510 --> 06:26:50,530
Atty. James Bryan Ibrahim A. Alih: Sir, I'm on 2023. Tapusin ko lang tong 2023.

2539
06:26:52,970 --> 06:27:03,720
Atty. James Bryan Ibrahim A. Alih: But it appears that I've skipped one account. But let me just finish with 2023 and then ihabol natin yung dalawang account. Let's go first to the

2540
06:27:05,320 --> 06:27:09,430
Atty. James Bryan Ibrahim A. Alih: last digit. Last digit is 3686.

2541
06:27:11,680 --> 06:27:13,740
Atty. James Bryan Ibrahim A. Alih: Ano po yung ending balance ng 2023?

2542
06:27:16,840 --> 06:27:17,460
Mario Cerilo M. De Mesa Jr.: 3686.

2543
06:27:28,500 --> 06:27:42,940
Mario Cerilo M. De Mesa Jr.: With ending balance, sorry, with ending account number 3686, the balance is, ending balance for 2023 is 748,665.48.

2544
06:27:42,940 --> 06:27:43,500
Atty. James Bryan Ibrahim A. Alih: Sige

2545
06:27:43,500 --> 06:27:48,120
Atty. James Bryan Ibrahim A. Alih: po. Para naman po sa last digit 6168, ano po yung ending balance sa 2023?

2546
06:28:06,080 --> 06:28:07,060
Mario Cerilo M. De Mesa Jr.: 6168, sir.

2547
06:28:07,060 --> 06:28:08,620
Atty. James Bryan Ibrahim A. Alih: Can you please confirm?

2548
06:28:08,620 --> 06:28:19,780
Mario Cerilo M. De Mesa Jr.: Yes. 6168. For ending balance 2023, the balance is P415,831.60.

2549
06:28:19,780 --> 06:28:20,540
Atty. James Bryan Ibrahim A. Alih: Sige

2550
06:28:20,540 --> 06:28:26,560
Atty. James Bryan Ibrahim A. Alih: po. For last digits 6071, what is the ending balance for 2023?

2551
06:28:27,790 --> 06:28:35,470
Mario Cerilo M. De Mesa Jr.: For ending balance, ending account number 3, 6071. Am I correct, sir?

2552
06:28:35,850 --> 06:28:38,490
Mario Cerilo M. De Mesa Jr.: Yes. 6071. Yes, sir.

2553
06:28:38,810 --> 06:28:40,390
Mario Cerilo M. De Mesa Jr.: The ending balance is Php

2554
06:28:40,390 --> 06:28:47,210
Mario Cerilo M. De Mesa Jr.: 4,668,076.87.

2555
06:28:47,210 --> 06:28:47,810
Atty. James Bryan Ibrahim A. Alih: Alright.

2556
06:28:47,990 --> 06:28:54,750
Atty. James Bryan Ibrahim A. Alih: And can you confirm, yung sa last digits 8577, wala pong year-end balance. Tama po ba?

2557
06:28:55,250 --> 06:28:59,950
Mario Cerilo M. De Mesa Jr.: For 8577, there is no ending balance for 2023.

2558
06:29:00,770 --> 06:29:20,870
Atty. James Bryan Ibrahim A. Alih: So apologies to Sir Witness, Sir, na I may have missed. The bank account and with last digits 4786. I'm really sorry about that. Let's go to 2022. Bank account, last digits 4786. 2022 po, ano yung ending balance niya?

2559
06:29:21,280 --> 06:29:23,940
Mario Cerilo M. De Mesa Jr.: For 2022,

2560
06:29:28,200 --> 06:29:37,660
Mario Cerilo M. De Mesa Jr.: with ending account number 4786, the ending year end balance is 15 million.

2561
06:29:40,200 --> 06:29:43,820
Mario Cerilo M. De Mesa Jr.: 284,682, and six centavos.

2562
06:29:43,820 --> 06:29:44,000
Atty. James Bryan Ibrahim A. Alih: Okay.

2563
06:29:44,970 --> 06:29:54,270
Atty. James Bryan Ibrahim A. Alih: Buti naalala ko malaki pala. 2023 sir, ano po yung year-end balance ng last digit 4786?

2564
06:29:55,010 --> 06:29:55,630
Mario Cerilo M. De Mesa Jr.: The

2565
06:29:55,630 --> 06:30:02,880
Mario Cerilo M. De Mesa Jr.: year-end balance is 20,232,513.79

2566
06:30:02,880 --> 06:30:29,260
Mario Cerilo M. De Mesa Jr.: centavos

2567
06:30:42,000 --> 06:30:42,840
Mario Cerilo M. De Mesa Jr.: Your Honor,

2568
06:30:42,920 --> 06:30:44,140
Mario Cerilo M. De Mesa Jr.: can you please repeat the account number?

2569
06:30:44,140 --> 06:30:49,560
Atty. James Bryan Ibrahim A. Alih: Last digits po, 2393, Sir. Year-end balance for 2024.

2570
06:30:50,260 --> 06:31:00,260
Mario Cerilo M. De Mesa Jr.: For account number 2393, the ending balance is 21,620.19.

2571
06:31:01,280 --> 06:31:10,460
Atty. James Bryan Ibrahim A. Alih: Alright. Sige po, Sir. Dito naman po sa last digit 4786, what is the year-end balance of this account for 2024?

2572
06:31:13,540 --> 06:31:24,260
Mario Cerilo M. De Mesa Jr.: For with account number 4786, the year-end balance is 4,412,857.40.

2573
06:31:24,260 --> 06:31:25,200
Atty. James Bryan Ibrahim A. Alih: Thank you, Sir.

2574
06:31:25,400 --> 06:31:25,780
Atty. James Bryan Ibrahim A. Alih: A

2575
06:31:25,780 --> 06:31:27,060
Atty. James Bryan Ibrahim A. Alih: little bit more patience,

2576
06:31:27,100 --> 06:31:34,020
Atty. James Bryan Ibrahim A. Alih: Sir. Sa last digit, 8427 po. Ano po yung year-end balance ng 2024?

2577
06:31:36,870 --> 06:31:38,010
Mario Cerilo M. De Mesa Jr.: 8427 po.

2578
06:31:38,010 --> 06:31:38,910
Atty. James Bryan Ibrahim A. Alih: That's right, Sir.

2579
06:31:38,910 --> 06:31:48,000
Mario Cerilo M. De Mesa Jr.: Your Honor. Opo. For 8427, the ending balance is 30,965.60.

2580
06:31:48,000 --> 06:31:48,860
Atty. James Bryan Ibrahim A. Alih: Okay.

2581
06:31:49,660 --> 06:31:55,180
Atty. James Bryan Ibrahim A. Alih: Last digit is 3686. 2024 po ano yung year end balance?

2582
06:31:56,310 --> 06:31:57,170
Atty. James Bryan Ibrahim A. Alih: For

2583
06:32:11,670 --> 06:32:24,430
Mario Cerilo M. De Mesa Jr.: account number 3686, the ending balance for 2024 is 15,030.84. Okay.

2584
06:32:24,730 --> 06:32:32,870
Atty. James Bryan Ibrahim A. Alih: For account with last digit? Last digit, 6168. Ano po yung year-end balance ng 2024?

2585
06:32:49,440 --> 06:33:00,880
Mario Cerilo M. De Mesa Jr.: With ending account number 6168, the ending balance is 16,034.63. Thank

2586
06:33:00,880 --> 06:33:11,080
Atty. James Bryan Ibrahim A. Alih: you, Sir Jun. Dito naman po sa 6071, ano po yung ending balance ng 2024? And this is under 888 Bistro.

2587
06:33:13,800 --> 06:33:19,420
Mario Cerilo M. De Mesa Jr.: The ending balance is 179,928.82

2588
06:33:19,420 --> 06:33:22,060
Atty. James Bryan Ibrahim A. Alih: Alright sir. I'll just skip

2589
06:33:22,060 --> 06:33:35,440
Atty. James Bryan Ibrahim A. Alih: the account number ending 8577 sir because it likewise does not, well the record show at least that it wala pong nakadeklarang ending balance. So I'll go back and we are on our last year sir.

2590
06:33:37,340 --> 06:33:46,900
Atty. James Bryan Ibrahim A. Alih: 2025. What is the ending balance for Bank account with last digits 2393 for the year 2025.

2591
06:34:01,590 --> 06:34:10,510
Mario Cerilo M. De Mesa Jr.: For 2393, the ending balance is 27,562.39.

2592
06:34:13,860 --> 06:34:24,080
Atty. James Bryan Ibrahim A. Alih: Bank account with last digits 4786. Ano po yung sa 2025 yung ending balance niya?

2593
06:34:33,070 --> 06:34:42,980
Mario Cerilo M. De Mesa Jr.: Thank you ma'am. With account number 4786, the ending balance for 2025 sir?

2594
06:34:42,980 --> 06:34:43,680
Atty. James Bryan Ibrahim A. Alih: Yes po.

2595
06:34:43,680 --> 06:34:51,600
Mario Cerilo M. De Mesa Jr.: The ending balance is 16,494,211.45 centavos.

2596
06:34:51,600 --> 06:34:53,520
Atty. James Bryan Ibrahim A. Alih: We're almost through sir.

2597
06:34:54,610 --> 06:35:02,620
Atty. James Bryan Ibrahim A. Alih: Sa last digits, 8427, ano po yung ending balance itong account na ito for 2025?

2598
06:35:12,300 --> 06:35:21,110
Mario Cerilo M. De Mesa Jr.: For 2025, the ending balance is 1,101,095.84.

2599
06:35:21,110 --> 06:35:24,170
Atty. James Bryan Ibrahim A. Alih: Alright. For last digits 3686,

2600
06:35:24,530 --> 06:35:28,210
Atty. James Bryan Ibrahim A. Alih: what is the ending balance for the year 2025?

2601
06:35:44,860 --> 06:35:55,090
Mario Cerilo M. De Mesa Jr.: With ending account number 3686, the ending balance is 15,038.31, Your Honor.

2602
06:35:55,290 --> 06:36:00,270
Atty. James Bryan Ibrahim A. Alih: Alright po. For account number 6168, ano po yung ending balance ng 2025?

2603
06:36:01,710 --> 06:36:07,550
Mario Cerilo M. De Mesa Jr.: The ending balance is 16,042.64. Last

2604
06:36:07,550 --> 06:36:08,830
Atty. James Bryan Ibrahim A. Alih: two, Sir Jun.

2605
06:36:09,290 --> 06:36:10,030
Mario Cerilo M. De Mesa Jr.: Last

2606
06:36:10,030 --> 06:36:13,610
Atty. James Bryan Ibrahim A. Alih: digit 6071, what is the ending balance for 2025?

2607
06:36:14,510 --> 06:36:21,090
Mario Cerilo M. De Mesa Jr.: The ending balance is 91,971.81.

2608
06:36:21,090 --> 06:36:21,830
Atty. James Bryan Ibrahim A. Alih: For

2609
06:36:21,900 --> 06:36:25,420
Atty. James Bryan Ibrahim A. Alih: 2025 din, last digits 8577.

2610
06:36:27,040 --> 06:36:34,820
Atty. James Bryan Ibrahim A. Alih: Yes, sir. Ano po yung ending balance? Ito yung kaninang walang ending balance from 2022 to 2024. But in 2025, paano po?

2611
06:36:35,000 --> 06:36:42,400
Mario Cerilo M. De Mesa Jr.: The ending balance for 2025 is 1,102,729.64.

2612
06:36:42,400 --> 06:36:42,960
Atty. James Bryan Ibrahim A. Alih: Sir

2613
06:36:42,960 --> 06:36:49,980
Atty. James Bryan Ibrahim A. Alih: Julius, I just have a few more documents that I want you to look at.

2614
06:36:52,160 --> 06:36:54,600
Atty. James Bryan Ibrahim A. Alih: I would like you to, I refer you to

2615
06:36:56,570 --> 06:36:58,170
Atty. James Bryan Ibrahim A. Alih: Page 207. Excuse

2616
06:36:58,170 --> 06:37:03,770
Sen. Francis "Chiz" G. Escudero: me, Attorney James. This table is for what corporation or person?

2617
06:37:04,570 --> 06:37:06,530
Atty. James Bryan Ibrahim A. Alih: This is the total. Your Honor.

2618
06:37:06,530 --> 06:37:06,850
Sen. Francis "Chiz" G. Escudero: Of who?

2619
06:37:07,130 --> 06:37:08,470
Sen. Francis "Chiz" G. Escudero: Of the bank accounts.

2620
06:37:10,260 --> 06:37:18,470
Sen. Francis "Chiz" G. Escudero: So 18 million for 2025 is the total bank accounts of what? Of who? Of the Vice President and her spouse?

2621
06:37:18,870 --> 06:37:19,570
Atty. James Bryan Ibrahim A. Alih: Yes, Your Honor.

2622
06:37:19,790 --> 06:37:24,310
Sen. Francis "Chiz" G. Escudero: But how can you factor in the account balances of what's the corporation?

2623
06:37:25,090 --> 06:37:28,050
Atty. James Bryan Ibrahim A. Alih: 888 Bistro. It's a sole proprietorship, your honor.

2624
06:37:28,050 --> 06:37:29,210
Sen. Francis "Chiz" G. Escudero: It's a sole proprietorship.

2625
06:37:29,210 --> 06:37:31,210
Atty. James Bryan Ibrahim A. Alih: Yes, that's right. Thank you, your honor.

2626
06:37:34,600 --> 06:37:37,380
Atty. James Bryan Ibrahim A. Alih: Thank you, po. Sir?

2627
06:37:38,710 --> 06:37:45,530
Atty. Roberto N. Batungbacal: Your honor, we apologize. At this point, can we ask that the slide be taken down?

2628
06:37:45,530 --> 06:37:45,830
Sen. Francis "Chiz" G. Escudero: Yes, you

2629
06:37:45,830 --> 06:37:46,950
Sen. Francis "Chiz" G. Escudero: can take it down already. I think you're done.

2630
06:37:46,950 --> 06:37:53,370
Atty. Roberto N. Batungbacal: It doesn't show the person to who those amounts correspond to or the accounts.

2631
06:37:54,170 --> 06:37:57,890
Sen. Francis "Chiz" G. Escudero: As inquired to by the Presiding Officer as well. Kindly continue, Attorney James.

2632
06:37:58,290 --> 06:37:58,950
Atty. James Bryan Ibrahim A. Alih: Thank you, Your Honor.

2633
06:38:04,100 --> 06:38:15,820
Atty. James Bryan Ibrahim A. Alih: Sir, kindly look at Exhibit P-Roman numeral 2-8-1-3-2-3-1.

2634
06:38:22,830 --> 06:38:24,590
Atty. James Bryan Ibrahim A. Alih: Allow me to bring it.

2635
06:38:36,200 --> 06:38:39,940
Atty. James Bryan Ibrahim A. Alih: Hello. Sir, I'm showing you this document.

2636
06:38:50,790 --> 06:38:53,690
Atty. James Bryan Ibrahim A. Alih: Give me a moment, Your Honor. I'll just ask another document, Your Honor.

2637
06:39:16,760 --> 06:39:20,940
Atty. James Bryan Ibrahim A. Alih: Okay. I'm sorry, Your Honor. It's been a long day. I'm really sorry.

2638
06:39:22,860 --> 06:39:35,740
Atty. James Bryan Ibrahim A. Alih: Exhibit P-2-8-1-3-1-2-1-5-BDO. If we can find it, I'll just show this one.

2639
06:39:37,290 --> 06:39:38,690
Atty. James Bryan Ibrahim A. Alih: Page... No,

2640
06:39:40,790 --> 06:39:41,310
Atty. James Bryan Ibrahim A. Alih: no, the other one.

2641
06:39:44,260 --> 06:39:44,920
Atty. James Bryan Ibrahim A. Alih: This, sir.

2642
06:39:47,430 --> 06:39:49,030
Atty. James Bryan Ibrahim A. Alih: Can you look at the...

2643
06:39:51,120 --> 06:39:52,040
Atty. James Bryan Ibrahim A. Alih: Can

2644
06:39:53,190 --> 06:40:11,190
Atty. James Bryan Ibrahim A. Alih: you look at the August 6 transactions? There are three transactions, sir. Can you... This is dated August 6 transaction. What is this transaction, sir? Two transactions?

2645
06:40:13,140 --> 06:40:13,860
Mario Cerilo M. De Mesa Jr.: The

2646
06:40:13,860 --> 06:40:16,540
Mario Cerilo M. De Mesa Jr.: first transaction,

2647
06:40:17,370 --> 06:40:33,530
Mario Cerilo M. De Mesa Jr.: as per our records, shows... 8 million was debited to the account 2700174786 and was transferred to the current account.

2648
06:40:33,910 --> 06:40:36,670
Atty. James Bryan Ibrahim A. Alih: Alright. And how about the other one, sir?

2649
06:40:37,190 --> 06:40:43,750
Mario Cerilo M. De Mesa Jr.: There is a 15 million debit with the same description, sir.

2650
06:40:43,910 --> 06:40:55,320
Atty. James Bryan Ibrahim A. Alih: Alright. And based on this document that you've submitted, whose name appears as the account owner of this bank or this account.

2651
06:40:56,000 --> 06:41:01,640
Mario Cerilo M. De Mesa Jr.: Based on the documents we have submitted, the account belongs to Manases R. Carpio.

2652
06:41:01,640 --> 06:41:02,800
Atty. James Bryan Ibrahim A. Alih: Alright. Sige. Thank

2653
06:41:02,800 --> 06:41:03,120
Atty. James Bryan Ibrahim A. Alih: you, sir.

2654
06:41:10,140 --> 06:41:12,840
Atty. James Bryan Ibrahim A. Alih: Your Honor, what was that?

2655
06:41:13,000 --> 06:41:19,620
Atty. Roberto N. Batungbacal: That was number 6. Your Honor, apologies. May we just be clarified to what account number? Just for clarity.

2656
06:41:19,700 --> 06:41:23,180
Sen. Francis "Chiz" G. Escudero: This is the account of Attorney Carpio. Account number, Attorney James?

2657
06:41:23,180 --> 06:41:24,020
Atty. James Bryan Ibrahim A. Alih: Four

2658
06:41:24,020 --> 06:41:24,860
Sen. Francis "Chiz" G. Escudero: Ending in?

2659
06:41:24,860 --> 06:41:26,300
Atty. James Bryan Ibrahim A. Alih: 4786, your honor.

2660
06:41:35,980 --> 06:41:41,220
Atty. James Bryan Ibrahim A. Alih: Sir Jun, what was the date again? Sorry, based on your recollection.

2661
06:41:41,220 --> 06:41:42,840
Mario Cerilo M. De Mesa Jr.: Can I please see the document?

2662
06:41:42,940 --> 06:41:44,120
Sen. Francis "Chiz" G. Escudero: It's in the screen, sir.

2663
06:41:44,120 --> 06:41:44,980
Mario Cerilo M. De Mesa Jr.: I cannot

2664
06:41:44,980 --> 06:41:45,460
Mario Cerilo M. De Mesa Jr.: see, sir.

2665
06:41:47,020 --> 06:41:47,540
Sen. Francis "Chiz" G. Escudero: Then

2666
06:41:47,540 --> 06:41:49,040
Sen. Francis "Chiz" G. Escudero: allow the chair, August 6.

2667
06:41:50,560 --> 06:41:51,080
Sen. Francis "Chiz" G. Escudero: Yes,

2668
06:41:51,100 --> 06:41:55,240
Sen. Francis "Chiz" G. Escudero: August 6. It shows there in the screen, it's August 6.

2669
06:41:55,720 --> 06:42:08,990
Atty. James Bryan Ibrahim A. Alih: Yes, that's correct. And again, just to confirm, you read that this transaction involved, that happened on the same day, 8 million and 15 million. How much is the total of that, sir?

2670
06:42:12,170 --> 06:42:20,290
Atty. Roberto N. Batungbacal: Your Honor, this is ask and answer. The witness already confirmed the digits as reflected in the document, Your Honor.

2671
06:42:20,390 --> 06:42:22,090
Atty. James Bryan Ibrahim A. Alih: I'm asking for a computation, Your Honor.

2672
06:42:22,270 --> 06:42:25,130
Sen. Francis "Chiz" G. Escudero: Just to get over the hump, it's 23 million.

2673
06:42:26,100 --> 06:42:27,220
Atty. James Bryan Ibrahim A. Alih: 23 million. I'm

2674
06:42:27,220 --> 06:42:30,880
Sen. Francis "Chiz" G. Escudero: not good at math but that's easy to add. Thank

2675
06:42:30,880 --> 06:42:31,880
Atty. James Bryan Ibrahim A. Alih: you. Thank you, Your Honor.

2676
06:42:32,080 --> 06:42:32,100
Sen. Francis "Chiz" G. Escudero: Move

2677
06:42:32,100 --> 06:42:32,180
Sen. Francis "Chiz" G. Escudero: on,

2678
06:42:32,260 --> 06:42:32,480
Sen. Francis "Chiz" G. Escudero: counsel.

2679
06:42:32,780 --> 06:42:46,840
Atty. James Bryan Ibrahim A. Alih: Alright, Your Honor. That would be all for this witness, Your Honor. I just wanted to ask the August 6 again because that happened the same time as the 18 million withdrawal in PNB. So that's 18 million and 23.

2680
06:42:46,840 --> 06:42:47,480
Sen. Francis "Chiz" G. Escudero: Attorney Rob,

2681
06:42:47,700 --> 06:42:49,060
Sen. Francis "Chiz" G. Escudero: any cross?

2682
06:42:49,060 --> 06:42:50,280
Atty. Roberto N. Batungbacal: Just a few.

2683
06:42:50,280 --> 06:42:51,500
Sen. Francis "Chiz" G. Escudero: You may proceed, sir, when you're ready.

2684
06:42:53,030 --> 06:42:55,560
Atty. Roberto N. Batungbacal: Mr. De Mesa, good afternoon.

2685
06:42:55,560 --> 06:42:56,940
Mario Cerilo M. De Mesa Jr.: Good afternoon, sir.

2686
06:42:56,940 --> 06:42:58,600
Atty. Roberto N. Batungbacal: Your Honor, I'm sorry.

2687
06:42:58,600 --> 06:43:13,160
Atty. Roberto N. Batungbacal: Mr. De Mesa, during your redirect, you talked about two joint accounts, correct? Of Sara Z. Duterte and Manasis R. Carpio, correct?

2688
06:43:13,160 --> 06:43:13,720
Mario Cerilo M. De Mesa Jr.: Can

2689
06:43:13,720 --> 06:43:15,660
Mario Cerilo M. De Mesa Jr.: I look again on my

2690
06:43:15,660 --> 06:43:15,940
Mario Cerilo M. De Mesa Jr.: record?

2691
06:43:16,080 --> 06:43:16,100
Sen. Francis "Chiz" G. Escudero: Yes, yes.

2692
06:43:16,760 --> 06:43:20,740
Sen. Francis "Chiz" G. Escudero: Continuing authority is given to you, Mr. Jun, to look at your documents.

2693
06:43:26,410 --> 06:43:34,750
Atty. Roberto N. Batungbacal: Just to help you out, Mr. Witness, these are the accounts ending in 8-4-2-7 and 3-6-8-6.

2694
06:43:37,410 --> 06:43:41,950
Mario Cerilo M. De Mesa Jr.: 8-4-2-7, Your Honor, and 3

2695
06:43:41,950 --> 06:43:42,230
Mario Cerilo M. De Mesa Jr.: -6

2696
06:43:42,230 --> 06:43:43,190
Mario Cerilo M. De Mesa Jr.: -8-6.

2697
06:43:43,370 --> 06:43:43,590
Atty. Roberto N. Batungbacal: Yes.

2698
06:43:43,870 --> 06:43:44,310
Mario Cerilo M. De Mesa Jr.: Yes.

2699
06:43:44,470 --> 06:43:48,370
Atty. Roberto N. Batungbacal: Mr. De Mesa, you confirm these are joint or accounts?

2700
06:43:48,370 --> 06:43:49,810
Mario Cerilo M. De Mesa Jr.: Yes, Your Honor.

2701
06:43:49,810 --> 06:43:57,370
Atty. Roberto N. Batungbacal: Yes. Joint or accounts, this means that either account holder can transact without the other, correct?

2702
06:43:58,430 --> 06:44:01,400
Mario Cerilo M. De Mesa Jr.: It means that the... Yes, sir.

2703
06:44:01,540 --> 06:44:06,650
Atty. Roberto N. Batungbacal: Yes, even without the knowledge or consent of the other, correct? A joint or account?

2704
06:44:07,870 --> 06:44:08,750
Mario Cerilo M. De Mesa Jr.: Yes, sir, a joint

2705
06:44:08,750 --> 06:44:08,990
Atty. Roberto N. Batungbacal: or

2706
06:44:08,990 --> 06:44:09,210
Mario Cerilo M. De Mesa Jr.: account.

2707
06:44:11,140 --> 06:44:17,150
Atty. Roberto N. Batungbacal: Also, Mr. De Mesa, you were asked about the two transactions on August 6.

2708
06:44:17,150 --> 06:44:19,130
Mario Cerilo M. De Mesa Jr.: Correct, sir.

2709
06:44:19,130 --> 06:44:27,470
Atty. Roberto N. Batungbacal: And, but you confirm, Mr. De Mesa, that your testimony is limited, your knowledge is limited only to the bank records that you brought?

2710
06:44:27,470 --> 06:44:28,030
Mario Cerilo M. De Mesa Jr.: Correct.

2711
06:44:28,030 --> 06:44:32,210
Atty. Roberto N. Batungbacal: That's correct. You confirm that you are not a party to any of these transactions?

2712
06:44:34,120 --> 06:44:34,700
Mario Cerilo M. De Mesa Jr.: Yes, sir.

2713
06:44:34,760 --> 06:44:36,460
Atty. Roberto N. Batungbacal: You do not know why the transactions were made?

2714
06:44:37,180 --> 06:44:37,760
Mario Cerilo M. De Mesa Jr.: Yes, sir.

2715
06:44:37,860 --> 06:44:42,100
Atty. Roberto N. Batungbacal: You do not know the underlying contract or agreement for these transactions?

2716
06:44:42,100 --> 06:44:43,100
Mario Cerilo M. De Mesa Jr.: Correct, sir.

2717
06:44:43,100 --> 06:44:44,540
Atty. Roberto N. Batungbacal: Nothing further to cross, Your Honor.

2718
06:44:45,600 --> 06:44:46,020
Sen. Francis "Chiz" G. Escudero: Redirect?

2719
06:44:46,240 --> 06:44:46,660
Atty. James Bryan Ibrahim A. Alih: No,

2720
06:44:46,720 --> 06:44:47,480
Atty. James Bryan Ibrahim A. Alih: redirect, Your Honor.

2721
06:44:48,340 --> 06:44:54,080
Sen. Francis "Chiz" G. Escudero: If there are no interjections from Senator Judge, Senator Judge Riza is recognized.

2722
06:45:01,930 --> 06:45:05,170
Sen. Risa Hontiveros: Salamat po, Mr. Presiding Officer. Magandang hapon po, Mr. de Mesa.

2723
06:45:05,370 --> 06:45:08,030
Mario Cerilo M. De Mesa Jr.: Magandang hapon po, Senator Risa.

2724
06:45:08,210 --> 06:45:08,770
Sen. Risa Hontiveros: Yes, sir.

2725
06:45:11,690 --> 06:45:13,030
Sen. Risa Hontiveros: Sorry. So,

2726
06:45:21,090 --> 06:46:13,550
Sen. Risa Hontiveros: similar po ng mga tanong, no? Sa 2022 SALN ni VP Duterte, wala po siyang... Oh, I'm so sorry. Yes, pa po. Yung halaga po ng other personal properties na dineclare nila para sa kanilang mag-asawa ay 13,325,000 pesos. Nahuli ko po yung... Pag-flash nung slide tungkol sa ending balance o halaga ng kanilang assets sa bangko ninyo nung taong iyon. At kung tama po yung nabasa ko at nasulat, ang halaga po nun ay 22,832,288 pesos at 41 centavos. Naalala niyo po ba yun? Yung na-flash na slide.

2727
06:46:13,550 --> 06:46:14,970
Mario Cerilo M. De Mesa Jr.: Pwede po bang ma-flash po? Kung

2728
06:46:14,970 --> 06:46:22,180
Sen. Risa Hontiveros: maaaring ma-flash ulit po. Kung maaari pong ma-flash ulit yung slide na yun, yung Sinuma. Ayan po.

2729
06:46:22,340 --> 06:46:29,220
Sen. Francis "Chiz" G. Escudero: Yes, the tech is instructed to kindly follow the questions of Senator Judge Riza. Yes.

2730
06:46:29,500 --> 06:46:37,240
Sen. Risa Hontiveros: Salamat po, Mr. Presiding Officer. So, naalala nyo po ito, yung suma ng mga assets nila sa bangko ninyo noong taong 2022.

2731
06:46:38,220 --> 06:46:48,100
Mario Cerilo M. De Mesa Jr.: I'm sorry po, Your Honor, hindi po po masasagot yung sum total kasi ang... Binigay lang po namin ay year-end balances per account po.

2732
06:46:48,240 --> 06:47:49,010
Sen. Risa Hontiveros: Okay po. So, naibigay niyo po yung year-end balances para sa mga accounts nung mag-asawa or nang isa sa kanila or mga ITF para sa mga minor na anak nila and then sinuma na lang po ng prosecution. Tama po, Mr. President. Salamat po. So, I'll just rely on that. noting na yan po yung pagsusuma ng prosecution. Ang point ko lang dito, Mr. Presiding Officer, ay kanina po sa PNB pa lang, mas mataas na yung assets sa bankong iyon sa declared na SALN sa taong ito. Dito rin po sa BDO, mas mataas pa yung assets kaysa sa nasa SALN. In fact, Kung ikikwenta po natin yung 13M sa SALN kumpara sa 22M dito sa BDO taong 2022, almost 60% po yung assets kumpara sa SALN.

2733
06:47:49,210 --> 06:47:50,690
Sen. Francis "Chiz" G. Escudero: You mean deposits, Senator?

2734
06:47:50,770 --> 06:49:34,990
Sen. Risa Hontiveros: The accounts, yes. The accounts, Mr. Presiding Officer. And then sa 2023 SALN naman po, Yung halaga ng kanilang other personal properties na dineklara ni VP Duterte para sa taong iyon ay 14,725,000 pesos. Pwede po bang makita ulit yung slide nung pagsusuma ng prosecution dun sa sinabing ending balances ng BDO? Sa taong iyon. So ang pag-sum up ng prosecution ay 32 million. We're winding up Mr. Presiding Officer 162,651 pesos and 28 centavos. So again, pag ibabangga ko po sa BDO pa lang higit doble na ang laman ng accounts sa BDO sa taong 2023 kaysa sa nakadeclare sa sa SALN para sa tong iyon. In fact, under-declared by almost 45% yung SALN sa other personal properties dun palang sa accounts sa BDO. And adding those two amounts from PNB kanina at BDO ngayon, yun lamang pong dalawa, sa 2022, May undeclared na na 29 million pesos, 730,000. At tumaas naman po sa itong taong 2023 ang undeclared cash to 39 million pesos itong taong ito. I have just one more question, Mr. Presiding Officer. Should I wait for a second

2735
06:49:34,990 --> 06:49:34,991
Sen. Risa Hontiveros: round?

2736
06:49:34,991 --> 06:49:35,670
Sen. Francis "Chiz" G. Escudero: Kindly wind up.

2737
06:49:35,670 --> 06:50:11,710
Sen. Risa Hontiveros: Iwa wind up ko na lang po dito. Okay po. Salamat, Mr. Presiding Officer. So, Mr. De Mesa. Mula sa accounts nila sa BDO, makukumpirma po ba ninyo na nag-issue sila ng mga cheque? May dalawa po akong itatanong sa inyo. Cheque worth 11.35 million pesos in-issue kay Lourdes Lebozada at cheque worth 9.6 million pesos in-issue kay Dexter Latair. Unang tanong pala po sa dalawang cheque nito, mga managers checks po ba ito?

2738
06:50:13,320 --> 06:50:18,740
Mario Cerilo M. De Mesa Jr.: Ay, your honor po, hindi ko po masasagot po. Kailangan po makita yung dokumento po.

2739
06:50:18,940 --> 06:50:25,580
Sen. Risa Hontiveros: Ah, alright po, Mr. De Mesa. Kung ganun po, Mr. Presiding Officer,

2740
06:50:25,580 --> 06:50:27,140
Sen. Francis "Chiz" G. Escudero: We can do that for you,

2741
06:50:27,320 --> 06:50:28,000
Sen. Francis "Chiz" G. Escudero: Senator

2742
06:50:28,000 --> 06:50:28,980
Sen. Francis "Chiz" G. Escudero: Teresa. The

2743
06:50:28,980 --> 06:50:30,240
Sen. Francis "Chiz" G. Escudero: Clerk of Court can do that for you.

2744
06:50:30,380 --> 06:50:45,790
Sen. Risa Hontiveros: Thank you so much po. Isubmit ko na lang po sa Clerk of Court yung detalya na tinatanong kong dalawang cheque. At kung pagka... Pag ma-present po kay Mr. De Mesa, saka ako na lang pong itatanong yung follow-up questions.

2745
06:50:46,390 --> 06:50:48,990
Sen. Francis "Chiz" G. Escudero: We might not be able to produce it before we excuse

2746
06:50:48,990 --> 06:50:49,270
Sen. Francis "Chiz" G. Escudero: the

2747
06:50:49,270 --> 06:50:49,490
Sen. Francis "Chiz" G. Escudero: witness.

2748
06:50:49,850 --> 06:50:52,850
Sen. Risa Hontiveros: Opo, should I put the follow-up questions on record now?

2749
06:50:52,850 --> 06:50:55,210
Sen. Francis "Chiz" G. Escudero: You may put the follow-up questions on record already.

2750
06:50:56,230 --> 06:50:58,770
Sen. Francis "Chiz" G. Escudero: On an assumption you will make.

2751
06:50:58,770 --> 06:51:40,500
Sen. Risa Hontiveros: Sige po. Mr. De Mesa, assuming po na ma-presenta po ng korte sa inyo yung mga... Kaakibat na dokumento. Ang tanong ko po sana dun sa cheque worth 11.35 million pesos kay Ms. Lebozada at cheque worth 9.6 million pesos kay Mr. Latayan ay kung mako-confirm nyo po ba na na-issue yung ganitong cheque, kung managers checks po ba ito, at kung managers checks ang mga ito, ano po yung purpose na ibigay, na ibinigay? Doon sa request para sa transaksyong iyan. So saka ako na lang po ipa-follow up sa inyo, Mr. De Mesa.

2752
06:51:40,500 --> 06:51:41,060
Sen. Francis "Chiz" G. Escudero: We will

2753
06:51:41,060 --> 06:51:56,360
Sen. Francis "Chiz" G. Escudero: call it from the record, Senator Jasvisa. But Mr. Jun, would the reason for the issuance of an MC be part of the subpoena documents by this court? Binibigay po ba yung rason sa pag-iisyo ng MC?

2754
06:51:57,360 --> 06:51:57,780
Sen. Francis "Chiz" G. Escudero: At

2755
06:51:57,780 --> 06:52:00,100
Sen. Francis "Chiz" G. Escudero: kasama po ba yun sa sinabit niyo sa amin?

2756
06:52:01,280 --> 06:52:14,140
Mario Cerilo M. De Mesa Jr.: Sa ngayon po, Your Honor, hindi ko po masasagot kasi sa dami po ng dokumentong pinadala po namin, hindi ko po matatandaan lahat ng dokumento.

2757
06:52:14,200 --> 06:52:31,620
Sen. Francis "Chiz" G. Escudero: So, to respond to Senator Judge Riza, if the explanation for the issuance of the MC is part of what BDO submitted, then we will furnish you with that copy. However, if it is not part of what the prosecution requested to be subpoenaed, then we cannot present it to the good lady.

2758
06:52:31,760 --> 06:52:49,200
Sen. Risa Hontiveros: I understand, Mr. Presiding Officer. Salamat po. In which case, kung ganun nga po na hindi kasama yung dahilan sa request para sa manager's checks. Kung manager's checks ang mga yun, kung hindi po kasama sa subpoena, ang hihingin ko na lang pong impormasyon ay kung...

2759
06:52:51,280 --> 06:52:52,880
Sen. Francis "Chiz" G. Escudero: We will know that.

2760
06:52:53,960 --> 06:53:14,070
Sen. Francis "Chiz" G. Escudero: Again, in the interest of fairness, any document or information asked by a senator-judge to be called from the record submitted to this impeachment court will be furnished to all senator-judges and to both parties for their consideration, perusal, and or comments, should any there be.

2761
06:53:14,380 --> 06:53:17,460
Sen. Risa Hontiveros: Salamat po, Mr. Presiding Officer. Dagan salamat, Mr. De Mesa.

2762
06:53:17,460 --> 06:53:18,680
Sen. Francis "Chiz" G. Escudero: Maraming salamat po, Senator.

2763
06:53:18,800 --> 06:53:19,020
Sen. Francis "Chiz" G. Escudero: Senator

2764
06:53:19,020 --> 06:53:19,940
Sen. Francis "Chiz" G. Escudero: Judge Villanueva.

2765
06:53:19,940 --> 06:53:48,550
Sen. Joel Villanueva: Thank you, Mr. President, Mr. Presiding Officer. This will be very quick. Mr. Witness, may we know if you actually dito po sa mga deposits and substantial check... Payments nitong mga accounts sa BDO. May ni-report po ba kayo na covered transactions or suspicious transactions?

2766
06:53:49,410 --> 06:54:50,800
Sen. Francis "Chiz" G. Escudero: Forgive me, Senator Judge Villanueva. This has been a, even with the other Senator Judges, this is part of the subpoena issued by the Court. As well as taking judicial notice of section 9 of RA number 9160. Covered institutions are not allowed to answer questions as to whether or not they reported or did not report, submitted or did not submit, or actually state any information pertaining to a report given to the AMLC. As stated by the previous bank. For the record, the provision states exactly as follows. Covered institutions, their officers including Mr. Jun, are prohibited from communicating directly or indirectly in any manner or by any means to any person the fact that a covered transaction report was made, the contents thereof, or any other information in relation thereto.

2767
06:54:53,560 --> 06:54:54,040
Sen. Francis "Chiz" G. Escudero: We

2768
06:54:54,040 --> 06:54:56,660
Sen. Francis "Chiz" G. Escudero: will be putting Mr. Jun in a bind.

2769
06:54:56,900 --> 06:55:12,300
Sen. Joel Villanueva: Thank you, Mr. Presiding Officer. May I just ask for the policy, Mr. President, when it comes to lawyer-client policy ng BDO, for instance, Your Honor, sa records po ng bangko, ano po yung...

2770
06:55:13,880 --> 06:55:32,240
Sen. Joel Villanueva: Policía ninyo, whether ito po ba tinatanong nyo yung declared source of funds or business ng isang account at yung malalaking transaction na nakikita po natin, consistent po ba, for example, doon sa profile nung may-ari nung account sa banko?

2771
06:55:35,410 --> 06:55:37,810
Mario Cerilo M. De Mesa Jr.: Senator, pwede pong pakihulit po yung

2772
06:55:37,810 --> 06:56:02,970
Sen. Joel Villanueva: tanong. Tungkol po dun sa know your client na pulisiya na inyong ipinapatupad sa bangko, ano po yung mga hinahanap ng bangko na mga record para po makita na ito ay proper at walang itinatago at hindi suspicious na transaction yung pinapasukan ng isang

2773
06:56:05,270 --> 06:56:23,950
Sen. Joel Villanueva: A cliente ng bangko. Ano po yung inyong hinahanap? Hinahanap niyo po ba for example yung declared source of funds? O yung business in itself? Ano yung klaseng negosyo? Kung maliit na negosyo, magtatakaho kayo kung malaki naman yung ipinapasok na salapi.

2774
06:56:25,200 --> 06:56:36,140
Mario Cerilo M. De Mesa Jr.: Part of our customer due diligence na alamin po yung source of funds, negosyo po ng mga kliyente. including their identification po.

2775
06:56:36,240 --> 06:56:45,060
Sen. Joel Villanueva: At kung hindi po tugma yung pong nakita ninyo sa normal na transaksyon ng isang negosyo, ano pong ginagawa nyo po dito?

2776
06:56:46,040 --> 06:56:52,260
Mario Cerilo M. De Mesa Jr.: Kadalasan po humihingi kami ng additional na information sa mga kliyente or documents po.

2777
06:56:53,260 --> 06:57:03,160
Sen. Joel Villanueva: Like, tinahanap nyo po ba? Bine-verify nyo kung, for example, bine-verify nyo po ba kung saan talaga nang galing ang salapi na inilalagay?

2778
06:57:04,400 --> 06:57:06,700
Mario Cerilo M. De Mesa Jr.: Part of the customer due diligence po.

2779
06:57:07,300 --> 06:57:14,680
Sen. Joel Villanueva: Hinahanap nyo po. At ganun din ho, pag nag-issue sila ng cheque, sinusundan nyo din po kung saan po napupunta.

2780
06:57:14,880 --> 06:57:32,000
Mario Cerilo M. De Mesa Jr.: Hindi na po ganun kasi based on know your customer po. So titignan mo po yung negosyo kung yan po naman ay commensurate dun sa kanilang negosyo. Hindi na po kadalasan or hindi naman mayat maya hinihingan ng dokumento.

2781
06:57:32,020 --> 06:57:39,600
Sen. Joel Villanueva: Opo, pero binanggit niyo kanina yung pagpasok, hinihingan niyo, pero kung sakali mag-check eh, isinulat ho cash, for instance.

2782
06:57:39,880 --> 06:57:43,440
Mario Cerilo M. De Mesa Jr.: Ganon din po sa pagpasok ng mga deposito po.

2783
06:57:43,600 --> 06:57:49,420
Sen. Joel Villanueva: Paglabas po, sa paglabas naman po, hindi niyo naaalamin kung saan din deposito yung cash o sino yung nag-encash?

2784
06:57:49,880 --> 06:57:56,690
Mario Cerilo M. De Mesa Jr.: Hindi na po, masyadong, hindi na po tinatanong yun. Kasi po yun ay pera naman po ng kliyente.

2785
06:57:56,930 --> 06:57:58,090
Sen. Joel Villanueva: Salamat po. Thank you.

2786
06:57:58,090 --> 06:58:04,220
Sen. Francis "Chiz" G. Escudero: Thank you, Senator Judge Villanueva. Senator Judge Kiko, correct? Yes, you may proceed, sir.

2787
06:58:13,850 --> 06:58:15,790
Sen. Francis “Kiko” Pangilinan: Magandang hapon po, Mr. Witness.

2788
06:58:17,440 --> 06:58:26,040
Sen. Francis “Kiko” Pangilinan: Yun tanong ko tulad nun tinanong ko sa ibang mga bangko. Merong bang peso account ang GenCorp sa inyong bangko, sa BDO?

2789
06:58:29,060 --> 06:58:32,620
Mario Cerilo M. De Mesa Jr.: Based on our records submitted po, wala po.

2790
06:58:33,020 --> 06:58:35,440
Sen. Francis “Kiko” Pangilinan: So walang peso account ang GenCorp?

2791
06:58:35,440 --> 06:58:36,220
Mario Cerilo M. De Mesa Jr.: Wala po.

2792
06:58:36,220 --> 06:58:41,420
Sen. Francis “Kiko” Pangilinan: Meron bang peso account ang Kale88 sa inyong bangko?

2793
06:58:50,930 --> 06:58:51,440
Mario Cerilo M. De Mesa Jr.: Cale88?

2794
06:58:51,440 --> 06:58:51,950
Sen. Francis “Kiko” Pangilinan: Cale88.

2795
06:58:53,580 --> 06:58:55,400
Mario Cerilo M. De Mesa Jr.: Tignan ko po yung aking record sir.

2796
06:58:55,400 --> 06:58:56,000
Sen. Francis “Kiko” Pangilinan: Yes please go ahead.

2797
06:58:57,600 --> 06:58:58,480
Mario Cerilo M. De Mesa Jr.: Meron po sir.

2798
06:59:00,270 --> 06:59:00,890
Mario Cerilo M. De Mesa Jr.: Meron po.

2799
06:59:01,010 --> 06:59:09,910
Sen. Francis “Kiko” Pangilinan: Would you have kailan binuksan itong account na ito? Is it still active? At ilang mga account?

2800
06:59:10,950 --> 06:59:16,890
Mario Cerilo M. De Mesa Jr.: Ang Cale88 po ay in-open po nung July 13, 2022.

2801
06:59:17,730 --> 06:59:19,330
Sen. Francis “Kiko” Pangilinan: July 2022?

2802
06:59:20,070 --> 06:59:22,520
Mario Cerilo M. De Mesa Jr.: Yes, sir. Isa lang po yung account po.

2803
06:59:22,740 --> 06:59:24,480
Sen. Francis “Kiko” Pangilinan: Is it still an active peso account?

2804
06:59:25,300 --> 06:59:26,620
Mario Cerilo M. De Mesa Jr.: Yes po, Your Honor.

2805
06:59:27,000 --> 06:59:40,290
Sen. Francis “Kiko” Pangilinan: Would you have data on ending balances nung 2022, 2023, and 2024, as well as 2025?

2806
06:59:43,600 --> 06:59:44,700
Mario Cerilo M. De Mesa Jr.: Meron po your honor.

2807
06:59:44,820 --> 06:59:47,140
Sen. Francis “Kiko” Pangilinan: Can you place it on record please?

2808
06:59:48,050 --> 06:59:50,890
Mario Cerilo M. De Mesa Jr.: Isa po ito sa isinamiti po ng bangko. Yes.

2809
06:59:53,250 --> 07:00:22,680
Mario Cerilo M. De Mesa Jr.: Based po on our report, meron pong year-end balance noong 2022. P211,869.84 2023 P12,709.84 2024 P11,206.22 2025 P36,780.69

2810
07:00:27,040 --> 07:00:42,860
Sen. Francis “Kiko” Pangilinan: Yung inflow ng pondos sa Cale88 is about 1.2 billion pesos. Pero ito ang ending balance from 2022. Walang milyon, ano? Any of them, no?

2811
07:00:43,320 --> 07:00:46,220
Mario Cerilo M. De Mesa Jr.: Base po dito sa record po namin, Your Honor.

2812
07:00:46,440 --> 07:00:53,560
Sen. Francis “Kiko” Pangilinan: Yes, so we would like to request the same request for our secretariat to cull the transactions.

2813
07:00:56,150 --> 07:01:58,220
Sen. Francis “Kiko” Pangilinan: Based on the monthly entry of Cale88, just to have a better understanding of how much money went in, how much money went out, in the context also of, well, determining the flow of money. Sabi nga nila, you follow the money. So we just want to see the The bank monthly transactions to better understand. Gusto natin maintindihan eh. 1.2 billion yung pumasok according to AMLA records pero ang ending balance every year for since 2022, 2023, 2024 ay wala pang isang wala pang isang milyon. Meron pa 41,000. So we just want to understand. Based on yung bank records, what is going on. Maraming salamat.

2814
07:02:00,600 --> 07:02:01,280
Sen. Francis "Chiz" G. Escudero: As long

2815
07:02:01,280 --> 07:02:01,460
Sen. Francis "Chiz" G. Escudero: as

2816
07:02:01,460 --> 07:02:01,600
Sen. Francis "Chiz" G. Escudero: it's

2817
07:02:01,600 --> 07:02:01,980
Sen. Francis "Chiz" G. Escudero: part of

2818
07:02:01,980 --> 07:02:02,080
Sen. Francis "Chiz" G. Escudero: the

2819
07:02:02,080 --> 07:02:02,380
Sen. Francis "Chiz" G. Escudero: documents

2820
07:02:02,380 --> 07:02:27,010
Sen. Francis "Chiz" G. Escudero: submitted by the witness, we shall do that. The clerk of court shall do that, shall endeavor to do that. With the same ruling, for all the senator judges to be furnished with a copy as well as the parties of whatever the clerk of court may call as requested by Senator Judge Pangilinan. If there are no other senator judges who wish to make an interjection, Mr. Jun, you are excused. Maraming salamat po sa inyong panahon sa pagsagot, sa

2821
07:02:27,010 --> 07:02:27,970
Sen. Francis "Chiz" G. Escudero: mga katanungan, sa

2822
07:02:27,970 --> 07:02:45,310
Sen. Francis "Chiz" G. Escudero: inyong pasensya, sa paghihintay, at sa inyong panahon. You are excused, sir. Thank you very much po. I was informed, Attorney James, that we are, you are rather, dispensing with the testimony of Mr. Manogid and Ms. Alvarillo.

2823
07:02:45,690 --> 07:02:53,550
Atty. James Bryan Ibrahim A. Alih: Yes, your honor. Based on the direct examination that I just conducted this afternoon, I was able to get the necessary information that I want.

2824
07:02:54,710 --> 07:02:59,050
Sen. Francis "Chiz" G. Escudero: The clerk of court is directed to the sergeant at arms to inform Mr.

2825
07:03:03,140 --> 07:03:14,000
Sen. Francis "Chiz" G. Escudero: Marian Manogid and Patricia Ley Alvarillo that they are excused from the proceedings. At pakiparating na lang po yung aming pasasalamat sa kanila. Senator Judge, Sotto is recognized.

2826
07:03:14,730 --> 07:03:15,990
Sen. Vicente C. Sotto III: Thank you, Mr. Poseidon.

2827
07:03:15,990 --> 07:03:16,750
Sen. Francis "Chiz" G. Escudero: What is your pleasure, sir?

2828
07:03:16,910 --> 07:03:20,010
Sen. Vicente C. Sotto III: Are we done with the witnesses from the

2829
07:03:20,010 --> 07:03:20,450
Sen. Vicente C. Sotto III: banks?

2830
07:03:20,450 --> 07:03:23,690
Sen. Francis "Chiz" G. Escudero: Yes, and we are proceeding to the insurance companies already.

2831
07:03:24,210 --> 07:03:27,790
Sen. Vicente C. Sotto III: Before we do that, may I be allowed to ask a few questions to the prosecution?

2832
07:03:28,670 --> 07:03:31,770
Sen. Francis "Chiz" G. Escudero: The gentleman may. You may proceed, sir. You have two minutes.

2833
07:03:31,770 --> 07:03:32,570
Sen. Vicente C. Sotto III: Thank you very much.

2834
07:03:34,190 --> 07:03:35,230
Sen. Vicente C. Sotto III: Attorney James.

2835
07:03:35,230 --> 07:03:35,590
Atty. James Bryan Ibrahim A. Alih: Yes, sir.

2836
07:03:36,030 --> 07:03:36,470
Sen. Vicente C. Sotto III: After

2837
07:03:36,470 --> 07:03:51,380
Sen. Vicente C. Sotto III: all the witnesses that you have presented from several banks, Just to summarize for our reference, how many bank accounts in total under the respondents and her spouse?

2838
07:03:52,460 --> 07:03:52,940
Atty. James Bryan Ibrahim A. Alih: Did

2839
07:03:52,940 --> 07:03:53,700
Atty. James Bryan Ibrahim A. Alih: we count?

2840
07:03:54,300 --> 07:03:57,600
Atty. James Bryan Ibrahim A. Alih: We have more than 30 bank accounts, sir.

2841
07:03:57,600 --> 07:03:58,060
Sen. Vicente C. Sotto III: 30?

2842
07:03:58,060 --> 07:03:59,720
Atty. James Bryan Ibrahim A. Alih: Yeah, more than 30. Yes, Your Honor.

2843
07:04:01,690 --> 07:04:07,430
Sen. Vicente C. Sotto III: So, would you have a total of the combined ending balance for all the banks?

2844
07:04:07,430 --> 07:04:07,910
Atty. James Bryan Ibrahim A. Alih: Yes.

2845
07:04:07,910 --> 07:04:08,790
Sen. Vicente C. Sotto III: For total per year?

2846
07:04:09,070 --> 07:04:14,530
Atty. James Bryan Ibrahim A. Alih: Yes, Your Honor. In fact, I think we flash it. If you can just allow me, Your Honor, so that we can show. If the presiding

2847
07:04:14,530 --> 07:04:16,150
Atty. James Bryan Ibrahim A. Alih: officer will allow, I will be...

2848
07:04:16,150 --> 07:04:19,390
Sen. Francis "Chiz" G. Escudero: It's from a question of a senator-judge.

2849
07:04:23,540 --> 07:04:27,000
Sen. Francis "Chiz" G. Escudero: Not that one. You're talking of all the banks...

2850
07:04:27,000 --> 07:04:29,760
Sen. Vicente C. Sotto III: Yes, the total. Just the total of all the banks.

2851
07:04:31,380 --> 07:04:33,600
Sen. Francis "Chiz" G. Escudero: You're talking all the banks per year?

2852
07:04:33,960 --> 07:04:35,320
Atty. James Bryan Ibrahim A. Alih: Yes, Your Honor.

2853
07:04:35,320 --> 07:04:35,800
Sen. Francis "Chiz" G. Escudero: No,

2854
07:04:35,980 --> 07:04:39,880
Sen. Francis "Chiz" G. Escudero: no, no. You had a table earlier. All the banks...

2855
07:04:41,710 --> 07:04:45,010
Sen. Francis "Chiz" G. Escudero: Across all banks for the years 22 to 25.

2856
07:04:45,310 --> 07:04:49,650
Atty. James Bryan Ibrahim A. Alih: What we have here, Your Honor, is the total of all the banks, if that would suffice, Your Honor.

2857
07:04:49,650 --> 07:04:50,010
Sen. Francis "Chiz" G. Escudero: All

2858
07:04:50,010 --> 07:04:50,450
Atty. James Bryan Ibrahim A. Alih: the banks.

2859
07:04:50,450 --> 07:04:52,890
Sen. Francis "Chiz" G. Escudero: You had a total per bank. All the banks, exactly.

2860
07:04:53,250 --> 07:04:53,790
Atty. James Bryan Ibrahim A. Alih: Opo.

2861
07:04:53,790 --> 07:04:54,330
Sen. Vicente C. Sotto III: Yes.

2862
07:04:54,330 --> 07:04:54,770
Sen. Francis "Chiz" G. Escudero: Is

2863
07:04:54,770 --> 07:04:58,190
Sen. Francis "Chiz" G. Escudero: that what you're asking for, Senator Judge Sotto?

2864
07:04:58,190 --> 07:04:59,010
Sen. Vicente C. Sotto III: Yes, Your Honor.

2865
07:04:59,130 --> 07:05:00,150
Sen. Vicente C. Sotto III: Total per year

2866
07:05:00,150 --> 07:05:01,150
Sen. Vicente C. Sotto III: for each bank.

2867
07:05:01,430 --> 07:05:04,130
Sen. Francis "Chiz" G. Escudero: For all the banks. For all the banks. All

2868
07:05:04,130 --> 07:05:05,790
Sen. Francis "Chiz" G. Escudero: the banks na para isang ano na lang.

2869
07:05:05,890 --> 07:05:07,830
Sen. Francis "Chiz" G. Escudero: For all the banks.

2870
07:05:07,830 --> 07:05:08,850
Sen. Vicente C. Sotto III: No, no, yung total.

2871
07:05:35,990 --> 07:06:24,560
Atty. James Bryan Ibrahim A. Alih: For all the banks. Yung kanina. Ending balances of the vice president in 2022 of 59,024,726 pesos and 27 cents. In 2023, the total ending balances of all the accounts across eight banks is 71,381,223 pesos and 30 cents. In 2024, The total is 22,245,745.99. And lastly, your honor, if you'll allow me, 39 million for 2025. 39,092,037 pesos and 63 cents.

2872
07:06:28,790 --> 07:06:29,170
Sen. Vicente C. Sotto III: Thank you,

2873
07:06:29,210 --> 07:06:31,750
Sen. Vicente C. Sotto III: Tony James. Mr. Presiding Officer, thank you. I am satisfied.

2874
07:06:31,950 --> 07:06:39,720
Sen. Francis "Chiz" G. Escudero: Thank you, Senator Judge Sotto. Can we now proceed to the... Senator Judge Kiko is recognized. What is your pleasure, sir?

2875
07:06:40,300 --> 07:06:40,980
Sen. Francis “Kiko” Pangilinan: Yes, just an

2876
07:06:40,980 --> 07:07:23,800
Sen. Francis “Kiko” Pangilinan: administrative matter because earlier the BPI witness testified and we requested for the calling of the bank transactions for BPI. Could we also include The Culling, if it appears in the bank records. I don't know if it will appear in the bank records. But there are 143 transactions, remittances, and mostly from Bank of the Philippine Islands as the receiving bank of the Chinese companies that remitted to Cale88.

2877
07:07:26,260 --> 07:07:33,100
Sen. Francis “Kiko” Pangilinan: Total amount is 319 million. And therefore, we'd like to know.

2878
07:07:33,100 --> 07:07:33,980
Sen. Francis "Chiz" G. Escudero: Which banks?

2879
07:07:33,980 --> 07:07:34,860
Sen. Francis “Kiko” Pangilinan: Yes.

2880
07:07:36,630 --> 07:07:40,020
Sen. Francis “Kiko” Pangilinan: BPI, Davao.

2881
07:07:40,020 --> 07:07:45,500
Sen. Francis "Chiz" G. Escudero: I think we already have that document ready for the Senator Judge in a few minutes.

2882
07:07:45,500 --> 07:07:47,520
Sen. Francis “Kiko” Pangilinan: Oh, okay. Mostly BPI.

2883
07:07:49,130 --> 07:07:59,050
Sen. Francis "Chiz" G. Escudero: We will have that table for the good gentleman in a few minutes. We're preparing that already as requested by Senator Judge Miggs the other day to include the other countries as well.

2884
07:07:59,070 --> 07:08:16,970
Sen. Francis “Kiko” Pangilinan: I had wanted to ask the BPI witness about the BPI, the post-recipient bank of all these Chinese transactions but I don't know if it's in the peso. He didn't also know whether it was in the peso account or the foreign currency account.

2885
07:08:18,860 --> 07:08:24,570
Sen. Francis "Chiz" G. Escudero: If I remember correctly, the AMLC record showed both amounts in dollar and in peso.

2886
07:08:24,710 --> 07:08:31,730
Sen. Francis “Kiko” Pangilinan: Yes, yes. So hopefully the calling will help us better understand these transactions that came from China.

2887
07:08:32,210 --> 07:08:40,130
Sen. Francis "Chiz" G. Escudero: I initially saw it, Honorable Pangalinan, and it contained, the table will contain the amounts and the banks. Thank

2888
07:08:40,130 --> 07:08:43,030
Sen. Francis “Kiko” Pangilinan: you. Thank you, Mr. Presiding Officer.

2889
07:08:43,390 --> 07:08:46,530
Sen. Francis "Chiz" G. Escudero: Thank you. Next witness is Attorney Roman.

2890
07:08:48,350 --> 07:08:50,630
Sen. Francis "Chiz" G. Escudero: of FWD Life Insurance. Your

2891
07:08:50,630 --> 07:08:50,790
Atty. James Bryan Ibrahim A. Alih: Honor.

2892
07:08:51,950 --> 07:08:52,730
Sen. Francis "Chiz" G. Escudero: Atty. Sheila.

2893
07:08:52,730 --> 07:08:53,010
Atty. James Bryan Ibrahim A. Alih: Before

2894
07:08:53,010 --> 07:08:59,750
Atty. James Bryan Ibrahim A. Alih: proceeding, Your Honor, may I turn over, Your Honor, as I am done with the banks, Your Honor, if you'll allow it.

2895
07:09:00,470 --> 07:09:02,550
Sen. Francis "Chiz" G. Escudero: Who will handle the insurance companies?

2896
07:09:04,850 --> 07:09:08,050
Atty. James Bryan Ibrahim A. Alih: Congressman Lord Dan Suwan, Your Honor.

2897
07:09:09,650 --> 07:09:12,970
Sen. Francis "Chiz" G. Escudero: The Honorable Suan is recognized. Atty. Sheila, what is your pleasure, ma'am?

2898
07:09:13,390 --> 07:09:14,910
Atty. Sheila C. Sison: Good afternoon, Your Honor. Good

2899
07:09:14,910 --> 07:09:15,370
Sen. Francis "Chiz" G. Escudero: afternoon, ma'am.

2900
07:09:17,340 --> 07:09:46,030
Atty. Sheila C. Sison: I respect that the senators, judges under the rules have a right to ask clarificatory questions to the witnesses. However, my manifestation that I would like to put on record today is in relation to the statement and the use of the term or the way that the gentleman from the prosecution

2901
07:09:48,420 --> 07:09:54,780
Atty. Sheila C. Sison: Describe the table that was shown on the screen upon the request of the Honorable Senator Judge Itosoto.

2902
07:09:54,780 --> 07:09:56,020
Sen. Francis "Chiz" G. Escudero: You may proceed, ma'am, with your manifestation.

2903
07:09:56,480 --> 07:10:42,370
Atty. Sheila C. Sison: Yes, Your Honor. He mentioned that all these figures that were shown on screen were the year-end balances of the respondent, Your Honor. And I think he's aware and this Court is aware that we will never meet on this point. And so, in the interest of fairness, and so that the record conforms to the answers of the witnesses that we have heard, and since it is also apparent that this trial is far from over, since the respondent has not yet even begun presenting its evidence, then may I just put on record that we will not take that manifestation.

2904
07:10:44,360 --> 07:11:20,100
Atty. Sheila C. Sison: The figures that he had shown belong or are owned by the respondent. At the very least, if the prosecution wants to maintain that description, I will ask this court that the same be made or be characterized as alleged, Your Honor. Otherwise, Your Honor, then there will be no point in this trial, Your Honor, if these figures... as stated by the prosecution will be accepted as is and as described. Thank you,

2905
07:11:20,140 --> 07:11:35,720
Sen. Francis "Chiz" G. Escudero: Your Honor. If I may, I think earlier when Attorney Mike was the one standing, I forget which bank, Attorney James acceded to the term alleged to be used. Would that be correct? Do you confirm, Attorney James?

2906
07:11:35,900 --> 07:11:37,180
Atty. James Bryan Ibrahim A. Alih: Yes, Your Honor. We have no

2907
07:11:37,180 --> 07:11:37,720
Atty. James Bryan Ibrahim A. Alih: issue with that.

2908
07:11:37,820 --> 07:11:47,560
Sen. Francis "Chiz" G. Escudero: Let the record therefore be changed and so reflect. The word alleged when Attorney James made reference to the figure shown on screen as requested by Senator Judge Sotto.

2909
07:11:47,800 --> 07:11:48,420
Atty. Sheila C. Sison: Thank you, Your Honor.

2910
07:11:51,200 --> 07:11:53,520
Sen. Francis "Chiz" G. Escudero: The Honorable Ridon is recognized.

2911
07:11:55,460 --> 07:11:57,940
Sen. Francis "Chiz" G. Escudero: Rather, sorry, the Honorable Suwan is recognized.

2912
07:11:58,560 --> 07:11:59,380
Rep. Lordan G. Suan: Thank you, Your Honors.

2913
07:11:59,800 --> 07:12:01,400
Sen. Francis "Chiz" G. Escudero: You may rest, Attorney James.

2914
07:12:07,790 --> 07:12:08,350
Sen. Francis "Chiz" G. Escudero: On

2915
07:12:08,350 --> 07:12:10,450
Sen. Francis "Chiz" G. Escudero: the part of the respondent who will be

2916
07:12:12,390 --> 07:12:13,850
Sen. Francis "Chiz" G. Escudero: Standing for the respondent?

2917
07:12:14,250 --> 07:12:14,690
Atty. Carlo Joaquin T. Narvasa: It

2918
07:12:14,690 --> 07:12:15,470
Atty. Carlo Joaquin T. Narvasa: will be I, Your Honor.

2919
07:12:16,010 --> 07:12:16,790
Sen. Francis "Chiz" G. Escudero: Attorney CJ?

2920
07:12:17,190 --> 07:12:17,670
Atty. Carlo Joaquin T. Narvasa: Yes, Your Honor.

2921
07:12:18,110 --> 07:12:20,930
Sen. Francis "Chiz" G. Escudero: Kindly situate the witness, Attorney Roman, to the witness stand.

2922
07:12:22,290 --> 07:12:22,730
Atty. Sheila C. Sison: Oh,

2923
07:12:24,190 --> 07:12:25,670
Sen. Francis "Chiz" G. Escudero: I'm sorry. Hello.

2924
07:12:27,690 --> 07:12:31,670
Sen. Francis "Chiz" G. Escudero: How do we call you, Attorney? How are you called?

2925
07:12:33,210 --> 07:12:36,570
Atty. Juan Sotero Roman: Teroy. My nickname is Teroy, Your Honor. Attorney Teroy.

2926
07:12:37,530 --> 07:12:42,500
Sen. Francis "Chiz" G. Escudero: Yes, kindly stand up. The clerk is directed to administer the oath.

2927
07:12:44,450 --> 07:12:45,950
Atty. Renato N. Bantug Jr.: Sir, please raise your right hand.

2928
07:12:47,700 --> 07:13:00,200
Atty. Renato N. Bantug Jr.: You, Juan Sotero Roman, do swear that the evidence you shall give in the case now pending between the Philippines and Vice President Cyrus Jim Ramon Duterte shall be the truth, the whole truth, and nothing but the truth. So help you God.

2929
07:13:00,540 --> 07:13:01,020
Atty. Juan Sotero Roman: Yes, Your Honor.

2930
07:13:01,990 --> 07:13:03,430
Sen. Francis "Chiz" G. Escudero: Kindly speak to the mic, sir.

2931
07:13:03,770 --> 07:13:04,510
Atty. Juan Sotero Roman: Yes, Your Honor.

2932
07:13:11,530 --> 07:13:12,170
Sen. Francis "Chiz" G. Escudero: Salamat po.

2933
07:13:13,780 --> 07:13:15,460
Sen. Francis "Chiz" G. Escudero: Honorable Suan, your offer.

2934
07:13:18,780 --> 07:14:04,600
Rep. Lordan G. Suan: May it please the Honorable Impeachment Court, the testimony of Attorney Teroy T. Ruman, the duly authorized representative of FWD Life Insurance Corporation or FWD Life, for brevity, is offered to establish the following. The witness is the authorized representative of FWD Life Insurance. Upang kilalanin At patunayan ang mga record ng FWD Life. May sapat na kaalaman at otoridad ang witness sa mga dokumentong isinumite ng kanyang kumpanya. May policy, may bayad, may record. Ang kumpanyang tumanggap ng pera ang magpapatunay. Number two.

2935
07:14:07,520 --> 07:14:47,550
Rep. Lordan G. Suan: In May 2024, the respondent vice president's husband bought a 10.6 million pesos lump sum insurance investment. Patutunayan na noong May 25, 2024, kumuha si Atty. Manz R. Carpio ng insurance investment sa FWD Life na nagkakahalaga ng 10,600,000 pesos. Isang policy, isang bagsakan. 10,600,000 pesos. Tiyak ang halaga, tiyak ang pecha. Wala ito sa SALN ng Respondent Vice President. Number 3.

2936
07:14:50,640 --> 07:15:11,920
Rep. Lordan G. Suan: Respondent Vice President's insurance alone was worth more than everything she declared as other personal properties in 2022. Kasama ng ebidensya mula sa ibang insurance companies, ipapakita ang agwat sa kanyang 2022 SALN. Sa kanyang SALN as of December 31, 2022,

2937
07:15:14,550 --> 07:17:19,480
Rep. Lordan G. Suan: 250,000 pesos ang dineklara niyang kabuoang other personal properties. Pero halos 7 million pesos na ang acquisition cost ng kanyang insurance investments noon. Insurance pa lang lampas na at hindi pa kasama ang bank deposits, baril, at iba pang ari-arian. Number four, the acquisition cost of the insurance of Respondent Vice President's Husband was more than three times what she declared for him in 2022. Mas malaki pa ang agwat sa deklarasyon niya para sa kanyang asawa. Sa sale ng Respondent Vice President, 8,075,000 pesos ang idineklarang other personal properties ni Atty. Carpio. Pero hindi bababa sa 28,000,000 pesos Ang acquisition cost ng kanyang insurance investments. Halos 20 milyon pesos ang agwat. Kung insurance pa lang ay lampas na sa buong deklarasyon, nasaan ang iba pang ari-arian? Yan ang agwat na ihaharap ng prosecution bilang ebidensya ng tahasang hindi pagdideklara ng Respondent Vice President ng tunay na laki ng kanyang yaman at pag-aari sa kanyang SALN. Taliwas sa kautosan ng Constitution. Number 5, 4 SALNs, 4 non-declarations every single year for 4 years. Ihahambing ang insurance records sa mga SALN ng 2022, 2023, 2024, at 2025 upang patunayan ang patuloy at paulit-ulit na hindi buong pagdedeklara ng acquisition cost Nang kanilang insurance investments. Apat na taon, apat na pirma, apat na SALN, at taon-taon kulang ang deklarasyon. Number six,

2938
07:17:21,200 --> 07:17:54,290
Rep. Lordan G. Suan: all documents and figures come from the insurance company's own records. Upang patunayan ang pagiging tunay at wastong pagkakagawa ng mga dokumento. Your Honors, may halaga ang bawat policy, may petsa ang bawat transaksyon. May pirma ang bawat SALN. Pagtatapatin natin ang mga yan. Ang SALN ay deklarasyon ng ari-arian. Hindi listahan ng gusto lang ipakita. Kung kayang magbaya ng milyon-milyon sa insurance, bakit hindi ito mailagay sa SALN?

2939
07:18:11,280 --> 07:19:07,840
Atty. Carlo Joaquin T. Narvasa: Testimony of the prosecution, Your Honor. This would be improper. He is incompetent. As the first offer admitted, he is only testifying on the records of FWD. Whatever the testimony he would provide will only come from the record of his company and provide for only The insurance policies therein. However, Your Honor, the conclusions of law contained in, which I will not repeat, in the second, third, fourth, and fifth offers of testimony involve SALNs, which he would not have any personal knowledge of. And he would also not be able to provide any summation, conclusions, regarding the amounts thereon. As to the first

2940
07:19:08,590 --> 07:19:11,310
Sen. Francis "Chiz" G. Escudero: Are you willing to stipulate the first to

2941
07:19:12,820 --> 07:19:17,380
Sen. Francis "Chiz" G. Escudero: abbreviate this witness that he is who he says he is?

2942
07:19:17,760 --> 07:19:22,580
Atty. Carlo Joaquin T. Narvasa: No, Your Honor. We would like the prosecutor to...

2943
07:19:22,580 --> 07:19:28,540
Sen. Francis "Chiz" G. Escudero: Well, at least it will cover something to comment, Honorable Suwan, to the objection. And

2944
07:19:28,540 --> 07:19:29,920
Atty. Carlo Joaquin T. Narvasa: subject to cross, of course, Your Honor.

2945
07:19:29,980 --> 07:19:31,440
Sen. Francis "Chiz" G. Escudero: Raised by Attorney CJ.

2946
07:19:31,940 --> 07:20:25,050
Rep. Lordan G. Suan: Your Honor, the defense cannot dictate how the prosecution sent its offer of testimony. and what the prosecution intends to prove through the testimony of this witness. And regarding the incompetence of the witness, yes, it is true that the witness does not have personal knowledge regarding the SALNs of the Vice President. That is why we will not be asking him about the SALNs of the Vice President. However, it is essential that the SALN be mentioned in our offer because it provides the baseline. for measuring the under-declaration of the respondent of her insurance investments, Your Honor. And with due respect, I think the Honorable Impeachment Court has already allowed conclusions of law in the offer when necessary.

2947
07:20:30,470 --> 07:21:09,100
Sen. Francis "Chiz" G. Escudero: Forgive me, you just admitted that you used the offer to make conclusions of law although it will not be part of the direct examination of this witness. Because indeed, the witness has no personal knowledge and you can only call a witness to testify on, and I'm sure Attorney Teroy knows that too, on matters that he has personal knowledge of and also based on records. So, do I take it that you will not be asking any questions pertaining to the SALN of the Vice President in relation to this witness, Attorney Teroy, and that you only mentioned it in your offer?

2948
07:21:09,520 --> 07:21:17,880
Rep. Lordan G. Suan: Yes, Your Honor. We will only be asking him about the insurance policies and investments of the Vice President and her husband.

2949
07:21:18,700 --> 07:21:23,180
Atty. Carlo Joaquin T. Narvasa: Your Honor, then, with that admission, we move that the offers

2950
07:21:25,170 --> 07:21:32,650
Atty. Carlo Joaquin T. Narvasa: stating the SALN, which are the second, the third, the fourth, and the fifth, be stricken off the record. And then we thank the honorable prosecutor.

2951
07:21:33,310 --> 07:22:16,430
Sen. Francis "Chiz" G. Escudero: Attorney CJ, let it remain in the record, but the court will not allow questions to be asked in relation to the second, third, fourth, and fifth offer. With a reminder to the counsel for the panel of prosecutors, or the panel of prosecutors, that subsequent Prosecutors who will handle the subsequent insurance policy witnesses should avoid making an offer that will not be brought up with this witness. But on condition upon that, we will let the offer remain in the record for this particular witness. With your indulgence, Attorney CJ.

2952
07:22:17,210 --> 07:22:17,970
Atty. Carlo Joaquin T. Narvasa: Of course, Your Honor.

2953
07:22:18,050 --> 07:22:37,570
Sen. Francis "Chiz" G. Escudero: You may continue, you may proceed rather, Honorable Suan, with your direct, as instructed by the Presiding Officer, to focus on what the witness has personal knowledge over with respect to the policies obtained by the Vice President or her spouse from the company he belongs to. You may proceed, sir. Thank you.

2954
07:22:37,650 --> 07:22:37,990
Rep. Lordan G. Suan: Thank you, Your Honor.

2955
07:22:39,820 --> 07:22:49,240
Rep. Lordan G. Suan: Attorney, mayang ngapon. Maaari niyo po bang sabihin ang inyong buong pangalan? Posisyon at ang kumpanyang inyong kinakatawan?

2956
07:22:49,980 --> 07:23:02,020
Atty. Juan Sotero Roman: Yes, Your Honor. Ako po si Atty. Juan Sotero Roman. I am the Chief Legal and Compliance Officer of FWD Life Insurance Corporation, Your Honor.

2957
07:23:03,730 --> 07:23:12,110
Rep. Lordan G. Suan: Sir, bago po kayo naging konektado sa FWD, saan po kayo nagtrabaho, whether sa private man or sa gobyerno?

2958
07:23:13,730 --> 07:23:22,710
Atty. Juan Sotero Roman: I came from the other life insurance companies before I became a member of the FWD Life Insurance Corporation, Your Honor.

2959
07:23:23,250 --> 07:23:31,170
Rep. Lordan G. Suan: Ano po ang inyong mga tungkulin at responsibilidad sa nasabing posisyon sa inyong kasalukuyang kompanya po?

2960
07:23:31,450 --> 07:23:38,650
Atty. Juan Sotero Roman: I oversee the compliance of the company for all laws and regulations.

2961
07:23:40,380 --> 07:23:44,640
Atty. Juan Sotero Roman: that are pertinent to the insurance business of our company, Your Honor.

2962
07:23:45,950 --> 07:23:50,730
Rep. Lordan G. Suan: Ano po ang dahilan ng inyong pagharap dito ngayong araw sa kagalanggalang hukuman ito?

2963
07:23:51,270 --> 07:24:00,870
Atty. Juan Sotero Roman: In my capacity as Chief Legal and Compliance Officer, I have access to the records of the company covering its clients, Your Honor.

2964
07:24:01,430 --> 07:24:03,590
Rep. Lordan G. Suan: Do you have those records here with you?

2965
07:24:04,590 --> 07:24:13,880
Atty. Juan Sotero Roman: If I may open my... for this specific... Covered by the Supina. I have my folder here.

2966
07:24:13,880 --> 07:24:14,020
Sen. Francis "Chiz" G. Escudero: You

2967
07:24:14,020 --> 07:24:28,640
Sen. Francis "Chiz" G. Escudero: may do so, Attorney Teroy. Assisting Counsels may also approach. Continuing authority, as the Chair stated earlier, has been granted. To whomsoever Assisting Counsel, the respective parties will assign to a particular witness, to approach the witness.

2968
07:24:31,170 --> 07:24:34,710
Rep. Lordan G. Suan: So, Mr. Witness, pakisuri po ng mga dokumentong yan?

2969
07:24:36,170 --> 07:24:44,560
Atty. Juan Sotero Roman: Yes, Your Honor. This is the compliance. by the company to the subpoena duces tecum dated August 27, Your Honor.

2970
07:24:45,090 --> 07:24:45,650
Rep. Lordan G. Suan: Okay.

2971
07:24:47,860 --> 07:25:03,790
Rep. Lordan G. Suan: Sige, Mr. Witness, punta na po tayo ngayon sa exhibits P-Roman numeral 2-8-14-1-13 FWD at 14-2-3 FWD po.

2972
07:25:04,490 --> 07:25:07,290
Atty. Juan Sotero Roman: Your Honor, if I may, I'll just look for it.

2973
07:25:09,870 --> 07:25:10,450
Atty. Juan Sotero Roman: Where is that?

2974
07:25:10,590 --> 07:25:19,350
Sen. Francis "Chiz" G. Escudero: Assisting counsel will kindly assist the witness with respect to the exhibits referred to by the Honorable Suan.

2975
07:25:19,670 --> 07:25:22,670
Atty. Juan Sotero Roman: So I have the exhibit, Your Honor.

2976
07:25:23,670 --> 07:25:27,450
Rep. Lordan G. Suan: Sir, sino po ang policyholder ng insurance investment na to?

2977
07:25:28,090 --> 07:25:35,490
Atty. Juan Sotero Roman: The named policy owner for the record is Mr. Manases R. Reyes Carpio, Your Honor.

2978
07:25:36,270 --> 07:25:39,250
Rep. Lordan G. Suan: Kailan po kinuha ang insurance investment na yan?

2979
07:25:40,540 --> 07:25:46,880
Atty. Juan Sotero Roman: The date of the record, Your Honor, reflects 5-16-2024, Your Honor.

2980
07:25:48,320 --> 07:25:57,260
Rep. Lordan G. Suan: So, Sir, base po sa mga dokumento na nasa iyo, magkano po ang total insurance premium na binayad ng policyholder?

2981
07:25:57,760 --> 07:26:04,200
Atty. Juan Sotero Roman: The record reflects, Your Honor, 10,600,000 pesos, Your Honor.

2982
07:26:06,210 --> 07:26:13,810
Rep. Lordan G. Suan: 10,600,000 pesos. Gano'ng kalaking pera ang pwedeng ipasok? Bilang premium sa isang insurance policy.

2983
07:26:13,810 --> 07:26:14,490
Atty. Carlo Joaquin T. Narvasa: Objection, Your Honor.

2984
07:26:15,810 --> 07:26:21,050
Atty. Carlo Joaquin T. Narvasa: That would be speculative and vague. I don't understand what you're asking for.

2985
07:26:22,150 --> 07:26:30,170
Sen. Francis "Chiz" G. Escudero: I'll allow it, Atty. CJ. If he knows, how much would be the premium for a 10.6 million policy? Is this the face value of the policy, Atty. Teroy?

2986
07:26:30,870 --> 07:26:35,730
Atty. Juan Sotero Roman: Your Honor, this is already the premium paid to the company, Your Honor.

2987
07:26:35,730 --> 07:26:37,670
Sen. Francis "Chiz" G. Escudero: And that's also the face value of the insurance?

2988
07:26:38,270 --> 07:26:44,890
Atty. Juan Sotero Roman: The face value, your honor, or the sum assured is 13,250,000, your honor.

2989
07:26:44,990 --> 07:26:49,350
Sen. Francis "Chiz" G. Escudero: 1, 3. So ang binayad, 10.6. Ang binibiling policy is 13.

2990
07:26:50,170 --> 07:26:51,520
Atty. Juan Sotero Roman: 250,000, your honor.

2991
07:26:51,520 --> 07:26:51,800
Sen. Francis "Chiz" G. Escudero: 13.2.

2992
07:26:51,890 --> 07:26:52,270
Atty. Juan Sotero Roman: Yes.

2993
07:26:52,390 --> 07:26:52,930
Sen. Francis "Chiz" G. Escudero: Okay.

2994
07:26:54,000 --> 07:26:54,540
Atty. Juan Sotero Roman: So,

2995
07:26:54,640 --> 07:26:58,060
Rep. Lordan G. Suan: pwede bang million-million, isang bagsakan?

2996
07:27:00,510 --> 07:27:06,950
Rep. Lordan G. Suan: Yung pagbili ng insurance policy po. Please

2997
07:27:06,950 --> 07:27:07,190
Sen. Francis "Chiz" G. Escudero: answer,

2998
07:27:07,310 --> 07:27:07,770
Sen. Francis "Chiz" G. Escudero: Atty. Teroy.

2999
07:27:08,650 --> 07:27:16,150
Atty. Juan Sotero Roman: Yes, Your Honor, but I'm only reading the record based on the exhibits.

3000
07:27:16,290 --> 07:27:21,820
Sen. Francis "Chiz" G. Escudero: Mas gusto niyo nga yun, di ba? Ano mas gusto niyo, Atty. Teroy? Malaki yung premium o mababang premium?

3001
07:27:22,720 --> 07:27:27,560
Atty. Juan Sotero Roman: Your Honor, we're here to determine the financial needs of the client, Your Honor.

3002
07:27:32,490 --> 07:27:39,710
Sen. Francis "Chiz" G. Escudero: Just like your answer earlier, Attorney Terry, that you came from the other insurance company without mentioning the others. Kindly

3003
07:27:39,710 --> 07:27:41,470
Sen. Francis "Chiz" G. Escudero: proceed, Honorable Suan.

3004
07:27:41,470 --> 07:27:48,830
Rep. Lordan G. Suan: Sir, ano po ang limitasyon ng halagang maaaring ilagay sa isang insurance policy sa isang payment?

3005
07:27:49,680 --> 07:27:56,540
Atty. Juan Sotero Roman: That would be dependent, Your Honor, on the type of product purchased, Your Honor.

3006
07:27:57,720 --> 07:28:00,680
Rep. Lordan G. Suan: Ano pong pinaka-common na product na pinapurchase?

3007
07:28:01,390 --> 07:28:05,330
Atty. Juan Sotero Roman: The common product would be a death benefit or a life insurance.

3008
07:28:07,360 --> 07:28:18,140
Rep. Lordan G. Suan: Ano-ano pong beneficio o financial value ang maaaring makuha ng policyholder mula sa policy na ito bukod ng insurance?

3009
07:28:19,420 --> 07:28:40,080
Atty. Juan Sotero Roman: This has a sum assured of 13,250,000, Your Honor. And if I may just peruse the exhibits, Your Honor. Under the contract, your honor, this policy also has a payout feature, your honor.

3010
07:28:41,560 --> 07:28:43,920
Rep. Lordan G. Suan: Yung payout feature, yan ba yung investment?

3011
07:28:45,400 --> 07:28:52,380
Atty. Juan Sotero Roman: It's a part of the features of the investment aspect, your honor, of this life insurance product.

3012
07:28:52,860 --> 07:28:59,180
Rep. Lordan G. Suan: So kung meron kang ilalagay na 10.6 million pesos, meron kang expectation na lalaki yung pera?

3013
07:29:02,760 --> 07:29:11,500
Atty. Juan Sotero Roman: The expectation, your honor, is there. But the payouts are not guaranteed, your honor, because it is in the nature of an investment, your honor.

3014
07:29:12,320 --> 07:29:17,870
Rep. Lordan G. Suan: Sir, kapag gusto nang kunin ng cash value, gaano kabilis ito makukuha?

3015
07:29:19,560 --> 07:29:32,560
Atty. Juan Sotero Roman: If you're referring, your honor, to any withdrawal, upon the instruction of the client, they can withdraw the Value of the policy, Your Honor.

3016
07:29:32,860 --> 07:29:34,760
Rep. Lordan G. Suan: Gano po kabilis makukuha, Sir?

3017
07:29:36,090 --> 07:29:46,390
Atty. Juan Sotero Roman: If they instruct 3 or 5 business days, Your Honor, they will already be receiving the return of the money, Your Honor.

3018
07:29:47,030 --> 07:29:52,850
Rep. Lordan G. Suan: At ano po ang mga kondisyon or kaltas kung kukuni na ang cash value?

3019
07:29:54,250 --> 07:30:04,060
Atty. Juan Sotero Roman: Meron po mga surrender charges. Depende po on the year or the time that the client instructs withdrawal of the policy, Your Honor.

3020
07:30:04,280 --> 07:30:07,560
Sen. Francis "Chiz" G. Escudero: With your indulgence, Attorney [unclear], you're referring to the cash surrender value, correct?

3021
07:30:07,740 --> 07:30:11,760
Atty. Juan Sotero Roman: I'm referring, Your Honor, to the withdrawal value, Your Honor.

3022
07:30:12,080 --> 07:30:16,740
Sen. Francis "Chiz" G. Escudero: Which is different from the cash surrender value of an insurance policy, if you cut it short?

3023
07:30:16,740 --> 07:30:18,060
Atty. Juan Sotero Roman: A cash

3024
07:30:18,060 --> 07:30:31,300
Atty. Juan Sotero Roman: surrender value apologies are for the traditional life insurance product. For this type of policy, which is a unit-linked product. We usually call it po a withdrawal value.

3025
07:30:31,600 --> 07:30:34,680
Sen. Francis "Chiz" G. Escudero: Which is equivalent to the amount of the premium paid or smaller?

3026
07:30:35,080 --> 07:30:44,960
Atty. Juan Sotero Roman: Which depending on the market, Your Honor, where the fund is invested may go higher or lower than the premiums paid, Your Honor.

3027
07:30:44,960 --> 07:30:45,180
Sen. Francis "Chiz" G. Escudero: Okay,

3028
07:30:45,240 --> 07:30:47,720
Sen. Francis "Chiz" G. Escudero: thank you. Your Witness, Honorable Suan.

3029
07:30:47,900 --> 07:31:06,620
Rep. Lordan G. Suan: Thank you, Your Honor. Sir, base po sa experience niyo o kaya naman sa anti-money laundering training niyo, kung meron man, Paano po pwedeng abusoy ng isang insurance policy para matakpan kung saan talaga galing ang pera o kung sino talaga ang mayari nito?

3030
07:31:06,620 --> 07:31:07,280
Atty. Carlo Joaquin T. Narvasa: Objection, Your

3031
07:31:07,280 --> 07:31:13,460
Atty. Carlo Joaquin T. Narvasa: Honor. Speculative and he calls for a conclusion and he would be incompetent, of course, Attorney. If he knows, Your Honor.

3032
07:31:13,620 --> 07:31:19,080
Sen. Francis "Chiz" G. Escudero: I would have to sustain the objection, Honorable Suan. Move on to your next point.

3033
07:31:20,540 --> 07:31:32,950
Rep. Lordan G. Suan: Kung iligal ang pinanggalingan ng pera, ipinasok sa insurance at kalaunan ay inilabas bilang payout. Pwede po bang magmukhang lehiti mo dahil insurance company ang nagbayad?

3034
07:31:32,950 --> 07:31:34,290
Atty. Carlo Joaquin T. Narvasa: Same objection, Your Honor.

3035
07:31:37,960 --> 07:31:40,100
Rep. Lordan G. Suan: It's a different question, Your Honor.

3036
07:31:40,320 --> 07:31:41,340
Atty. Carlo Joaquin T. Narvasa: Same objection.

3037
07:31:41,600 --> 07:31:46,940
Sen. Francis "Chiz" G. Escudero: Apologies, counsels. Yes, can you repeat your question? Can you repeat your question, Honorable Suan?

3038
07:31:47,850 --> 07:32:00,650
Rep. Lordan G. Suan: Kung iligal ang pinanggalingan ng pera, ipinasok sa insurance, at kalaunan ay inilabas bilang payout, pwede po bang magmukhang lehiti mo dahil insurance company ang nagbayad?

3039
07:32:00,940 --> 07:32:07,340
Sen. Francis "Chiz" G. Escudero: It would be speculative in no basis. You don't have to listen to the objection of the Honorable Attorney CJ.

3040
07:32:08,250 --> 07:32:08,970
Atty. Carlo Joaquin T. Narvasa: Thank you.

3041
07:32:09,090 --> 07:32:11,070
Sen. Francis "Chiz" G. Escudero: But did you say that?

3042
07:32:11,070 --> 07:32:12,920
Atty. Juan Sotero Roman: Yes, Your Honor.

3043
07:32:12,920 --> 07:32:15,340
Sen. Francis "Chiz" G. Escudero: Please move on, Honorable Suwan.

3044
07:32:15,800 --> 07:32:27,980
Rep. Lordan G. Suan: Finally, Sir, itong 10.6 million pesos po na insurance investment ng asawa ng respondent, ano po ang status nito ngayon? Ano po siya?

3045
07:32:27,980 --> 07:32:29,140
Atty. Juan Sotero Roman: Active po.

3046
07:32:29,140 --> 07:32:31,650
Rep. Lordan G. Suan: Okay. No further questions, your honor.

3047
07:32:31,930 --> 07:32:33,430
Sen. Francis "Chiz" G. Escudero: Any cross, attorney CJ?

3048
07:32:33,430 --> 07:32:33,910
Atty. Carlo Joaquin T. Narvasa: Just a few,

3049
07:32:33,970 --> 07:32:34,070
Atty. Carlo Joaquin T. Narvasa: your

3050
07:32:34,070 --> 07:32:34,410
Atty. Carlo Joaquin T. Narvasa: honor.

3051
07:32:34,410 --> 07:32:35,270
Sen. Francis "Chiz" G. Escudero: You may proceed when you're ready.

3052
07:32:36,610 --> 07:32:38,510
Atty. Carlo Joaquin T. Narvasa: Good afternoon po, attorney.

3053
07:32:38,510 --> 07:32:39,570
Atty. Juan Sotero Roman: Good afternoon, sir.

3054
07:32:39,570 --> 07:32:43,710
Atty. Carlo Joaquin T. Narvasa: You'd have to forgive me because I'm not as well-versed in insurance law as you are, sir.

3055
07:32:45,960 --> 07:32:51,780
Atty. Carlo Joaquin T. Narvasa: May I show you section 3 of Republic Act number 10607, sir?

3056
07:32:54,540 --> 07:32:56,480
Atty. Carlo Joaquin T. Narvasa: I will be flashing it on the screen.

3057
07:32:59,790 --> 07:33:02,790
Atty. Carlo Joaquin T. Narvasa: May I request that this be flashed on the screen, sir?

3058
07:33:04,970 --> 07:33:08,690
Sen. Francis "Chiz" G. Escudero: The tech is instructed to kindly flash

3059
07:33:10,320 --> 07:33:16,710
Sen. Francis "Chiz" G. Escudero: the requested slide of attorney Cesar.

3060
07:33:16,710 --> 07:33:18,790
Atty. Carlo Joaquin T. Narvasa: Sir, you'd have to help me out a little. Thank you, sir.

3061
07:33:36,490 --> 07:34:06,270
Atty. Carlo Joaquin T. Narvasa: Sir, I'll just read the second paragraph there, alright? It says, Section 3. The consent of the spouse is not necessary for the validity of an insurance policy taken out by a married person on his or her life. or that of his children. Sir, my question is this. A married applicant can take out insurance on his own life without obtaining his spouse's consent or participation. Correct, sir?

3062
07:34:09,920 --> 07:34:13,800
Atty. Carlo Joaquin T. Narvasa: The second paragraph, sir. Of section 3.

3063
07:34:14,000 --> 07:34:20,980
Atty. Juan Sotero Roman: The section 3, it would be consent of the spouse is not necessary, Your Honor.

3064
07:34:20,980 --> 07:34:21,660
Atty. Carlo Joaquin T. Narvasa: Thank you.

3065
07:34:22,460 --> 07:34:24,020
Sen. Francis "Chiz" G. Escudero: What law is this, Attorney CJ?

3066
07:34:24,460 --> 07:34:30,780
Atty. Carlo Joaquin T. Narvasa: Sir, your honor, Republic Act number 10607 or the amendments to the insurance code.

3067
07:34:30,780 --> 07:34:32,410
Sen. Francis "Chiz" G. Escudero: Okay.

3068
07:34:32,410 --> 07:34:35,370
Atty. Carlo Joaquin T. Narvasa: Sir, let's go to section 11 of the same law.

3069
07:34:42,380 --> 07:34:44,740
Atty. Carlo Joaquin T. Narvasa: Tech, please scroll. Section 11.

3070
07:34:48,780 --> 07:35:08,720
Atty. Carlo Joaquin T. Narvasa: I shall read for your ease, sir. The insured shall have the right to change the beneficiary he designated in the policy unless he has expressly waived the right in said policy. This sir pertains to a revocable beneficiary, correct sir?

3071
07:35:08,720 --> 07:35:10,840
Atty. Juan Sotero Roman: That's my understanding, your honor.

3072
07:35:10,840 --> 07:35:16,540
Atty. Carlo Joaquin T. Narvasa: And sir, a policyholder may name a beneficiary without informing that person, correct?

3073
07:35:18,700 --> 07:35:20,360
Atty. Juan Sotero Roman: That's my understanding, your honor.

3074
07:35:20,360 --> 07:35:31,200
Atty. Carlo Joaquin T. Narvasa: And sir, based on that, it is the right of a policyholder also to change a revocable beneficiary without informing him or her, correct?

3075
07:35:31,200 --> 07:35:35,010
Atty. Juan Sotero Roman: That is my understanding, your honor. based on section 11.

3076
07:35:35,010 --> 07:35:35,230
Atty. Carlo Joaquin T. Narvasa: Thank

3077
07:35:35,230 --> 07:35:35,490
Atty. Carlo Joaquin T. Narvasa: you.

3078
07:35:35,490 --> 07:35:35,930
Atty. Juan Sotero Roman: Thank

3079
07:35:35,930 --> 07:35:37,890
Atty. Carlo Joaquin T. Narvasa: you, sir. No further questions, sir.

3080
07:35:39,760 --> 07:35:41,040
Atty. Carlo Joaquin T. Narvasa: No further questions, Your Honor.

3081
07:35:43,500 --> 07:35:58,450
Sen. Francis "Chiz" G. Escudero: The Senate President is... Senator Judge Erwin Tulfo is recognized. You may proceed, sir, with your interjection. I'm sorry. I'm sorry, Senator Judge Erwin. Any redirect on the part of the Honorable Suan?

3082
07:35:58,810 --> 07:35:59,510
Rep. Lordan G. Suan: No redirect,

3083
07:35:59,930 --> 07:36:00,570
Rep. Lordan G. Suan: Your Honor.

3084
07:36:00,570 --> 07:36:02,450
Sen. Francis "Chiz" G. Escudero: Thank you. In that case, Senator Judge Erwin.

3085
07:36:05,120 --> 07:36:08,700
Sen. Francis "Chiz" G. Escudero: Apologies for the confusion. You may proceed, sir, when you're ready.

3086
07:36:08,880 --> 07:36:10,500
Sen. Erwin Tulfo: Thank you, presiding officer.

3087
07:36:12,040 --> 07:36:28,280
Sen. Erwin Tulfo: Mr. Witness, mahalaga ba sa insurance company ang source of funds ng isang malaking premium? Or it doesn't matter? Kasi kailangan natin magbenta ng insurance, di ba ba? Talagang binabalik-balikan pa nga natin yung tao.

3088
07:36:29,940 --> 07:36:36,120
Sen. Erwin Tulfo: Do you factor that kung ika nga yung source of funds ng kliyente?

3089
07:36:37,510 --> 07:36:42,670
Atty. Juan Sotero Roman: Yes, Your Honor, because the applicant must pay for the premium, Your Honor.

3090
07:36:42,830 --> 07:36:53,150
Sen. Erwin Tulfo: Okay. Do you also factor if it's a public official or asawa ng public official na kumukuha ng insurance investment? Or it doesn't matter?

3091
07:36:55,710 --> 07:37:03,690
Atty. Juan Sotero Roman: Together with the other factors related to identification, Your Honor, of the applicant, it is part of our process, Your Honor.

3092
07:37:03,890 --> 07:37:07,390
Sen. Erwin Tulfo: So it is important na may perang pambayad ang policyholder?

3093
07:37:08,460 --> 07:37:14,860
Atty. Juan Sotero Roman: That the application form is usually accompanied, Your Honor, with the payment of the premium. Pero it doesn't

3094
07:37:14,860 --> 07:37:21,440
Sen. Erwin Tulfo: matter? You do not care kung saan manggagaling yung perang pambayad niya? Is this correct?

3095
07:37:21,440 --> 07:37:22,000
Atty. Juan Sotero Roman: We

3096
07:37:22,000 --> 07:37:31,730
Atty. Juan Sotero Roman: conduct Our due diligence on the applicant and the funds, Your Honor, that accompanies the premium policy.

3097
07:37:31,990 --> 07:37:38,050
Sen. Erwin Tulfo: So that's you do para malaman kung legitimate ang source ng funding?

3098
07:37:38,590 --> 07:37:43,550
Atty. Juan Sotero Roman: We identify the source, Your Honor, based on the records available to us.

3099
07:37:43,670 --> 07:37:49,630
Sen. Erwin Tulfo: Do you ask the policyholder or yung kliyente? Do you ask them ano ang source of income mo?

3100
07:37:51,020 --> 07:38:02,480
Atty. Juan Sotero Roman: In the application form that will be filled out by the client, they will say their occupation and their source of funds, Your Honor.

3101
07:38:02,640 --> 07:38:09,500
Sen. Erwin Tulfo: So is it safe to say na relevant ang pagsusuri ng financial capacity nung kukuha ng insurance?

3102
07:38:11,960 --> 07:38:17,400
Atty. Juan Sotero Roman: That factor, Your Honor, is part of our due diligence, yes.

3103
07:38:18,990 --> 07:38:29,950
Sen. Erwin Tulfo: Hindi tugma ang transaction sa non-financial profile ng customer. Iri-red flag ho ba yun? Or hindi ninyo itutuloy yung pagbibenta ng

3104
07:38:29,950 --> 07:38:31,650
Sen. Erwin Tulfo: insurance?

3105
07:38:31,650 --> 07:38:43,570
Atty. Juan Sotero Roman: In a hypothetical case of when that happens, Your Honor, we will conduct further due diligence on the application before we accept the insurance.

3106
07:38:44,650 --> 07:38:55,350
Sen. Erwin Tulfo: Nangyari na po ba sa company nyo na gano'n na duda kayo sa kaduda-duda na baka kung saan galing yung pambayad na tinanggihanan ninyo o wala pa? Parang wala pa ako naririnig na gano'n.

3107
07:38:56,610 --> 07:39:09,820
Atty. Juan Sotero Roman: Your Honor, we're mindful of the anti-money laundering law on tipping off and to comply with all of the regulations related to identification.

3108
07:39:13,740 --> 07:39:14,860
Atty. Juan Sotero Roman: All right.

3109
07:39:14,940 --> 07:39:33,040
Sen. Erwin Tulfo: Alam niyo naman po na prominenteng tao ang involved nung kumuha po ng insurance and how he is related to, well, hindi pa siya vice president yata dati or she's already vice president. Alam niyo naman po yun. Tama po ba yan?

3110
07:39:35,100 --> 07:39:42,780
Atty. Juan Sotero Roman: We are aware, Your Honor, of the status of Mr. Maneses R. Carpio in the public, Your Honor.

3111
07:39:42,960 --> 07:39:50,760
Sen. Erwin Tulfo: Alright. Sir, bakit sako po ng anti-money laundering control sa insurance industry? Why is that, in your own opinion?

3112
07:39:52,140 --> 07:40:08,860
Atty. Juan Sotero Roman: In my opinion, Your Honor, any financial institution who receives money from the public is a, what we call it, proper person. to be covered by anti-money laundering law, Your Honor.

3113
07:40:09,080 --> 07:40:17,680
Sen. Erwin Tulfo: Is the right answer dahil maaring gamitin ng insurance products upang magpasok at mag-store ng substantial funds? Could that be one of the reasons?

3114
07:40:19,850 --> 07:40:28,730
Atty. Juan Sotero Roman: Under the anti-money laundering law, there are predicate offenses, Your Honor. So my answer there would be... That is maybe one of the reasons, Your Honor.

3115
07:40:28,930 --> 07:40:38,150
Sen. Erwin Tulfo: Sa money laundering po, ano ang significance ng pagpasok ng pera sa isang insurance product at paglabas nito later as proceeds? Would you happen to know?

3116
07:40:39,450 --> 07:40:46,190
Atty. Juan Sotero Roman: In money laundering law, Your Honor, there's placement or the cash that is put in the financial

3117
07:40:47,740 --> 07:41:02,860
Atty. Juan Sotero Roman: Industry, which includes insurance, layering wherein it passes through one financial institution to another, and of course, ultimately, integration where the proceeds or the withdrawal value will be turning into cash, Your Honor.

3118
07:41:03,120 --> 07:41:09,080
Sen. Erwin Tulfo: May limitations po ba bilang ng insurance policies na maaaring kunin ng isang

3119
07:41:09,080 --> 07:41:12,300
Atty. Juan Sotero Roman: tao? Depende, Your Honor, on the

3120
07:41:16,670 --> 07:41:23,390
Sen. Erwin Tulfo: Occupation, source of funds. I would understand the answer there is there are limitations, Your Honor.

3121
07:41:23,930 --> 07:41:44,110
Sen. Erwin Tulfo: Last question, Mr. Presiding Officer. Can you detect na pag kumuha po ng policy, money laundering na pala nilalabhan nila nila o ng mga tao yung pera through insurance companies that it is already part of the money laundering scheme? Namumonitor nyo ba na yun? Natatrack ninyo? If so, what do you do?

3122
07:41:44,600 --> 07:42:04,180
Atty. Juan Sotero Roman: Your Honor, under the anti-money laundering law, we are obligated to have indicators to determine if there are what you would call suspicious or unusual aspects of an applicant when they try to purchase insurance from us, Your Honor.

3123
07:42:04,320 --> 07:42:17,540
Sen. Erwin Tulfo: But what do you do? For example, talagang suspected na... Nilo-launder yung pera, nililinis sa pamagitan ng pagkuhan po ng policies for investment. What will you do?

3124
07:42:18,800 --> 07:42:38,620
Atty. Juan Sotero Roman: At point of our application, Your Honor, we may not be able to determine if it is money laundering as will be defined by a court of proper jurisdiction. We, however, have a mandate from the Anti-Money Laundering Council and the Insurance Commission to identify the

3125
07:43:02,780 --> 07:43:03,140
Atty. Juan Sotero Roman: So

3126
07:43:03,140 --> 07:43:06,560
Sen. Erwin Tulfo: kahit na alam po ninyo, pero kung wala pong court order, you will not do anything.

3127
07:43:08,510 --> 07:43:12,710
Atty. Juan Sotero Roman: If your honor, the court will order.

3128
07:43:12,710 --> 07:43:19,790
Sen. Erwin Tulfo: As long as wala pong order ang court na may money laundering doon nakikita na ninyo dyan, wala po kayong gagawin.

3129
07:43:19,910 --> 07:43:29,990
Atty. Juan Sotero Roman: As we view, when we say that there is money laundering, that would mean that a court of competent jurisdiction has already proved.

3130
07:43:30,430 --> 07:43:41,490
Sen. Erwin Tulfo: But how would the court know, sir, kung hindi po kayo magre-report, hindi po ninyo titignan? Hindi po ba, I think, mauna muna makikita ninyo bago yung court because kahawak po ninyo, you will look in there.

3131
07:43:41,750 --> 07:44:13,880
Sen. Francis "Chiz" G. Escudero: With the permission of Senator Judge Tulfo, insurance companies are covered institutions under the anti-money laundering law. If they find any transaction in excess of the threshold or found to be suspicious, they are mandated by the law. To report those transactions, but that's as far as it goes. Unless, as Attorney Terry said, a court of competent jurisdiction shall have already found the money for money laundering to have existed in that particular transaction. But they will report it, correct, Attorney Terry?

3132
07:44:14,480 --> 07:44:15,540
Atty. Juan Sotero Roman: Yes, Your Honor.

3133
07:44:15,540 --> 07:44:19,100
Sen. Francis "Chiz" G. Escudero: They will just report it to the Presiding Officer, but they will not terminate the contract, right?

3134
07:44:19,360 --> 07:44:29,090
Sen. Francis "Chiz" G. Escudero: Because there is no determination yet by a court of competent jurisdiction in that regard. If they do that, they will be sued by the policyholder, I suppose.

3135
07:44:45,050 --> 07:45:35,280
Sen. Sherwin T. Gatchalian: Hindi katulad ng mga bank deposits na very clear. Bank deposits, cash yan. Itong mga insurance policies, nag-evolve na kasi sila. At marami sa ating mga kababayan, hindi masyadong kabisado kung ano itong insurance policies na nag-evolve na into, sabi nyo kanina, variable unit link insurance. Gusto kong ma-educate para ma-educate rin yung mga kababayan natin. Kanina ay pinakita po na yung premium ay 10.6 million pesos. At nasabi rin kanina na ibabalik ito at one point at 13.200 million pesos. So ang ibig sabihin ba nito ho, guarantee na yung 13.2 million pesos na ibabalik?

3136
07:45:36,740 --> 07:45:51,520
Atty. Juan Sotero Roman: Your Honor, the sum assured reflects the amount payable. When the covered event occurs in a life insurance policy, the covered event po is the death of the named insured.

3137
07:45:51,880 --> 07:45:59,460
Sen. Sherwin T. Gatchalian: So, ibig sabihin kung may yung beneficiary pag namatay, makukuha niya 13.2 million pesos?

3138
07:45:59,980 --> 07:46:03,160
Atty. Juan Sotero Roman: 13,250,000 pesos, your honor.

3139
07:46:03,200 --> 07:46:03,540
Sen. Sherwin T. Gatchalian: Yes, oo.

3140
07:46:05,120 --> 07:46:12,000
Sen. Sherwin T. Gatchalian: Yung 10 million naman, 0.6, ito ba ay pwedeng bumaba? O pwede pang lumaki?

3141
07:46:13,820 --> 07:46:15,060
Atty. Juan Sotero Roman: Yes, Your Honor.

3142
07:46:15,060 --> 07:46:16,020
Sen. Sherwin T. Gatchalian: Pwede siyang bumaba?

3143
07:46:16,020 --> 07:46:16,440
Atty. Juan Sotero Roman: Apo.

3144
07:46:21,400 --> 07:46:31,200
Sen. Sherwin T. Gatchalian: Dito sa policy ninyo nakita ko ang benefit period is age 100. Anong ibig sabihin nun?

3145
07:46:32,340 --> 07:46:37,300
Atty. Juan Sotero Roman: The person is covered up to the age of 100, Your Honor.

3146
07:46:37,580 --> 07:46:49,980
Sen. Sherwin T. Gatchalian: Okay. At dito rin nakita ko na Yung single premium payable is 10.6 million pesos. So ibig sabihin, ito yung halaga na ibinayad ng policyholder.

3147
07:46:50,320 --> 07:46:51,320
Atty. Juan Sotero Roman: Yes, Your Honor.

3148
07:46:51,600 --> 07:46:53,560
Sen. Sherwin T. Gatchalian: Ito ba ay pwede nating matawag asset?

3149
07:46:57,370 --> 07:47:03,510
Sen. Sherwin T. Gatchalian: Itong 10.6 million pesos, is this considered asset of a person, yung policyholder?

3150
07:47:03,830 --> 07:47:15,860
Atty. Juan Sotero Roman: A financial product, Your Honor, is a specie of personal property. and therefore it can be an asset depending of course on other factors.

3151
07:47:16,120 --> 07:47:22,100
Sen. Sherwin T. Gatchalian: Yes, but for this particular policy, itong 10.6 million pesos, considered ba ito asset ng tao?

3152
07:47:22,950 --> 07:47:41,970
Atty. Juan Sotero Roman: I can say sir that the 10.6 million paid for this depending on whether it's withdrawn or it becomes Death Claim, there will be money coming out of this account, Your Honor.

3153
07:47:42,110 --> 07:47:43,770
Sen. Sherwin T. Gatchalian: Correct. So is that considered an asset?

3154
07:47:45,490 --> 07:47:53,670
Atty. Juan Sotero Roman: Specifically solely for this transaction, it is my reading of the law, Your Honor. It's personal property and is therefore an asset.

3155
07:47:53,670 --> 07:47:53,810
Sen. Sherwin T. Gatchalian: An

3156
07:47:53,810 --> 07:47:54,150
Sen. Sherwin T. Gatchalian: asset.

3157
07:47:54,430 --> 07:47:56,690
Sen. Sherwin T. Gatchalian: Yung 13.2

3158
07:47:56,920 --> 07:48:01,560
Sen. Sherwin T. Gatchalian: million pesos, is that considered an asset?

3159
07:48:04,240 --> 07:48:21,410
Atty. Juan Sotero Roman: This is a... What you would call a covered insurance payable. And then of course, unless the covered event occurs, this is not yet, in my view, an asset. This is a future event.

3160
07:48:23,710 --> 07:48:28,370
Atty. Juan Sotero Roman: A life insurance contract is based on a future event, Your Honor.

3161
07:48:28,630 --> 07:48:38,580
Sen. Sherwin T. Gatchalian: Pero guaranteed na yung maibibigay ng 13.2. So do you consider that As an asset in your calculation of your assets.

3162
07:48:39,300 --> 07:48:39,780
Atty. Juan Sotero Roman: Kung

3163
07:48:39,780 --> 07:48:46,920
Sen. Sherwin T. Gatchalian: magkukumpute ka ng asset, ang asset ko ay ganito, in 30.2 ba pwede kong makonsidered as my asset? Kasi guaranteed na yun eh.

3164
07:48:48,360 --> 07:48:53,160
Atty. Juan Sotero Roman: Again, your honor, a life insurance product is dependent on the occurrence of the covert event.

3165
07:48:54,200 --> 07:48:56,900
Sen. Sherwin T. Gatchalian: So hindi pa, kasi hindi pa nangyayari yun.

3166
07:48:56,960 --> 07:49:04,570
Atty. Juan Sotero Roman: My understanding, your honor, is it's not claimable. until the covered event occurs, Your Honor.

3167
07:49:04,570 --> 07:49:04,850
Sen. Sherwin T. Gatchalian: Okay.

3168
07:49:05,010 --> 07:49:14,460
Sen. Sherwin T. Gatchalian: And then, narinig ko kanina tinanong ng ating presiding officer na at any given time, pwedeng tanggalin itong premium na 10.6?

3169
07:49:14,460 --> 07:49:15,460
Atty. Juan Sotero Roman: There is

3170
07:49:15,460 --> 07:49:17,640
Atty. Juan Sotero Roman: a withdrawable value, Your Honor.

3171
07:49:17,640 --> 07:49:17,740
Sen. Sherwin T. Gatchalian: Pag

3172
07:49:17,740 --> 07:49:18,900
Sen. Sherwin T. Gatchalian: winit draw ba ito, may kita?

3173
07:49:19,900 --> 07:49:26,320
Atty. Juan Sotero Roman: Depending on the market performance of which the variable fund is linked, Your Honor.

3174
07:49:26,320 --> 07:49:26,440
Sen. Sherwin T. Gatchalian: So

3175
07:49:26,440 --> 07:49:28,880
Sen. Sherwin T. Gatchalian: pwedeng kumita, pwedeng hindi kumita?

3176
07:49:28,880 --> 07:49:29,180
Atty. Juan Sotero Roman: Hapa.

3177
07:49:29,180 --> 07:49:31,100
Sen. Sherwin T. Gatchalian: Alright. Thank you, Mr. Presiding Officer.

3178
07:49:31,350 --> 07:49:33,590
Sen. Francis "Chiz" G. Escudero: Thank you, Senator President.

3179
07:49:36,600 --> 07:49:40,440
Sen. Francis "Chiz" G. Escudero: Senator Judge Sotto is recognized. You may proceed, sir, when you're ready.

3180
07:49:42,240 --> 07:49:43,760
Sen. Vicente C. Sotto III: Thank you, Mr. President of

3181
07:49:43,760 --> 07:49:50,900
Sen. Vicente C. Sotto III: the Co-Officials. Medyo nagtatalo na ako dito kanina. Gusto lang namin nalinawan eh, dahil baka ang intindi ng iba. Pag sinabing insurance, may

3182
07:49:50,900 --> 07:49:51,100
Sen. Vicente C. Sotto III: ini

3183
07:49:51,100 --> 07:49:57,160
Sen. Vicente C. Sotto III: -insure. Patulad ng regular na insurance. Ito po, investment ito, you know. Attorney Roman?

3184
07:49:57,540 --> 07:49:58,360
Atty. Juan Sotero Roman: Yes, Your Honor.

3185
07:49:58,600 --> 07:50:07,460
Sen. Vicente C. Sotto III: So, in this case, dito sa 10.6 na... Pinasok na investment sa insurance. Sinong beneficiary?

3186
07:50:08,800 --> 07:50:12,480
Atty. Juan Sotero Roman: The beneficiary, Your Honor, are the children.

3187
07:50:14,830 --> 07:50:15,770
Sen. Vicente C. Sotto III: Tapos ang in

3188
07:50:15,770 --> 07:50:16,270
Sen. Vicente C. Sotto III: -insure,

3189
07:50:16,310 --> 07:50:18,750
Sen. Vicente C. Sotto III: yung pera at yung siya.

3190
07:50:19,190 --> 07:50:20,030
Atty. Juan Sotero Roman: Yes, Your Honor.

3191
07:50:20,250 --> 07:50:22,210
Sen. Vicente C. Sotto III: Si Atty. Calpio. O

3192
07:50:22,210 --> 07:50:23,330
Sen. Vicente C. Sotto III: by the way, are you related

3193
07:50:23,330 --> 07:50:24,190
Sen. Vicente C. Sotto III: to Pablo Roman?

3194
07:50:25,500 --> 07:50:26,360
Atty. Juan Sotero Roman: Yes, Your Honor.

3195
07:50:26,600 --> 07:50:27,440
Sen. Vicente C. Sotto III: Ah, you are? Okay.

3196
07:50:29,620 --> 07:50:32,000
Sen. Vicente C. Sotto III: Good friends of ours. Anyway,

3197
07:50:34,230 --> 07:50:34,830
Sen. Vicente C. Sotto III: So,

3198
07:50:35,850 --> 07:50:50,680
Sen. Vicente C. Sotto III: anytime pwedeng bunutin, katulad ng pinag-uusapan niyo ni Senate President. Anytime pwedeng bunutin. So, hanggang kailan yun? Yung 10.6 na yun, hanggang kailan yun?

3199
07:50:51,940 --> 07:51:01,480
Atty. Juan Sotero Roman: The coverage period, Your Honor, based on the record, is up to age 100. And depending on the performance of the fund, Your Honor.

3200
07:51:02,020 --> 07:51:04,040
Sen. Vicente C. Sotto III: So, in-insure niya yung sarili niya?

3201
07:51:09,180 --> 07:51:09,940
Sen. Vicente C. Sotto III: If

3202
07:51:09,940 --> 07:51:11,200
Sen. Vicente C. Sotto III: it is withdrawn,

3203
07:51:11,380 --> 07:51:21,600
Sen. Vicente C. Sotto III: it will terminate the life. So hindi ito yung regular na insurance. Ito yung investment insurance. Di ba ba?

3204
07:51:30,680 --> 07:51:36,060
Atty. Juan Sotero Roman: On a full surrender basis, it will terminate, Your Honor, the life insurance cover.

3205
07:51:36,360 --> 07:51:42,920
Sen. Vicente C. Sotto III: Ang makukuha ng mga beneficiary niya is the 10 plus interest.

3206
07:51:44,060 --> 07:51:49,580
Atty. Juan Sotero Roman: Your Honor, when it is withdrawn, it is the policy owner that withdraws the policy.

3207
07:51:49,820 --> 07:51:53,840
Sen. Vicente C. Sotto III: If it's withdrawn, pero if he stays the policy

3208
07:51:53,840 --> 07:52:03,070
Atty. Juan Sotero Roman: and the covered event of death occurs, Your Honor, then the company will pay the... Some assured to name beneficiaries.

3209
07:52:03,070 --> 07:52:03,370
Sen. Vicente C. Sotto III: Thank

3210
07:52:03,370 --> 07:52:03,870
Sen. Vicente C. Sotto III: you.

3211
07:52:06,870 --> 07:52:08,090
Sen. Francis "Chiz" G. Escudero: Senator Judge Pangilinan.

3212
07:52:13,560 --> 07:52:18,180
Sen. Francis “Kiko” Pangilinan: Just a clarification, is there a period within which you are not allowed to withdraw the amount?

3213
07:52:18,640 --> 07:52:19,300
Atty. Juan Sotero Roman: No, Your Honor.

3214
07:52:19,520 --> 07:52:21,180
Sen. Francis “Kiko” Pangilinan: So you can withdraw it anytime?

3215
07:52:21,540 --> 07:52:22,020
Atty. Juan Sotero Roman: Yes, Your Honor.

3216
07:52:22,240 --> 07:52:24,000
Sen. Francis “Kiko” Pangilinan: And what would be the withdrawable amount?

3217
07:52:25,180 --> 07:52:29,840
Atty. Juan Sotero Roman: It will depend on the mark to market amount, Your Honor.

3218
07:52:29,840 --> 07:52:30,060
Sen. Francis “Kiko” Pangilinan: So

3219
07:52:30,060 --> 07:52:32,700
Sen. Francis “Kiko” Pangilinan: it can be lower than 10 point, how much was it?

3220
07:52:32,700 --> 07:52:34,040
Atty. Juan Sotero Roman: 10.6 million, Your Honor.

3221
07:52:34,040 --> 07:52:35,700
Sen. Francis “Kiko” Pangilinan: So it can be lower than 10.6?

3222
07:52:35,700 --> 07:52:36,340
Atty. Juan Sotero Roman: Yes, Your Honor.

3223
07:52:36,340 --> 07:52:43,460
Sen. Francis “Kiko” Pangilinan: But at the same time, depending on market, whether the market is upbeat, it can be higher than 10.6?

3224
07:52:43,860 --> 07:52:44,340
Atty. Juan Sotero Roman: Yes, Your Honor.

3225
07:52:44,560 --> 07:52:48,700
Sen. Francis “Kiko” Pangilinan: But now, not higher than 13.250?

3226
07:52:50,390 --> 07:52:54,770
Atty. Juan Sotero Roman: There's no cap as to the performance, Your Honor, of the market.

3227
07:52:55,640 --> 07:53:00,040
Sen. Francis “Kiko” Pangilinan: Oh, so you can also get it higher than 13,250,000?

3228
07:53:00,180 --> 07:53:00,720
Atty. Juan Sotero Roman: Yes, Your Honor.

3229
07:53:01,200 --> 07:53:06,730
Sen. Francis “Kiko” Pangilinan: Okay. So, well, yeah. So, there are risks.

3230
07:53:07,390 --> 07:53:08,110
Atty. Juan Sotero Roman: Yes, Your Honor.

3231
07:53:08,230 --> 07:53:10,970
Sen. Francis “Kiko” Pangilinan: I just wanted that clarified. Thank you. Thank you. Thank

3232
07:53:10,970 --> 07:53:26,250
Sen. Francis "Chiz" G. Escudero: you. There being no other senator or judge who wish to make interjections, Atty. Teroy, maraming salamat po sa inyong pasensya sa paghihintay po ninyo at sa pagsagot sa mga katanungan ng magkabi ng partido at ng hukumang ito. You are excused, sir. Thank you very much for your time.

3233
07:53:26,390 --> 07:53:27,110
Atty. Juan Sotero Roman: Thank you, Your Honors.

3234
07:53:29,570 --> 07:53:34,970
Sen. Francis "Chiz" G. Escudero: Kindly situate Ms. Malusa Langit to the witness stand.

3235
07:53:37,680 --> 07:53:43,930
Sen. Francis "Chiz" G. Escudero: Honorable Suan, I presume you monitored the banks that were presented by Attorney James.

3236
07:53:44,530 --> 07:53:45,510
Rep. Lordan G. Suan: Yes, Your Honor. Would

3237
07:53:45,510 --> 07:53:57,190
Sen. Francis "Chiz" G. Escudero: you be having the same offer subject to the limitation that the court mentioned earlier regarding matters that are not within the personal knowledge of the insurance representatives? Would it be the same?

3238
07:53:57,470 --> 07:53:58,130
Rep. Lordan G. Suan: Yes, Your Honor.

3239
07:53:58,630 --> 07:54:01,590
Sen. Francis "Chiz" G. Escudero: So, for the record, Attorney CJ, will it still be you?

3240
07:54:02,190 --> 07:54:02,930
Atty. Carlo Joaquin T. Narvasa: Yes, Your Honor.

3241
07:54:03,070 --> 07:54:05,650
Sen. Francis "Chiz" G. Escudero: I presume it'll still be you, Honorable Suwan?

3242
07:54:05,650 --> 07:54:06,510
Rep. Lordan G. Suan: Yes, Your Honor.

3243
07:54:08,890 --> 07:54:31,380
Sen. Francis "Chiz" G. Escudero: So, similarly, with what we did with Attorney James, with respect to the first offer, it will be the same. It will be deemed read into the record. With respect to offer number two, without the last sentence, wala ito sa sale ng respondent vice president.

3244
07:54:33,260 --> 07:54:58,720
Sen. Francis "Chiz" G. Escudero: Offer number three will no longer be part of the offer. Offer number four, offer number five, offer number six will still be part of the offer of this witness to the exclusion of the second, the third, the last three sentences that have reference to SALNs.

3245
07:55:00,730 --> 07:55:07,330
Sen. Francis "Chiz" G. Escudero: Do I presume that your objection with respect, if any, to the first and sixth offer will be the same, Atty. CJ?

3246
07:55:07,530 --> 07:55:08,230
Atty. Carlo Joaquin T. Narvasa: Yes, Your Honor.

3247
07:55:08,450 --> 07:55:13,630
Sen. Francis "Chiz" G. Escudero: Okay. You may proceed with the direct examination of your witness, Hon. Suan.

3248
07:55:17,190 --> 07:55:18,330
Rep. Lordan G. Suan: Mayong hapon, Ms. Witness.

3249
07:55:18,570 --> 07:55:25,360
Sen. Francis "Chiz" G. Escudero: I'm sorry. Sorry, we've had ten witnesses already. So, kindly stand up, ma'am.

3250
07:55:27,340 --> 07:55:35,970
Sen. Francis "Chiz" G. Escudero: How do I refer to you, Mama Lou? Kindly stand up. Clerk is directed to kindly administer the order of witness. Apologies to the counsels.

3251
07:55:36,030 --> 07:55:50,650
Atty. Renato N. Bantug Jr.: Ma'am kindly raise your right hand. You, Malu R. Salanguit. Do swear that the evidence you shall give in the case now pending between the Philippines and Vice President Cyrus Jim Ramando Tertes shall be the truth, the whole truth, and nothing but the truth. So I hope you God.

3252
07:55:52,520 --> 07:55:56,220
Sen. Francis "Chiz" G. Escudero: Ma'am Malu, naunawaan niyo po. Pakisagot po sa mic para marinig at sa record.

3253
07:55:56,480 --> 07:55:57,040
Malu Remollino Salanguit: I swear.

3254
07:56:00,940 --> 07:56:01,500
Sen. Francis "Chiz" G. Escudero: Yes,

3255
07:56:04,840 --> 07:56:05,300
Malu Remollino Salanguit: Your Honor.

3256
07:56:05,520 --> 07:56:09,920
Sen. Francis "Chiz" G. Escudero: Thank you. Forgive again the faux pas. Honorable Suwan, your

3257
07:56:09,920 --> 07:56:10,700
Sen. Francis "Chiz" G. Escudero: witness.

3258
07:56:10,700 --> 07:56:19,960
Rep. Lordan G. Suan: Thank you, Your Honor. Ma'am Malu, maaaring niyo po bang sabihin ang inyong buong pangalan, posisyon, at ang kumpanya ang inyong kinakatawan?

3259
07:56:20,220 --> 07:56:27,730
Malu Remollino Salanguit: Ako po si Malu Remollino Salanguit. I am the head of Manage and Review Value Stream of Manulife Philippines.

3260
07:56:29,380 --> 07:56:37,380
Rep. Lordan G. Suan: Bago po kayo naging connectado sa Manulife, saan po kayo nagtrabaho maging private man or gobyerno?

3261
07:56:37,520 --> 07:56:52,400
Malu Remollino Salanguit: I worked previously at AXA Philippines and also at AMWAL. It's an investment bank located in Doha, Qatar and also Philam Asset Management.

3262
07:56:53,550 --> 07:57:01,130
Rep. Lordan G. Suan: Okay. Paano po ang inyong mga tungkulin at responsibilidad sa nasabing posisyon niyo ngayon sa kasalukuyang kumpanya?

3263
07:57:02,190 --> 07:57:19,070
Malu Remollino Salanguit: As head of management review value stream, I am in charge of after sales transactions. So these are the entire end-to-end life cycle of after sales for policy management, billing and collection, and suspense management.

3264
07:57:19,950 --> 07:57:24,530
Rep. Lordan G. Suan: Okay. Ano po ang dahilan kung bakit nandito kayo ngayon? Meron

3265
07:57:24,530 --> 07:57:24,650
Rep. Lordan G. Suan: po

3266
07:57:24,650 --> 07:57:25,290
Rep. Lordan G. Suan: kayong natanggap?

3267
07:57:25,650 --> 07:57:31,810
Malu Remollino Salanguit: Yes, I was authorized by my organization after receiving the subpoena from the Senate.

3268
07:57:32,270 --> 07:57:41,570
Rep. Lordan G. Suan: Okay. Ano pong mga dokumento kung meron man ang inyong isunumite bilang sa pagpunta nyo dito ngayon?

3269
07:57:41,750 --> 07:57:48,830
Malu Remollino Salanguit: We actually submitted copies of the policy contract as well as the official receipts and

3270
07:57:50,340 --> 07:57:56,420
Malu Remollino Salanguit: Application forms related to the policies of the Vice President.

3271
07:57:56,720 --> 07:58:03,400
Rep. Lordan G. Suan: Okay. So kung ipapakita po sa inyo itong mga dokumentong ito, would you be able to recognize them?

3272
07:58:04,100 --> 07:58:08,140
Malu Remollino Salanguit: Yes. I can refer to my records as well.

3273
07:58:08,340 --> 07:58:08,840
Rep. Lordan G. Suan: Okay.

3274
07:58:09,860 --> 07:58:10,360
Malu Remollino Salanguit: To

3275
07:58:10,360 --> 07:58:10,980
Malu Remollino Salanguit: compare.

3276
07:58:10,980 --> 07:58:11,320
Sen. Francis "Chiz" G. Escudero: You may

3277
07:58:11,320 --> 07:58:13,220
Sen. Francis "Chiz" G. Escudero: do so, ma'am. You may refer to your records.

3278
07:58:15,570 --> 07:58:20,330
Rep. Lordan G. Suan: Your Honor, may assisting counsel, Atty. Jairo Ladera, also be allowed to...

3279
07:58:20,330 --> 07:58:28,990
Sen. Francis "Chiz" G. Escudero: Again, counsel, continuing authority has been given to assisting counsel from both parties with respect to all the witnesses for today.

3280
07:58:29,210 --> 07:58:29,850
Rep. Lordan G. Suan: Thank you,

3281
07:58:29,870 --> 07:58:29,930
Rep. Lordan G. Suan: Your Honor.

3282
07:58:29,930 --> 07:58:31,070
Sen. Francis "Chiz" G. Escudero: To approach the witnesses at any time.

3283
07:58:37,570 --> 07:58:46,800
Rep. Lordan G. Suan: So, Ma'am Malu, kanino po nakapangalan ang policy na yan?

3284
07:58:54,010 --> 07:58:57,010
Atty. Carlo Joaquin T. Narvasa: Your Honor, may we know the marking of this policy?

3285
07:58:58,520 --> 07:58:59,940
Atty. Carlo Joaquin T. Narvasa: Thank you. I can read. Thank you.

3286
07:59:04,080 --> 07:59:04,680
Rep. Lordan G. Suan: Okay.

3287
07:59:04,780 --> 07:59:12,520
Malu Remollino Salanguit: So, this is under the insured Marco D. Gong D. Carpio. And the policy owner is Manases R. Carpio.

3288
07:59:13,100 --> 07:59:18,280
Rep. Lordan G. Suan: Okay. Ma'am Malu, kailan po kinuha ang insurance investment na yan?

3289
07:59:18,540 --> 07:59:22,140
Malu Remollino Salanguit: The policy issue date is 18 January 2019.

3290
07:59:23,920 --> 07:59:32,240
Rep. Lordan G. Suan: So, base po sa mga dokumentong nandyan, makano po ang total insurance premium na binayad ng policyholder?

3291
07:59:33,100 --> 07:59:41,980
Malu Remollino Salanguit: Let me just confirm with my records. Total as of... Sir, can you clarify if it's total as of...

3292
07:59:41,980 --> 07:59:42,960
Rep. Lordan G. Suan: Yung

3293
07:59:42,960 --> 07:59:44,080
Rep. Lordan G. Suan: total na pay.

3294
07:59:44,100 --> 07:59:44,640
Malu Remollino Salanguit: Na bayad po.

3295
07:59:46,760 --> 07:59:55,400
Atty. Carlo Joaquin T. Narvasa: Before anything, may I just request the honorables who want to mention the name of the minor children, if any.

3296
07:59:55,400 --> 07:59:56,040
Sen. Francis "Chiz" G. Escudero: The

3297
07:59:56,040 --> 07:59:56,660
Sen. Francis "Chiz" G. Escudero: witness is

3298
07:59:56,660 --> 07:59:57,040
Sen. Francis "Chiz" G. Escudero: instructed

3299
07:59:57,040 --> 08:00:13,480
Sen. Francis "Chiz" G. Escudero: to kindly avoid mentioning. The beneficiary and or the name of any minor. You can refer to the person as a descendant or daughter or son. I don't know but kindly avoid mentioning the name.

3300
08:00:16,040 --> 08:00:19,860
Atty. Carlo Joaquin T. Narvasa: Ms. Malou. As well as the flashing, please. Thank you.

3301
08:00:20,760 --> 08:00:28,920
Rep. Lordan G. Suan: Your Honor, we also manifest that we have already redacted the names of the beneficiaries. and especially the minor children.

3302
08:00:29,060 --> 08:00:30,880
Sen. Francis "Chiz" G. Escudero: Yes, and the witnesses reminded as well.

3303
08:00:31,260 --> 08:00:32,120
Malu Remollino Salanguit: Noted, Your Honor.

3304
08:00:32,680 --> 08:00:34,220
Sen. Francis "Chiz" G. Escudero: Okay. Kindly answer the question.

3305
08:00:34,800 --> 08:00:36,040
Malu Remollino Salanguit: Total premiums

3306
08:00:36,040 --> 08:00:37,120
Sen. Francis "Chiz" G. Escudero: paid as of today?

3307
08:00:37,220 --> 08:00:41,000
Malu Remollino Salanguit: The total amount premium paid for this policy is 610,000 pesos.

3308
08:00:41,480 --> 08:00:42,380
Sen. Francis "Chiz" G. Escudero: That's as of 2025?

3309
08:00:43,020 --> 08:00:45,720
Malu Remollino Salanguit: Yes, sir. This is a one-time payment.

3310
08:00:45,720 --> 08:00:46,160
Sen. Francis "Chiz" G. Escudero: A one

3311
08:00:46,160 --> 08:00:47,040
Sen. Francis "Chiz" G. Escudero: -time only in 2019?

3312
08:00:47,580 --> 08:00:47,960
Malu Remollino Salanguit: Yes, sir.

3313
08:00:48,080 --> 08:00:48,240
Sen. Francis "Chiz" G. Escudero: Okay.

3314
08:00:50,950 --> 08:00:57,450
Rep. Lordan G. Suan: Ms. Malu, punta po tayo ngayon sa dokumentong ito, yung Exhibit 8-15-2-2.

3315
08:01:02,530 --> 08:01:09,370
Rep. Lordan G. Suan: Tapos kasama na rin yung 8-15-2-4, 2-6, and 2-5.

3316
08:01:13,540 --> 08:01:21,290
Rep. Lordan G. Suan: So, Ms. Malu, sino po yung policyholder ng insurance investment na yan?

3317
08:01:21,490 --> 08:01:28,330
Malu Remollino Salanguit: For 2-2, it's under VP Sara Duterte. She's the policy owner.

3318
08:01:29,000 --> 08:01:31,500
Rep. Lordan G. Suan: Okay. Kailan po yan kinuha?

3319
08:01:31,920 --> 08:01:38,160
Malu Remollino Salanguit: This was bought. Last October 23. Actually, issued last October 23, 2014.

3320
08:01:39,570 --> 08:01:43,890
Rep. Lordan G. Suan: Tapos, makano po yung total insurance premium na binayan?

3321
08:01:50,520 --> 08:02:06,510
Malu Remollino Salanguit: So, this is also a single-pay policy. The initial payment paid is 400,000. But there is a top-up of 128,000 in 2019.

3322
08:02:07,130 --> 08:02:08,450
Rep. Lordan G. Suan: So, makano na po yung total?

3323
08:02:09,000 --> 08:02:10,720
Malu Remollino Salanguit: Five hundred thirty-eight thousand pesos.

3324
08:02:11,260 --> 08:02:13,440
Rep. Lordan G. Suan: Five hundred twenty-eight. Five

3325
08:02:13,440 --> 08:02:15,340
Malu Remollino Salanguit: hundred thirty-eight.

3326
08:02:15,420 --> 08:02:16,860
Rep. Lordan G. Suan: Paano naging thirty-eight po?

3327
08:02:17,060 --> 08:02:20,100
Malu Remollino Salanguit: Five hundred twenty-eight thousand pesos. I'm sorry.

3328
08:02:22,760 --> 08:02:34,300
Rep. Lordan G. Suan: Sige po. Ma'am Malu, punta po tayo sa exhibit 8-15-3-2, 3-4, 3-5, and 3-6.

3329
08:02:41,680 --> 08:02:45,400
Rep. Lordan G. Suan: So, sino po ang policyholder ng insurance investment na to?

3330
08:02:46,580 --> 08:02:54,160
Malu Remollino Salanguit: For 3-3, it's also under the Vice President, Sara Zito Terete.

3331
08:02:54,660 --> 08:02:57,620
Rep. Lordan G. Suan: Kailan po kinuha ang insurance investment

3332
08:02:57,620 --> 08:02:58,100
Rep. Lordan G. Suan: na yan?

3333
08:02:58,100 --> 08:03:03,160
Malu Remollino Salanguit: This was purchased last, issued last October 31, 2014.

3334
08:03:04,120 --> 08:03:07,200
Rep. Lordan G. Suan: So, magkano po yung total insurance premium na binayad?

3335
08:03:08,360 --> 08:03:10,260
Malu Remollino Salanguit: 445,000 pesos.

3336
08:03:11,240 --> 08:03:23,380
Rep. Lordan G. Suan: Okay. So, punta naman po tayo sa 8-15-4-6, 4-9. Yun lang po muna.

3337
08:03:23,580 --> 08:03:24,300
Rep. Lordan G. Suan: Ma

3338
08:03:32,660 --> 08:03:35,760
Rep. Lordan G. Suan: 'am Malou, sino po yung policyholder ng insurance investment na to?

3339
08:03:35,940 --> 08:03:40,640
Malu Remollino Salanguit: This is also under VP Zara C. Duterte. She's the policy owner.

3340
08:03:42,600 --> 08:03:44,980
Rep. Lordan G. Suan: Kailan po kinuha ang insurance investment?

3341
08:03:44,980 --> 08:03:48,300
Malu Remollino Salanguit: This was issued last December 8, 2014.

3342
08:03:49,550 --> 08:03:52,930
Rep. Lordan G. Suan: Tapos, makano po yung total insurance premium na pinayan?

3343
08:03:54,930 --> 08:04:02,830
Malu Remollino Salanguit: As of 2024, because that's the last time, it's 685,535.26.

3344
08:04:03,450 --> 08:04:10,130
Rep. Lordan G. Suan: Okay. So punta po tayo ngayon sa 8-15-7-3.

3345
08:04:22,150 --> 08:04:25,750
Rep. Lordan G. Suan: Sino po yung policyholder ng insurance investment na ito?

3346
08:04:28,440 --> 08:04:29,680
Malu Remollino Salanguit: 7-3.

3347
08:04:29,840 --> 08:04:31,200
Rep. Lordan G. Suan: 7-3 po.

3348
08:04:38,760 --> 08:04:42,420
Sen. Francis "Chiz" G. Escudero: She would not be familiar with the exhibits. Exhibit numbers, rather.

3349
08:04:58,640 --> 08:05:00,160
Rep. Lordan G. Suan: Can you go to page 3?

3350
08:05:09,100 --> 08:05:13,600
Rep. Lordan G. Suan: Document 8-15-7-3. Page 3 po.

3351
08:05:15,460 --> 08:05:18,650
Malu Remollino Salanguit: I would have

3352
08:05:18,680 --> 08:05:28,670
Sen. Francis "Chiz" G. Escudero: assumed that assisting counsel would have been prepared already. That's why he's assisting. Do you have a copy, Honorable Suan?

3353
08:05:28,970 --> 08:05:29,450
Rep. Lordan G. Suan: Yes, Your

3354
08:05:29,450 --> 08:05:31,950
Sen. Francis "Chiz" G. Escudero: Honor. Can you kindly just confront the witness with a copy?

3355
08:05:40,810 --> 08:05:46,750
Sen. Francis "Chiz" G. Escudero: Assisting counsel from the respondent may look at the document.

3356
08:05:52,340 --> 08:06:02,190
Malu Remollino Salanguit: For this policy, the policy owner is the husband of the vice president, Manases R. Carpio.

3357
08:06:02,630 --> 08:06:05,030
Rep. Lordan G. Suan: Kailan po kinuha ang insurance investment?

3358
08:06:05,030 --> 08:06:08,450
Malu Remollino Salanguit: The issue date is March 6, 2019.

3359
08:06:09,970 --> 08:06:13,270
Rep. Lordan G. Suan: Makano po yung total insurance premium na binayad?

3360
08:06:24,420 --> 08:06:33,220
Malu Remollino Salanguit: So specific to this policy, as of 2026, 1.435, 154.65 million.

3361
08:06:34,260 --> 08:06:34,980
Sen. Francis "Chiz" G. Escudero: Million?

3362
08:06:37,420 --> 08:06:39,550
Malu Remollino Salanguit: Yes, ma'am.

3363
08:06:39,550 --> 08:06:41,050
Sen. Francis "Chiz" G. Escudero: What was the

3364
08:06:41,050 --> 08:06:42,730
Sen. Francis "Chiz" G. Escudero: question?

3365
08:06:42,730 --> 08:06:45,350
Rep. Lordan G. Suan: Makano po yung total na binayad na premium?

3366
08:06:45,350 --> 08:06:46,970
Sen. Francis "Chiz" G. Escudero: Makano yung premium na binayad na?

3367
08:06:47,940 --> 08:06:53,040
Malu Remollino Salanguit: As of 2026, because this is a regular pay policy, your honor.

3368
08:06:53,300 --> 08:06:55,700
Sen. Francis "Chiz" G. Escudero: Ah, yung monthly or quarterly or semi-annually?

3369
08:06:56,100 --> 08:07:11,460
Malu Remollino Salanguit: It's an annual policy. That's why the total amount of premiums paid from the time the policy was issued in 2019 up to 2026 is 1.435154.65 million pesos.

3370
08:07:11,460 --> 08:07:16,630
Sen. Francis "Chiz" G. Escudero: Okay, because that was not the figure being reflected here. Okay, kindly proceed.

3371
08:07:18,220 --> 08:07:26,560
Rep. Lordan G. Suan: Kuntapo tayo sa exhibit 8-15-6-2 at 6-8.

3372
08:07:49,790 --> 08:07:56,070
Sen. Francis "Chiz" G. Escudero: What seems to be the problem? What's the name of the assisting counsel? What seems to be the problem?

3373
08:07:57,610 --> 08:07:59,710
Sen. Francis "Chiz" G. Escudero: You don't have a copy of the document?

3374
08:08:02,880 --> 08:08:10,960
Sen. Francis "Chiz" G. Escudero: If you have a copy, to abbreviate the proceedings, Honorable Suan, kindly just confront the witness with your copy. If your assisting counsel cannot find

3375
08:08:12,590 --> 08:08:18,060
Sen. Francis "Chiz" G. Escudero: it, you should have prepared, the assisting counsel should have been prepared for this already.

3376
08:08:21,790 --> 08:08:29,170
Atty. Carlo Joaquin T. Narvasa: Your Honor, for the record, there's no copy provided by the witness. This is the copy. Just for the record.

3377
08:08:29,170 --> 08:08:51,990
Sen. Francis "Chiz" G. Escudero: It does not come from the witness, yes. What is the copy that the witness is looking at right now? Honorable Suan. Again, you're referring to an exhibit. She is not familiar and aware of the exhibits that we premarked. That's why assisting counsel is there to show her the exhibit you want her to look at and identify.

3378
08:08:54,140 --> 08:08:56,100
Rep. Lordan G. Suan: Your Honor, may I approach the witness?

3379
08:08:56,120 --> 08:08:59,640
Sen. Francis "Chiz" G. Escudero: Yes, kindly do so. If it will help abbreviate the proceedings.

3380
08:09:18,000 --> 08:09:18,800
Sen. Francis "Chiz" G. Escudero: Chair

3381
08:09:19,120 --> 08:09:26,680
Sen. Francis "Chiz" G. Escudero: instructs the assisting counsel to kindly prepare the documents, the other subsequent documents for this witness and for the other witnesses.

3382
08:09:28,640 --> 08:09:33,240
Sen. Francis "Chiz" G. Escudero: Yes, Madam Ms. Malou, can you respond?

3383
08:09:33,240 --> 08:09:47,240
Malu Remollino Salanguit: So I'm looking at 6-8. So this is a copy of an official receipt previously. So it indicates the amount paid last September 21.

3384
08:09:54,970 --> 08:09:55,450
Malu Remollino Salanguit: In

3385
08:09:56,060 --> 08:10:00,880
Sen. Francis "Chiz" G. Escudero: relation to what policy? I presume you're referring to a different policy already.

3386
08:10:01,200 --> 08:10:03,660
Malu Remollino Salanguit: Because it's not 15-6-2.

3387
08:10:04,580 --> 08:10:06,880
Rep. Lordan G. Suan: Yeah, but it's the same contract.

3388
08:10:06,880 --> 08:10:11,640
Atty. Carlo Joaquin T. Narvasa: Your Honor, now I have to object. The witness clearly cannot answer the questions.

3389
08:10:14,080 --> 08:10:18,080
Atty. Carlo Joaquin T. Narvasa: I understand, Your Honor. Apologies, Your Honor. Let me

3390
08:10:18,080 --> 08:10:18,440
Rep. Lordan G. Suan: fix it.

3391
08:10:22,490 --> 08:10:26,440
Rep. Lordan G. Suan: Can we have a five-minute recess, Your Honor? My sincere apologies.

3392
08:10:26,440 --> 08:10:27,960
Sen. Francis "Chiz" G. Escudero: Chair declares a five-minute recess.

3393
08:17:09,230 --> 08:17:13,230
Sen. Francis "Chiz" G. Escudero: Yes, Honorable Suan, you may proceed with your direct.

3394
08:17:13,230 --> 08:17:27,510
Rep. Lordan G. Suan: Thank you for your patience, Your Honor. So, Ms. Witness, punta po tayo ulit sa Exhibit P-R2-8-15-6-2. Nakikita niyo po ba?

3395
08:17:27,770 --> 08:17:28,090
Malu Remollino Salanguit: Yes.

3396
08:17:28,730 --> 08:17:33,950
Rep. Lordan G. Suan: Tapos 15-6-8. Okay na po?

3397
08:17:34,130 --> 08:17:34,630
Malu Remollino Salanguit: Yes.

3398
08:17:35,440 --> 08:17:39,300
Rep. Lordan G. Suan: Okay, so sino po yung policyholder ng insurance investment na to?

3399
08:17:39,780 --> 08:17:43,700
Malu Remollino Salanguit: The policy owner is Manases R. Carpio.

3400
08:17:45,010 --> 08:17:47,400
Rep. Lordan G. Suan: Kailan po kinuha ang insurance investment?

3401
08:17:47,400 --> 08:17:50,260
Malu Remollino Salanguit: The policy was issued last March 6, 2019.

3402
08:17:51,980 --> 08:17:54,920
Rep. Lordan G. Suan: Magkano po yung total insurance premium na binayad?

3403
08:17:56,400 --> 08:18:14,040
Malu Remollino Salanguit: The total as of 2026 is 826,961.05. But the first payment is just 103,365.81.

3404
08:18:15,830 --> 08:18:18,770
Rep. Lordan G. Suan: Okay. So, no further questions, Your Honor.

3405
08:18:20,770 --> 08:18:21,610
Sen. Francis "Chiz" G. Escudero: Attorney CJ?

3406
08:18:21,910 --> 08:18:22,810
Atty. Carlo Joaquin T. Narvasa: Nothing to cross, Your Honor.

3407
08:18:23,300 --> 08:18:37,280
Sen. Francis "Chiz" G. Escudero: If there are no other senator judges who wish to make interjections, Ms. Malou, you are excused, ma'am. Salamat po sa pagsagot sa mga katanungan, sa pasensya, at sa... Oras na ginugul niyo sa hukumang ito.

3408
08:18:37,280 --> 08:18:38,100
Malu Remollino Salanguit: Thank you, Your

3409
08:18:38,100 --> 08:18:38,600
Malu Remollino Salanguit: Honor.

3410
08:18:38,600 --> 08:18:38,820
Sen. Francis "Chiz" G. Escudero: Good

3411
08:18:38,820 --> 08:18:44,960
Sen. Francis "Chiz" G. Escudero: evening, ma'am. Kindly situate the next witness, Atty. Kochet Shua.

3412
08:18:54,470 --> 08:18:59,110
Atty. Carlo Joaquin T. Narvasa: Your Honor,

3413
08:19:10,350 --> 08:19:13,320
Atty. Carlo Joaquin T. Narvasa: while we wait, may I request that Atty. Lindon be...

3414
08:19:13,320 --> 08:19:15,100
Sen. Francis "Chiz" G. Escudero: Yes, Atty. CJ.

3415
08:19:15,100 --> 08:19:17,900
Atty. Carlo Joaquin T. Narvasa: May I request that Atty. Lindon be recognized.

3416
08:19:17,900 --> 08:19:19,060
Sen. Francis "Chiz" G. Escudero: Atty. Lindon now.

3417
08:19:19,060 --> 08:19:19,860
Atty. Carlo Joaquin T. Narvasa: Thank you, Your Honor.

3418
08:19:35,820 --> 08:19:36,260
Sen. Francis "Chiz" G. Escudero: Sir,

3419
08:19:49,990 --> 08:20:03,430
Atty. Renato N. Bantug Jr.: kindly raise your right hand. You, Calvin Kohchet-Chua. do swear that the evidence you shall give in the case now pending between the Philippines and Vice President Sara Zimmerman Duterte shall be the truth, the whole truth, and nothing but the truth. So help you God.

3420
08:20:03,430 --> 08:20:04,270
Atty. Calvin Kohchet-Chua: Yes, I do, sir.

3421
08:20:04,770 --> 08:20:08,110
Sen. Francis "Chiz" G. Escudero: How do we address you, Attorney? Calvin?

3422
08:20:08,630 --> 08:20:09,210
Atty. Calvin Kohchet-Chua: Yes, sir.

3423
08:20:09,210 --> 08:20:10,550
Atty. Calvin Kohchet-Chua: Can I list it down? Your Honor.

3424
08:20:11,210 --> 08:20:17,710
Sen. Francis "Chiz" G. Escudero: Naunawaan niyo po, Attorney Calvin, yung inyong pinanumpaan kaugnay sa testimonyang bibigay niyo sa hukumang ito?

3425
08:20:17,710 --> 08:20:18,890
Atty. Calvin Kohchet-Chua: Opo.

3426
08:20:18,890 --> 08:20:24,310
Sen. Francis "Chiz" G. Escudero: Thank you, Attorney Calvin. Same offer, Honorable Suan?

3427
08:20:24,310 --> 08:20:24,510
Rep. Lordan G. Suan: Yes,

3428
08:20:24,510 --> 08:20:24,670
Rep. Lordan G. Suan: Your

3429
08:20:24,670 --> 08:20:34,450
Rep. Lordan G. Suan: Honor. Again, to reiterate, just with respect to part of the first offer and part of the sixth offer to the exclusion of second, third, fourth, and fifth offer.

3430
08:20:34,450 --> 08:20:37,290
Sen. Francis "Chiz" G. Escudero: Same comment, Atty. Lindon?

3431
08:20:37,290 --> 08:20:39,230
Atty. Lindon Miguel C. Bacquel: Same comments and objections, Your Honor.

3432
08:20:39,230 --> 08:20:44,450
Sen. Francis "Chiz" G. Escudero: Thank you. Your witness for your direct, Hon. Suan.

3433
08:20:45,050 --> 08:20:54,440
Rep. Lordan G. Suan: Thank you, Your Honor. Atty. Calvin, maaari niyo po bang sabihin ang inyong buong pangalan, posisyon, at kumpanyang kinakatawan?

3434
08:20:54,440 --> 08:20:55,060
Atty. Calvin Kohchet-Chua: My name

3435
08:20:55,060 --> 08:21:03,460
Atty. Calvin Kohchet-Chua: is Calvin L. Kohchet-Chua. I'm the Chief Legal, Government Relations, and Sustainability Officer of Pru Life Insurance Corporation of UK.

3436
08:21:05,150 --> 08:21:10,830
Rep. Lordan G. Suan: Ano po ang inyong tungkulin at responsibility bilang sa nasabing posisyon?

3437
08:21:12,470 --> 08:21:21,510
Atty. Calvin Kohchet-Chua: I lead the legal team, the government relations team, which is a policy advocacy team, as well as the sustainability team.

3438
08:21:25,620 --> 08:21:26,160
Atty. Calvin Kohchet-Chua: Ano pong reason

3439
08:21:26,160 --> 08:21:27,360
Rep. Lordan G. Suan: kung bakit nandito kayo

3440
08:21:27,360 --> 08:21:27,660
Atty. Calvin Kohchet-Chua: ngayon?

3441
08:21:53,370 --> 08:21:59,710
Atty. Calvin Kohchet-Chua: to lead the submission of the required documents to the Senate Impeachment Court.

3442
08:22:00,350 --> 08:22:08,310
Rep. Lordan G. Suan: So anong mga dokumento po yun, yung mga sinumitin niyo bilang tugon sa sapina?

3443
08:22:09,360 --> 08:22:22,960
Atty. Calvin Kohchet-Chua: Ito po yung mga policies related to the VP, her husband, and there were a couple of policies of a related person

3444
08:22:22,960 --> 08:22:31,440
Rep. Lordan G. Suan: po. So kung ipapakita po sa inyo itong mga dokumentong ito, would you be able to recognize them?

3445
08:22:31,440 --> 08:22:32,200
Atty. Calvin Kohchet-Chua: Yes, sir.

3446
08:22:36,620 --> 08:22:37,180
Sen. Francis "Chiz" G. Escudero: Ito

3447
08:22:37,180 --> 08:22:37,420
Sen. Francis "Chiz" G. Escudero: muna.

3448
08:22:37,700 --> 08:22:38,260
Sen. Francis "Chiz" G. Escudero: Okay.

3449
08:22:38,600 --> 08:22:41,900
Sen. Francis "Chiz" G. Escudero: Policies, how many policies, Attorney Calvin?

3450
08:22:42,640 --> 08:23:00,380
Atty. Calvin Kohchet-Chua: In total? There are ten policies broken down, two policies for VP, Sara, as the policy owner. Three policies for her husband, attorney Mance Carpio, and five other policies to a related person.

3451
08:23:01,040 --> 08:23:01,720
Sen. Francis "Chiz" G. Escudero: For

3452
08:23:02,230 --> 08:23:03,430
Sen. Francis "Chiz" G. Escudero: dependents, I

3453
08:23:03,430 --> 08:23:05,460
Sen. Francis "Chiz" G. Escudero: presume.

3454
08:23:05,460 --> 08:23:07,320
Sen. Francis "Chiz" G. Escudero: Related meaning in favor?

3455
08:23:07,320 --> 08:23:07,960
Atty. Calvin Kohchet-Chua: A relative

3456
08:23:07,960 --> 08:23:12,360
Atty. Calvin Kohchet-Chua: of attorney Carpio as a policy owner.

3457
08:23:12,540 --> 08:23:15,400
Sen. Francis "Chiz" G. Escudero: As I said, dependents. But it's owned by attorney Carpio.

3458
08:23:19,140 --> 08:23:20,320
Atty. Calvin Kohchet-Chua: To clarify,

3459
08:23:22,470 --> 08:23:37,550
Atty. Calvin Kohchet-Chua: Your Honor, there are three policies, policy owned by Atty. Carpio, but we also generated policies of a relative of Atty. Carpio.

3460
08:23:37,870 --> 08:23:41,470
Sen. Francis "Chiz" G. Escudero: Taken out by Atty. Manassas Carpio?

3461
08:23:41,470 --> 08:23:42,550
Atty. Calvin Kohchet-Chua: No po.

3462
08:23:45,070 --> 08:23:45,850
Sen. Francis "Chiz" G. Escudero: Was

3463
08:23:45,850 --> 08:23:49,090
Sen. Francis "Chiz" G. Escudero: that part of the subpoena, Atty. Calvin?

3464
08:23:51,080 --> 08:24:06,700
Atty. Calvin Kohchet-Chua: Your Honor, we deemed it prudent because normally during asset preservation orders, they usually include policies of related or associated persons.

3465
08:24:07,000 --> 08:24:14,160
Sen. Francis "Chiz" G. Escudero: Are these related personalities dependents of Attorney Manasseh Scarfio?

3466
08:24:14,780 --> 08:24:17,080
Atty. Calvin Kohchet-Chua: No, Your Honor. They

3467
08:24:17,080 --> 08:24:17,560
Atty. Calvin Kohchet-Chua: are not.

3468
08:24:17,560 --> 08:24:35,860
Sen. Francis "Chiz" G. Escudero: Then kindly exclude them from Kindly exclude them from the policies that you'll be identifying. So kindly just include the three of the respondent. Sara Duterte. and the three, if I remember correctly.

3469
08:24:35,860 --> 08:24:36,380
Atty. Calvin Kohchet-Chua: Two

3470
08:24:36,380 --> 08:24:39,700
Atty. Calvin Kohchet-Chua: for VP Sara and then three for Atty.

3471
08:24:39,700 --> 08:24:40,500
Sen. Francis "Chiz" G. Escudero: Yes, kindly limit

3472
08:24:40,500 --> 08:24:43,100
Sen. Francis "Chiz" G. Escudero: it therefore to those five policies.

3473
08:24:43,100 --> 08:24:43,620
Atty. Calvin Kohchet-Chua: Yes,

3474
08:24:43,620 --> 08:24:43,860
Atty. Calvin Kohchet-Chua: Your Honor.

3475
08:24:44,020 --> 08:24:49,480
Sen. Francis "Chiz" G. Escudero: And you confirm that the remaining policies are not dependents of Atty. Manassas Carpia?

3476
08:24:49,620 --> 08:24:50,380
Atty. Calvin Kohchet-Chua: Yes, Your Honor.

3477
08:24:50,540 --> 08:24:54,700
Sen. Francis "Chiz" G. Escudero: Okay, kindly limit, Honorable Suan, let's limit ourselves to the five policies.

3478
08:24:54,700 --> 08:24:55,380
Atty. Lindon Miguel C. Bacquel: Your Honor.

3479
08:24:55,380 --> 08:24:55,900
Sen. Francis "Chiz" G. Escudero: Yes.

3480
08:24:56,280 --> 08:25:03,330
Atty. Lindon Miguel C. Bacquel: For the record, can we just ask for the exhibit markings of the... Doc, policies to be excluded, your honor.

3481
08:25:03,450 --> 08:25:09,570
Sen. Francis "Chiz" G. Escudero: Yes, ah, the policies to be excluded. I don't, will you, were you intending to present it, honorable Suan?

3482
08:25:09,710 --> 08:25:12,770
Rep. Lordan G. Suan: No, your honor. There are only five policies that are relevant.

3483
08:25:12,770 --> 08:25:13,230
Sen. Francis "Chiz" G. Escudero: Okay.

3484
08:25:13,790 --> 08:25:32,350
Sen. Francis "Chiz" G. Escudero: They won't be presenting it, so, um, the clerk is, um, directed, um, to abbreviate the proceedings to kindly identify the pre-marked exhibit numbers of the excluded policies for their information reference. of the Respondent, Atty. Lindon. You may proceed, Hon. Swan.

3485
08:25:32,350 --> 08:25:32,970
Rep. Lordan G. Suan: Thank you, Your

3486
08:25:32,970 --> 08:25:44,960
Rep. Lordan G. Suan: Honor. Atty. Calvin, punta po tayo sa Exhibit P-R2-8-17-4-3-PRU.

3487
08:25:46,060 --> 08:25:46,580
Rep. Lordan G. Suan: Have

3488
08:25:46,580 --> 08:25:47,600
Rep. Lordan G. Suan: you found it?

3489
08:25:47,600 --> 08:25:48,560
Atty. Calvin Kohchet-Chua: Yes.

3490
08:25:48,560 --> 08:25:48,640
Rep. Lordan G. Suan: Okay.

3491
08:25:50,780 --> 08:25:54,960
Rep. Lordan G. Suan: Kanino po nakapangalan ng insurance policy na ito?

3492
08:25:56,670 --> 08:26:01,590
Atty. Calvin Kohchet-Chua: The applicant owner at this point is Atty. Manases Carpio po.

3493
08:26:01,790 --> 08:26:05,450
Rep. Lordan G. Suan: Anong taon po pinirmahan itong insurance investment na to?

3494
08:26:14,790 --> 08:26:15,430
Rep. Lordan G. Suan: Can

3495
08:26:20,260 --> 08:26:22,640
Rep. Lordan G. Suan: you

3496
08:26:27,820 --> 08:26:28,620
Rep. Lordan G. Suan: go to page 8?

3497
08:26:35,250 --> 08:26:37,510
Atty. Calvin Kohchet-Chua: January 6, 2020 po.

3498
08:26:37,510 --> 08:26:43,190
Rep. Lordan G. Suan: Okay. So makano po yung total insurance premium na binayad para dito?

3499
08:26:43,510 --> 08:26:48,230
Atty. Calvin Kohchet-Chua: The total annual premium po is 200,000 pesos.

3500
08:26:48,750 --> 08:26:49,930
Rep. Lordan G. Suan: Ilang taon po yan?

3501
08:26:53,890 --> 08:26:57,090
Atty. Calvin Kohchet-Chua: This is payable for 5 years.

3502
08:26:57,090 --> 08:26:58,190
Rep. Lordan G. Suan: So makano po yung total?

3503
08:26:59,530 --> 08:27:08,660
Rep. Lordan G. Suan: At 200,000 per year? That would be 1 million. Okay, thank you. So punta na naman po tayo sa ibang document.

3504
08:27:09,260 --> 08:27:09,900
Rep. Lordan G. Suan: P

3505
08:27:09,900 --> 08:27:17,180
Rep. Lordan G. Suan: -Roman numeral 2-8-17-2-3-PRU Yes.

3506
08:27:22,620 --> 08:27:26,440
Rep. Lordan G. Suan: Kanino po nakapangalan itong insurance investment na ito?

3507
08:27:26,440 --> 08:27:29,800
Atty. Calvin Kohchet-Chua: Atty. Manassas Carpe po.

3508
08:27:29,800 --> 08:27:32,240
Rep. Lordan G. Suan: Kailan po kinuha ang insurance investment na yan?

3509
08:27:47,880 --> 08:27:51,260
Atty. Calvin Kohchet-Chua: The effectivity date is January 18, 2011.

3510
08:27:52,530 --> 08:27:59,610
Rep. Lordan G. Suan: At makano po yung total insurance premiums na binayad para sa insurance investments na yan?

3511
08:27:59,610 --> 08:28:05,320
Atty. Calvin Kohchet-Chua: Based on

3512
08:28:09,480 --> 08:28:15,740
Atty. Calvin Kohchet-Chua: this document, sir, this is a regular premium, 10,000 per month.

3513
08:28:16,760 --> 08:28:18,140
Rep. Lordan G. Suan: So ilang taon po yan?

3514
08:28:21,820 --> 08:28:22,880
Atty. Calvin Kohchet-Chua: Five years po.

3515
08:28:23,670 --> 08:28:24,530
Rep. Lordan G. Suan: Five years?

3516
08:28:28,650 --> 08:28:29,170
Sen. Francis "Chiz" G. Escudero: Atty.

3517
08:28:29,170 --> 08:28:34,430
Sen. Francis "Chiz" G. Escudero: Calvin, how much total premiums have been paid on this policy as of today?

3518
08:28:36,360 --> 08:28:38,100
Atty. Calvin Kohchet-Chua: May I refer to my notes?

3519
08:28:38,100 --> 08:28:38,960
Sen. Francis "Chiz" G. Escudero: Yes sir, you may.

3520
08:28:39,320 --> 08:28:41,740
Sen. Francis "Chiz" G. Escudero: If it'll be easier for you.

3521
08:28:47,470 --> 08:28:49,270
Atty. Calvin Kohchet-Chua: The sum

3522
08:28:59,670 --> 08:29:02,500
Atty. Calvin Kohchet-Chua: assured po is 1 million pesos.

3523
08:29:02,500 --> 08:29:04,520
Sen. Francis "Chiz" G. Escudero: No, total premiums paid sir.

3524
08:29:12,290 --> 08:29:19,730
Sen. Francis "Chiz" G. Escudero: If it's 10,000 monthly, then it must have been fully paid a decade ago.

3525
08:29:21,800 --> 08:29:23,740
Atty. Calvin Kohchet-Chua: 1 million pesos.

3526
08:29:23,740 --> 08:29:25,950
Sen. Francis "Chiz" G. Escudero: Total premium paid.

3527
08:29:25,950 --> 08:29:27,050
Atty. Calvin Kohchet-Chua: What year, sir?

3528
08:29:27,090 --> 08:29:29,350
Atty. Calvin Kohchet-Chua: I'm sorry po. Total

3529
08:29:31,140 --> 08:29:33,000
Atty. Calvin Kohchet-Chua: premium paid.

3530
08:29:37,470 --> 08:29:42,250
Atty. Calvin Kohchet-Chua: That would be 1.2 million, sir.

3531
08:29:42,710 --> 08:29:44,890
Rep. Lordan G. Suan: Okay. Thank you, Atty. Calvin.

3532
08:29:46,580 --> 08:29:55,860
Rep. Lordan G. Suan: So punta po tayo sa next policy, Exhibit P-Roman numeral 2-17-5-26.

3533
08:29:59,270 --> 08:30:04,060
Rep. Lordan G. Suan: Yes. So, kanina po nakapangalan ng insurance policy?

3534
08:30:04,880 --> 08:30:09,320
Atty. Calvin Kohchet-Chua: The name of the policy owner is Sara Zimmerman Duterte Carpi po.

3535
08:30:09,580 --> 08:30:12,200
Rep. Lordan G. Suan: Kailan po kinuha ang insurance investment na yan?

3536
08:30:12,420 --> 08:30:15,280
Atty. Calvin Kohchet-Chua: Effectivity date is January 27, 2010.

3537
08:30:15,760 --> 08:30:18,680
Rep. Lordan G. Suan: At magkano po ang total insurance premium na binayad?

3538
08:30:23,950 --> 08:30:24,990
Atty. Calvin Kohchet-Chua: Policy number?

3539
08:30:33,600 --> 08:30:34,900
Atty. Calvin Kohchet-Chua: 1.2 million.

3540
08:30:36,470 --> 08:30:49,220
Rep. Lordan G. Suan: Okay. Thank you. Punta po tayo sa next policy. Exhibit P-R2-8-17-1-31.

3541
08:30:49,220 --> 08:30:50,680
Atty. Calvin Kohchet-Chua: I have it.

3542
08:30:50,680 --> 08:30:53,100
Rep. Lordan G. Suan: Okay. So in whose name is it?

3543
08:30:54,200 --> 08:30:58,320
Atty. Calvin Kohchet-Chua: The name of the policy owner is Sara Zimmerman Duterte.

3544
08:30:58,320 --> 08:30:58,820
Rep. Lordan G. Suan: Kailan

3545
08:30:58,820 --> 08:30:59,380
Rep. Lordan G. Suan: po ginawa ang

3546
08:30:59,380 --> 08:31:01,000
Rep. Lordan G. Suan: insurance investment na yan?

3547
08:31:01,000 --> 08:31:03,920
Atty. Calvin Kohchet-Chua: Effectivity date is January 27, 2008.

3548
08:31:04,570 --> 08:31:08,430
Rep. Lordan G. Suan: At makano po yung total insurance premium na binayad?

3549
08:31:13,960 --> 08:31:17,300
Atty. Calvin Kohchet-Chua: 3,189,720 pesos.

3550
08:31:19,200 --> 08:31:19,960
Rep. Lordan G. Suan: Thank you.

3551
08:31:22,510 --> 08:31:35,380
Rep. Lordan G. Suan: We manifest your honor that this is now the last document for this witness. So let's take a look at P-R2-8-17-3-3.

3552
08:31:37,610 --> 08:31:42,250
Rep. Lordan G. Suan: So kanino po nakapangalan ang insurance investment na yan, Atty. Calvin?

3553
08:31:42,610 --> 08:31:44,930
Atty. Calvin Kohchet-Chua: Policy owner is Manases Carpio po.

3554
08:31:46,770 --> 08:31:49,430
Rep. Lordan G. Suan: Kailan po kinuha ang insurance investment na yan?

3555
08:31:54,760 --> 08:31:55,940
Atty. Calvin Kohchet-Chua: January 31,

3556
08:31:57,700 --> 08:31:58,120
Atty. Calvin Kohchet-Chua: 2019.

3557
08:31:59,460 --> 08:32:03,640
Rep. Lordan G. Suan: At magkano po yung total insurance premium na binayad for that policy?

3558
08:32:07,210 --> 08:32:07,770
Rep. Lordan G. Suan: One

3559
08:32:07,770 --> 08:32:08,990
Atty. Calvin Kohchet-Chua: million pesos po.

3560
08:32:09,640 --> 08:32:10,240
Rep. Lordan G. Suan: Okay.

3561
08:32:12,900 --> 08:32:14,720
Rep. Lordan G. Suan: No further questions, Your Honor.

3562
08:32:14,980 --> 08:32:16,080
Sen. Francis "Chiz" G. Escudero: Attorney Linden, Gross.

3563
08:32:16,520 --> 08:32:17,820
Atty. Lindon Miguel C. Bacquel: Few questions, Your Honor.

3564
08:32:17,820 --> 08:32:19,870
Sen. Francis "Chiz" G. Escudero: You may proceed, sir.

3565
08:32:19,870 --> 08:32:20,870
Atty. Lindon Miguel C. Bacquel: Good evening, sir.

3566
08:32:21,190 --> 08:32:22,110
Atty. Calvin Kohchet-Chua: Good evening, sir.

3567
08:32:22,550 --> 08:32:28,950
Atty. Lindon Miguel C. Bacquel: You identified three policies owned by Manassas R. Carpio, correct, sir?

3568
08:32:28,950 --> 08:32:29,550
Atty. Calvin Kohchet-Chua: That's correct.

3569
08:32:31,480 --> 08:32:45,120
Atty. Lindon Miguel C. Bacquel: And perusing and examining the documents you submitted, the documents would not show that Sara Zimmerman Duterte is aware of the policies owned by Manases R. Carpio, correct?

3570
08:32:45,120 --> 08:32:46,880
Atty. Calvin Kohchet-Chua: I could not answer that part.

3571
08:32:46,880 --> 08:33:00,280
Atty. Lindon Miguel C. Bacquel: But you would confirm also that the documents relating to the policies owned by Manases R. Carpio would not contain any Signature of the Vice President. Correct, sir?

3572
08:33:00,800 --> 08:33:01,400
Atty. Calvin Kohchet-Chua: That's correct.

3573
08:33:01,820 --> 08:33:03,120
Atty. Lindon Miguel C. Bacquel: No further questions, Your Honor.

3574
08:33:03,820 --> 08:33:05,720
Sen. Francis "Chiz" G. Escudero: Thank you. Any redirect, counsel?

3575
08:33:05,720 --> 08:33:07,440
Rep. Lordan G. Suan: No redirect, Your Honor.

3576
08:33:07,440 --> 08:33:16,980
Sen. Francis "Chiz" G. Escudero: Atty. Calvin, maraming salamat po sa inyong panahon at sa pagsagot sa mga katanungan mula sa mga partido, magkabilang partido at sa hukumang ito. Thank you, sir. You are excused, sir.

3577
08:33:16,980 --> 08:33:17,160
Atty. Calvin Kohchet-Chua: Thank you

3578
08:33:17,160 --> 08:33:18,020
Atty. Calvin Kohchet-Chua: po, Your Honor.

3579
08:33:20,470 --> 08:33:24,370
Sen. Francis "Chiz" G. Escudero: Kindly situate, Ms. Christine Cabradilla.

3580
08:33:25,460 --> 08:33:27,460
Rep. Lordan G. Suan: Your Honor, before the witness swears in,

3581
08:33:28,930 --> 08:33:31,090
Sen. Francis "Chiz" G. Escudero: Yes, what is the pleasure of the Honorable

3582
08:33:31,090 --> 08:33:31,930
Sen. Francis "Chiz" G. Escudero: Soan?

3583
08:33:31,930 --> 08:33:37,810
Rep. Lordan G. Suan: May we briefly display on the screen the figures testified by Attorney Calvin? Ito po ay...

3584
08:33:37,810 --> 08:33:38,590
Atty. Sheila C. Sison: We

3585
08:33:38,590 --> 08:33:39,210
Atty. Sheila C. Sison: object, Your Honor.

3586
08:33:40,750 --> 08:33:47,190
Sen. Francis "Chiz" G. Escudero: Too late for that, Honorable Suan. What is the pleasure of the Honorable Pangilinan?

3587
08:33:47,490 --> 08:33:54,800
Sen. Francis “Kiko” Pangilinan: I just wanted to have a... pangatlo na yun, ano, na insurance company.

3588
08:33:54,900 --> 08:33:56,880
Sen. Francis "Chiz" G. Escudero: Yes, that is the third. So,

3589
08:33:57,000 --> 08:34:09,010
Sen. Francis “Kiko” Pangilinan: this is the fourth? So, what is the running total? Ilan na ang policies of the three insurance? How many policies total have you placed on record?

3590
08:34:09,330 --> 08:34:12,690
Rep. Lordan G. Suan: Your Honor, may we be allowed to flash this on the screen, the totals?

3591
08:34:12,690 --> 08:34:14,070
Sen. Francis “Kiko” Pangilinan: No, not the

3592
08:34:14,070 --> 08:34:17,110
Sen. Francis “Kiko” Pangilinan: amounts, just the number. Just the number of policies.

3593
08:34:17,110 --> 08:34:20,320
Sen. Francis "Chiz" G. Escudero: So far, thus far?

3594
08:34:20,320 --> 08:34:32,770
Sen. Francis “Kiko” Pangilinan: With the three companies, there are, I think, three, six, five. I just want to have a sense of...

3595
08:34:33,060 --> 08:34:39,580
Sen. Francis "Chiz" G. Escudero: According to the Senate President, it's 11 policies thus far for the three insurance companies. Eleven policies.

3596
08:34:41,400 --> 08:34:41,960
Sen. Francis "Chiz" G. Escudero: Eleven.

3597
08:34:42,280 --> 08:34:43,020
Rep. Lordan G. Suan: Running total.

3598
08:34:43,300 --> 08:34:47,620
Sen. Francis "Chiz" G. Escudero: Wait lang po. Yes, Honorable Son, you have another figure?

3599
08:34:56,740 --> 08:34:57,300
Sen. Francis "Chiz" G. Escudero: Let's

3600
08:34:57,300 --> 08:34:59,960
Sen. Francis "Chiz" G. Escudero: satisfy ourselves with the eleven figure of the Senate President.

3601
08:34:59,960 --> 08:35:00,520
Rep. Lordan G. Suan: Yes, Your Honor.

3602
08:35:01,140 --> 08:35:05,440
Sen. Francis “Kiko” Pangilinan: Considering the Senate President is a stickler for numbers, I think we will...

3603
08:35:05,440 --> 08:35:08,660
Sen. Francis "Chiz" G. Escudero: What is the pressure of... Atty. Sheila?

3604
08:35:09,040 --> 08:35:16,760
Atty. Sheila C. Sison: Good evening, Your Honor. Just for our guidance, does the court intend to finish all the witnesses who still remain in the DHR tonight, Your Honor?

3605
08:35:16,760 --> 08:35:17,100
Sen. Francis "Chiz" G. Escudero: I know it's

3606
08:35:17,100 --> 08:35:27,320
Sen. Francis "Chiz" G. Escudero: 6.30, but I asked, Atty. Sheila, there are only two policies per insurance company.

3607
08:35:27,320 --> 08:35:27,800
Atty. Sheila C. Sison: Yes, Your Honor.

3608
08:35:27,880 --> 08:35:30,060
Atty. Sheila C. Sison: We're not complaining. We just want to know.

3609
08:35:32,890 --> 08:35:34,230
Sen. Francis "Chiz" G. Escudero: Sinabi na natin, dalawang araw

3610
08:35:34,230 --> 08:35:35,890
Sen. Francis "Chiz" G. Escudero: na kasi nandito. So let's

3611
08:35:35,890 --> 08:35:38,570
Sen. Francis "Chiz" G. Escudero: try to finish only up to this, BAR, and the rest tomorrow.

3612
08:35:38,990 --> 08:35:40,090
Atty. Sheila C. Sison: Okay, thank you, Your Honor.

3613
08:35:40,570 --> 08:35:44,190
Sen. Francis "Chiz" G. Escudero: Thank you, Attorney Sheila, for the accommodation. Kindly stand up, Ms. Christine.

3614
08:35:46,030 --> 08:35:47,890
Sen. Francis "Chiz" G. Escudero: The clerk is directed to administer those.

3615
08:35:48,410 --> 08:36:00,600
Atty. Renato N. Bantug Jr.: Kindly raise your right hand. You, Christine Cabradilla, do swear that the evidence you shall give in the case now pending between the Philippines and Vice President Zara Zimmerman Duterte shall be the truth, the whole truth, and nothing but the truth. So help me God.

3616
08:36:01,980 --> 08:36:02,780
Christine Cabradilla: Yes, Your Honor.

3617
08:36:03,530 --> 08:36:06,390
Sen. Francis "Chiz" G. Escudero: Thank you. Naunawa niyo po inyong pinanumpaan, Ma'am Christine?

3618
08:36:07,030 --> 08:36:07,590
Christine Cabradilla: Opo.

3619
08:36:08,690 --> 08:36:15,750
Sen. Francis "Chiz" G. Escudero: Honorable Suan, same offer, subject to the limitations of the court. And Attorney Rob, it'll be you?

3620
08:36:15,750 --> 08:36:16,510
Atty. Roberto N. Batungbacal: Yes, Your Honor.

3621
08:36:16,510 --> 08:36:17,910
Sen. Francis "Chiz" G. Escudero: Same objections and

3622
08:36:17,910 --> 08:36:19,750
Sen. Francis "Chiz" G. Escudero: or comments to the limited offer?

3623
08:36:19,750 --> 08:36:21,330
Atty. Roberto N. Batungbacal: Same objections and comments, Your Honor.

3624
08:36:21,450 --> 08:36:26,270
Sen. Francis "Chiz" G. Escudero: Yes, Your Honor. You may proceed, Honorable Suan, with your direct examination of Ms. Christine.

3625
08:36:27,000 --> 08:36:29,340
Rep. Lordan G. Suan: Good afternoon, Ms. Christine.

3626
08:36:29,340 --> 08:36:29,640
Christine Cabradilla: Good

3627
08:36:29,640 --> 08:36:30,280
Christine Cabradilla: afternoon po.

3628
08:36:30,860 --> 08:36:32,300
Rep. Lordan G. Suan: Let's proceed to exhibit

3629
08:36:34,520 --> 08:36:42,560
Rep. Lordan G. Suan: Roman numeral 2-8-13-3-2 BPI-AIA.

3630
08:36:52,300 --> 08:36:52,840
Sen. Francis "Chiz" G. Escudero: What

3631
08:36:52,840 --> 08:36:53,760
Sen. Francis "Chiz" G. Escudero: is happening?

3632
08:36:53,760 --> 08:37:00,500
Rep. Lordan G. Suan: Before that, my apologies, Your Honor. We would like to get to know the witness first for a little bit.

3633
08:37:00,680 --> 08:37:02,480
Sen. Francis "Chiz" G. Escudero: Please proceed, Honorable Sohan.

3634
08:37:04,800 --> 08:37:11,640
Rep. Lordan G. Suan: Ms. Christine, maaari niyo po bang sabihin ang inyong buong pangalan, posisyon, at kompanyang inyong kinakatawan?

3635
08:37:12,090 --> 08:37:20,250
Christine Cabradilla: Ako po si Christine Cabradilla. Policy changes head po ako sa AIA Philippines.

3636
08:37:21,120 --> 08:37:27,800
Rep. Lordan G. Suan: Ano po ang inyong tungkulin at responsibilidad sa position niyo ngayon sa

3637
08:37:27,800 --> 08:37:29,060
Rep. Lordan G. Suan: inyong kumpanya?

3638
08:37:29,060 --> 08:37:36,260
Christine Cabradilla: My team handles after sales transactions and policy servicing as well as customer records.

3639
08:37:37,650 --> 08:37:41,550
Rep. Lordan G. Suan: So ano po yung dahilan kung bakit nandito kayo ngayon sa hukumang ito?

3640
08:37:41,860 --> 08:37:45,980
Christine Cabradilla: Meron po akong access sa policy records ng mga customers namin.

3641
08:37:46,820 --> 08:37:52,920
Rep. Lordan G. Suan: What did you do with those records regarding this impeachment case?

3642
08:37:53,500 --> 08:38:12,290
Christine Cabradilla: When I received the subpoena from our legal and compliance office, we gathered all the documents and I prepared a certificate and signed it together with all the documents available in our records.

3643
08:38:12,290 --> 08:38:12,810
Rep. Lordan G. Suan: Okay.

3644
08:38:12,930 --> 08:38:17,510
Rep. Lordan G. Suan: So if those documents were shown to you, would you be able to recognize them?

3645
08:38:17,930 --> 08:38:18,750
Christine Cabradilla: Yes, Your Honor.

3646
08:38:27,270 --> 08:38:41,400
Rep. Lordan G. Suan: So punta po tayo sa exhibit number 2- Roman numeral 2-8-13-3-2-BPI-AIA.

3647
08:38:41,820 --> 08:38:42,540
Rep. Lordan G. Suan: Do

3648
08:38:44,940 --> 08:38:45,320
Rep. Lordan G. Suan: you have it?

3649
08:38:45,720 --> 08:38:46,960
Christine Cabradilla: Yes, Your Honor.

3650
08:38:47,420 --> 08:38:50,820
Rep. Lordan G. Suan: So, kanino po nakapangalan ang insurance investment na to?

3651
08:38:52,300 --> 08:38:54,500
Christine Cabradilla: Kay Atty. Manases Carpio.

3652
08:38:55,050 --> 08:38:58,250
Rep. Lordan G. Suan: Kailan po kinuha ang insurance investment na to?

3653
08:38:59,920 --> 08:39:01,320
Christine Cabradilla: Feb 13, 2013.

3654
08:39:02,460 --> 08:39:02,860
Rep. Lordan G. Suan: So,

3655
08:39:03,000 --> 08:39:07,860
Rep. Lordan G. Suan: base po sa dokumentong yan, magkano po yung total insurance premium na binayad?

3656
08:39:09,410 --> 08:39:11,330
Christine Cabradilla: 30,000 USD.

3657
08:39:15,280 --> 08:39:16,980
Rep. Lordan G. Suan: Single payment po ba ito?

3658
08:39:17,260 --> 08:39:19,140
Christine Cabradilla: Yes po, single payment po.

3659
08:39:19,280 --> 08:39:21,520
Rep. Lordan G. Suan: How much is this in Philippine pesos?

3660
08:39:23,310 --> 08:39:29,610
Christine Cabradilla: During that time, 2013, around 1.3, 1.4.

3661
08:39:30,290 --> 08:39:45,310
Rep. Lordan G. Suan: Okay. So ano po yung pagkakaiba ng dollar denominated insurance investment sa ordinaryong peso denominated insurance investment pagdating sa paglalagay at pag-withdraw ng pondo?

3662
08:39:45,800 --> 08:40:10,860
Christine Cabradilla: Wala pong... Kaibahan, meron po pala, pag VUL po kasi, pag unit link na dollar, meron po siyang execution date. So, if ngayon ka mag-process ng transaction, kailangan mong hintayin na mag-sell or mag-execute yung funds before you actually paid it out to the customer.

3663
08:40:11,260 --> 08:40:11,880
Rep. Lordan G. Suan: Okay.

3664
08:40:16,870 --> 08:40:18,650
Rep. Lordan G. Suan: No further questions, Your Honor.

3665
08:40:20,440 --> 08:40:21,880
Sen. Francis "Chiz" G. Escudero: Attorney Rob?

3666
08:40:21,880 --> 08:40:23,340
Atty. Roberto N. Batungbacal: Yes, your honor, just a few.

3667
08:40:23,340 --> 08:40:24,680
Sen. Francis "Chiz" G. Escudero: You may proceed with your cross.

3668
08:40:24,680 --> 08:40:43,320
Atty. Roberto N. Batungbacal: Good evening, ma'am. Ma'am, you talked about the invest plus dollar under the name of Manases Carpio, correct? And to open or to get this account, of course, you have to sign forms, correct?

3669
08:40:43,320 --> 08:40:44,360
Christine Cabradilla: Yes, your honor.

3670
08:40:44,360 --> 08:40:50,410
Atty. Roberto N. Batungbacal: Yes, and of course, the policy owner will have to sign the forms, correct?

3671
08:40:50,410 --> 08:40:51,090
Christine Cabradilla: Yes, Your Honor.

3672
08:40:51,090 --> 08:40:53,420
Atty. Roberto N. Batungbacal: Does the spouse have to sign the forms?

3673
08:40:53,420 --> 08:40:54,380
Christine Cabradilla: No, Your Honor.

3674
08:40:54,380 --> 08:40:55,700
Atty. Roberto N. Batungbacal: How about the beneficiary?

3675
08:40:55,700 --> 08:40:56,400
Christine Cabradilla: No, Your Honor.

3676
08:40:56,400 --> 08:40:58,200
Atty. Roberto N. Batungbacal: How about the trustee?

3677
08:40:58,200 --> 08:40:59,910
Christine Cabradilla: No.

3678
08:40:59,910 --> 08:41:01,770
Atty. Roberto N. Batungbacal: No further questions, Your Honor.

3679
08:41:01,910 --> 08:41:03,770
Sen. Francis "Chiz" G. Escudero: Any redirect, Honorable Son?

3680
08:41:03,770 --> 08:41:04,630
Rep. Lordan G. Suan: Yes, Your Honor.

3681
08:41:04,630 --> 08:41:05,070
Sen. Francis "Chiz" G. Escudero: You may proceed,

3682
08:41:05,150 --> 08:41:07,490
Rep. Lordan G. Suan: Sir. Ms. Witness, ano pong dollar na ito?

3683
08:41:09,790 --> 08:41:13,370
Atty. Roberto N. Batungbacal: Your Honor, objection, Your Honor. Not subject to cross, Your Honor.

3684
08:41:13,490 --> 08:41:14,090
Rep. Lordan G. Suan: What was

3685
08:41:14,090 --> 08:41:14,650
Rep. Lordan G. Suan: the question?

3686
08:41:14,650 --> 08:41:15,070
Sen. Francis "Chiz" G. Escudero: Ano tong

3687
08:41:15,070 --> 08:41:15,630
Rep. Lordan G. Suan: dollar na

3688
08:41:15,630 --> 08:41:15,640
Rep. Lordan G. Suan: ito?

3689
08:41:15,640 --> 08:41:15,650
Atty. Roberto N. Batungbacal: Vague, Your Honor

3690
08:41:15,650 --> 08:41:18,770
Rep. Lordan G. Suan: Opposing counsel just mentioned it, Your Honor.

3691
08:41:19,270 --> 08:41:19,670
Rep. Lordan G. Suan: The

3692
08:41:19,670 --> 08:41:20,010
Rep. Lordan G. Suan: dollar.

3693
08:41:21,210 --> 08:41:23,330
Sen. Francis "Chiz" G. Escudero: No, what do you mean by ano tong dollar na to?

3694
08:41:23,430 --> 08:41:23,970
Rep. Lordan G. Suan: Yes, Your Honor.

3695
08:41:24,810 --> 08:41:26,630
Sen. Francis "Chiz" G. Escudero: Kindly be more specific, Honorable Swan.

3696
08:41:26,850 --> 08:41:33,280
Rep. Lordan G. Suan: Which currency from whichever country is this dollar?

3697
08:41:33,280 --> 08:41:33,840
Atty. Roberto N. Batungbacal: Your Honor,

3698
08:41:33,880 --> 08:41:39,440
Atty. Roberto N. Batungbacal: objection. This is not part of cross, Your Honor. Asked and answered already by the witness. Not part

3699
08:41:39,440 --> 08:41:40,600
Atty. Roberto N. Batungbacal: of cross.

3700
08:41:40,600 --> 08:41:44,160
Sen. Francis "Chiz" G. Escudero: And the court can take judicial notice of what's in the document, Honorable Suan.

3701
08:41:44,160 --> 08:41:44,460
Rep. Lordan G. Suan: Very

3702
08:41:44,460 --> 08:41:44,680
Rep. Lordan G. Suan: well,

3703
08:41:44,700 --> 08:41:45,080
Rep. Lordan G. Suan: Your Honor.

3704
08:41:46,700 --> 08:41:47,540
Sen. Francis "Chiz" G. Escudero: Any recross?

3705
08:41:48,550 --> 08:41:49,610
Atty. Roberto N. Batungbacal: No recross, Your Honor.

3706
08:41:50,850 --> 08:41:53,030
Sen. Francis "Chiz" G. Escudero: Atty. Rather, Ms.

3707
08:41:53,110 --> 08:41:54,190
Sen. Francis "Chiz" G. Escudero: Christine.

3708
08:41:54,190 --> 08:41:54,970
Christine Cabradilla: Yes, Your Honor.

3709
08:41:55,150 --> 08:42:01,690
Sen. Francis "Chiz" G. Escudero: Sorry for the wait. Thank you for your patience and thank you for answering the questions of the parties. You are excused, ma'am.

3710
08:42:01,690 --> 08:42:02,710
Christine Cabradilla: Thank you so much, Your  Honor.

3711
08:42:02,710 --> 08:42:02,711
Sen. Francis "Chiz" G. Escudero: With the

3712
08:42:02,711 --> 08:42:02,970
Sen. Francis "Chiz" G. Escudero: court's appreciation.

3713
08:42:04,910 --> 08:42:09,050
Sen. Francis "Chiz" G. Escudero: Kindly situate Ms. Defensor to

3714
08:42:10,620 --> 08:42:11,600
Sen. Francis "Chiz" G. Escudero: the witness stand.

3715
08:42:12,060 --> 08:42:15,560
Atty. Roberto N. Batungbacal: Your Honor, I ask that Atty. Justin be recognized.

3716
08:42:16,240 --> 08:42:17,560
Sen. Francis "Chiz" G. Escudero: Atty. Justin is recognized.

3717
08:42:19,920 --> 08:42:20,980
Atty. Justin Nicol B. Gular: Good evening, Your Honor.

3718
08:42:22,180 --> 08:42:23,400
Sen. Francis "Chiz" G. Escudero: Good evening, Attorney Justin.

3719
08:42:27,170 --> 08:42:34,710
Rep. Lordan G. Suan: Your Honor, may we call to the witness box the representative from Allianz PNB Life Insurance Incorporated.

3720
08:42:48,420 --> 08:42:51,100
Sen. Francis "Chiz" G. Escudero: The clerk is directed to administer the oaths.

3721
08:42:52,270 --> 08:43:07,900
Atty. Renato N. Bantug Jr.: Ma'am, please stand and raise your right hand. You, Hygeia, Defensor, do swear that the evidence you shall give in the case now pending between the Philippines and Vice President Cyrus Jim Ramon Duterte shall be the truth, the whole truth, and nothing but the truth. So help you God.

3722
08:43:08,360 --> 08:43:09,200
Hygeia C. Defensor: Yes, Your Honor.

3723
08:43:11,250 --> 08:43:14,410
Sen. Francis "Chiz" G. Escudero: Kindly answer through the mic, ma'am.

3724
08:43:14,810 --> 08:43:15,630
Hygeia C. Defensor: Yes, Your Honor.

3725
08:43:15,930 --> 08:43:17,650
Sen. Francis "Chiz" G. Escudero: Yes, ma'am. How do you pronounce your name, ma'am?

3726
08:43:18,130 --> 08:43:18,590
Hygeia C. Defensor: Hygeia po.

3727
08:43:19,750 --> 08:43:20,910
Sen. Francis "Chiz" G. Escudero: Hygiea. Okay.

3728
08:43:22,670 --> 08:43:27,630
Sen. Francis "Chiz" G. Escudero: Naunawaan niyo po yung inyong pinanumpaan, Ma'am Hygeia. Ka-ognize sa testimonyong bibigyan niyo sa hukumang ito?

3729
08:43:27,870 --> 08:43:28,270
Hygeia C. Defensor: Opo.

3730
08:43:29,770 --> 08:43:34,790
Sen. Francis "Chiz" G. Escudero: Honorable Suan, same offer, subject to the limitations prescribed by the Presiding Officer?

3731
08:43:35,130 --> 08:43:35,750
Rep. Lordan G. Suan: Yes, Your Honor.

3732
08:43:36,520 --> 08:43:39,520
Sen. Francis "Chiz" G. Escudero: Attorney Justin, same? Objections and comments?

3733
08:43:39,960 --> 08:43:40,400
Rep. Lordan G. Suan: Yes, Your Honor.

3734
08:43:41,100 --> 08:43:44,040
Sen. Francis "Chiz" G. Escudero: You may proceed with your direct examination, Honorable Son.

3735
08:43:46,190 --> 08:43:53,210
Rep. Lordan G. Suan: Ms. Witness, maaari niyo bang sabihin ang inyong buong pangalan, posisyon, at kumpanyang kinakatawan?

3736
08:43:53,870 --> 08:44:01,050
Hygeia C. Defensor: Ako po si Hygeia C. Defensor. Ako po yung Policy Management Head ng Allianz PNB Life Insurance.

3737
08:44:02,190 --> 08:44:06,850
Rep. Lordan G. Suan: Ano po ang inyong tungkulin at responsibilidad sa nasabing posisyon?

3738
08:44:07,690 --> 08:44:16,550
Hygeia C. Defensor: My team handles after-sales transactions so that includes billing and collection, servicing, so any changes and benefits.

3739
08:44:17,290 --> 08:44:22,350
Rep. Lordan G. Suan: So ano po yung dahilan ng inyong pagharap dito ngayong araw sa hukumang ito?

3740
08:44:23,430 --> 08:44:30,410
Hygeia C. Defensor: Ako po yung na-authorize ng company to represent Allianz in connection to the subpoena I received.

3741
08:44:30,830 --> 08:44:37,550
Rep. Lordan G. Suan: Okay, so based on the subpoena, what documents did your... Did your company submit to this honorable court?

3742
08:44:39,810 --> 08:44:51,730
Hygeia C. Defensor: That includes the policy contract, copy of the policy contract, ITR, copy of valid IDs, and then

3743
08:44:52,250 --> 08:44:55,610
Hygeia C. Defensor: e

3744
08:44:57,780 --> 08:45:00,740
Hygeia C. Defensor: -pay copy po.

3745
08:45:01,040 --> 08:45:17,540
Rep. Lordan G. Suan: Okay. Ms. Hyjia, punta po tayo sa exhibit P-Roman numeral 2-8. 16-1-1 PNBA to 16-2-11 So

3746
08:45:38,120 --> 08:45:42,340
Rep. Lordan G. Suan: let's move on to a more specific document P

3747
08:45:44,510 --> 08:45:55,190
Rep. Lordan G. Suan: -Roman numeral 2-8-16-2-1 for the policy So kanino po nakapangalan ng policy na ito?

3748
08:45:55,470 --> 08:45:59,670
Hygeia C. Defensor: Ang policy owner po is si Mr. Manases R. Carpio

3749
08:46:00,900 --> 08:46:04,600
Rep. Lordan G. Suan: Miss Hygiea, kailan po kinuha itong insurance investment na to?

3750
08:46:05,080 --> 08:46:10,000
Hygeia C. Defensor: Ang effectivity date po ng policy ay May 3, 2021.

3751
08:46:11,590 --> 08:46:17,240
Rep. Lordan G. Suan: Based on this document, magkano po yung total insurance payment na binayad?

3752
08:46:17,500 --> 08:46:22,120
Hygeia C. Defensor: Based on this po, $11,700 US dollars.

3753
08:46:22,640 --> 08:46:23,380
Rep. Lordan G. Suan: Okay.

3754
08:46:26,400 --> 08:46:39,800
Rep. Lordan G. Suan: So, punta po tayo sa exhibit. P-Roman numeral 2-8-16-1-1 So

3755
08:46:51,030 --> 08:46:55,510
Rep. Lordan G. Suan: do you have it? Kanino po nakapangalan ng insurance investment na to?

3756
08:46:55,990 --> 08:46:59,210
Hygeia C. Defensor: Policy owner po, Mr. Manases R. Carpio.

3757
08:46:59,410 --> 08:47:01,550
Rep. Lordan G. Suan: At kailan po ito kinuha?

3758
08:47:02,350 --> 08:47:05,030
Hygeia C. Defensor: Effective date po, October 6, 2021.

3759
08:47:05,910 --> 08:47:09,910
Rep. Lordan G. Suan: Makano po yung total insurance premium na binayad para sa policy na ito?

3760
08:47:10,360 --> 08:47:12,920
Hygeia C. Defensor: Premium po is 100,000 USD.

3761
08:47:16,570 --> 08:47:18,530
Rep. Lordan G. Suan: Makano kaya to in pesos?

3762
08:47:20,490 --> 08:47:25,510
Hygeia C. Defensor: Wala po kasi kaming conversion kasi dollar policy siya na ibayad.

3763
08:47:25,510 --> 08:47:26,230
Rep. Lordan G. Suan: Okay,

3764
08:47:26,310 --> 08:47:27,710
Rep. Lordan G. Suan: so 100,000 USD.

3765
08:47:31,730 --> 08:47:32,450
Hygeia C. Defensor: Opo.

3766
08:47:34,120 --> 08:47:42,260
Rep. Lordan G. Suan: So paano po binayaran ng mga insurance investment premiums na nabanggit based sa records whether cash ba, bank transfer, or checks?

3767
08:47:42,700 --> 08:47:45,380
Hygeia C. Defensor: Based po sa records namin, cash po siya.

3768
08:47:45,520 --> 08:47:45,860
Rep. Lordan G. Suan: Okay.

3769
08:47:50,640 --> 08:47:52,200
Rep. Lordan G. Suan: No further questions, Your Honor.

3770
08:47:52,480 --> 08:47:53,660
Sen. Francis "Chiz" G. Escudero: Attorney Justin?

3771
08:47:53,660 --> 08:47:55,140
Atty. Justin Nicol B. Gular: A few questions on Crossroads.

3772
08:47:55,140 --> 08:47:56,280
Sen. Francis "Chiz" G. Escudero: You may proceed, sir.

3773
08:47:56,280 --> 08:48:06,460
Atty. Justin Nicol B. Gular: Ma'am, kanina po sinabi niyo na dalawa pong insurance policies ang nasa records niyo na nasa ilalim po ng pangalan ni Manases R. Carpio. Tama po ba?

3774
08:48:06,700 --> 08:48:07,300
Hygeia C. Defensor: Tama po.

3775
08:48:07,460 --> 08:48:10,800
Atty. Justin Nicol B. Gular: Ano po yung status ng mga insurance policies na ito?

3776
08:48:11,360 --> 08:48:12,960
Hygeia C. Defensor: Pareho na po silang surrendered.

3777
08:48:13,540 --> 08:48:25,400
Atty. Justin Nicol B. Gular: Okay. Ma'am, sinabi niyo po kanina na ang pinambayad po sa pangalawa ang policy na Dinescuss po ng kagalang-galang na prosecutor ay 100,000 US dollars. Tama po ba?

3778
08:48:25,640 --> 08:48:26,160
Hygeia C. Defensor: Tama po.

3779
08:48:26,280 --> 08:48:39,440
Atty. Justin Nicol B. Gular: At sinabi niyo po kanina na binayaran po ito ng cash. Tama po ba? Wala naman po kayong personal knowledge kung yung 100,000 pesos na binayad ni Atty. Mons ay galing sa kanyang sariling funds. Tama po ba?

3780
08:48:40,900 --> 08:48:45,400
Hygeia C. Defensor: Wala po kami. Yung payment po kasi is coming from the policy owner.

3781
08:48:45,700 --> 08:48:49,540
Atty. Justin Nicol B. Gular: Yes. But hindi niyo po alam kung ang 100,000 mismo ay

3782
08:49:05,760 --> 08:49:07,120
Atty. Justin Nicol B. Gular: Meron

3783
08:49:07,120 --> 08:49:14,860
Hygeia C. Defensor: po tayong KYC na ginagawa kung Able ba sila to pay for the premium?

3784
08:49:15,260 --> 08:49:25,200
Atty. Justin Nicol B. Gular: I'll accept that answer, ma'am. Ma'am, pag kumukuha po yung isang married na tao ng isang insurance policy, hindi naman po required na kumuha ng consent ng ating spouse. Tama po ba?

3785
08:49:25,460 --> 08:49:26,180
Hygeia C. Defensor: Hindi po.

3786
08:49:26,400 --> 08:49:32,780
Atty. Justin Nicol B. Gular: Kahit na yung spouse natin ay isa sa mga beneficiaries na nilalagay sa ating insurance contract. Tama po ba?

3787
08:49:32,980 --> 08:49:33,440
Hygeia C. Defensor: Tama po.

3788
08:49:33,620 --> 08:49:42,460
Atty. Justin Nicol B. Gular: At sa pag-execute po natin ng policy, Kasama sa insurance company, hindi rin po naman kailangan na mag-sign yung ating spouse. Tama po ba?

3789
08:49:42,600 --> 08:49:43,080
Hygeia C. Defensor: Tama po.

3790
08:49:43,300 --> 08:49:51,640
Atty. Justin Nicol B. Gular: Kahit na yung spouse natin ay isa sa mga beneficiary sa insurance policy. Hindi pa rin siya kailangan pumirma sa kontrara. Tama po ba?

3791
08:49:51,800 --> 08:49:52,220
Hygeia C. Defensor: Tama po.

3792
08:49:52,480 --> 08:50:03,240
Atty. Justin Nicol B. Gular: Wala po rin po tayong requirement na sa pagbayad natin ng premium ng insurance holder or yung nag-applicant ay kailangan manotify yung spouse sa pagbayad mismo ng premium. Tama po ba?

3793
08:50:03,400 --> 08:50:03,860
Hygeia C. Defensor: Tama po.

3794
08:50:03,980 --> 08:50:11,200
Atty. Justin Nicol B. Gular: Hindi rin ninonotify ng insurance company. Ang spouse, kahit na beneficiary siya, nabayad na yung premium. Tama po ba?

3795
08:50:11,280 --> 08:50:11,820
Hygeia C. Defensor: Tama po.

3796
08:50:11,980 --> 08:50:23,320
Atty. Justin Nicol B. Gular: At pati po, sa pag-terminate or pag-surrender ng policy, wala pong requirement upon the policyholder or sa insurance company na inotify yung spouse. Tama po ba?

3797
08:50:23,840 --> 08:50:24,540
Hygeia C. Defensor: Tama po.

3798
08:50:24,840 --> 08:50:42,170
Atty. Justin Nicol B. Gular: So, ibig sabihin, yung aware lang sa pagkuha ng policy sa kumpanya niyo po, Sa pag-execute at sa pag-pirma at sa pagbayad ng premiums at pati sa yung sinabi nyo kanina na pag-terminate ay si, sa pagkakaalam nyo lang po, ay si Atty. Manassas R. Carpio. Tama po ba?

3799
08:50:42,170 --> 08:50:42,430
Hygeia C. Defensor: Tama

3800
08:50:42,430 --> 08:50:42,670
Hygeia C. Defensor: po.

3801
08:50:42,810 --> 08:50:43,970
Atty. Justin Nicol B. Gular: No further questions, Your Honor.

3802
08:50:44,690 --> 08:50:45,090
Sen. Francis "Chiz" G. Escudero: Redirect,

3803
08:50:45,130 --> 08:50:46,550
Sen. Francis "Chiz" G. Escudero: um, Honorable Zon.

3804
08:50:46,550 --> 08:50:47,730
Rep. Lordan G. Suan: Just one question, Your Honor.

3805
08:50:47,730 --> 08:50:48,730
Sen. Francis "Chiz" G. Escudero: Please, you may proceed, sir.

3806
08:50:48,730 --> 08:50:51,470
Rep. Lordan G. Suan: Ms. Witness, you mentioned that it was surrendered.

3807
08:50:52,490 --> 08:50:52,890
Hygeia C. Defensor: Ano

3808
08:50:52,890 --> 08:50:53,730
Rep. Lordan G. Suan: pong ibig sabihin yan?

3809
08:50:54,410 --> 08:50:59,650
Hygeia C. Defensor: Um, kinuha na po yung fund. Kinuha na yung policy.

3810
08:51:00,050 --> 08:51:02,350
Rep. Lordan G. Suan: So, nabalik yung perang binayad?

3811
08:51:03,350 --> 08:51:18,890
Hygeia C. Defensor: Ang surrender value po kasi natin hindi siya exactly the amount paid. So, depending on the fund value. Kasi yung plan po na na-mention natin ay VUL, Variable Unit Link Product. So, depending po siya sa fund at the time of surrender.

3812
08:51:19,450 --> 08:51:21,450
Rep. Lordan G. Suan: So, it may be lower or higher?

3813
08:51:21,790 --> 08:51:22,330
Hygeia C. Defensor: Yes po.

3814
08:51:22,570 --> 08:51:24,350
Rep. Lordan G. Suan: Okay. Kailan po kinuha?

3815
08:51:25,010 --> 08:51:27,270
Hygeia C. Defensor: Yung policy po, kinuha.

3816
08:52:11,680 --> 08:52:16,060
Hygeia C. Defensor: Yung surrender po was last March 2025.

3817
08:52:17,360 --> 08:52:21,460
Rep. Lordan G. Suan: Okay, so sino pong nag-benefit sa surrender?

3818
08:52:22,930 --> 08:52:27,250
Hygeia C. Defensor: Yung surrender proceeds po napupunta lang sa policy owner.

3819
08:52:27,630 --> 08:52:28,910
Rep. Lordan G. Suan: And who is the policy owner?

3820
08:52:29,250 --> 08:52:32,150
Hygeia C. Defensor: Ang policy owner po si Mr. Manessis R. Carpio.

3821
08:52:32,810 --> 08:52:45,880
Rep. Lordan G. Suan: Okay. You also mentioned earlier that it's possible that it's not the policyholder who actually paid for it when cross-examined by the defense counsel?

3822
08:52:46,440 --> 08:52:53,090
Hygeia C. Defensor: The payment slip is coming from— yung payment slip po is naka-name sa policy owner.

3823
08:52:53,650 --> 08:52:57,590
Rep. Lordan G. Suan: Okay. No further questions, Your Honor.

3824
08:52:57,770 --> 08:53:01,190
Sen. Francis "Chiz" G. Escudero: Before, Senator Judge Pungin, any recross, Atty. Justin?

3825
08:53:01,190 --> 08:53:01,390
Atty. Justin Nicol B. Gular: Very

3826
08:53:01,390 --> 08:53:02,190
Atty. Justin Nicol B. Gular: short recross,

3827
08:53:02,190 --> 08:53:02,290
Atty. Justin Nicol B. Gular: Your Honor.

3828
08:53:02,290 --> 08:53:03,530
Sen. Francis "Chiz" G. Escudero: Yes, please proceed, Atty. Justin.

3829
08:53:04,010 --> 08:53:13,090
Atty. Justin Nicol B. Gular: Ma'am, sinabi niyo po kanina na nasauli na po yung anumang amount upon the surrender kay attorney Manases R. Carpio. Tama po ba?

3830
08:53:13,230 --> 08:53:13,610
Hygeia C. Defensor: Opo.

3831
08:53:13,810 --> 08:53:20,670
Atty. Justin Nicol B. Gular: Pag nasauli na po yung pera, syempre wala nang alam yung insurance company kung paano ginamit o ginabit ba yung pera.

3832
08:53:20,670 --> 08:53:21,370
Hygeia C. Defensor: Opo.

3833
08:53:21,370 --> 08:53:22,550
Atty. Justin Nicol B. Gular: Thank you. No further questions.

3834
08:53:23,110 --> 08:53:25,370
Sen. Francis "Chiz" G. Escudero: Senator Judge Pangilinan, first.

3835
08:53:30,180 --> 08:53:32,740
Sen. Francis “Kiko” Pangilinan: Yes, good evening.

3836
08:53:32,740 --> 08:53:33,900
Hygeia C. Defensor: Good evening po.

3837
08:53:33,900 --> 08:53:38,030
Sen. Francis “Kiko” Pangilinan: Ms. Defensor. Dalawa yung policy na sinorender.

3838
08:53:38,610 --> 08:53:39,490
Sen. Francis “Kiko” Pangilinan: Yung

3839
08:53:39,490 --> 08:53:46,470
Sen. Francis “Kiko” Pangilinan: nabangkit mo yung una, last March 2025.

3840
08:53:48,050 --> 08:53:50,070
Sen. Francis “Kiko” Pangilinan: Yung isa, kailan sinorender?

3841
08:53:50,250 --> 08:53:50,830
Hygeia C. Defensor: Pareho po,

3842
08:53:51,030 --> 08:53:52,270
Hygeia C. Defensor: 2025.

3843
08:53:52,270 --> 08:53:57,240
Sen. Francis “Kiko” Pangilinan: So pag sinorender, nasa dokumento magkano yung amount?

3844
08:53:57,240 --> 08:53:58,260
Hygeia C. Defensor: Opo.

3845
08:53:58,260 --> 08:53:59,700
Sen. Francis “Kiko” Pangilinan: So how much was the...

3846
08:54:01,940 --> 08:54:04,380
Sen. Francis “Kiko” Pangilinan: What do you call it? Anong term? Surrender

3847
08:54:04,380 --> 08:54:04,600
Hygeia C. Defensor: value.

3848
08:54:05,300 --> 08:54:06,500
Hygeia C. Defensor: Surrender value.

3849
08:54:06,500 --> 08:54:06,820
Sen. Francis “Kiko” Pangilinan: Okay.

3850
08:54:07,640 --> 08:54:13,800
Hygeia C. Defensor: For policy number 105-178958.

3851
08:54:13,800 --> 08:54:14,140
Sen. Francis "Chiz" G. Escudero: Just

3852
08:54:14,140 --> 08:54:15,960
Sen. Francis "Chiz" G. Escudero: the ending number would suffice, Ms. AJ.

3853
08:54:16,660 --> 08:54:21,900
Hygeia C. Defensor: Surrender value po is 8,547.48 USD.

3854
08:54:22,880 --> 08:54:24,100
Sen. Francis "Chiz" G. Escudero: 8,000?

3855
08:54:24,100 --> 08:54:24,640
Hygeia C. Defensor: Yes

3856
08:54:24,640 --> 08:54:24,860
Hygeia C. Defensor: po.

3857
08:54:25,500 --> 08:54:28,900
Sen. Francis “Kiko” Pangilinan: So yung $100,000 naging $8,000?

3858
08:54:29,080 --> 08:54:30,820
Hygeia C. Defensor: Yung 11-7 po.

3859
08:54:31,140 --> 08:54:32,880
Sen. Francis “Kiko” Pangilinan: Ah, okay. And then the other one?

3860
08:54:33,240 --> 08:54:41,500
Hygeia C. Defensor: The other one po, yung ending 11-7 policy number, $74,960.80 USD.

3861
08:54:42,060 --> 08:54:55,120
Sen. Francis “Kiko” Pangilinan: So $8,000 and $74,000, give or take a few dollars, ang total na surrender value of both. Okay, thank you.

3862
08:54:56,620 --> 08:55:00,150
Sen. Francis "Chiz" G. Escudero: Senator Judge Erwin Tulfo is recognized.

3863
08:55:08,420 --> 08:55:15,740
Sen. Erwin Tulfo: Ma'am, ilang insurance, ilang pong policies po ito lahat-lahat based sa records po ninyo?

3864
08:55:16,360 --> 08:55:17,800
Hygeia C. Defensor: Dalawang policy po.

3865
08:55:17,960 --> 08:55:30,100
Sen. Erwin Tulfo: Dalawang policy. Tapos we need draw lang, hindi po tinapos yung ika nga, yung ika nga, date or maturity, hindi na.

3866
08:55:30,480 --> 08:55:31,120
Hygeia C. Defensor: Hindi na po.

3867
08:55:31,300 --> 08:55:35,820
Sen. Erwin Tulfo: So pag wini-draw po na ganon, pag hini-tinapos, may bawas po, di po ba?

3868
08:55:36,300 --> 08:55:47,660
Hygeia C. Defensor: Dito po sa nakuha nilang insurance policy, ang basis lang po natin is the fund value based on the next pricing date kung kailan po na-approve yung surrender. So wala po siyang surrender charge.

3869
08:55:48,280 --> 08:56:02,480
Sen. Erwin Tulfo: Okay. Normal ba pag ganyang klaseng policy na yung kumukuha ng policy, wini-withdraw lang nila or mas marami sa inyong company ang Inaantay yung maturity date?

3870
08:56:04,040 --> 08:56:17,770
Hygeia C. Defensor: Depende po sa plan. So, normally po pag ganito na mga investment type of policy, pwede po siya ma-withdraw anytime based on the fund value.

3871
08:56:18,110 --> 08:56:28,980
Sen. Erwin Tulfo: Tinanong ko po ito sa ibang insurance companies din kanina. Alam naman ho ninyo yung ikang ugnaya ng tao na ito sa isang government official. Tama po ba?

3872
08:56:29,200 --> 08:56:29,820
Hygeia C. Defensor: Opo.

3873
08:56:30,060 --> 08:56:42,440
Sen. Erwin Tulfo: Alam ho ninyo yun. Okay. Hindi na ho ninyo kailangang questionin ba because siya po ay asawa. Hindi naman talaga mismo yung government official kundi asawa lang siya. So you did not bother to check anymore.

3874
08:56:42,900 --> 08:56:51,020
Hygeia C. Defensor: Meron po kaming know your customer na process, due diligence. So dumadaan po sa ganong verification.

3875
08:56:51,850 --> 08:57:03,190
Sen. Erwin Tulfo: Yeah, pero yung source of funding, never na dumaan sa kung anong nyo baka nagamit or magagamit yung inyong banko or insurance, ikang some scheme?

3876
08:57:03,770 --> 08:57:18,370
Hygeia C. Defensor: Sa case po, nag-require po tayo ng proof of income so nakapagsubmit naman po sila ng ITR and then nakita naman po natin kung saan yung source of income which is the law office.

3877
08:57:18,870 --> 08:57:20,590
Sen. Erwin Tulfo: So that was sufficient enough?

3878
08:57:21,390 --> 08:57:22,890
Hygeia C. Defensor: As for this policy.

3879
08:57:22,890 --> 08:57:23,850
Sen. Erwin Tulfo: Thank you, Madam Witness.

3880
08:57:24,470 --> 08:57:26,170
Sen. Francis "Chiz" G. Escudero: Thank you, Senator Judge Aquino.

3881
08:57:31,200 --> 08:57:32,520
Sen. Paolo Benigno “Bam” Aquino: Magandang gabi, Hygieia.

3882
08:57:32,680 --> 08:57:33,440
Hygeia C. Defensor: Magandang gabi po.

3883
08:57:33,440 --> 08:57:40,680
Sen. Paolo Benigno “Bam” Aquino: This is just purely curiosity lang. Kitaka lang ako na palugi yung mga investments.

3884
08:57:42,320 --> 08:57:48,020
Sen. Paolo Benigno “Bam” Aquino: How long was the term that the investment was with your company?

3885
08:57:48,860 --> 08:57:56,730
Hygeia C. Defensor: Yung policy po kasi nag... Take effect ng 2021 tapos na-surrender po siya ng 2025.

3886
08:57:56,730 --> 08:57:57,070
Sen. Paolo Benigno “Bam” Aquino: So

3887
08:57:57,070 --> 08:58:00,590
Sen. Paolo Benigno “Bam” Aquino: over 5 years, it lost value actually. Like

3888
08:58:00,590 --> 08:58:01,470
Hygeia C. Defensor: 4. Opo.

3889
08:58:01,630 --> 08:58:21,860
Sen. Paolo Benigno “Bam” Aquino: Oo. And over 4 years. And ano ba yan? Normal, if you don't know, you can say you don't know. But nagtataka lang ako. Bakit ipo-pull out na paluge? Usually kasi in my experience, hihintayin mong at least mag-break even or umakyat yung merkado para kumita ka naman.

3890
08:58:23,840 --> 08:58:36,060
Sen. Paolo Benigno “Bam” Aquino: Is the common practice ba, may time bound ba yan? Kinailangan bang ipull out na yung investment at the time it was pulled out or it was the choice of the policyholder?

3891
08:58:36,440 --> 08:58:38,240
Hygeia C. Defensor: It's always the choice naman.

3892
08:58:38,400 --> 08:58:52,420
Sen. Paolo Benigno “Bam” Aquino: So wala siyang set number of years? Ang common practice sa merkado ba ay tama ba ako usually tinatanggal yan kapag kumita ka na or iba-ibang rason kung bakit nagpo-pull out yung mga tao?

3893
08:58:52,680 --> 08:58:54,260
Hygeia C. Defensor: Depende po sa owner kung

3894
08:58:54,260 --> 08:58:55,940
Hygeia C. Defensor: tatanggalin o hindi.

3895
08:58:55,940 --> 08:58:56,640
Sen. Paolo Benigno “Bam” Aquino: Thank you.

3896
08:58:57,970 --> 08:59:12,210
Sen. Francis "Chiz" G. Escudero: Ms. AJ, maraming salamat po sa inyong panahon sa pagsagot sa mga katanungan at paumanhin kung naghintay po kayo kahapon at ang buong araw ngayon. Your excuse ma'am and thank you for your patience. Kindly situate the second to the last witness, Mr.

3897
08:59:14,200 --> 08:59:18,130
Sen. Francis "Chiz" G. Escudero: Joel Desus, to the witness stand.

3898
08:59:25,090 --> 08:59:26,810
Rep. Terry L. Ridon: Your Honor, one moment.

3899
08:59:26,810 --> 08:59:29,410
Sen. Francis "Chiz" G. Escudero: Yes, Honorable Ridon.

3900
08:59:29,410 --> 08:59:29,890
Rep. Terry L. Ridon: Since

3901
08:59:29,890 --> 08:59:32,170
Rep. Terry L. Ridon: the V.I.R. witness will not be presented anymore.

3902
08:59:32,550 --> 08:59:34,190
Sen. Francis "Chiz" G. Escudero: Yes, we cannot present him anymore.

3903
08:59:35,450 --> 08:59:40,670
Sen. Francis "Chiz" G. Escudero: It's okay. Sabina, for him, still subsists up to tomorrow, correct?

3904
08:59:40,950 --> 08:59:42,050
Rep. Terry L. Ridon: For her, for her.

3905
08:59:42,230 --> 08:59:48,460
Sen. Francis "Chiz" G. Escudero: Her, I'm sorry. Yes, for her. We can excuse her. And apologies. Kindly send the court's apologies, Honorable Ridon.

3906
08:59:48,860 --> 08:59:50,240
Rep. Terry L. Ridon: Alright. Thank you, Your Honor.

3907
08:59:51,000 --> 08:59:52,760
Sen. Francis "Chiz" G. Escudero: Clerk is directed to administer those.

3908
08:59:53,650 --> 09:00:07,120
Atty. Renato N. Bantug Jr.: Can you raise your right hand? You, Joel De Jesus, do swear that the evidence you shall give in the case of... Case now pending between the Philippines and Vice President Cyrus Guillermo Duterte shall be the truth, the whole truth, and nothing but the truth. So help you God.

3909
09:00:07,120 --> 09:00:07,500
Joel L. De Jesus: I do.

3910
09:00:08,080 --> 09:00:08,180
Joel L. De Jesus: I

3911
09:00:08,180 --> 09:00:08,400
Joel L. De Jesus: do.

3912
09:00:29,520 --> 09:00:32,260
Sen. Francis "Chiz" G. Escudero: You may proceed with your direct examination, Honorable Suan.

3913
09:00:32,500 --> 09:00:41,690
Rep. Lordan G. Suan: Thank you, Your Honor. Sir Joel, maaari niyo po bang sabihin ang inyong buong pangalan, posisyon, at ang kumpanyang inyong kinakatawan?

3914
09:00:42,010 --> 09:00:52,310
Joel L. De Jesus: Ako po si Joel L. De Jesus, Vice President and Head of the Customer Support Services Individual Life ng BDO Life Assurance Company, Inc.

3915
09:00:53,070 --> 09:00:57,230
Rep. Lordan G. Suan: Ano po ang inyong tungkulin at responsibilidad sa nasabing posisyon?

3916
09:00:57,610 --> 09:01:29,010
Joel L. De Jesus: I manage po the day-to-day activities of the CSS individual life team, basically on policy maintenance, which is sending out billing notices, variable life statement of accounts, letters of taxation, and then we also enroll to auto-debit and change beneficiaries. We actually transact requests from clients, from the policy owners. Like policy surrenders, partial withdrawals, dividend withdrawals,

3917
09:01:29,010 --> 09:01:30,460
Joel L. De Jesus: and the like.

3918
09:01:30,460 --> 09:01:36,380
Rep. Lordan G. Suan: So ano po yung reason kung bakit na dito kayo ngayon yung araw na to sa hukumang ito?

3919
09:01:36,660 --> 09:01:40,240
Joel L. De Jesus: We received po a subpoena to appear as

3920
09:01:40,240 --> 09:01:40,540
Joel L. De Jesus: witness.

3921
09:01:42,420 --> 09:01:49,340
Rep. Lordan G. Suan: Tapos ano pong mga dokumento kung meron man ang inyong isinumiti sa hukumang ito bilang tugon sa subpoena?

3922
09:01:49,620 --> 09:01:59,120
Joel L. De Jesus: We submitted po different documents like application form, contracts. Transaction histories, variable life, so statement

3923
09:01:59,120 --> 09:02:00,180
Joel L. De Jesus: of accounts.

3924
09:02:00,180 --> 09:02:04,980
Rep. Lordan G. Suan: So kung ipapakita po yung dokumentong yun, would you be able to recognize them?

3925
09:02:05,320 --> 09:02:05,820
Joel L. De Jesus: Yes, Your Honor.

3926
09:02:06,140 --> 09:02:06,540
Rep. Lordan G. Suan: Okay.

3927
09:02:09,320 --> 09:02:14,000
Sen. Francis "Chiz" G. Escudero: Mr. Joel, how many policies does the Vice President or her husband have with your company?

3928
09:02:14,460 --> 09:02:23,640
Joel L. De Jesus: We found two policies for policy owners Sara Zimmerman Duterte and one policy for Manassas Carpio.

3929
09:02:23,640 --> 09:02:24,060
Sen. Francis "Chiz" G. Escudero: So

3930
09:02:24,060 --> 09:02:24,720
Sen. Francis "Chiz" G. Escudero: a total of three?

3931
09:02:24,840 --> 09:02:25,540
Joel L. De Jesus: A total of three.

3932
09:02:25,540 --> 09:02:25,640
Sen. Francis "Chiz" G. Escudero: Okay.

3933
09:02:26,700 --> 09:02:27,960
Sen. Francis "Chiz" G. Escudero: Your witness, honorableson.

3934
09:02:30,810 --> 09:02:33,990
Rep. Lordan G. Suan: We will only focus on two policies, your honor.

3935
09:02:34,250 --> 09:02:34,770
Joel L. De Jesus: Yes.

3936
09:02:35,660 --> 09:02:41,160
Rep. Lordan G. Suan: Okay. Mr. Witness, punta po tayo sa Exhibit

3937
09:02:42,790 --> 09:02:49,630
Rep. Lordan G. Suan: P-Roman numeral 2-8-11-1-2, BDO Life.

3938
09:02:51,750 --> 09:02:54,250
Rep. Lordan G. Suan: Okay po. Do you have it?

3939
09:02:54,250 --> 09:02:54,730
Joel L. De Jesus: Yes, sir.

3940
09:02:54,730 --> 09:02:57,370
Rep. Lordan G. Suan: Okay. So, kanino po nakapangalan ito?

3941
09:02:58,160 --> 09:03:01,800
Joel L. De Jesus: The policy owner is Sara Zimmerman Duterte.

3942
09:03:01,800 --> 09:03:03,260
Rep. Lordan G. Suan: Okay. Kailan po

3943
09:03:03,260 --> 09:03:03,680
Rep. Lordan G. Suan: kinuha

3944
09:03:03,680 --> 09:03:03,880
Joel L. De Jesus: ang

3945
09:03:03,880 --> 09:03:05,400
Rep. Lordan G. Suan: insurance investment na to?

3946
09:03:05,840 --> 09:03:10,500
Joel L. De Jesus: The effective date of the policy is April 28, 2014.

3947
09:03:10,500 --> 09:03:14,740
Rep. Lordan G. Suan: Tapos, makano po yung total insurance premium na binayad?

3948
09:03:14,740 --> 09:03:26,520
Joel L. De Jesus: Yung annual premium po niya is 100,000 pesos. The policy is payable for 5 years. So, the total premium payment is 500,000 pesos.

3949
09:03:26,920 --> 09:03:39,150
Rep. Lordan G. Suan: Okay, thank you. So, punta na naman po tayo sa exhibit B- Roman numeral 2-8-11-2-2. Okay.

3950
09:03:40,480 --> 09:03:41,100
Rep. Lordan G. Suan: Do

3951
09:03:41,100 --> 09:03:41,600
Rep. Lordan G. Suan: you have it?

3952
09:03:41,600 --> 09:03:42,200
Joel L. De Jesus: Yes, sir. Yes, sir.

3953
09:03:42,200 --> 09:03:47,020
Rep. Lordan G. Suan: Okay. So, kanino po nakapangalan ang insurance policy na ito?

3954
09:03:47,020 --> 09:03:48,380
Joel L. De Jesus: The policy owner

3955
09:03:48,380 --> 09:03:50,620
Joel L. De Jesus: is also Sara Zimmerman Duterte.

3956
09:03:50,820 --> 09:03:52,000
Rep. Lordan G. Suan: At kailan po kinuha?

3957
09:03:52,160 --> 09:03:55,840
Joel L. De Jesus: The policy effective date is April 14, 2014.

3958
09:03:55,840 --> 09:03:59,660
Rep. Lordan G. Suan: Tapos, magkano po yung total insurance premium na binayad?

3959
09:03:59,660 --> 09:04:09,540
Joel L. De Jesus: Yung annual premium po is P103,160 and the policy is payable for 5 years. So the total premium is about P515,000 pesos.

3960
09:04:09,960 --> 09:04:12,800
Rep. Lordan G. Suan: Okay, thank you. No further questions, Your Honor.

3961
09:04:13,020 --> 09:04:13,740
Sen. Francis "Chiz" G. Escudero: Attorney Justin?

3962
09:04:14,000 --> 09:04:15,020
Atty. Justin Nicol B. Gular: Nothing to cross, Your Honor.

3963
09:04:16,080 --> 09:04:22,360
Sen. Francis "Chiz" G. Escudero: If there are no interjections, Mr. Jewell, Senator Judge Kiko, pangalina niya sir.

3964
09:04:22,360 --> 09:04:22,860
Sen. Francis “Kiko” Pangilinan: Good

3965
09:04:28,400 --> 09:04:31,260
Sen. Francis “Kiko” Pangilinan: evening.

3966
09:04:31,260 --> 09:04:32,180
Joel L. De Jesus: Good evening, sir.

3967
09:04:34,280 --> 09:04:37,060
Sen. Francis “Kiko” Pangilinan: Mga policy ba na ito? Merong dividendo?

3968
09:04:37,940 --> 09:04:46,100
Joel L. De Jesus: Ano po? These are variable life insurance. Commonly known as investment-linked policies.

3969
09:04:46,640 --> 09:04:48,780
Sen. Francis “Kiko” Pangilinan: Okay. And it's still an active policy?

3970
09:04:48,940 --> 09:04:50,640
Joel L. De Jesus: It's still enforced po.

3971
09:04:50,640 --> 09:04:53,300
Sen. Francis “Kiko” Pangilinan: And how

3972
09:04:54,330 --> 09:04:58,290
Sen. Francis “Kiko” Pangilinan: much is the coverage?

3973
09:05:03,850 --> 09:05:20,550
Joel L. De Jesus: The sum assured for the first policy is 2.865,310,000 while the sum assured for the second policy is 2,877,545 pesos.

3974
09:05:20,550 --> 09:05:21,190
Sen. Francis “Kiko” Pangilinan: But

3975
09:05:21,190 --> 09:05:24,070
Sen. Francis “Kiko” Pangilinan: these were just two policies, no? Just

3976
09:05:24,070 --> 09:05:27,770
Joel L. De Jesus: two policies for other policy owners, Sara Zimmer, mandatory.

3977
09:05:28,070 --> 09:05:32,040
Sen. Francis “Kiko” Pangilinan: And for Ms. Atty. Carpio, wala?

3978
09:05:32,040 --> 09:05:37,100
Joel L. De Jesus: We found one policy. It's an old

3979
09:05:37,100 --> 09:05:40,060
Joel L. De Jesus: policy issued. Can I refer to my notes?

3980
09:05:40,560 --> 09:05:41,360
Sen. Francis "Chiz" G. Escudero: We

3981
09:05:44,400 --> 09:05:46,540
Joel L. De Jesus: also submitted this to the court.

3982
09:05:48,730 --> 09:05:49,530
Joel L. De Jesus: The

3983
09:05:51,200 --> 09:05:57,760
Joel L. De Jesus: policy was issued in December 15, 2008 under policy owner Manases Reyes Carpio.

3984
09:06:02,310 --> 09:06:03,070
Joel L. De Jesus: It was

3985
09:06:03,070 --> 09:06:07,830
Joel L. De Jesus: only paid for four quarters so it lapsed after one year.

3986
09:06:08,210 --> 09:06:09,670
Sen. Francis “Kiko” Pangilinan: So wala na yun?

3987
09:06:09,670 --> 09:06:10,170
Joel L. De Jesus: Wala na.

3988
09:06:10,170 --> 09:06:26,370
Sen. Francis “Kiko” Pangilinan: Now, would you know if the policyholders secured this through the bank? Because I understand they are also depositors or they have bank accounts.

3989
09:06:29,360 --> 09:06:32,280
Joel L. De Jesus: Your Honor, referring to the application form,

3990
09:06:32,540 --> 09:06:33,300
Joel L. De Jesus: it

3991
09:06:33,300 --> 09:06:36,700
Joel L. De Jesus: was signed at BDO Davao Rizal Branch

3992
09:06:36,700 --> 09:06:38,160
Joel L. De Jesus: in

3993
09:06:38,160 --> 09:06:39,680
Joel L. De Jesus: 2014.

3994
09:06:40,480 --> 09:06:44,200
Sen. Francis “Kiko” Pangilinan: And what about the two active?

3995
09:06:44,200 --> 09:06:47,800
Joel L. De Jesus: That's for the active policy.

3996
09:06:47,800 --> 09:06:50,940
Sen. Francis “Kiko” Pangilinan: So it was a course through BDO?

3997
09:06:52,060 --> 09:06:54,860
Joel L. De Jesus: That's what I understand, sir. It was signed at the branch.

3998
09:06:59,260 --> 09:07:00,140
Sen. Francis “Kiko” Pangilinan: How

3999
09:07:01,260 --> 09:07:02,860
Sen. Francis “Kiko” Pangilinan: long have you been with BDO?

4000
09:07:04,500 --> 09:07:07,940
Joel L. De Jesus: I've been with BDO live since 2010.

4001
09:07:08,400 --> 09:07:11,480
Sen. Francis “Kiko” Pangilinan: So that's about 15 years?

4002
09:07:11,480 --> 09:07:11,880
Joel L. De Jesus: 16

4003
09:07:11,880 --> 09:07:12,560
Joel L. De Jesus: years.

4004
09:07:12,560 --> 09:07:12,880
Sen. Francis “Kiko” Pangilinan: But

4005
09:07:12,880 --> 09:07:14,940
Sen. Francis “Kiko” Pangilinan: in the insurance industry?

4006
09:07:14,940 --> 09:07:15,720
Joel L. De Jesus: I

4007
09:07:15,720 --> 09:07:18,760
Joel L. De Jesus: started in the insurance industry in 1994.

4008
09:07:19,840 --> 09:07:24,020
Sen. Francis “Kiko” Pangilinan: So that's 32 years this year.

4009
09:07:27,550 --> 09:07:30,230
Sen. Francis “Kiko” Pangilinan: How would you characterize

4010
09:07:32,560 --> 09:07:57,360
Sen. Francis “Kiko” Pangilinan: What is the norm in terms of, if there is any, being covered by insurance of this nature? Would the average Filipino have, what, one, two, five, seven insurance policies for him and his family? Or wala, it doesn't really, there's no norm?

4011
09:07:57,780 --> 09:08:10,580
Joel L. De Jesus: I don't think, sir, there's a norm. But for normal, I mean for insurance company employee, maybe an employee can have three, four policies, five.

4012
09:08:11,100 --> 09:08:23,110
Sen. Francis “Kiko” Pangilinan: Yes, yes. So three, four policies you'd say would be like industry practice. Okay, okay. Thank you. Thank you very much. No other questions. Thank

4013
09:08:23,110 --> 09:08:34,150
Sen. Francis "Chiz" G. Escudero: you. Senator Just Pangilinan. There being no other interjections, Mr. Joel, salamat po sa panahon at pasensya na ginugol nyo kahapon at ngayon. Salamat din po sa pagsagot sa mga katanungan. Your excuse, sir.

4014
09:08:34,310 --> 09:08:34,930
Joel L. De Jesus: Okay, thank you, sir.

4015
09:08:36,230 --> 09:08:45,800
Sen. Francis "Chiz" G. Escudero: Our last and 15th witness for the day, and I thank everyone for your not only patience but also perseverance.

4016
09:08:49,460 --> 09:08:52,320
Sen. Francis "Chiz" G. Escudero: Kindly situate Ms. Janet Amora to the witness stand.

4017
09:08:54,260 --> 09:08:55,000
Atty. Justin Nicol B. Gular: Your Honor.

4018
09:08:55,600 --> 09:08:56,460
Sen. Francis "Chiz" G. Escudero: Attorney Justin?

4019
09:08:56,800 --> 09:09:03,220
Atty. Justin Nicol B. Gular: Yes. To close the day, may I just turn over the podium to Attorney Lindon Miguel Bacquel, your honor.

4020
09:09:03,280 --> 09:09:13,220
Sen. Francis "Chiz" G. Escudero: Yes, of course. Attorney Lindon is recognized once more. Kindly, ma'am, kindly stand up. The clerk is directed to administer the oath. Kindly raise your hand, ma'am.

4021
09:09:14,820 --> 09:09:25,600
Atty. Renato N. Bantug Jr.: You, Janet D. Amora, do swear that the evidence you shall give in the case now pending between the Philippines and Vice President Cyrus Zimmerman Duterte shall be the truth, the whole truth, and nothing but the truth. So help you God.

4022
09:09:26,990 --> 09:09:29,930
Sen. Francis "Chiz" G. Escudero: Kindly answer through the mic, ma'am, so that we can record it and hear it.

4023
09:09:30,090 --> 09:09:30,730
Janet D. Amora: I do, sir.

4024
09:09:30,890 --> 09:09:31,750
Sen. Francis "Chiz" G. Escudero: Thank you, ma'am. Please sit down.

4025
09:09:31,990 --> 09:09:32,430
Janet D. Amora: Thank you.

4026
09:09:32,890 --> 09:09:34,410
Sen. Francis "Chiz" G. Escudero: Ma'am Janet, can I call you Janet?

4027
09:09:34,830 --> 09:09:35,410
Janet D. Amora: Yes, sir.

4028
09:09:35,590 --> 09:09:40,670
Sen. Francis "Chiz" G. Escudero: Ma'am Janet, naunawaan niyo po ba inyong pinanumpaan kaugnay ng inyong testimonyang bibigay sa hukumang ito?

4029
09:09:40,950 --> 09:09:41,310
Janet D. Amora: Opo.

4030
09:09:42,070 --> 09:09:44,730
Sen. Francis "Chiz" G. Escudero: Salamat po. Honorable Suan, same offer?

4031
09:09:45,150 --> 09:09:54,930
Rep. Lordan G. Suan: No, Your Honor. We have a different offer for this last witness considering that this is a different kind of company. This is a securities corporation.

4032
09:09:54,930 --> 09:09:56,190
Sen. Francis "Chiz" G. Escudero: You may proceed with your offer.

4033
09:09:57,200 --> 09:10:08,340
Rep. Lordan G. Suan: The testimony of Janet Amora, the duly authorized representative of BDO Securities Corporation is offered to establish the following.

4034
09:10:10,380 --> 09:11:21,290
Rep. Lordan G. Suan: Una, ang witness ay isang duly authorized representative ng BDO Securities Corporation at may sapat na kaalaman at otoridad upang kilalanin at patunayan ang mga record na isinumiti ng kanyang kumpanya. Pangalawa, Ang asawa ng Respondent Vice President na si Atty. Manases R. Carpio ay kumuha ng mga investments through BDO Securities Corporation noong mga taong 2021 hanggang 2024 na may total acquisition cost na P25,500,000 at ang nasabing investments ay nananatiling nasa pangalan niya hanggang sa kasalukuyan. Pangatlo Si Atty. Carpio ay kumuha ng mga investments sa BDO Nomura Securities noong mga taong 2020 hanggang 2025 na may total acquisition cost na 4,254,987.61. At ang nasabing investments ay nananatiling nasa pangalan niya hanggang sa kasalukuyan.

4035
09:11:24,260 --> 09:12:03,740
Rep. Lordan G. Suan: Fourth, Atty. Carpio's investments totaling at least 29.75 million pesos allegedly exceed the 10.86 million pesos in other assets attributed to him in the Respondent Vice President's 2025 SALN. Panghuli, upang patunayan ang authenticity at due execution ng mga kaugnay na records na may kinalaman sa nasabing mga investment at patunayan Lahat ng mga bagay na may kinalaman sa articles of impeachment na kaugnay ng aking mga nasabi.

4036
09:12:28,910 --> 09:12:30,710
Sen. Francis "Chiz" G. Escudero: You may proceed. Sorry, in

4037
09:12:30,710 --> 09:12:47,190
Sen. Francis "Chiz" G. Escudero: the comment and objection of the counsel is noted accordingly. Kindly proceed, Honorable Suan, sans, or without the referral to the SALN given that the witness will not be competent to answer questions pertaining to that. You may proceed, sir, with your direct...

4038
09:12:47,350 --> 09:12:51,370
Rep. Lordan G. Suan: Your Honor, may we be clarified as to which was expunged? The

4039
09:12:51,370 --> 09:13:06,690
Sen. Francis "Chiz" G. Escudero: reference to SALN. If you ask the witness to total it, then she can total it later if she can compute it. But the reference to it not matching to the declared personal properties, same with the first insurance witness that you presented, Honorable Suan.

4040
09:13:06,890 --> 09:13:07,530
Rep. Lordan G. Suan: Yes, Your Honor.

4041
09:13:07,790 --> 09:13:08,530
Sen. Francis "Chiz" G. Escudero: Kindly proceed,

4042
09:13:08,790 --> 09:13:09,630
Sen. Francis "Chiz" G. Escudero: Honorable Suan.

4043
09:13:09,630 --> 09:13:19,180
Rep. Lordan G. Suan: Thank you, Your Honor. Ms. Janet, maaari niyo po bang sabihin ang inyong buong pangalan, posisyon, at ang kumpanyang inyong kinakatawan?

4044
09:13:19,610 --> 09:13:25,550
Janet D. Amora: Okay, I'm Janet Amora, Vice President, Operations Head for BDO Securities Corporation.

4045
09:13:26,470 --> 09:13:33,190
Rep. Lordan G. Suan: Ano po, Ms. Janet, ang inyong mga tungkulin at responsibilidad sa nasabing posisyon sa kasalukuyang kumpanya?

4046
09:13:33,730 --> 09:13:37,670
Janet D. Amora: Operations team is in charge of trades, processing, and settlements.

4047
09:13:40,340 --> 09:13:43,820
Rep. Lordan G. Suan: Ano po ang dahilan kung bakit nandito kayo ngayon sa hukumang ito?

4048
09:13:44,140 --> 09:13:48,980
Janet D. Amora: To authenticate the records and documents submitted to this court.

4049
09:13:50,280 --> 09:13:53,340
Rep. Lordan G. Suan: Bakit po kayo nagsubmit ng dokumento dito?

4050
09:13:53,660 --> 09:13:56,140
Janet D. Amora: Because we received a subpoena from the

4051
09:13:56,140 --> 09:13:56,480
Rep. Lordan G. Suan: Senate.

4052
09:13:58,200 --> 09:14:01,260
Rep. Lordan G. Suan: Okay. So, punta

4053
09:14:04,020 --> 09:14:20,480
Rep. Lordan G. Suan: po tayo sa CARPIMAR Investments. So, kindly take a look at Exhibit No. P-R2-8-12-2-4-2 BDO Sec.

4054
09:14:20,660 --> 09:14:21,300
Janet D. Amora: Okay.

4055
09:14:21,620 --> 09:14:22,420
Rep. Lordan G. Suan: Do you have it?

4056
09:14:23,000 --> 09:14:23,320
Janet D. Amora: Opo.

4057
09:14:24,590 --> 09:14:31,450
Rep. Lordan G. Suan: Base po sa dokumentong yan, kanino po nakapangalan ng mga investments na nakasaad dito?

4058
09:14:32,350 --> 09:14:34,710
Janet D. Amora: Nakapangalan po kay Manases R. Carpio.

4059
09:14:37,180 --> 09:14:43,680
Rep. Lordan G. Suan: So Ms. Janet, may entry po dito na October 11, 2021.

4060
09:14:45,330 --> 09:14:46,830
Rep. Lordan G. Suan: Ano pong ibig sabihin nito?

4061
09:14:47,820 --> 09:14:55,690
Janet D. Amora: Full subscription po, meaning bumili po siya ng IPO shares ng Jollibee. Preferred.

4062
09:14:55,730 --> 09:14:58,290
Rep. Lordan G. Suan: Makano po yung binayad niya para dito sa shares?

4063
09:14:58,750 --> 09:14:59,610
Janet D. Amora: 3 million pesos.

4064
09:15:00,770 --> 09:15:04,520
Rep. Lordan G. Suan: Okay. So, isang bagsakan lang po ba ito?

4065
09:15:04,900 --> 09:15:05,500
Janet D. Amora: Opo.

4066
09:15:07,070 --> 09:15:13,440
Rep. Lordan G. Suan: So, may entry na naman po dito sa November 24, 2021.

4067
09:15:15,250 --> 09:15:17,770
Rep. Lordan G. Suan: Ano pong ibig sabihin ito, Ms. Janet?

4068
09:15:18,330 --> 09:15:21,730
Janet D. Amora: Pumili po siya ulit ng Arthaland IPO shares.

4069
09:15:24,040 --> 09:15:26,240
Atty. Lindon Miguel C. Bacquel: So... Your Honor.

4070
09:15:26,240 --> 09:15:27,410
Sen. Francis "Chiz" G. Escudero: Ah, Attorney Lennon?

4071
09:15:27,410 --> 09:15:29,790
Atty. Lindon Miguel C. Bacquel: I think the document would speak for itself, Your Honor.

4072
09:15:30,970 --> 09:15:35,670
Sen. Francis "Chiz" G. Escudero: We note your objection, your comment. Is that an objection, Atty. Lindon?

4073
09:15:35,670 --> 09:15:37,210
Atty. Lindon Miguel C. Bacquel: Yes, Your Honor.

4074
09:15:37,210 --> 09:15:38,210
Sen. Francis "Chiz" G. Escudero: We'll allow it.

4075
09:15:40,610 --> 09:15:45,610
Sen. Francis "Chiz" G. Escudero: Objection is over. Kindly answer the question, Ms. Janet.

4076
09:15:47,110 --> 09:15:56,670
Janet D. Amora: Bumili po yung client namin ng Arthaland IPO shares noong November 24, 2021 amounting to 5 million pesos.

4077
09:15:57,430 --> 09:15:59,730
Rep. Lordan G. Suan: 5 million pesos. Isang bagsakan lang po?

4078
09:15:59,890 --> 09:16:00,510
Janet D. Amora: Isa lang po.

4079
09:16:01,070 --> 09:16:02,050
Rep. Lordan G. Suan: Ng mga shares?

4080
09:16:02,610 --> 09:16:03,130
Janet D. Amora: Opo.

4081
09:16:03,330 --> 09:16:06,430
Rep. Lordan G. Suan: Okay. So, Ms. Janet,

4082
09:16:06,690 --> 09:16:07,510
Janet D. Amora: in

4083
09:16:07,790 --> 09:16:22,960
Rep. Lordan G. Suan: a span of one and a half months, mula October 11, 2021 hanggang November 24, 2021, magkano ang total na binayad po ng asawa ng Vice President?

4084
09:16:23,320 --> 09:16:24,700
Janet D. Amora: Total of 8 million.

4085
09:16:25,100 --> 09:16:33,250
Rep. Lordan G. Suan: 8 million pesos. Okay. So, punta naman po tayo dito sa June 30, 2022.

4086
09:16:37,050 --> 09:16:38,770
Rep. Lordan G. Suan: Ano pong ibig sabihin ito?

4087
09:16:39,710 --> 09:16:42,370
Janet D. Amora: Bumili naman po siya ng Ali Bonds.

4088
09:16:43,110 --> 09:16:44,810
Rep. Lordan G. Suan: Ano po yung Ali Bonds?

4089
09:16:46,210 --> 09:16:55,030
Janet D. Amora: Dalawa po kasi yung products ni BDO Securities. Meron po kaming equities, meaning shares and stocks, and meron din pong fixed income or bonds.

4090
09:16:55,630 --> 09:17:00,900
Rep. Lordan G. Suan: Okay. So, magkano po yung binayad para sa Ali Bonds?

4091
09:17:00,900 --> 09:17:01,240
Janet D. Amora: 3

4092
09:17:01,240 --> 09:17:01,960
Janet D. Amora: million pesos.

4093
09:17:02,780 --> 09:17:04,380
Rep. Lordan G. Suan: Isang bagsakan?

4094
09:17:04,380 --> 09:17:04,660
Janet D. Amora: Isa lang

4095
09:17:04,660 --> 09:17:05,080
Janet D. Amora: din po.

4096
09:17:05,180 --> 09:17:05,360
Rep. Lordan G. Suan: Okay.

4097
09:17:07,580 --> 09:17:11,860
Rep. Lordan G. Suan: So, punta naman po tayo sa July 22, 2022.

4098
09:17:12,740 --> 09:17:13,500
Janet D. Amora: Okay po.

4099
09:17:14,900 --> 09:17:17,380
Rep. Lordan G. Suan: So, ano pong ibig sabihin ito, Ms. Janet?

4100
09:17:17,700 --> 09:17:21,460
Janet D. Amora: Bumili po ulit siya ng San Miguel Bonds worth 2 million pesos.

4101
09:17:22,820 --> 09:17:23,380
Rep. Lordan G. Suan: Ah,

4102
09:17:23,460 --> 09:17:25,000
Rep. Lordan G. Suan: sorry, 2.5. 2

4103
09:17:25,000 --> 09:17:27,320
Rep. Lordan G. Suan: .5 million pesos. Isang bagsakan?

4104
09:17:27,660 --> 09:17:28,180
Janet D. Amora: Eh, opo.

4105
09:17:28,660 --> 09:17:45,340
Rep. Lordan G. Suan: Okay, so Ms. Janet, in less than a month or from June 30, 2022 to July 22, 2022, magkano po ang inilabas o binayat ng asawa ng ating Vice President?

4106
09:17:46,000 --> 09:17:51,620
Janet D. Amora: So that would be 8 million plus 5.5, so 13.5 million.

4107
09:17:52,040 --> 09:17:54,920
Rep. Lordan G. Suan: Hindi, yun lang muna sa June 30

4108
09:17:54,920 --> 09:17:56,480
Janet D. Amora: hanggang

4109
09:17:56,480 --> 09:17:56,960
Rep. Lordan G. Suan: July 22.

4110
09:17:57,520 --> 09:18:00,220
Janet D. Amora: June 30, 5.5 million.

4111
09:18:00,800 --> 09:18:04,360
Rep. Lordan G. Suan: So kung ito talahat-lahat, 13.5.

4112
09:18:04,700 --> 09:18:05,460
Janet D. Amora: Okay,

4113
09:18:05,640 --> 09:18:06,260
Rep. Lordan G. Suan: thank you po.

4114
09:18:08,220 --> 09:18:19,640
Rep. Lordan G. Suan: So punta naman po tayo sa exhibit P-Roman numeral 2-8-12-2-2-1. Video sec.

4115
09:18:19,940 --> 09:18:20,700
Rep. Lordan G. Suan: Do

4116
09:18:25,600 --> 09:18:26,000
Rep. Lordan G. Suan: you have it?

4117
09:18:26,340 --> 09:18:26,740
Janet D. Amora: Opo.

4118
09:18:27,610 --> 09:18:35,500
Rep. Lordan G. Suan: So pagpatingin po dito sa my payment for net of. Ano pong ibig sabihin yan?

4119
09:18:37,290 --> 09:18:44,090
Janet D. Amora: The document po is an official receipt, meaning proof of payment from the client.

4120
09:18:44,590 --> 09:18:45,770
Rep. Lordan G. Suan: Makano po yung?

4121
09:18:46,050 --> 09:18:47,430
Janet D. Amora: 5 million pesos.

4122
09:18:48,230 --> 09:18:53,530
Rep. Lordan G. Suan: 5 million. Ano pong nakalagay? May mga numbers po kasi, tsaka mga words.

4123
09:18:53,530 --> 09:18:54,310
Janet D. Amora: Description po

4124
09:18:54,310 --> 09:18:56,650
Janet D. Amora: siya ng bonds na binili po nung client.

4125
09:18:57,570 --> 09:19:03,420
Rep. Lordan G. Suan: Description ng bonds. So ano po itong 6.5635%?

4126
09:19:04,690 --> 09:19:07,950
Janet D. Amora: Ito po yung interest rate nung bond na binili niya.

4127
09:19:08,070 --> 09:19:09,870
Rep. Lordan G. Suan: Yung bond na binili, lalaki yan.

4128
09:19:09,910 --> 09:19:13,450
Janet D. Amora: Interest earning siya, ang rate is 6.56 something.

4129
09:19:13,830 --> 09:19:14,650
Rep. Lordan G. Suan: Per annum?

4130
09:19:14,870 --> 09:19:16,250
Janet D. Amora: Per annum.

4131
09:19:16,250 --> 09:19:16,490
Rep. Lordan G. Suan: Okay.

4132
09:19:17,610 --> 09:19:22,380
Rep. Lordan G. Suan: So itong halagang 5M po, Ms. Janet, isang bagsakan lang na naman.

4133
09:19:22,580 --> 09:19:22,920
Janet D. Amora: Opo.

4134
09:19:23,480 --> 09:19:33,900
Rep. Lordan G. Suan: Okay. So punta na naman po tayo sa exhibit P-Roman numeral 2-8-12-2-2-2.

4135
09:19:37,740 --> 09:19:43,960
Rep. Lordan G. Suan: So, meron na namang payment for net of. Magkano po yung nakalagay dito?

4136
09:19:44,380 --> 09:19:45,580
Janet D. Amora: Five million pesos.

4137
09:19:46,380 --> 09:19:47,020
Rep. Lordan G. Suan: Okay.

4138
09:19:48,840 --> 09:19:51,100
Rep. Lordan G. Suan: Kanino po nakapangalan nito, Ms. Janet?

4139
09:19:51,280 --> 09:19:52,860
Janet D. Amora: Kay Manases R. Carpio.

4140
09:19:53,160 --> 09:19:54,760
Rep. Lordan G. Suan: At isang bagsakan lang to?

4141
09:19:55,180 --> 09:19:55,820
Janet D. Amora: Opo.

4142
09:19:55,980 --> 09:20:08,240
Rep. Lordan G. Suan: Yung bayad. Okay. So, let's go to exhibit P-Roman numeral 2-8-12-2-2-3. Video sec.

4143
09:20:14,120 --> 09:20:22,760
Rep. Lordan G. Suan: So, punta po tayo sa yung may payment for net of. Magkano pong halaga ang nakalagay?

4144
09:20:22,880 --> 09:20:23,620
Janet D. Amora: 2 million pesos.

4145
09:20:24,510 --> 09:20:25,910
Rep. Lordan G. Suan: Kanino po nakapangalan?

4146
09:20:26,230 --> 09:20:28,050
Janet D. Amora: Kay Manases R. Carpio.

4147
09:20:28,290 --> 09:20:31,570
Rep. Lordan G. Suan: Ano po yung petsa ng resibo?

4148
09:20:32,250 --> 09:20:33,990
Janet D. Amora: October 30, 2024.

4149
09:20:35,530 --> 09:20:39,890
Rep. Lordan G. Suan: So, itong halaga na 2M, 2 million pesos. Isang bagsakan lang to.

4150
09:20:40,030 --> 09:20:40,470
Janet D. Amora: Opo.

4151
09:20:40,610 --> 09:20:48,510
Rep. Lordan G. Suan: Okay. So, Ms. Witness, ano na po ang total ng investments ng mga resibo na to? After sa 13.5 million.

4152
09:20:50,120 --> 09:20:51,000
Rep. Lordan G. Suan: Plus 12

4153
09:20:51,000 --> 09:20:51,380
Janet D. Amora: million.

4154
09:20:51,900 --> 09:20:53,240
Rep. Lordan G. Suan: 12 million po. Okay.

4155
09:20:56,940 --> 09:21:08,460
Rep. Lordan G. Suan: So, ano po, base sa mga records nyo, ano po kung meron man ang pinapakita ng mga records regarding sa status, present status ng mga investments na yan?

4156
09:21:10,330 --> 09:21:18,790
Janet D. Amora: Meron po siyang total purchases ng equities and bonds pero meron din naman pong mga na-redeem na or nag-mature.

4157
09:21:18,790 --> 09:21:19,530
Rep. Lordan G. Suan: Nag

4158
09:21:19,530 --> 09:21:19,930
Rep. Lordan G. Suan: -mature?

4159
09:21:20,090 --> 09:21:20,330
Janet D. Amora: Opo.

4160
09:21:20,640 --> 09:21:21,800
Rep. Lordan G. Suan: So yung iba?

4161
09:21:22,640 --> 09:21:24,900
Janet D. Amora: Yung iba po outstanding. Opo.

4162
09:21:25,510 --> 09:21:26,250
Rep. Lordan G. Suan: Okay.

4163
09:21:26,850 --> 09:21:34,110
Janet D. Amora: Yung 12.5 million po outstanding siya as of December 31, 2025.

4164
09:21:36,410 --> 09:21:41,320
Rep. Lordan G. Suan: Okay. So punta naman tayo sa Exhibit

4165
09:21:41,700 --> 09:21:42,900
Rep. Lordan G. Suan: P

4166
09:21:42,900 --> 09:21:50,940
Rep. Lordan G. Suan: -Roman numeral 2-8-12-3-5, Biliosec. This is our last document.

4167
09:21:52,580 --> 09:22:00,220
Rep. Lordan G. Suan: So, base po sa dokumentong ito, kanino po nakapangalan ng mga investments na nakasaad dito?

4168
09:22:00,670 --> 09:22:02,810
Janet D. Amora: Kay Manases Reyes Carpio.

4169
09:22:05,000 --> 09:22:09,210
Rep. Lordan G. Suan: Okay, punta po tayo sa page 12.

4170
09:22:10,090 --> 09:22:10,930
Rep. Lordan G. Suan: ...

4171
09:22:20,720 --> 09:22:27,250
Rep. Lordan G. Suan: OK meron po dito may kahon. May nakalagay na ending security position.

4172
09:22:29,490 --> 09:22:31,510
Rep. Lordan G. Suan: Ms. Janet, ano pong nakalagay dito?

4173
09:22:32,460 --> 09:22:37,580
Janet D. Amora: Ito po yung total na outstanding position ng client as of December 31, 2025.

4174
09:22:38,380 --> 09:22:39,480
Rep. Lordan G. Suan: Ano pong ibig sabihin yan?

4175
09:22:39,600 --> 09:22:45,160
Janet D. Amora: Ito po yung kasalukuyang hawak na investments dito sa mga nakasulat na stocks.

4176
09:22:45,740 --> 09:22:46,820
Janet D. Amora: Iba-ibay

4177
09:22:46,820 --> 09:22:47,180
Janet D. Amora: po siya.

4178
09:22:49,920 --> 09:22:58,420
Janet D. Amora: ASEN, Corp, BDO Unibank, DITO, International Container, Jollibee, Manila Broadcasting, San Miguel Corp, and Vistaland.

4179
09:22:59,060 --> 09:23:04,250
Rep. Lordan G. Suan: Okay. So, makano po ang acquisition cost nito, Ms. Janet?

4180
09:23:06,400 --> 09:23:26,180
Janet D. Amora: Makikita lang po yung acquisition cost at the time na pinurchase. Ito pong nasa ending balance ang nandito po, valuation. May market value po, meaning whatever is the closing price, Of the shares of stock as of December 31, that's the market value. Pero hindi po ito yung acquisition cost.

4181
09:23:26,580 --> 09:23:31,500
Rep. Lordan G. Suan: Okay. So may kaugnayan ba yung market value sa acquisition cost? Malapit lang ba yan?

4182
09:23:32,200 --> 09:23:45,780
Janet D. Amora: Depende po kung kailan binili yung stock. Most of the time po magkaiba sila kesa dun sa market valuation. So pwedeng yung market valuation mas mababa or mas mataas kesa dun sa purchase price.

4183
09:23:46,360 --> 09:23:52,490
Rep. Lordan G. Suan: Okay. So kung... Magkano po yung market value ng lahat ng securities na to?

4184
09:23:53,270 --> 09:23:58,590
Janet D. Amora: Based po dito sa document na to, around 5 million, 5.3 million.

4185
09:23:58,930 --> 09:24:08,330
Rep. Lordan G. Suan: Okay. So ano naman po ang pinapakita ng record na yan regarding sa kasulukuyang status ng mga investments na yan?

4186
09:24:09,890 --> 09:24:12,770
Janet D. Amora: Outstanding po siya, meaning nasa position pa rin ni client.

4187
09:24:13,490 --> 09:24:15,490
Rep. Lordan G. Suan: Okay. So parang online pa rin?

4188
09:24:15,630 --> 09:24:16,010
Janet D. Amora: Opo.

4189
09:24:17,470 --> 09:24:18,650
Janet D. Amora: Meaning the client

4190
09:24:18,650 --> 09:24:20,290
Janet D. Amora: has custody of the shares actually.

4191
09:24:21,710 --> 09:24:22,230
Rep. Lordan G. Suan: So

4192
09:24:22,650 --> 09:24:28,890
Rep. Lordan G. Suan: all in all, magkano po yung total acquisition cost ng lahat ng mga investments na to?

4193
09:24:31,520 --> 09:24:32,380
Atty. Lindon Miguel C. Bacquel: As you answered,

4194
09:24:32,500 --> 09:24:33,460
Atty. Lindon Miguel C. Bacquel: your honor.

4195
09:24:33,460 --> 09:24:35,180
Sen. Francis "Chiz" G. Escudero: Let the witness

4196
09:24:35,180 --> 09:24:41,860
Sen. Francis "Chiz" G. Escudero: answer, counsel. He's winding up. Please, Ms. Janet. Sumaganda po ba kayo?

4197
09:24:42,580 --> 09:24:50,590
Janet D. Amora: Yung purchase cost po ng mga to is makikita po dun sa complete ledger. So, wala pong grand total dito.

4198
09:24:51,620 --> 09:24:53,100
Rep. Lordan G. Suan: Add na lang po natin.

4199
09:24:53,660 --> 09:24:57,560
Janet D. Amora: Ay, sige. Can I refer to my notes?

4200
09:24:57,560 --> 09:24:59,120
Sen. Francis "Chiz" G. Escudero: Ma'am, you can refer to your documents. Yes.

4201
09:25:07,140 --> 09:25:07,920
Janet D. Amora: Total

4202
09:25:14,130 --> 09:25:24,770
Janet D. Amora: purchases po as of December 31, 2025, that's for the period covered 2020 to 2025 amount to

4203
09:25:26,380 --> 09:25:49,480
Janet D. Amora: For equities only is 12,945,117.53. And for the bonds naman po, total subscriptions amounting to 22.5 million. Pero as I've mentioned kanina, may mga redemptions. So the only outstanding balance for the bonds is only 12 million. 12

4204
09:25:49,480 --> 09:25:50,660
Janet D. Amora: million

4205
09:25:50,660 --> 09:25:57,290
Janet D. Amora: plus yung outstanding... Equities position na 13 million. So that's the total

4206
09:25:57,290 --> 09:25:58,410
Janet D. Amora: of 25

4207
09:25:58,410 --> 09:25:58,970
Janet D. Amora: million.

4208
09:25:59,290 --> 09:26:01,190
Rep. Lordan G. Suan: 12 million plus 13

4209
09:26:01,190 --> 09:26:02,030
Rep. Lordan G. Suan: million?

4210
09:26:02,030 --> 09:26:09,490
Janet D. Amora: 12 million for the bonds and 13 million for the equities. So that's the total of 25 million.

4211
09:26:09,490 --> 09:26:10,050
Rep. Lordan G. Suan: Okay.

4212
09:26:10,270 --> 09:26:17,810
Atty. Lindon Miguel C. Bacquel: Your Honor, can I just be given a moment to examine the document perused by the witness, Your Honor?

4213
09:26:17,970 --> 09:26:20,440
Sen. Francis "Chiz" G. Escudero: Please, you may do so.

4214
09:26:27,070 --> 09:26:27,590
Sen. Francis "Chiz" G. Escudero: I

4215
09:26:27,590 --> 09:26:29,170
Sen. Francis "Chiz" G. Escudero: believe that came from the witness.

4216
09:27:00,000 --> 09:27:00,660
Janet D. Amora: Yes,

4217
09:27:09,380 --> 09:27:10,000
Sen. Francis "Chiz" G. Escudero: attorney Lindon.

4218
09:27:13,350 --> 09:27:30,000
Atty. Lindon Miguel C. Bacquel: We will just manifest your honor that The document being perused by the witness appears to be a tabulation, your honor, upon which no basis has been laid by the prosecution, your honor.

4219
09:27:31,560 --> 09:27:48,330
Sen. Francis "Chiz" G. Escudero: Yes, although on the record, the court allowed her to look into her notes. And yes, we confirm that has not yet been identified by the witness, although she was asked about totals already. Kindly proceed, honorable Suan.

4220
09:27:48,330 --> 09:27:49,670
Rep. Lordan G. Suan: No further questions, Your

4221
09:27:49,670 --> 09:27:49,830
Rep. Lordan G. Suan: Honor.

4222
09:27:50,280 --> 09:27:52,000
Sen. Francis "Chiz" G. Escudero: Attorney Lindon, cross.

4223
09:27:52,600 --> 09:27:53,960
Atty. Lindon Miguel C. Bacquel: A few questions, Your Honor.

4224
09:27:54,220 --> 09:27:54,780
Sen. Francis "Chiz" G. Escudero: You may proceed, sir.

4225
09:27:55,580 --> 09:27:56,640
Atty. Lindon Miguel C. Bacquel: Good evening, ma'am.

4226
09:27:56,840 --> 09:27:57,320
Janet D. Amora: Good evening, po.

4227
09:27:57,480 --> 09:28:03,820
Atty. Lindon Miguel C. Bacquel: Ma'am, the accounts you identified are all under the name of Manases R. Carpio, correct ma'am?

4228
09:28:03,820 --> 09:28:04,190
Janet D. Amora: Yes po.

4229
09:28:04,820 --> 09:28:15,870
Atty. Lindon Miguel C. Bacquel: And when a person opens a securities account in BDO Securities or acquires bonds or equities,

4230
09:28:15,880 --> 09:28:21,170
Atty. Lindon Miguel C. Bacquel: You do not inform the account holder spouse, correct?

4231
09:28:23,370 --> 09:28:26,950
Janet D. Amora: With regards to onboarding, are you referring to the onboarding process?

4232
09:28:27,470 --> 09:28:33,970
Atty. Lindon Miguel C. Bacquel: Pagbili lang po ng equities and bonds, kailangan ba ng consent ng asawa niya?

4233
09:28:34,280 --> 09:28:46,040
Janet D. Amora: The account po is opened singly, meaning walang co-owner. Therefore, the invoice or the trade confirmation will be sent directly to the account holder, which is Manas

4234
09:28:46,040 --> 09:28:46,880
Janet D. Amora: Scorpio.

4235
09:28:46,880 --> 09:28:53,860
Atty. Lindon Miguel C. Bacquel: So kahit po mag-a-acquire ng equities or bonds, hindi po nai-inform yung spouse ng isang account holder?

4236
09:28:53,860 --> 09:28:53,900
Janet D. Amora: Hindi po.

4237
09:28:53,900 --> 09:28:53,940
Atty. Lindon Miguel C. Bacquel: Kung

4238
09:28:53,940 --> 09:28:55,540
Janet D. Amora: sino lang po yung account holder.

4239
09:28:55,940 --> 09:29:16,690
Atty. Lindon Miguel C. Bacquel: And would you confirm, ma'am, that the document submitted, your BDO security submitted to this court? would not show that the vice president is aware of the accounts opened, equities and bonds acquired by Manases R. Carpio. Correct ma'am?

4240
09:29:18,500 --> 09:29:22,720
Janet D. Amora: I cannot answer whether the vice president is aware of the investments.

4241
09:29:23,060 --> 09:29:24,580
Atty. Lindon Miguel C. Bacquel: I'm asking based on the documents.

4242
09:29:24,580 --> 09:29:30,180
Janet D. Amora: Based on records, the account is opened singly, no joint co-owner.

4243
09:29:31,170 --> 09:29:31,670
Atty. Lindon Miguel C. Bacquel: So,

4244
09:29:31,770 --> 09:29:33,410
Janet D. Amora: therefore, it is only Manassas.

4245
09:29:33,410 --> 09:29:41,370
Atty. Lindon Miguel C. Bacquel: And your records, which you submitted to this honorable court, you confirm does not contain any signature of the vice president. Correct, ma'am?

4246
09:29:41,510 --> 09:29:41,790
Janet D. Amora: Correct.

4247
09:29:42,770 --> 09:29:44,130
Atty. Lindon Miguel C. Bacquel: No further questions, ma'am.

4248
09:29:45,270 --> 09:29:47,010
Sen. Francis "Chiz" G. Escudero: Redirect, honorable Suan?

4249
09:29:47,010 --> 09:29:49,730
Rep. Lordan G. Suan: No redirect, your honor, but we have a manifestation.

4250
09:29:51,210 --> 09:29:54,930
Sen. Francis "Chiz" G. Escudero: Regarding, can we excuse the witness? Is it in relation to the witness?

4251
09:29:55,290 --> 09:30:00,000
Rep. Lordan G. Suan: Yes, your honor. We would like to request for a marking of the document that she...

4252
09:30:00,000 --> 09:30:01,140
Sen. Francis "Chiz" G. Escudero: Red, the total?

4253
09:30:02,800 --> 09:30:10,040
Sen. Francis "Chiz" G. Escudero: Yes. At the proper time, you can mark it. We don't need to do it in open court.

4254
09:30:10,040 --> 09:30:11,570
Rep. Lordan G. Suan: Thank you, Your Honor.

4255
09:30:11,570 --> 09:30:12,150
Sen. Francis "Chiz" G. Escudero: So, ordered.

4256
09:30:15,400 --> 09:30:29,280
Sen. Francis "Chiz" G. Escudero: Ms. Janet, salamat po. Wala na pong katanungan sa inyo. Paumanhin kung naghintay kayo ng buong araw kahapon at buong araw ngayon. Salamat po sa pasensya, panahon, at pagsagot sa mga katanungan ng magkabilang panig. You are excused, ma'am, and thank you for your time.

4257
09:30:29,280 --> 09:30:29,500
Janet D. Amora: Thank you po.

4258
09:30:31,370 --> 09:30:43,130
Sen. Francis "Chiz" G. Escudero: It's 7.24. It's our longest day and we went through 15, a total of 15 witnesses and dispensed with 4, if I'm not mistaken. Senator Judge Kiko is recognized.

4259
09:30:43,750 --> 09:30:45,650
Sen. Francis "Chiz" G. Escudero: What is

4260
09:30:46,710 --> 09:30:47,510
Sen. Francis "Chiz" G. Escudero: your pleasure, sir?

4261
09:30:47,510 --> 09:30:56,390
Sen. Francis “Kiko” Pangilinan: Just wanted to check if the Senate President has the complete number of insurance policies.

4262
09:30:57,670 --> 09:30:58,310
Sen. Francis “Kiko” Pangilinan: We

4263
09:30:58,310 --> 09:31:11,110
Sen. Francis “Kiko” Pangilinan: started at 11. I mean, when I first It was 11. There were 3 other witnesses. So the total number of insurance policies?

4264
09:31:12,960 --> 09:31:23,280
Sen. Sherwin T. Gatchalian: According to our clerk of court is 19 insurance policies. Excluding the shares and bonds that were manifested earlier.

4265
09:31:25,280 --> 09:31:27,760
Sen. Francis “Kiko” Pangilinan: 19. Okay. For the record. Thank you.

4266
09:31:28,790 --> 09:31:46,480
Sen. Francis "Chiz" G. Escudero: Thank you. Due to the lateness of the hour and the long day, again, Chair would like to thank everyone for their patience and perseverance. We shall suspend trial until tomorrow at 10 a.m.